"HarryK" wrote in message
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On 11/12/10 1:56 PM, Wilbur Hubbard wrote:
wrote in message
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On 11/12/10 1:47 PM, Wilbur Hubbard wrote:
wrote in message
. ..
In . octanews.com,
llid says...
Are they approved for marine use? Can you operate them in an
enclosed
engine room or do you have to hang it off the gunwale?
You'd have to duct it and exhaust it to the outside via cowlings and
forced
air but it would provide the electricity to do that, no problem. As
for
some
government, marine use approval, who cares? It's high time the
government
took a hike out of our everyday personal lives with their red tape. A
commercial boat is one thing, a private yacht is another thing
entirely.
Your insurance company cares.
I don't do insurance. Never have, never will. Insurance is a giant
rip-off.
Just go downtown in most any big city and some of the biggest, most
expensive buildings will be banks and insurance companies. That should
give
you a clue as the giant swindle that is called insurance. If you wish
to
swell their coffers so be it but I will not.
Wilbur Hubbard
(self-insured)
Are you "self-insured" for liability, too?
Yes. That's one of the good things about being self-insured. Ridiculous,
million-dollar lawsuits for stubbed toes and the like are not worth
filing
so they are not forthcoming. Other, more serious things can be and should
be
anticipated and eliminated. Safe boating is no accident. Insurance very
often CAUSES accidents. How many times have you heard some insured idiot
say
something like, "I don't really care about that; that's why I have
insurance," and off he goes engaging in the same, old, dangerous routine.
Insurance is socialism and socialism doesn't work.
Wilbur Hubbard.
"Insurance is socialism." I've not heard that before in regard to
liability coverage. I'm a careful boater; I've never damaged my boat or
anyone else's, nor has anyone been injured on any of my boats over a long
boating life. My insurance rates are pretty low. I don't mind paying the
premiums, because even the most careful boater can be found liable in case
of an accident, and an accident can happen to anyone.
I wouldn't want to be boating anywhere near you.
Do you have a USCG Master's license? Do you possess an intimate
understanding of the Rules of the Road? I do.
If not, it is I who would rather not be anywhere near you or your insured
boat. Your reliance on insurance tells me that you may well represent a
hazard to navigation. It is better to avoid a collision than to have the
means to pay for some of the damage to property, life and limb after years
of extended after the fact litigation Get a clue. Who wins? Lawyers and
the insurance company! Who loses? Both parties involved in the collision.
Wilbur Hubbard