JimH wrote:
............for boat insurance each year, including liability?


My cost is modest compared to most here, but then so is my boat. About
$160/year Canadian for my 1984 Sirius 21'Sailboat.

Stella

Black Dog wrote:
JimH wrote:

............for boat insurance each year, including liability?



My cost is modest compared to most here, but then so is my boat. About
$160/year Canadian for my 1984 Sirius 21'Sailboat.

Stella


Mine is about $100.00 and is an addition to my home policy.
This covers my 1986 Sandpiper 565, the 6hp Evinrude outboard and the
original Easy Hauler roller boat trailer.

"Don White" wrote in message
...
Black Dog wrote:
JimH wrote:

............for boat insurance each year, including liability?



My cost is modest compared to most here, but then so is my boat. About
$160/year Canadian for my 1984 Sirius 21'Sailboat.

Stella


Mine is about $100.00 and is an addition to my home policy.
This covers my 1986 Sandpiper 565, the 6hp Evinrude outboard and the
original Easy Hauler roller boat trailer.

I used to insure that way - basically a rider on the house policy. Nothing
wrong with it for smaller boats. However, as the boats got bigger and
heavier the potential damage to it or things I might accidentally hit grew
larger. That, plus the fact that oil/fuel spills are not covered by these
types of rider policies became the influence to change to a full bore marine
policy.

RCE

On Fri, 3 Mar 2006 12:23:44 -0500, "RCE" wrote:

That, plus the fact that oil/fuel spills are not covered by these
types of rider policies became the influence to change to a full bore marine
policy.

There are other good reasons as well. My experience many years ago
with a modest claim on a homeowners type policy was that the adjustors
knew almost nothing about boats and marine equipment.

"Don White" wrote in message
...
Black Dog wrote:
JimH wrote:

............for boat insurance each year, including liability?



My cost is modest compared to most here, but then so is my boat. About
$160/year Canadian for my 1984 Sirius 21'Sailboat.

Stella


Mine is about $100.00 and is an addition to my home policy.
This covers my 1986 Sandpiper 565, the 6hp Evinrude outboard and the
original Easy Hauler roller boat trailer.

My homeowners covered my 14' / 15 hp boat and trailer for no additional
cost. But for the 21' $20k boat they wanted $600 and not an agreed on
value. I have BoatUS for $250 a year, and this is an all year boating area,
plus I add the trailer towing insurance as 3A will not tow the trailer if
problems. Called one time to alert them that I might need the trailer
towed, and they were very helpful. Managed to tie up the axel that lost the
spindle and made it home about 60 miles.