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#61
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posted to rec.boats
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![]() "Calif Bill" wrote in message ink.net... "Don White" wrote in message ... "basskisser" wrote in message ups.com... On Jun 10, 2:49 pm, "Calif Bill" wrote: "Don White" wrote in message ... "HK" wrote in message ... Calif Bill wrote: "Short Wave Sportfishing" wrote in message ... On Sat, 09 Jun 2007 12:49:25 -0400, HK wrote: Not bad for a beginner, even if I say so myself. Not too shabby. Looks great. Seems as if the cabinet or the part under it over the refrigerator is askew. And why didn't you get an under cabinet microwave? They have built in filters for recirculating the air from the fan. And if it is your office or hideaway, I would think you fit in well in San Francisco with those tea cups and pitchers on the dustcatcher shelves. Either your eyes are askew or you are not used to the distortion a semiwide angle lens can impart to angles. I didn't get an undercounter microwave because I didn't want one. How's that? The "tea cups and pitchers" are part of my wife's collection of whatever the hell that stuff is called. Now, you can get back to your day job of painting garages. Bill get a promotion? Good for him. I can afford better than a cheapo lease Ranger in my retirement. Maybe you needed better skills.- Hide quoted text - - Show quoted text - Yeah, what with your handyman job and all. Poor Bill. If he had a head on that pencil neck and narrow, girlieman shoulders... I'd explain it's hardly worthwhile leasing an expensive vehicle when you only put 4500 miles a year on it. There is only valid one reason to lease a vehicle. That is if you can write off the expenses to a business. Not true. |
#62
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posted to rec.boats
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![]() "Don White" wrote in message ... "Dan" wrote in message ink.net... Now that you sized up Bill for some bizarre reason, what is your point? When you refer to an expensive vehicle do you mean your Ranger? Been sucking down too many Molson's tonight, Donnie? Danny Boy...the pipes are calling... Try to stay focused. Big Shot Bill is trashing my "el cheapo Ranger" An expensive vehicle for me is one with a lease payment over $500.00 per month. You'll have to ask Bill what he considers worthy. No Molson but you've made me thirsty for a cold Labatt Blue. Not trashing your truck. Decent truck. Trashing fleasing the vehicle. |
#63
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posted to rec.boats
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![]() "Don White" wrote in message ... "Calif Bill" wrote in message ink.net... There is only valid one reason to lease a vehicle. That is if you can write off the expenses to a business. If you buy a vehicle, there are limits on the depreciation deduction. Otherwise, leasing is buying a car with no down payment and paying a premium interest rate. Has nada to do with annual miles driven. If you drive gross amounts of miles a year, the business deduction may not save you as much as the excess mileage charges. If you just want a good daily driver, buy a lease return that is 1 - 2 years old and has 10-15K miles. You will be money ahead. My shoulders have a head with a brain in it. Is why I would not lease a vehicle. Maybe you can explain how you are ahead leasing a Ranger. Will be interesting to peruse the answer. Simple transaction. Needed something a big stronger to tow my sailboat. Ford had a special no interest, no down payment deal on Ranger trucks. The standard transmission models were the best deal at $209.00 CDN a month on a 36 month lease. For wife & son use I had to lease the automatic V6 with A/C at $259.00 per month. That's $10K over the lease. Plus what is the residual value? Plus the up front costs? |
#64
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posted to rec.boats
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![]() "JimH" wrote in message ... "Calif Bill" wrote in message ink.net... "Don White" wrote in message ... "basskisser" wrote in message ups.com... On Jun 10, 2:49 pm, "Calif Bill" wrote: "Don White" wrote in message ... "HK" wrote in message ... Calif Bill wrote: "Short Wave Sportfishing" wrote in message ... On Sat, 09 Jun 2007 12:49:25 -0400, HK wrote: Not bad for a beginner, even if I say so myself. Not too shabby. Looks great. Seems as if the cabinet or the part under it over the refrigerator is askew. And why didn't you get an under cabinet microwave? They have built in filters for recirculating the air from the fan. And if it is your office or hideaway, I would think you fit in well in San Francisco with those tea cups and pitchers on the dustcatcher shelves. Either your eyes are askew or you are not used to the distortion a semiwide angle lens can impart to angles. I didn't get an undercounter microwave because I didn't want one. How's that? The "tea cups and pitchers" are part of my wife's collection of whatever the hell that stuff is called. Now, you can get back to your day job of painting garages. Bill get a promotion? Good for him. I can afford better than a cheapo lease Ranger in my retirement. Maybe you needed better skills.- Hide quoted text - - Show quoted text - Yeah, what with your handyman job and all. Poor Bill. If he had a head on that pencil neck and narrow, girlieman shoulders... I'd explain it's hardly worthwhile leasing an expensive vehicle when you only put 4500 miles a year on it. There is only valid one reason to lease a vehicle. That is if you can write off the expenses to a business. Not true. Is true. Otherwise you are just buying a vehicle with no down payment. Go for a 2 year old lease return and finance it via your credit union and you will end up with a lot more money in the bank at the end the deal. |
