Your question's going to generate some responses which seem like weeds
instead of flowers, but it's all part of the mix. Here goes: Make sure your
significant other is not hesitant about buying a boat. It's been said that a
boat is a hole in the water into which you pour an endless stream of money.
I wouldn't trade it for the world, but you should browse a LOT of the
messages in this newsgroup to see what sorts of things can occur. The
expected expenses are probably 50-75% of the issue. Accessories and
disasters will eat up the rest.