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boat thieves back in busiess insurance results
Hi All,
After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: Generator: 2 years old, depreciated 60% Cost 1900.00 Paid 900.00 GPS 18 Months Old. depreciated 12% Cost 799.00 703.12 GPS Cartographic chip not covered Cost 125.00 Fishing Poles not covered Cost 90.00 Binox depreciated %75 Cost 299.00 99.60 tools not covered Cost 159.00 Magnagrille not covered Cost 179.00 Magnagrille mount not covered Cost 45.00 TV-DVD player Depreciated 75% Cost 399.00 99.75 Total Loss 3995.00 Insurance Payment 1802.47 Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! |
boat thieves back in busiess insurance results
"Capt Frank Hopkins" wrote in message Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! Just ensure that your policy is for replacement cost rather than ACV. |
boat thieves back in busiess insurance results
"Capt Frank Hopkins" wrote in message hlink.net... Hi All, After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: Generator: 2 years old, depreciated 60% Cost 1900.00 Paid 900.00 GPS 18 Months Old. depreciated 12% Cost 799.00 703.12 GPS Cartographic chip not covered Cost 125.00 Fishing Poles not covered Cost 90.00 Binox depreciated %75 Cost 299.00 99.60 tools not covered Cost 159.00 Magnagrille not covered Cost 179.00 Magnagrille mount not covered Cost 45.00 TV-DVD player Depreciated 75% Cost 399.00 99.75 Total Loss 3995.00 Insurance Payment 1802.47 Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! Check your homeowner's insurance. It might cover stuff like tools and fishing poles. That is often the case. And why did they cover the GPS but not the chip in it? Shows that the additional cost of "replacement cost" coverage might be justified. And when you find out where I can buy one of those 2 year old generators for 40% of new, drop me a line. Sounds like my price range del |
boat thieves back in busiess insurance results
"Del Cecchi" wrote in message Check your homeowner's insurance. It might cover stuff like tools and fishing poles. The interpretation I've received is that HO should cover any ancillary item on the boat that is not normally or exclusively considered a marine item, or something you might likely carry back and forth with you. HO would not cover a 12V coffeemaker, but would probably cover a 120V unit. That sort of thing. |
boat thieves back in busiess insurance results
Capt.
Which company are you insured with? Paul "Capt Frank Hopkins" wrote in message hlink.net... Hi All, After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: Generator: 2 years old, depreciated 60% Cost 1900.00 Paid 900.00 GPS 18 Months Old. depreciated 12% Cost 799.00 703.12 GPS Cartographic chip not covered Cost 125.00 Fishing Poles not covered Cost 90.00 Binox depreciated %75 Cost 299.00 99.60 tools not covered Cost 159.00 Magnagrille not covered Cost 179.00 Magnagrille mount not covered Cost 45.00 TV-DVD player Depreciated 75% Cost 399.00 99.75 Total Loss 3995.00 Insurance Payment 1802.47 Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! |
boat thieves back in busiess insurance results
Captain,
Check this out: www.voicealarm.com See Alarm FAQs page re Boat Insurance. Rick Curtis "Capt Frank Hopkins" wrote in message thlink.net... Hi All, After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: Generator: 2 years old, depreciated 60% Cost 1900.00 Paid 900.00 GPS 18 Months Old. depreciated 12% Cost 799.00 703.12 GPS Cartographic chip not covered Cost 125.00 Fishing Poles not covered Cost 90.00 Binox depreciated %75 Cost 299.00 99.60 tools not covered Cost 159.00 Magnagrille not covered Cost 179.00 Magnagrille mount not covered Cost 45.00 TV-DVD player Depreciated 75% Cost 399.00 99.75 Total Loss 3995.00 Insurance Payment 1802.47 Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! |
boat thieves back in busiess insurance results
Double-check your policy, and then argue. Threaten to involve your lawyer -
for a hundred bucks, he/she may even write a short preliminary letter. Insurance companies are bullies, they always try not to pay, but often back down quite easily if pushed - not always on the first push. Too many people complain that "they didn't pay," but take it no further, in which case the insurer wins. Need not be so. ==== Charles T. Low - remove "UN" www.boatdocking.com www.ctlow.ca/Trojan26 - my boat ==== "Capt Frank Hopkins" wrote in message hlink.net... Hi All, After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: Generator: 2 years old, depreciated 60% Cost 1900.00 Paid 900.00 GPS 18 Months Old. depreciated 12% Cost 799.00 703.12 GPS Cartographic chip not covered Cost 125.00 Fishing Poles not covered Cost 90.00 Binox depreciated %75 Cost 299.00 99.60 tools not covered Cost 159.00 Magnagrille not covered Cost 179.00 Magnagrille mount not covered Cost 45.00 TV-DVD player Depreciated 75% Cost 399.00 99.75 Total Loss 3995.00 Insurance Payment 1802.47 Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! |