#65
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posted to rec.boats
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![]() "Calif Bill" wrote in message hlink.net... "JimH" wrote in message ... "Calif Bill" wrote in message ink.net... "Don White" wrote in message ... "basskisser" wrote in message ups.com... On Jun 10, 2:49 pm, "Calif Bill" wrote: "Don White" wrote in message ... "HK" wrote in message ... Calif Bill wrote: "Short Wave Sportfishing" wrote in message ... On Sat, 09 Jun 2007 12:49:25 -0400, HK wrote: Not bad for a beginner, even if I say so myself. Not too shabby. Looks great. Seems as if the cabinet or the part under it over the refrigerator is askew. And why didn't you get an under cabinet microwave? They have built in filters for recirculating the air from the fan. And if it is your office or hideaway, I would think you fit in well in San Francisco with those tea cups and pitchers on the dustcatcher shelves. Either your eyes are askew or you are not used to the distortion a semiwide angle lens can impart to angles. I didn't get an undercounter microwave because I didn't want one. How's that? The "tea cups and pitchers" are part of my wife's collection of whatever the hell that stuff is called. Now, you can get back to your day job of painting garages. Bill get a promotion? Good for him. I can afford better than a cheapo lease Ranger in my retirement. Maybe you needed better skills.- Hide quoted text - - Show quoted text - Yeah, what with your handyman job and all. Poor Bill. If he had a head on that pencil neck and narrow, girlieman shoulders... I'd explain it's hardly worthwhile leasing an expensive vehicle when you only put 4500 miles a year on it. There is only valid one reason to lease a vehicle. That is if you can write off the expenses to a business. Not true. Is true. Nope. |
#66
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posted to rec.boats
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![]() "Calif Bill" wrote in message link.net... That's $10K over the lease. Plus what is the residual value? Plus the up front costs? Buy out cost at 36 months = $14K sticker said truck listed at $25K 0 down... 0 interest.. Better deal this year... I could buy a cheapo 4 cyl standard version for $13,800 brand new. This would have been plenty for a dozen tows each year and occasional use as a 2nd vehicle. ( plus cheaper on gas) |
#67
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posted to rec.boats
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![]() "JimH" wrote in message ... "Calif Bill" wrote in message hlink.net... "JimH" wrote in message ... "Calif Bill" wrote in message ink.net... "Don White" wrote in message ... "basskisser" wrote in message ups.com... On Jun 10, 2:49 pm, "Calif Bill" wrote: "Don White" wrote in message ... "HK" wrote in message ... Calif Bill wrote: "Short Wave Sportfishing" wrote in message ... On Sat, 09 Jun 2007 12:49:25 -0400, HK wrote: Not bad for a beginner, even if I say so myself. Not too shabby. Looks great. Seems as if the cabinet or the part under it over the refrigerator is askew. And why didn't you get an under cabinet microwave? They have built in filters for recirculating the air from the fan. And if it is your office or hideaway, I would think you fit in well in San Francisco with those tea cups and pitchers on the dustcatcher shelves. Either your eyes are askew or you are not used to the distortion a semiwide angle lens can impart to angles. I didn't get an undercounter microwave because I didn't want one. How's that? The "tea cups and pitchers" are part of my wife's collection of whatever the hell that stuff is called. Now, you can get back to your day job of painting garages. Bill get a promotion? Good for him. I can afford better than a cheapo lease Ranger in my retirement. Maybe you needed better skills.- Hide quoted text - - Show quoted text - Yeah, what with your handyman job and all. Poor Bill. If he had a head on that pencil neck and narrow, girlieman shoulders... I'd explain it's hardly worthwhile leasing an expensive vehicle when you only put 4500 miles a year on it. There is only valid one reason to lease a vehicle. That is if you can write off the expenses to a business. Not true. Is true. Nope. well, there is the reason that you can drive a better car than you can really afford to drive. |
#68
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posted to rec.boats
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On Jun 10, 5:45 pm, "roto" wrote:
"basskisser" wrote in message oups.com... On Jun 9, 11:51 pm, "Calif Bill" wrote: "HK" wrote in message m... JR North wrote: Nice, cozy kitchenette. Even looks a little marine-ish. It really needs copper outlet and switch plates to finish it off. JR HK wrote: Hey! Finally finished up my kitchenette/home office project. Did all the work EXCEPT installing countertops and pulling three new 20-amp circuits from the breaker box to the dishwasher, disposal and microwave. Not bad for a beginner, even if I say so myself. I have one cabinet left over. Weird. http://tinyurl.com/2rbk5h http://tinyurl.com/36o3fv I guess I could build a boat. :} There's an idea. And may not meet code. Most places now require a florescent light fixture for the main light.- Hide quoted text - - Show quoted text - "most places"???? That's pure bull****. The state of Kali requires them for at least 50% of all lighting in a new/remodeled kitchen.- Hide quoted text - - Show quoted text - But California isn't "most places". |
#69
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posted to rec.boats
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On Jun 10, 7:17 pm, "Calif Bill" wrote:
