"Bill Kearney" wrote in message
t...

They don't deal with the unwanted side effects of ignorance or
carelessness.

Because with people being part of the equation those variables
can't be
eliminated.

Agreed. With insurance though - damage (of any sort) can be
repaired to some degree. Excepting for those who choose to be
outside the law by not insuring. Although with European car
insurance (and I suspect in the US too) the insurers run a pool of
cash to cover victims of un-insured drivers.
--
JimB
http://www.jimbaerselman.f2s.com/
for opinions comparing Greek cruising areas - N Spain too