On Oct 3, 3:04*pm, H the K wrote:
On 10/3/09 3:21 PM, Tom Francis - SWSports wrote:
On Sat, 3 Oct 2009 09:46:43 -0700 (PDT),
wrote:
On Oct 3, 8:30 am, Tom Francis - SWSports
*wrote:
do any of you really think that we need a healthcare bill that the
people in charge of producing don't understand?
http://www.cnsnews.com/news/article/54930
Seriously?
what makes you think people understand the healthcare system we have
now?
So making it more complex is better? *Wouldn't you think that making
it simpler to deal with would be a better goal?
I don't have trouble understanding my insurance plan. *I have a list
of what is and isn't covered, a formulary sheet that describes what is
covered fully/partially or not at all for prescriptions, a rate sheet
for reimbursement for my outlay, complete description of co-pays that
I'm responsible for and those procedures that are fully covered, a
contact person if I have questions.
How hard is it?
I have a card. Everything in the hospital is covered, including a
semi-private room. Doctor's office visits are covered, with a $10
co-pay. Generic prescriptions require a $5 co-pay, non-generics require
a 20% co-pay. Cosmetic surgery for vanity reasons is not covered, but it
is covered to reconstruct after a disease or an accident. Oh, yeah...80%
of my lasik eye surgery was covered 10 years ago. No need to read
complicated rate sheets, because it all fits on one side of one sheet of
paper. If there's a change, the administrator sends out a note.
Oh...there's a $200 annual deductible.
Unfortunately, most Americans do not have the sort of friendly health
insurance I have.
--
Birther-Deather-Tenther-Teabagger:
Idiots All
Herr Krause. most of your fellow citizens don't have a green card like
yours, either.
But no fear. In time that too shall come to pass.