You may be able to get the insurance, but the question is: can you afford
it??

You have several factors against you, single handing, offshore and your boat
is over 20 years old. All of these are key factors and difficult to over
come with regards to insurance.

They will insure 20+ yo boat but only after a survey and since your going
offshore, they will usually require a detailed rigging and chain plate
inspection. Most likely they will requiire the standing rigging be replaced
since there would be too many unknowns that the rigging inspection can't
verify.

Most will turn you down if they findout your sailing singlehanded.

Offshore will still be expensive but if you over come the other problems, it
is possible to get coverage for offshore, but with some restrictions on
ocean areas of the world.

Note: Now, if you happen to be a military/USCG officer, retired, or
dependent of a military officer, you could qualify for USAA insurance and
they offer a yacht policy without any such restriction, as long as it passes
a marine survey. I've been with them for over 30 years. Good rates, but of
course, I've never had a marine claim..

My opinion and experience, FWIW.

Steve
s/v Good Intentions

Bob,

I have Boat US with coverage to the mouth of the Chesapeake Bay. When I
go off shore I call and get a two week rider for $15. They have never
asked if I single hand which I do most of the time.

Ron

42ft sailboat - between maine and fl & waters of gulf of mexico,
caribbean sea and west indies cost us 2,508$USD .

Hanz

Bob wrote:
If I buy a boat for bluewater cruising can I get insurance for it when
sailing alone? Any ideas how much for 40ft sailboat 1984 worth about
90K. Sail out of Florida gulf.
Preparing for my dream.

Bob

Contact Al Golden at IMIS for a definitive answer. No business connection,
just a satisfied customer.
http://www.imiscorp.net/

--


Keith
__
There is no substitute for good manners, except perhaps fast reflexes.
"Bob" wrote in message
...
If I buy a boat for bluewater cruising can I get insurance for it when
sailing alone? Any ideas how much for 40ft sailboat 1984 worth about
90K. Sail out of Florida gulf.
Preparing for my dream.

Bob

Call an insurance broker - they're free - and you'll begin to learn
how to talk to snakes.


On Fri, 08 Aug 2003 18:06:47 GMT, Bob wrote:

If I buy a boat for bluewater cruising can I get insurance for it when
sailing alone? Any ideas how much for 40ft sailboat 1984 worth about
90K. Sail out of Florida gulf.
Preparing for my dream.

Bob

So what was the problem with Boat/US? The consensus here seems to be that Boat/US is
pretty good - I've certainly had no problem with them, and neither have friends.

-jeff



"William Adams" wrote in message
...
Some years ago I "met" Al Golden through the sailing list on Compuserve. He
convinced me that my Boat U/S policy was not the best way to go and got me
on with another company. All was well until I made the mistake of moving to
Florida and was rewarded with a policy cancellation. Al's office tried to
get me with another insurer but the cost was, for me, too high. Insurance
companites kept referring to Hurricane risk in Florida despite the fact that
the last hurricane to hit Pinellas county (Tampa Bay) was in 1921. New York
City has seen more hurricanes!

I then had to pay for another survey on my older boat and finally was able
to get a policy through Progressive. I didn't mind that their correspondence
kept referring to my boat as a car but I did mind when they doubled my
premiums the second year despite the fact that I have never filed a claim.
People now tell me that they are afraid to file claims because they may be
cancelled. I'd rather go without insurance which is what I've been doing for
the past five years.

There are no good insurance companies and you can be sure, if they sell you
a policy, they believe it to be in their interest, not yours.

"Keith" wrote in message
...
Contact Al Golden at IMIS for a definitive answer. No business connection,
just a satisfied customer.
http://www.imiscorp.net/

--


Keith
__
There is no substitute for good manners, except perhaps fast reflexes.
"Bob" wrote in message
...
If I buy a boat for bluewater cruising can I get insurance for it when
sailing alone? Any ideas how much for 40ft sailboat 1984 worth about
90K. Sail out of Florida gulf.
Preparing for my dream.

Bob

60 day rider....

Leanne B

"Leanne" wrote in message
...

"Leanne" wrote in message
...

"William Adams" wrote in message
...
Had I stayed with Boat U/S though, I
probably could have moved to Florida without fear of cancellation, and
would
probably still be covered by them.

Our BoatUS policy covers from Nova Scotia to Fernandina Beach, FL. For our
trip
to Key West last year I had to get a 60 rider for going further south.

Leanne B
S/V Fundy