On Thu, 13 Aug 2009 08:51:41 -0400, BAR wrote:

H the K wrote:
BAR wrote:
H the K wrote:

HHS: Insurance Companies Encourage Employees to "Revoke Sick People's
Health Coverage"

By David S. Hilzenrath
Washington Post

You might have known that insurers can deny health coverage based on
preexisting medical conditions, but here’s something else to worry
about: They can take away the coverage you thought you had when
actually need it, the government says.

The Department of Health and Human Services put a spotlight on that
practice Tuesday in its continuing campaign to build support for an
overhaul of health insurance.

“When a person is diagnosed with an expensive condition such as
cancer, some insurance companies review his/her initial health status
questionnaire,” the HHS said in a posting at HealthReform.Gov. In
most states, insurance companies can retroactively cancel
individuals' policies if any condition was not disclosed when the
policy was obtained, "even if the medical condition is unrelated, and
even if the person was not aware of the condition at the time.”

“Coverage can also be revoked for all members of a family, even if
only one family member failed to disclose a medical condition,” HHS
said.

Your failure to disclose requested and relevant information to obtain
an insurance policy is called fraud.


Read the whole piece, ****-for-brains, and try to understand it.

Do you know what the phrase "...even if the
person was not aware of the condition at the time.”

Buy an errors and omissions rider.

Expecting a marginally educated population to understand they need an
E&O rider?

Jesus.