boat thieves back in busiess insurance results
"Charles T. Low" wrote in message .....Threaten to involve your lawyer - for a hundred bucks, he/she may even write a short preliminary letter. Insurance companies are bullies, they always try not to pay, but often back down quite easily if pushed - Charles, I'm sure there are some cases that play out as you describe. On the other hand, all the lawyers in the world won't make an insurer pay for a non-covered loss. It is the responsibility of the insured to read the policy, and to know what is and isn't covered. |
boat thieves back in busiess insurance results
"Del Cecchi" wrote in message ... "Capt Frank Hopkins" wrote in message hlink.net... Hi All, [snip] I did check with homeowner's policy. Because the boat is listed as a "second home" on the taxes, the primary policy does not cover theft losses. A rather sneaky catch 22. The chip is not covered because the adjuster chose not to cover it. No amount of arguing could get her to change her mind. I was under the impresssion that all the boat's equipment was 100% covered. It turns out, only the actual boat and manufacturer installed equipment is 100% covered. Owner installed "accessories" are covered at a pro-rata amount. The insuranace company gets to determine the discount. I did contact my attorney, who said that there is a claim there, but by the time I pay his fees, court costs, and the 5 years it will take to chase the claim through the courts, It will cost me more then the loss I could recover. I am looking for a new insurance company. The good hands developed stickey fingers. C.F. Check your homeowner's insurance. It might cover stuff like tools and fishing poles. That is often the case. And why did they cover the GPS but not the chip in it? Shows that the additional cost of "replacement cost" coverage might be justified. And when you find out where I can buy one of those 2 year old generators for 40% of new, drop me a line. Sounds like my price range del |
boat thieves back in busiess insurance results
Let me say this to ALL. I would rather not STATE the name in case I decide
to take the issue to court. CF "Paul Schilter" paulschilter@comcast,dot,net wrote in message ... Capt. Which company are you insured with? Paul "Capt Frank Hopkins" wrote in message hlink.net... Hi All, After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: Generator: 2 years old, depreciated 60% Cost 1900.00 Paid 900.00 GPS 18 Months Old. depreciated 12% Cost 799.00 703.12 GPS Cartographic chip not covered Cost 125.00 Fishing Poles not covered Cost 90.00 Binox depreciated %75 Cost 299.00 99.60 tools not covered Cost 159.00 Magnagrille not covered Cost 179.00 Magnagrille mount not covered Cost 45.00 TV-DVD player Depreciated 75% Cost 399.00 99.75 Total Loss 3995.00 Insurance Payment 1802.47 Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! |
boat thieves back in busiess insurance results
On Sat, 07 Feb 2004 13:07:24 GMT, "Capt Frank Hopkins"
wrote: "Del Cecchi" wrote in message ... "Capt Frank Hopkins" wrote in message hlink.net... Hi All, [snip] I did check with homeowner's policy. Because the boat is listed as a "second home" on the taxes, the primary policy does not cover theft losses. A rather sneaky catch 22. The chip is not covered because the adjuster chose not to cover it. No amount of arguing could get her to change her mind. I was under the impresssion that all the boat's equipment was 100% covered. It turns out, only the actual boat and manufacturer installed equipment is 100% covered. Owner installed "accessories" are covered at a pro-rata amount. The insuranace company gets to determine the discount. I did contact my attorney, who said that there is a claim there, but by the time I pay his fees, court costs, and the 5 years it will take to chase the claim through the courts, It will cost me more then the loss I could recover. I am looking for a new insurance company. The good hands developed stickey fingers. I had some GOOD NEIGHBORS until I had a claim over twenty years ago. Of course, the STATEd amount on the FARM tractor I was restoring was disputed in court, however I won the day. The bad news it actually did take five years. The good news was that it cost my GOOD NEIGHBORS four times what it would have if they had just paid up to begin with. Not to mention the lucrative business they could have had insuring the real estate and other stuff. Later, Tom S. Woodstock, CT ---------- "To the fisherman born there is nothing so provoking of curiosity as a fishing rod in a case." Roland Pertwee, "The River God" (1928) |
