"Wilbur Hubbard" wrote
[snipped]
..... I'm willing to wager that I am the only asa subscriber who has and
never has had time payments, has and never has had a mortgage ...
[snipped]
Wilbur Hubbard

Neal,
I appreciate the fact that you share your perspective with us. You have an
interesting take on things, and although it would take the complete collapse
of my life as it exists now to find myself in a similar lifestyle, I would
probably find some happiness in a spartan existence. At least for a while. I
think I would soon yearn to accomplish new things though. Perhaps your point
is that those new things, at least initially, could be new sailing
adventures?

I like a bit of hot pepper on my food. I had a student once who sat and ate
a bowlful of hot peppers while I watched. We both appreciated something
about the flavor and feel, but he was clearly more into peppers than I. I
would never challenge him in a pepper eating contest. I still like peppers,
it's just that I like a plate of beans and rice with them.
Scout