"RCE" wrote in message
...

"Dene" wrote in message
...
Here is my boat. We paid 20k for it. Other than a prop, it has required
no
upkeep.

http://tinyurl.com/7vaya

Here is the boat we're considering....

http://tinyurl.com/c6orm

Here are the reasons why.....

1. 6'5" enclosed cabin. The only reason to go below is to sleep or use
the
enclosed head. Whereas on my pocket cruiser, I have to crouch
everywhere.

2. Supposedly more fuel efficient with the dual prop outdrive.
Definitely
tracks better at slower speed.

3. All weather, windowed cabin instead of canvas, more suitable for the
Pacific NorthWest.

4. Quieter, due to foamed hulls.

5. Dialed in with all the electronic goodies.

Downside......$465/mo. vs. $183/mo.

What do you fellas think?

-Greg




My opinion? Forget the single engine outdrive and invest your money in a
twin engined inboard with rudders. You will never look back.

RCE


I do not think many of those are trailerable.

"Wayne.B" wrote in message
...
On Wed, 1 Feb 2006 18:42:52 -0800, "Dene" wrote:

If you are proficient with Excel, create a spreadsheet where every
column is one month of the repayment period. Start with the loan
amount and monthly payment. Use the monthly interest rate (annual
rate/12) to calculate the interest paid in the first month. The
remainder of the payment after interest is ammortization. Calculate
the second and subsequent columns by subtracting ammortization from
the principle amount of the previous month. Recalculate interest for
the current month and keep rolling the whole thing forward. It's
actually easier than my description.

The bottom line is that you will be shocked at how slowly you are
actually paying the boat off until the last few years of the loan.

I understand, as I'm quite familiar with amortization tables. However, with
my income, I need all the write-off's I can get. I'd prefer to spend
pleasure money on something tax deductible vs. European vacations or cars or
resorts or.......

Now....when I approach retirement and have a fixed income, different story.
Likely I will own most of the boat and just keep it....who knows.

-Greg

"Calif Bill" wrote in message
ink.net...

Seems like $60k for a 6 year old boat is on the high side to me. How much
was it new? When I can get a brand new custom Davis Rock Harbor 25 for
$90k, and that is a semicustom boat, the $60k seems steep. As to
financing
$40k, that is a personal thing. I would never do it for a toy, but that
is
me.

I'd be financing 40k, paying no more than 50k, for the Seaswirl.
Nonetheless, the Davis Rock Harbor is a nice looking boat. Didn't see any
used ones on www.Yachtworld.com. I refuse to buy new.

Wife and I are going to look at it tomorrow. I'll post my thoughts
afterwards.

-Greg

"Shortwave Sportfishing" wrote in message
...
On Wed, 1 Feb 2006 22:07:46 -0800, "Dene" wrote:

The bottom line is that you will be shocked at how slowly you are
actually paying the boat off until the last few years of the loan.

I understand, as I'm quite familiar with amortization tables. However,
with
my income, I need all the write-off's I can get. I'd prefer to spend
pleasure money on something tax deductible vs. European vacations or cars
or
resorts or.......

then buy a - boat - . look around for a grand banks or whatever in the
40 foot category - why screw around with a cuddy cabin?

I have free moorage for a 26 footer. One of my best friends owns a floating
home with a boathouse, just large enough for a 26 foot boat. Also, I like
that size of boat for the Columbia.. When I retire, different story. We'll
want a 32+ footer to cruise the loop.

-Greg

At six this morning, this boat popped into my computer screen, beckoning
me.....

http://tinyurl.com/axysw

Then we looked at it and fell in love. Sleeping on it tonight, then will
likely offer $27,500. 2nd owner has a baby on the way and is taking a break
from boating. 400 hours on the boat but 200 hours on a new long-block 5.7.
Reason....1st owner failed to winterize. Compared to our boat, here are the
favorable points....

1. Bravo 3 vs. Alpha drive

2. Superior cockpit layout, notably my wife is sitting next to me at the
helm, facing forward, instead of sitting sideways on the port side. Also,
there is a perfect spot in front of her to mount the laptop, which we use
for gps and chart plotting (Nobeltec).
Finally, this boat has a dining table topside instead of a wasted wet bar.

3. Cabin. I can walk around the thing, even pee like a man. No more
backaches. Only downside is that the midberth isn't as wide as our 25'
Starcraft. A cozy double instead of full. We or me might end up on the
v-berth.

4. Storage/galley/sound system/hull design (deep V instead of modified V)
all add up in the Maxum's favor.

Downside....temporarily owning 3 boats.

-Greg

"Dene" wrote in message
. ..
At six this morning, this boat popped into my computer screen, beckoning
me.....

http://tinyurl.com/axysw

Then we looked at it and fell in love. Sleeping on it tonight, then will
likely offer $27,500. 2nd owner has a baby on the way and is taking a
break
from boating. 400 hours on the boat but 200 hours on a new long-block
5.7.
Reason....1st owner failed to winterize. Compared to our boat, here are
the
favorable points....

1. Bravo 3 vs. Alpha drive

Stop right there and check into possible corrosion problems on that outdrive
and do a little more research on it.

" JimH" jimh_osudad@yahooDOT comREMOVETHIS wrote in message
. ..

"Dene" wrote in message
. ..
At six this morning, this boat popped into my computer screen, beckoning
me.....

http://tinyurl.com/axysw

Then we looked at it and fell in love. Sleeping on it tonight, then
will
likely offer $27,500. 2nd owner has a baby on the way and is taking a
break
from boating. 400 hours on the boat but 200 hours on a new long-block
5.7.
Reason....1st owner failed to winterize. Compared to our boat, here are
the
favorable points....

1. Bravo 3 vs. Alpha drive

Stop right there and check into possible corrosion problems on that
outdrive
and do a little more research on it.

Ok....nothing showed up on a google search. Would the survey reveal any
current or potential problems?

-Greg

"Dene" wrote in message
...

" JimH" jimh_osudad@yahooDOT comREMOVETHIS wrote in message
. ..

"Dene" wrote in message
. ..
At six this morning, this boat popped into my computer screen,
beckoning
me.....

http://tinyurl.com/axysw

Then we looked at it and fell in love. Sleeping on it tonight, then
will
likely offer $27,500. 2nd owner has a baby on the way and is taking a
break
from boating. 400 hours on the boat but 200 hours on a new long-block
5.7.
Reason....1st owner failed to winterize. Compared to our boat, here
are
the
favorable points....

1. Bravo 3 vs. Alpha drive

Stop right there and check into possible corrosion problems on that
outdrive
and do a little more research on it.

Ok....nothing showed up on a google search. Would the survey reveal any
current or potential problems?

-Greg



http://tinyurl.com/cpq7y

But if it has not surfaced yet you are probably OK.

Go to boatus.com forums and ask Caroline to run a search on past recalls of
the make/model/year boat you are considering to see if it has had any past
reported corrosion problems on the OD.

http://my.boatus.com/forum/