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sailboat buying strategy
YukonBound wrote:
"nom=de=plume" wrote in message ... "YukonBound" wrote in message ... "nom=de=plume" wrote in message ... "Wayne.B" wrote in message news 
On Tue, 8 Jun 2010 10:45:46 -0700, "nom=de=plume" wrote: I'd be interested to hear what those who've made major purchases, such as for a boat, have done (or not done) along these lines. Did you pretty much go all in or did you do something similar? The strategy of buying less than you can afford works well because everyone always under estimates the cost of essential upgrades and maintenance. It is important to try and estimate the upgrades and maintenance as closely as possible and then double that number. It is also important to try and nail down your ongoing expenses for storage, both in and out of the water, and insurance. Insurance costs vary by location, length of season, cruising range, and quality of policy. There are big differences in policies, not always readily apparent until you scrutinize the fine print. The most expensive thing of all is buying the wrong boat, or buying it with the wrong people. That may sound obvious but it happens all the time. Have all of you spent a lot of time together on a boat before? If not, I'd highly recommend chartering a boat similar to what you want for two weeks and sail it somewhere. You'll learn a lot about the boat, the people, and whether or not you really like the life style. Yes, good point about insurance. We haven't really talked about that much, nor investigated, other than saying, yes, we need some. We're going to charter... definitely the smart thing to do. Might have an opportunity to do that for about a six-week stretch this summer. We've spent some time on a boat, but not more than a few weeks. I think it's a viable plan. Perhaps we could just live in a van in parking lot behind a 7/11 for a few weeks. Seems like that would be pretty close.  The former Larry from Charleston (yes, the half decent Larry) had a little spiel that he wrote whenever someone dreamed about spending a lot of time on a cruising sailboat. It got the point across. I'd love to see it. Is there a link? I wonder if he's hanging around the rec.boats.cruising newsgroup? I'll ty and put a feeler out. "ty" harder. |
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