Geico Boat Insurance Company
 

Your Boat Coverage Explained

Out on your boat, you leave your cares behind. You don't want to worry about
what would happen if your boat was involved in an accident. Boat insurance
protects you against accidents, vandalism, and insures you against
liability. That means smooth sailing!

What does boat insurance cover? Insurance needs differ depending on the type
of boat or watercraft you own. Your policy will explain in detail what is
covered and what is specifically excluded. But these coverages generally
apply:

Protection From Physical Damage, Perils, and Liability

Most policies cover physical damage to the hull, sails, machinery,
furniture, and most other equipment that is normally used on board. Most
perils are covered including vandalism, malicious mischief, and even damage
that results from latent defects of workmanship.

You are also insured against liability losses. You are covered for damage to
another boat or dock, and for bodily injury or death to another person as a
result of your negligent operation or ownership of the boat.

In the event that you, your guests or family are injured while on board, the
policy provides payment for incidental medical expenses. The coverage also
applies if someone is injured boarding or getting off your boat.

Under most policies, the boat trailer is covered against physical loss or
damage from any external cause.

The policy coverage provides compensation liability for injury to persons
employed by you who may work on your boat, but are not crew members.
Mechanics, carpenters, painters, and cleaners are included in this category.
To be covered under this policy, they cannot be employed by your boatyard,
and the federal Longshore and Harbor Workers' Compensation Act must apply to
them.

You may purchase optional coverages as well, such as protection against
damage caused by an uninsured boater, coverage for your personal property,
and coverage for your fishing equipment.


Please Note:
These are general policy descriptions to help you understand the different
types of coverages. They do not refer to any specific contract of insurance,
and they do not modify any definitions expressly stated in any contracts of
insurance. We encourage you to speak to your insurance representative and to
read your policy contract to fully understand your coverages.




We're here 24 hours a day,
7 days a week, 365 days a year.

Sales:
1-800-841-2964

Customer Service:
1-800-841-3005

a.. Insurance Terms
a.. © 2003-2005 GEICO
b.. | Terms of Use
c.. | States of Operation
d.. | Company Addresses

Who is Jim H, and why is he spamming this newsgroup?

I have my insurance at Boat/US. The prices are very competitive, it
includes protection from liability from oil spills and tow insurance.

On the other hand, I have my Car and Home insurance with Geico and love
them.


"JimH" wrote in message
...
Your Boat Coverage Explained

Out on your boat, you leave your cares behind. You don't want to worry
about what would happen if your boat was involved in an accident. Boat
insurance protects you against accidents, vandalism, and insures you
against liability. That means smooth sailing!

What does boat insurance cover? Insurance needs differ depending on the
type of boat or watercraft you own. Your policy will explain in detail
what is covered and what is specifically excluded. But these coverages
generally apply:

Protection From Physical Damage, Perils, and Liability

Most policies cover physical damage to the hull, sails, machinery,
furniture, and most other equipment that is normally used on board. Most
perils are covered including vandalism, malicious mischief, and even
damage that results from latent defects of workmanship.

You are also insured against liability losses. You are covered for damage
to another boat or dock, and for bodily injury or death to another person
as a result of your negligent operation or ownership of the boat.

In the event that you, your guests or family are injured while on board,
the policy provides payment for incidental medical expenses. The coverage
also applies if someone is injured boarding or getting off your boat.

Under most policies, the boat trailer is covered against physical loss or
damage from any external cause.

The policy coverage provides compensation liability for injury to persons
employed by you who may work on your boat, but are not crew members.
Mechanics, carpenters, painters, and cleaners are included in this
category. To be covered under this policy, they cannot be employed by your
boatyard, and the federal Longshore and Harbor Workers' Compensation Act
must apply to them.

You may purchase optional coverages as well, such as protection against
damage caused by an uninsured boater, coverage for your personal property,
and coverage for your fishing equipment.


Please Note:
These are general policy descriptions to help you understand the different
types of coverages. They do not refer to any specific contract of
insurance, and they do not modify any definitions expressly stated in any
contracts of insurance. We encourage you to speak to your insurance
representative and to read your policy contract to fully understand your
coverages.




We're here 24 hours a day,
7 days a week, 365 days a year.

