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H the K wrote:
On 10/3/09 3:21 PM, Tom Francis - SWSports wrote: On Sat, 3 Oct 2009 09:46:43 -0700 (PDT), wrote: On Oct 3, 8:30 am, Tom Francis - SWSports wrote: do any of you really think that we need a healthcare bill that the people in charge of producing don't understand? http://www.cnsnews.com/news/article/54930 Seriously? what makes you think people understand the healthcare system we have now? So making it more complex is better? Wouldn't you think that making it simpler to deal with would be a better goal? I don't have trouble understanding my insurance plan. I have a list of what is and isn't covered, a formulary sheet that describes what is covered fully/partially or not at all for prescriptions, a rate sheet for reimbursement for my outlay, complete description of co-pays that I'm responsible for and those procedures that are fully covered, a contact person if I have questions. How hard is it? I have a card. Everything in the hospital is covered, including a semi-private room. Doctor's office visits are covered, with a $10 co-pay. Generic prescriptions require a $5 co-pay, non-generics require a 20% co-pay. Cosmetic surgery for vanity reasons is not covered, but it is covered to reconstruct after a disease or an accident. Oh, yeah...80% of my lasik eye surgery was covered 10 years ago. No need to read complicated rate sheets, because it all fits on one side of one sheet of paper. If there's a change, the administrator sends out a note. Oh...there's a $200 annual deductible. Unfortunately, most Americans do not have the sort of friendly health insurance I have. And neither will you, if the Obamanation administration has their say. Enjoy it while you can, WAFA! |
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