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nom=de=plume[_2_] nom=de=plume[_2_] is offline
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First recorded activity by BoatBanter: Apr 2010
Posts: 3,578
Default Health Care Enrollment - Looks good


"Jack" wrote in message
...
On Oct 11, 1:46 pm, "nom=de=plume" wrote:
"Jack" wrote in message

...





On Oct 9, 10:15 am, BAR wrote:
In article 556f91cc-f256-4845-9f8d-
,
says...


On Oct 7, 7:34 pm, Jim wrote:
Just did a once-over on the docs for 2011 enrollment that came in
the
mail, and a provider lookup.
Looks like my premiums are about the same as for 2010.


Looks like "Obamacare" caused my employer (large multi-national)
to
squeeze out the HMO and probably keep the PPO price in check.
Figures, since they're paying 50% and have negotiating clout.


Jim - hehe.


Count yourself as very lucky. Those of us that work at much smaller
companies saw increases in the 150 - 200% range. Efforts to reel
that
in included concessions like doubling of deductibles and max out-of-
pockets amounts that range in the $2000-3000 ballpark.


Obamacare is VERY expensive for the majority of Americans.


Jack - not laughing


I haven't seen my 2011 benefits package yet nor has my wife seen hers.


I work for a company of 40,000 employees and my wife works for a
company
of 170,000 employees. Over the past 5 years or so my health insurance
has cost about $100 ever two weeks where my wife's has cost about $200
per week. The plans are very similar but the costs are extremely
different. My cost is $2600 per year and my wife's is $10,400 per
year.
Obviously we go with my insurance.


Those are large enough companies that they can get good deals from the
insurance companies. I work for a company of 75 employees. When we
went shopping for insurance (after the renewal came in with such a
large hike) several insurance companies told us they were no longer
even offering policies to companies under 100 employees.


So, if we had single-payer, you would be covered.


But, we don't. The Dems went behind closed doors, and forced through
an Obamanation of a healthcare bill that screws everyone that
currently has health insurance. The Dems, idiots they are, addressed
the issue and screwed the pooch. They'll now get properly thrown out
and someone else will have to clean up that mess.


I notice you didn't answer my question... here it is again:

In the current bill, the following are the most immediate benefits. Please
identify which ones you don't like.

No denial for pre-existing conditions for kids.
Small business tax credits (actual small business - fewer than 50 people).
Close the senior's donut hole.
Young people can stay on parent's policy until 26.
No life-time caps on insurance.
Adults with pre-existing conditions are covered.
Insurance plans must cover preventative care without co-pays.
No recissions (insurance companies can't cut you if you get sick).
Insurance companies must reveal the percentage they spend on overhead.
New plans must have an appeals process for claim denials.
New tax on indoor tanning service (note to John Boehner).
New procedures for identifying fraud and waste.
Medicare will be expanded to rural hospitals with small numbers of patients.
Non-profit Blue Cross orgs will be required to maintain an 85% medical loss
ratio to take advantage of IRS tax benefits.
Chain restaurants are required to reveal caloric content of their fast-food
meals (esp.)
Better coverage for early retirees to help reduce costs for those between 55
and 64.
Better consumer info on the web (e.g., figuring out insurance options).
Up to $1B investment in new therapy research.