Boat Insurance: 10 Useful Tips When Shopping

Every year, thousands of boating accidents happen in the United
States. Out of this, 60 percent results in some kind of injury. Aside
from accidents, boats also get stolen. This is why it is very
important to get boat insurance. With all the dangers, it would be
crazy not to get boat insurance.

Read This Full Article At: http://tinyurl.com/8j776

Boat U.S. insurance, enough said
"ARG" wrote in message
...
Boat Insurance: 10 Useful Tips When Shopping

Every year, thousands of boating accidents happen in the United
States. Out of this, 60 percent results in some kind of injury. Aside
from accidents, boats also get stolen. This is why it is very
important to get boat insurance. With all the dangers, it would be
crazy not to get boat insurance.

Read This Full Article At: http://tinyurl.com/8j776

Why such a date on the O.P?

"cannot reply" except to complicit you?

The article was written by a salesman, oops, broker, who always sell
the most profitable first.

Your requirements may vary.

Mine are for: primarily, third party liability. IF my boat slips its
mooring and drifts into a low bridge and pokes out the eye of a
schoolbus driver, which ultimately cripples 20 kids, I want to be
covered. IF it sinks and presents a danger to shipping, I am liable for
clearing the channel and repairing boats holed or entangled in it's
rigging. I want coverage.

This type of insurance is very cheap.

I am willing to accept the loss of the vessel, it's a toy. If it was my
livelyhood, whatever, I might want more coverage.

I would want agreed repair or replacement cost, or outstanding lien
coverage, if I had a loan, and a good survey, amortised over the three
year period usual for renewal policies, mabey even some travel
coverage, to come home, or shop.

Foreign medical coverage might be nice, if I plan and float plan a trip
with them, a life saving service they could promote.

I want the survey of a replacement covered, and my choise of surveyor.

Boat loss or damage insurance is more expensive. My mast was replaced,
after lightning damaged it. I was willing to help the rigger, so helped
the company reduce it's loss. I should get a medal for that, but my
ins co didn't recognise the opportunity to boost a customer and it's
own rep. A discount coupon for other insurance would have been a smart
move, no?

We don't see service like that from megacorps anymore. I guess they
think it doesn't matter.

Terry K