Shortwave Sportfishing wrote:


Which is not to say that I don't carry that much insurance I hasten to
add - I do just because of what I do. But if I didn't, I'd be hard
pressed to justify it just because a marina required it.

IMO, you carry liability insurance to cover the amount of damage you
could do to somebody else, moreso than for the amount of loss you will
suffer if you screw up your own boat.

$Million boats are becoming pretty common, even though most of us (and
certainly I) don't own one.