Sales:
1-800-841-2964

Customer Service:
1-800-841-3005

a.. Insurance Terms
a.. © 2003-2005 GEICO
b.. | Terms of Use
c.. | States of Operation
d.. | Company Addresses

Stanley,
That is JimH's little barb towards Chuck Gould. ; )




"Stanley Barthfarkle" wrote in message
m...
Who is Jim H, and why is he spamming this newsgroup?

"Stanley Barthfarkle" wrote in message
m...
Who is Jim H, and why is he spamming this newsgroup?





Stanley, I missed your similar comments in the threads on Wheeler Yachts,
Mainship Trawler and Legend 680 Pilothouse. Could you direct me to them?

Thank you Stanley.

Stanley, I missed your similar comments in the threads on Wheeler Yachts,
Mainship Trawler and Legend 680 Pilothouse. Could you direct me to them?

Why are you posting all this crap? If it's some sort of joke, I don't get
it.

I thought he was just trying to improve his on-topic:off-topic posting
ratio.



"Harry Krause" wrote in message
...
Stanley Barthfarkle wrote:
Stanley, I missed your similar comments in the threads on Wheeler Yachts,
Mainship Trawler and Legend 680 Pilothouse. Could you direct me to them?


Why are you posting all this crap? If it's some sort of joke, I don't get
it.


Here's what it is: JimH and the "Smith" fellow, who posts here under at
least a dozen different handles, are doing whatever they can to shove what
remains of tnis newsgroup down the drain. JimH has said as much. He's
****ed because Chuck Gould occasionally posts a boat review here, and he
considers that spam, so he retaliates by posting absolute spam.

That's all there is to it.

JimH, by the way, is not a boater.



--
Bush and the NeoConvicts who control him
are destroying the once-great United States.

"Harry Krause" wrote in message
...
Stanley Barthfarkle wrote:
Stanley, I missed your similar comments in the threads on Wheeler
Yachts,
Mainship Trawler and Legend 680 Pilothouse. Could you direct me to
them?


Why are you posting all this crap? If it's some sort of joke, I don't
get it.


Here's what it is: JimH and the "Smith" fellow, who posts here under at
least a dozen different handles, are doing whatever they can to shove
what remains of tnis newsgroup down the drain. JimH has said as much.

Actually I never said any such thing. Besides, you mananged to single
handedly ruin this NG long before I arrived.

Add to that your internet stalking and personal threats to folks here,
including to my wife, and we have one obnoxious person who calls himself
Harry Krause.

He's
****ed because Chuck Gould occasionally posts a boat review here, and he
considers that spam, so he retaliates by posting absolute spam.

Spam is spam. A boat review with the phone number and other details of the
manufacturer is the same as me posting boats for sale, ads on boats shoes or
a boat insurance ad. They are all boating related. Their intention is to
help sell the product.

If it walks like a duck and quacks like a duck it is a duck.

Quack Quack Krause.



That's all there is to it.

JimH, by the way, is not a boater.


I am indeed a boater, perhaps with more behind the helm time than you. I
just don't own a boat at present.

Besides, is boat ownership a requirment here? Could you point me to that
section in the NG Charter?

Sorry NOYB but I had to reply to Krause through your post....I have the ass
killfiled.

And to Stanley...

Stanley, I missed your similar comments in the threads on Wheeler Yachts,
Mainship Trawler and Legend 680 Pilothouse. Could you direct me to them?

Still waiting sir.


"NOYB" wrote in message
k.net...
I thought he was just trying to improve his on-topic:off-topic posting
ratio.



"Harry Krause" wrote in message
...
Stanley Barthfarkle wrote:
Stanley, I missed your similar comments in the threads on Wheeler
Yachts,
Mainship Trawler and Legend 680 Pilothouse. Could you direct me to
them?


Why are you posting all this crap? If it's some sort of joke, I don't
get it.


Here's what it is: JimH and the "Smith" fellow, who posts here under at
least a dozen different handles, are doing whatever they can to shove
what remains of tnis newsgroup down the drain. JimH has said as much.
He's ****ed because Chuck Gould occasionally posts a boat review here,
and he considers that spam, so he retaliates by posting absolute spam.

That's all there is to it.

JimH, by the way, is not a boater.



--
Bush and the NeoConvicts who control him
are destroying the once-great United States.

"Just Me" wrote in message
...
Stanley,
That is JimH's little barb towards Chuck Gould. ; )



I did want to share it with the group. I received it my email box just the
other day. ;-)