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Default Towing insurance cancelled?

On Feb 26, 2:02 pm, Charlie Morgan wrote:
On 26 Feb 2007 10:50:26 -0800, "svequinox"
wrote:

Hi, all:


Please excuse the xpost to several boating discussion groups. I'm a
freelance writer and cruiser working on a piece about vessel towing
insurance. I'm interested in contacting folks who have had their
towing insurance cancelled or who were turned down for towing
insurance, preferably within the last couple of years.


Thanks for any help or leads you can give me.


KittyBennett
St. Pete Beach, FL



If you are talking about service agreements, such as "TowboatUS", I do
not think they consider themselves as "towing insurance". It's a
prepaid service contract.

I have heard one or two completely unsubstantiated stories about
people who have been refused for contract renewals due to what the
company considered "abuse" of the service. In other words, idiots who
needed towing or other assistance on a regular basis due to their own
incompetence. Are you expecting to find people who were turned down
for absolutely no reason? I've never heard of that, and I can't
imagine why it would happen.

CWM


Charlie:
You're quite right about it being a service contract. I always refer
to it as towing insurance myself, but your description is more
accurate. About the "idiots who needed towing or other assistance on a
regular basis," I plead guilty as charged. We were cancelled, which
was my inspiration for the story. We've had several tows in the last
six or seven years and one of them last summer was very long. We are,
however, fulltime cruisers and travel thousands of miles per year, so
we may be statistically more likely to get ourselves into a jam, I'm
not sure. I think it would be useful for folks to know how much use of
the service is too much use. As for people being turned down for
absolutely no reason, no I'm not expecting to discover anything like
that, just people who were turned down for renewals because of what
the towing companies considered to be excess use.

Cheers,
Kitty

 
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