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Default Advice needed on storing boat in Florida - Part 2

Here's how far I got.
Called Gator Creek marina in Punta Gorda and found that storage there
is $9.00 a foot per month, too high for 10 months a year, but they are
a full service marina and that includes daily in and out of water.
Storage is outside since Charley tore them down, but they'll have a
3-sided barn completed soon.
Might be useful if I ever have to rent a home/condo with no dock and
just keep the boat there while I'm in Florida.
The Gator Creek fellow mentioned All American storage in Port
Charlotte so I called there and found there rates are $2.00 a foot
outside, $4.00 a foot inside. Not bad at all. The lady there said
they're at the north end of the harbor and about a 30-45 minute run to
Punta Gorda.
So the storage part of my plan is do-able. I'll have to look at the
facilities and keep location in mind with regard to hurricanes and
insurance. I'll try to check out some inland locations and see if
it's better to go that way considering costs and getting the boat
trailered to water.
The Gator Creek fellow, who was real helpful, asked if I would have a
lift, and mentioned the boat would get fouled after sitting in the
water for 3 days.
I didn't want to waste his time, so I didn't ask him a million
questions while he was on the clock.
I'll ask here.
Does fouling occur when the boat is used daily?
My next step is to call my State Farm insurance agent and see if they
will insure a boat used and stored in Florida. I have a home and 4
cars insured with them in Illinois, but that might not matter.
One thing I've noticed when looking at boats on the web is that
I keep wanting a bigger boat. I started thinking a 16' Carolina Skiff
would do, but I'm up to a 19' DLX in just one day.
What's that all about?
Same with motors. From 30hp 2-stroke to 50hp Honda in one day.
Curious.

--Vic





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Default Advice needed on storing boat in Florida - Part 2


"Vic Smith" wrote in message
...

I didn't want to waste his time, so I didn't ask him a million
questions while he was on the clock.
I'll ask here.
Does fouling occur when the boat is used daily?
My next step is to call my State Farm insurance agent and see if they
will insure a boat used and stored in Florida. I have a home and 4
cars insured with them in Illinois, but that might not matter.
One thing I've noticed when looking at boats on the web is that
I keep wanting a bigger boat. I started thinking a 16' Carolina Skiff
would do, but I'm up to a 19' DLX in just one day.
What's that all about?
Same with motors. From 30hp 2-stroke to 50hp Honda in one day.
Curious.

--Vic


Fouling occurs much faster in Florida than up north. I am not familiar with
the area you are in, but on the ICW, boats quickly acquire the famous
"moustache". When I had my boat down there (a 52 footer) I had the hull
cleaned by a diver once a month.

Insurance is funny in Florida. They have laws that prevent out of state
underwriters to issue policies for property or cars registered in Florida.
You might have to use a local insurance company.

Eisboch


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Default Advice needed on storing boat in Florida - Part 2

On Tue, 31 Oct 2006 17:49:33 -0600, Vic Smith
wrote:

Does fouling occur when the boat is used daily?


Without anti fouling paint? Absolutely.

My next step is to call my State Farm insurance agent and see if they
will insure a boat used and stored in Florida.


Frankly you would be better off with a marine policy from someone like
Boat US.

I keep wanting a bigger boat. I started thinking a 16' Carolina Skiff
would do, but I'm up to a 19' DLX in just one day.
What's that all about?


After a windy day on Pt Charlotte Harbor you will want a 35'. 16 is
too small unless you stay in the canals.

Same with motors. From 30hp 2-stroke to 50hp Honda in one day.
Curious.


Get something close to the maximum the boat is rated for. You won't
regret it.

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Default Advice needed on storing boat in Florida - Part 2

On Tue, 31 Oct 2006 20:51:17 -0500, Wayne.B
wrote:

On Tue, 31 Oct 2006 17:49:33 -0600, Vic Smith
wrote:

Does fouling occur when the boat is used daily?


Without anti fouling paint? Absolutely.

Is the first coating there on a new boat, or will I have to do it
straight off?
What's a ballpark figure for having it done on a 20-foot CS?
How long does a good coating last?

My next step is to call my State Farm insurance agent and see if they
will insure a boat used and stored in Florida.


Frankly you would be better off with a marine policy from someone like
Boat US.

I'll call them tomorrow. Thanks.

I keep wanting a bigger boat. I started thinking a 16' Carolina Skiff
would do, but I'm up to a 19' DLX in just one day.
What's that all about?


After a windy day on Pt Charlotte Harbor you will want a 35'. 16 is
too small unless you stay in the canals.

I'll have to live with it or stay home on windy days. My wallet isn't
too fat. 15k complete will be pushing it.

Same with motors. From 30hp 2-stroke to 50hp Honda in one day.
Curious.


