Capt. JG wrote:


Cobra is great, but some employers don't offer insurance, so no Cobra.


So maybe potential employees should pay more attention to the benefits
package employers offer? Or get a compensation package that allows them
to purchase their own insurance?


and they're at risk when insurance companies refuse to pay.

Refuses to pay for waht? Platic surgery? Breat enhancements? Viagra?
Quadruple by=pass on a 96 year old?

There are many instances of insurance companies refusing to pay or burying
people in red tape. I'm sure you can find plenty of examples!


And is nationalized / socialized insurance is any better? Bureaucrats
are bureaucrats regardless of whether they are with private insurers or
work for a govt.

Canada is a great example of how nationalized insurance fails. They
offer all the problems of private insurance amplified by a
non-responsive govt bureaucracy.

Keep in perspective that Michael Moore is in business to promote his film.