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Umbrella policies being gutted by State Farm
"Calif Bill" wrote in message ink.net... "JimH" ask wrote in message ... "JoeSpareBedroom" wrote in message You are still covered as is your boat...............same as you always were. The other guy however is no longer covered by your gl umbrella coverage nor should he be. Hopefully you get it now. Well, if the other guy is driving my truck at the launch ramp, he is using my truck. I'd hate to see that usage excluded. It seems the company wants to insure the driver, not the vehicle, which makes perfect sense. Let's say you have no tickets or accidents for 11 years, and a low premium to go along with it. Your friend's one of these morons who has an accident and a serious ticket every 18 months. Why should your policy cover him? Makes no sense, unless you think the goal of a business is to lose money. His policy should cover him, no matter whose vehicle he's driving. Do you understand what an umbrella policy is? Apparently not. You do not seem to understand an umbrella policy. Based on your 'contributions' to this thread, I would say you are the one who doesn't have a clue what it is and how it works. |
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