So when your boat sinks, or the delivery guy has 2 kg of dope when
boarded, or the boat burns to the water line because he fell asleap in
his bunk while smoking you tell your insurance company what?

Uh, some guy sunk my boat. Can I have another one? Or dear Mr. USCG -
DEA- HS may I have my boat back please? It's what? Seized... What doe
s that mean? And the .mil or the insurance company does what?

So what does the delivery contract say?

Been Burnt Bob