"Bobsprit" wrote in message

... Yup, October 31st is a significant date for boaters in NY. ...

Why? What happens?

Insurance ends at marinas and clubs.

Do you mean their public liability cover?


All city run marinas close.

Why? Surely they can still make money by staying open?


Most clubs close.

My local club has night races almost into December, with an off-season early
in the new year, reopening sometime around March. Do NY winters arrive in
November?


Private insurance doesnt cover winter sailing (Boat US and others here)
unless
specified.

I would have thought that winter sailing would be covered unless
specifically excluded - I'm sure my policy is for a year. Does your
insurance policy state that it only covers a specific period during the
year? When does it restart?


The only boats that stay in the water here are people who own their own
slips
or have live-aboard status at certain clubs.

My local, city run, marina stays open year round. The only boats that come
out are those that need anti-fouled, or those that won't be sailed until
next season (so are taken out to reduce fouling, or because the owners want
to save pontoon fees by parking on the hard for a few months).


--
Wally
I demand rigidly-defined areas of uncertainty!
www.art-gallery.myby.co.uk