"basskisser" wrote in message ups.com... On Jun 10, 2:49 pm, "Calif Bill" wrote: "Don White" wrote in message . .. "HK" wrote in message ... Calif Bill wrote: "Short Wave Sportfishing" wrote in message ... On Sat, 09 Jun 2007 12:49:25 -0400, HK wrote: Not bad for a beginner, even if I say so myself. Not too shabby. Looks great. Seems as if the cabinet or the part under it over the refrigerator is askew. And why didn't you get an under cabinet microwave? They have built in filters for recirculating the air from the fan. And if it is your office or hideaway, I would think you fit in well in San Francisco with those tea cups and pitchers on the dustcatcher shelves. Either your eyes are askew or you are not used to the distortion a semiwide angle lens can impart to angles. I didn't get an undercounter microwave because I didn't want one. How's that? The "tea cups and pitchers" are part of my wife's collection of whatever the hell that stuff is called. Now, you can get back to your day job of painting garages. Bill get a promotion? Good for him. I can afford better than a cheapo lease Ranger in my retirement. Maybe you needed better skills.- Hide quoted text - - Show quoted text - Yeah, what with your handyman job and all. The home repair business is actually very profitable. But the point is, you haven't taken care of your finances enough so that you can REALLY retire like most. But is not my main source of retirement income. I know! Thank God for Social Security Insurance, huh? I just went to Cabo and La Paz for 10 days. So? Is that supposed to impress someone? Where have you gone boating and vacationing this year? Many times! And my 2004 Diesel Chevy does not have 200k miles like your jeep. And it never will. But, I'll bet it's got more miles on it than my 2007 pick up (2 months old) has. And my vehicles and boats do not require more than one payment to own.- Hide quoted text - - Show quoted text - |
#70
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posted to rec.boats
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On Jun 10, 9:42 pm, "Calif Bill" wrote:
"JimH" wrote in message ... "Calif Bill" wrote in message link.net... "Don White" wrote in message . .. "basskisser" wrote in message groups.com... On Jun 10, 2:49 pm, "Calif Bill" wrote: "Don White" wrote in message ... "HK" wrote in message ... Calif Bill wrote: "Short Wave Sportfishing" wrote in message ... On Sat, 09 Jun 2007 12:49:25 -0400, HK wrote: Not bad for a beginner, even if I say so myself. Not too shabby. Looks great. Seems as if the cabinet or the part under it over the refrigerator is askew. And why didn't you get an under cabinet microwave? They have built in filters for recirculating the air from the fan. And if it is your office or hideaway, I would think you fit in well in San Francisco with those tea cups and pitchers on the dustcatcher shelves. Either your eyes are askew or you are not used to the distortion a semiwide angle lens can impart to angles. I didn't get an undercounter microwave because I didn't want one. How's that? The "tea cups and pitchers" are part of my wife's collection of whatever the hell that stuff is called. Now, you can get back to your day job of painting garages. Bill get a promotion? Good for him. I can afford better than a cheapo lease Ranger in my retirement. Maybe you needed better skills.- Hide quoted text - - Show quoted text - Yeah, what with your handyman job and all. Poor Bill. If he had a head on that pencil neck and narrow, girlieman shoulders... I'd explain it's hardly worthwhile leasing an expensive vehicle when you only put 4500 miles a year on it. There is only valid one reason to lease a vehicle. That is if you can write off the expenses to a business. Not true. Is true. Otherwise you are just buying a vehicle with no down payment. Go for a 2 year old lease return and finance it via your credit union and you will end up with a lot more money in the bank at the end the deal.- Hide quoted text - - Show quoted text - Damn, that Calif Bill is dumb as a brick! No major Outlay of Your Capital No down payment required (except security deposit which is refundable at lease termination). Lower Monthly Payments Payment is calculated on the difference between the vehicle's original value and its expected value at the end of the lease term; benefit is a lower monthly payment based on your driving needs. Better Investment Opportunities With no major cash outlay and lower monthly payments, you will have more cash available to payoff other bills or for savings; frees up line of credit for better applications. More Vehicle for The Payment Drive a more expensive vehicle than other financing alternatives allow. Selection Assistance The Leasing Consultant can guide you through your selection process, emphasizing vehicle type, resale values, and option availability, as well as explaining the types and terms of leases available, all with consideration to your driving and financial needs. Payment Convenience No need to arrange bank financing; also, as a full service leasing company, we can offer you vehicle comparisons and quotes on many makes and models. One stop shopping can save you a lot of time. Efficient Vehicle Cycling Leasing allows you to recycle your leased vehicle every two to four years before expensive maintenance costs occur. Choose the term that best reflects your anticipated use of the vehicle to maximize this advantage. Eliminate Used Vehicle Disposal No need to determine the value or find a buyer; simply drop off the car. Of course, the option to purchase is always available. Inflation Fighter You will determine your payment per month for the full term of your lease. If you choose a lease with a "buy-back", you can buy the vehicle at lease-end with inflated dollars. Simplified Tax Records Simple record keeping - no need to calculate annual depreciation and monthly interest; its all in your monthly payment |
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