You'll make a LOT less, sail alone and buy crappy bread. You'll also live in
a
house that will barely gain value. We're seeking a house now, waterfront. It's
called an "investment.

Make a lot less? Crappy guess. I live in one of the top 10 income counties
in the U.S.
House barely gain value? Surely your not familiar with the Balto/Wash area.
My house has increased in value 4 fold since I bought it and I paid it off
early. I've put 3 kids through college and owe no tuation bills or loans. My
boat is paid for. I have no major bills. I'm thinking about bailing early but
you say I make "a lot less".
If I lived in North Jersey/N.Y. my kids would be dropouts and on drugs, I'd
live in an "apartment" in N.Y. 6 floors up with no grass or an overpriced WW II
prefab in N.J. with a $20,000 property tax bill. Plus I'd have to sail on that
polluted rip tide body of water you do and have to power wash the decks before
every use.
Sail alone? I don't cruise the seedy downtown areas around bus stations and
peep shows to lure teenage girls who are hungry to my boat if that's what you
mean.
S/V Express 30 "Ringmaster"
Trains are a winter sport