boat thieves back in busiess insurance results
"Capt Frank Hopkins" wrote in message hlink.net... Let me say this to ALL. I would rather not STATE the name in case I decide to take the issue to court. Hi Frank: It's a good idea to STATE the insurance company name because ALL of us here in the group will know where not to place their insurance. I am so sorry to hear of the loss that you have had over your insurance companies lack of compassion. ALL STATEments made, by us, to you over this loss, carry our sympathies to you. James D. Carter, Captain GLCC "The Boat" Bayfield |
boat thieves back in busiess insurance results
On Sat, 07 Feb 2004 13:10:07 GMT, "Capt Frank Hopkins"
wrote: Let me say this to ALL. I would rather not STATE the name in case I decide to take the issue to court. ================================================ I had a similar experience on a sailboat in another STATE and would never FARM out my business to them again. It's my opinion that none of the "STATES" do a good job with boat insurance. Much better to go with a marine "all risks", "stated value" policy in my opinion. At least you'll get an adjustor who knows something about boats and their equipment. |
boat thieves back in busiess insurance results
Thanks to this thread, I called my Nationwide agent. I asked if they offer
both Actual Cash Value and/or Replacement Cost coverage. They do NOT offer Replacement Cost Coverage but offered to refer me to another company that did. The bottom line is, most of us, even though we've been insuring things for dozens of years, have no idea what coverage we really have or do not have. I had my neighbor's tree get hit by lightening a few years ago, It blew out lots of electronic items in my summer cottage, even my computer/printer etc. They covered most all of it up to the $4,000.00 or so limit of the policy. I guess I was lucky, since the losses were pretty close to the policy limits. RichG |
boat thieves back in busiess insurance results
Sorry to here about your loss...............
having grown up in a house with a father who has been in the insurance business for 40+ years [commercial, not personal] and listening to his stories in dealing with customers, it amazes me how little attention people pay to their insurance needs and policies The best advice Dad ever gave me was to find a good "agent" company should be secondary. Find someone you feel you can trust and then take the time to sit down and discuss in depth what your needs are, and as Capt. stated CHECK YOUR POLICY. Also, don't jump companies every year just because premiums are a couple of bucks cheaper. I have been with the same co. / agent for 25 years and it has paid off the last 3. My 19 year old son had 4 accidents in 3 years. 2 his fault, 2 not. Thanks to our long relationship resulting in "guaranteed renewal status" I have not had to worry about being canceled and sent looking at non-standard [expensive] companies. just my 2 cents bc "Capt Frank Hopkins" wrote in message hlink.net... Hi All, After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: Generator: 2 years old, depreciated 60% Cost 1900.00 Paid 900.00 GPS 18 Months Old. depreciated 12% Cost 799.00 703.12 GPS Cartographic chip not covered Cost 125.00 Fishing Poles not covered Cost 90.00 Binox depreciated %75 Cost 299.00 99.60 tools not covered Cost 159.00 Magnagrille not covered Cost 179.00 Magnagrille mount not covered Cost 45.00 TV-DVD player Depreciated 75% Cost 399.00 99.75 Total Loss 3995.00 Insurance Payment 1802.47 Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! |
boat thieves back in busiess insurance results
"Capt Frank Hopkins" wrote in message I am looking for a new insurance company. The good hands developed stickey fingers. Call Al or Gary Golden at International Marine Insurance Services, in Maryland www.imiscorp.net Good service. Good advice. John Gaquin |
boat thieves back in busiess insurance results
Capt.
