That the health thing you mentioned a while back?

My nephew is in a similar boat.

Exactly. I have a health problem that makes me quite ill perhaps two weeks out
of each year. It effected my liability insurance 9 years ago and is still
causing me grief when it comes to insuring any vehicle. Strangely, I'm listed
as "operator" on our yacht insurance policy and even got a discount with my
Sailing Safety certificate.
There were other reasons for registering the boat to Suzanne of course. We
secured a luxury loan for her, then repaid it...making her credit score
perfect. I already have two luxury loans repaid. At the time we bought Alien,
our finances were still quite seperate.

RB