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JimH[_2_] October 3rd 08 03:10 AM

A racial incident
 
On Oct 2, 10:06*pm, wrote:
On Oct 2, 8:42 pm, JimH wrote:



On Oct 2, 7:37 pm, DK wrote:


BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. *In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? *I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.


Not a hard thing to understand but we all know why you don't.


Am on 2nd clutch and this time it isnt the clutch but is the
transmission simply being too worn to shift smoothly. *I dont
understand transmissions so I cannot say why, *Worn out rear end with
differential making noise, cannot align her anymore due to all the
front end being worn out. *Yes, could rebuild her but I'd get
revolution from my wife if I decided to. *2nd engine is at only
115,000 miles though.
Am I living in the past thinking that $20,000 is too much to pay for a
double cab truck with less than 30,000 miles?


Huh?

[email protected] October 3rd 08 01:26 PM

A racial incident
 
On Oct 2, 8:42*pm, JimH wrote:
On Oct 2, 7:37*pm, DK wrote:

BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. *In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? *I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.

Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.

JimH[_2_] October 3rd 08 02:07 PM

A racial incident
 
On Oct 3, 8:26*am, wrote:
On Oct 2, 8:42*pm, JimH wrote:



On Oct 2, 7:37*pm, DK wrote:


BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. *In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? *I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.


Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.


You really are a simple simon Loogy. Lay off the pot.

DK October 4th 08 01:14 AM

A racial incident
 
wrote:
On Oct 2, 8:42 pm, JimH wrote:
On Oct 2, 7:37 pm, DK wrote:

BAR wrote:
I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.
I don't understand your theory. In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.
What it "cheaper money"? I'd like to get some!

From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.

Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.


Funny you should mention that. I just bought one. I have to have some
heavier wire pulled from the box before the installation.

Funnier is JimH making a comment like that: "but we all know why you
don't". He has no idea.

John H.[_5_] October 4th 08 01:56 AM

A racial incident
 
On Wed, 1 Oct 2008 09:34:34 -0700 (PDT), wrote:

I have two guys who work in the machine shop here, an older black guy
who knows everything possible about machining and a younger guy who
sorta gets by. They work well together and are friends. We were
talking about where to go for lunch and the young guy asked 'Wanna go
get Chinese food", "No, we did that last week". Then he asks, "How
about some N*gg*r food". Total silence as the rest of us were
shocked. Then he says "Oh, never mind".
What should I do?


Fire him.
--
John H.

[email protected] October 5th 08 06:40 PM

A racial incident
 
On Oct 3, 9:07*am, JimH wrote:
On Oct 3, 8:26*am, wrote:





On Oct 2, 8:42*pm, JimH wrote:


On Oct 2, 7:37*pm, DK wrote:


BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. *In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? *I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.


Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.


You really are a simple simon Loogy. *Lay off the pot.- Hide quoted text -

- Show quoted text -


What pot? Be specific. Again, if you have any knowledge of illegal
activity, it is your responsibilty BY LAW to report that to law
enforcement.

Calif Bill October 5th 08 07:30 PM

A racial incident
 

wrote in message
...
On Oct 2, 8:42 pm, JimH wrote:
On Oct 2, 7:37 pm, DK wrote:

BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.

Not a hard thing to understand but we all know why you don't.


Am on 2nd clutch and this time it isnt the clutch but is the
transmission simply being too worn to shift smoothly. I dont
understand transmissions so I cannot say why, Worn out rear end with
differential making noise, cannot align her anymore due to all the
front end being worn out. Yes, could rebuild her but I'd get
revolution from my wife if I decided to. 2nd engine is at only
115,000 miles though.
Am I living in the past thinking that $20,000 is too much to pay for a
double cab truck with less than 30,000 miles?


Check Craigslist Most likely lots on there for that or less. My 2004
Duramax Chevy is probably worth less than that at 80k miles, and it is still
in great shape.



Calif Bill October 5th 08 07:31 PM

A racial incident
 

wrote in message
...
On Oct 2, 8:42 pm, JimH wrote:
On Oct 2, 7:37 pm, DK wrote:

BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.

Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.

On demand water heaters also have problems. Especially with older plumbing.
they have a filter that plugs up easily.



JimH[_5_] October 5th 08 07:49 PM

A racial incident
 
On Sun, 5 Oct 2008 11:31:41 -0700, "Calif Bill"
wrote:


wrote in message
...
On Oct 2, 8:42 pm, JimH wrote:
On Oct 2, 7:37 pm, DK wrote:

BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.

Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.

On demand water heaters also have problems. Especially with older plumbing.
they have a filter that plugs up easily.


You are correct. As usual Loogy does not know what he is talking
about.

I did not have the proper sized gas line at the spot I was to put the
heater and I would have had to spend some big bucks to correct the
problem as my basement is finished with a drywall ceiling.

Additionally, I found out that due to our incoming water temperature
during the winter the water would not heat up to our deisred 125F.

Lastly, considering my total costs I did a cost benefit analysis and
found it would take me a over 20 years to recoup the costs of
installing a tanklesss system.

I had the water tanks removed and replaced with a single 40 gallon
unit for $750. It burns about $35 of NG each month and has plenty of
supply for 4 showers.

JimH[_2_] October 5th 08 10:34 PM

A racial incident
 
On Oct 5, 2:49*pm, JimH wrote:
On Sun, 5 Oct 2008 11:31:41 -0700, "Calif Bill"



wrote:

wrote in message
...
On Oct 2, 8:42 pm, JimH wrote:
On Oct 2, 7:37 pm, DK wrote:


BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.


Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.


On demand water heaters also have problems. Especially with older plumbing.
they have a filter that plugs up easily.


You are correct. * As usual Loogy does not know what he is talking
about.

I did not have the proper sized gas line at the spot I was to put the
heater and I would have had to spend some big bucks to correct the
problem as my basement is finished with a drywall ceiling.

Additionally, I found out that due to our incoming water temperature
during the winter the water would not heat up to our deisred 125F.

Lastly, considering my total costs I did a cost benefit analysis and
found it would take me a over 20 years to recoup the costs of
installing a tanklesss system.

I had the water tanks removed and replaced with a single 40 gallon
unit for $750. *It burns about $35 of NG each month and has plenty of
supply for 4 showers.


Check that figure on the cost to heat the water/month......should be ~
$20-$25, not $35.


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