Get something close to the maximum the boat is rated for. You won't
regret it.


I wish I could, but maybe in another life. I'm not interested in
speed, but want the most fuel efficient rig I can get with a modicum
of comfort for 4 fishermen. I don't care if others are passing me on
the way in or out. I haven't even begun looking at and pricing them
yet. I have a lot to learn, but I do know my spending limits.

Thanks,

--Vic
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Default Advice needed on storing boat in Florida - Part 2

One of my neighbors does a lot of "feeshin" in a 14' jon boat, and
always ran a noisy old Chrysler 35 hp. then when it got to be too much
maintenence, he pryed his wallet open and bought a 35 hp. Nissan 4
cycle.

His brother-in-law has about the same boat, with a 35 hp Evinrude
2-cycle. He says they will both run neck and neck , one not out
performing the other. But all of a sudden his brother-in-laws engine
quit. Out of gas (6 gal. tank). So my neighbor checked his fuel at the
same time hardly used 2quarts.


your call



Vic Smith wrote:
Same with motors. From 30hp 2-stroke to 50hp Honda in one day.
Curious.


I wish I could, but maybe in another life. I'm not interested in
speed, but want the most fuel efficient rig I can get with a modicum
of comfort for 4 fishermen. I don't care if others are passing me on
the way in or out. I haven't even begun looking at and pricing them
yet. I have a lot to learn, but I do know my spending limits.

Thanks,

--Vic




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Default Advice needed on storing boat in Florida - Part 2


Vic Smith wrote:
I'm already pretty much set on a 4-stroke. What I said was in answer
to the suggestion I get max rating for the boat. The 19-footer I'm
looking at is rated 90hp. I'm thinking 50hp will cost less, suit my
needs, and use less gas. But I'm not sure about that.


Oh, I know, Vic, I was simply comparing the newer 4 cycle, to the older
2 cycle. just for comparison. Don't know about the E-TECs and the like.


Boat rated for 90 and you think 50 will do? Maybe, and maybe not. How
about splitting the difference with a 75?

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Default Advice needed on storing boat in Florida - Part 2

On Tue, 31 Oct 2006 20:22:28 -0600, Vic Smith
wrote:

Is the first coating there on a new boat, or will I have to do it
straight off?


Unless you pay the dealer extra it will not be done. Many people
around here store their boat in lifts or on trailers and don't need
bottom paint.

What's a ballpark figure for having it done on a 20-foot CS?
How long does a good coating last?


You could do it yourself for less than $100 but a dealer will charge
at least 2 or 3 times more. If you do it yourself, follow the prep
instructions carefully and use at least 2 coats.

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Default Advice needed on storing boat in Florida - Part 2

On Tue, 31 Oct 2006 20:51:17 -0500, Wayne.B
wrote:

On Tue, 31 Oct 2006 17:49:33 -0600, Vic Smith
wrote:

Does fouling occur when the boat is used daily?


Without anti fouling paint? Absolutely.

My next step is to call my State Farm insurance agent and see if they
will insure a boat used and stored in Florida.


Frankly you would be better off with a marine policy from someone like
Boat US.

I called my local State Farm agent who put me on to a Punta Gorda
agent, as required. Called the Punta Gorda agent and got this quote:
15k value 19' boat with 90hp
1k deductible.
2k personal property
100k liability
5k per person medical
Wind and flood is included.
$275 per year.

A coast guard boat handling license will get a discount, but I forgot
to ask how much and left a message for her to call me back.
I do intend to get that license.
Then we chatted about boating down there. Not surprisingly,
she elevated my boat fever with her talk of her own experiences down
there. Her and her husband have an 18' Mako and go through Boca
Grande pass to the Gulf often when the weather is right. The pass
itself is pretty rough, but the Mako is fine in the Gulf in good
weather. I mentioned the CS is flat-bottomed and she said "uh-oh
I forgot that on the quote.
$313 per year.

Anyway, given that quote and since I've been satisfied with State Farm
for 30 years, my inclination is to go with them. But I welcome other
opinions about boat insurance.
$21 more per year will bump the liability to 300k.

--Vic
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Default Advice needed on storing boat in Florida - Part 2


"Vic Smith" wrote in message
...

I called my local State Farm agent who put me on to a Punta Gorda
agent, as required. Called the Punta Gorda agent and got this quote:
15k value 19' boat with 90hp
1k deductible.
2k personal property
100k liability
5k per person medical
Wind and flood is included.
$275 per year.

Anyway, given that quote and since I've been satisfied with State Farm
for 30 years, my inclination is to go with them. But I welcome other
opinions about boat insurance.
$21 more per year will bump the liability to 300k.

--Vic


Maybe not a big issue with that size boat, but you should ask if you are
covered for fuel spills.

Eisboch




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