In my case it had to do with insurance. Taxes were a minimal factor. In the
case of the 34XL, it's about financing. My father's credit union is 0% interest
along with other nice terms.

I would say that's a great credit union. Credit unions are made up of
"members" Most credit unions keep the doors open by making money on loans to
members to pay interest to it's savings account members. 0%interest deals are
only available at retail when for example an electronics manufacture or a
automobile manufacture is available to buy down the interest. Tell us Boob****
who buys down the interest in your daddy's credit union?
S/V Express 30 "Ringmaster"
Trains are a winter sport