I really don't want to spead alot of $$$$ repairing it. But i will have
someone look at it...

That's the best idea yet. Do not just half-ass it with some epoxy and
keelguard. Do it the right way. If you don't and your crappy attempt fails
you risk having it sink. It won't seem like much of a bargain to have the
whole boat be a total loss. And insurance won't take to kindly to an
amateur job being at fault.

I really just noticed it now.. Dunno how long it's been like that. Guess
I
should pay more attention.. (all things i learn having my first boat)... I
never beach it. The roller was worn through in the middle but i don't
know
if that would cause that much damage..

What, worn through to the metal beneath it? Uh, YEAH, that'd be a problem!

Bite the bullet and get the job done right. Boats teach expensive lessons.

-Bill Kearney