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"HarryK" wrote in message
... On 11/12/10 1:56 PM, Wilbur Hubbard wrote: wrote in message ... On 11/12/10 1:47 PM, Wilbur Hubbard wrote: wrote in message . .. In . octanews.com, llid says... Are they approved for marine use? Can you operate them in an enclosed engine room or do you have to hang it off the gunwale? You'd have to duct it and exhaust it to the outside via cowlings and forced air but it would provide the electricity to do that, no problem. As for some government, marine use approval, who cares? It's high time the government took a hike out of our everyday personal lives with their red tape. A commercial boat is one thing, a private yacht is another thing entirely. Your insurance company cares. I don't do insurance. Never have, never will. Insurance is a giant rip-off. Just go downtown in most any big city and some of the biggest, most expensive buildings will be banks and insurance companies. That should give you a clue as the giant swindle that is called insurance. If you wish to swell their coffers so be it but I will not. Wilbur Hubbard (self-insured) Are you "self-insured" for liability, too? Yes. That's one of the good things about being self-insured. Ridiculous, million-dollar lawsuits for stubbed toes and the like are not worth filing so they are not forthcoming. Other, more serious things can be and should be anticipated and eliminated. Safe boating is no accident. Insurance very often CAUSES accidents. How many times have you heard some insured idiot say something like, "I don't really care about that; that's why I have insurance," and off he goes engaging in the same, old, dangerous routine. Insurance is socialism and socialism doesn't work. Wilbur Hubbard. "Insurance is socialism." I've not heard that before in regard to liability coverage. I'm a careful boater; I've never damaged my boat or anyone else's, nor has anyone been injured on any of my boats over a long boating life. My insurance rates are pretty low. I don't mind paying the premiums, because even the most careful boater can be found liable in case of an accident, and an accident can happen to anyone. I wouldn't want to be boating anywhere near you. Do you have a USCG Master's license? Do you possess an intimate understanding of the Rules of the Road? I do. If not, it is I who would rather not be anywhere near you or your insured boat. Your reliance on insurance tells me that you may well represent a hazard to navigation. It is better to avoid a collision than to have the means to pay for some of the damage to property, life and limb after years of extended after the fact litigation Get a clue. Who wins? Lawyers and the insurance company! Who loses? Both parties involved in the collision. Wilbur Hubbard |
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