Understood. :-) When I first started driving many, many years ago a lady side swiped my car. Just put a little crease in the right side. I shopped around for estimates to repair it. I actually shopped around for the best price, stupid me. Well I went in to her insurance company in my STATE and presented my estimates. They were ALL ready to pay the claim, the agent went to get the check book. On returning he asked what my deductible was with my insurance company was (AAA). I believe it was like $250. Well since the damage on one of the estimates was for just under $250, he closed the check book and stated that they weren't going to pay anything. Asking why, he said that my claim wasn't above my deductible so my insurance wouldn't be involved and that if I wanted by money I'd have to sue them on my own, tough. Well I learned a lesson that day, you get as much justice as you can afford. Ever since that day I'll never have ALL STATE Insurance. There, I've said it! They can sue me if they don't like it. Paul "Capt Frank Hopkins" wrote in message hlink.net... Let me say this to ALL. I would rather not STATE the name in case I decide to take the issue to court. CF "Paul Schilter" paulschilter@comcast,dot,net wrote in message ... Capt. Which company are you insured with? Paul "Capt Frank Hopkins" wrote in message hlink.net... Hi All, After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: Generator: 2 years old, depreciated 60% Cost 1900.00 Paid 900.00 GPS 18 Months Old. depreciated 12% Cost 799.00 703.12 GPS Cartographic chip not covered Cost 125.00 Fishing Poles not covered Cost 90.00 Binox depreciated %75 Cost 299.00 99.60 tools not covered Cost 159.00 Magnagrille not covered Cost 179.00 Magnagrille mount not covered Cost 45.00 TV-DVD player Depreciated 75% Cost 399.00 99.75 Total Loss 3995.00 Insurance Payment 1802.47 Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! |
boat thieves back in busiess insurance results
Jim,
ALL STATEments? Damn why didn't I think of that. Good one. Paul "Jim Carter" wrote in message le.rogers.com... "Capt Frank Hopkins" wrote in message hlink.net... Let me say this to ALL. I would rather not STATE the name in case I decide to take the issue to court. Hi Frank: It's a good idea to STATE the insurance company name because ALL of us here in the group will know where not to place their insurance. I am so sorry to hear of the loss that you have had over your insurance companies lack of compassion. ALL STATEments made, by us, to you over this loss, carry our sympathies to you. James D. Carter, Captain GLCC "The Boat" Bayfield |
boat thieves back in busiess insurance results
Try your state's department of insurance. I had a problem with an auto claim
several years ago and a quick letter to http://www.ins.state.il.us/ took care of the problem in less than two weeks. The check even came with a letter of apology! The insurance companies can lose their ability to operate in an entire state if they have too many problems. I mentioned this in another post but I recently switched to Progressive. State Farm's rates skyrocketed in Florida. They even sent a note explaining the unusually high increase with the renewal notice. With Progressive, I maxed out my liability limits and I am still saving over $200 per year vs State Farms new premium. Fortunately, I can't comment on either company's claims procedures. Dan Capt Frank Hopkins wrote: "Del Cecchi" wrote in message ... "Capt Frank Hopkins" wrote in message rthlink.net... Hi All, [snip] I did check with homeowner's policy. Because the boat is listed as a "second home" on the taxes, the primary policy does not cover theft losses. A rather sneaky catch 22. The chip is not covered because the adjuster chose not to cover it. No amount of arguing could get her to change her mind. I was under the impresssion that all the boat's equipment was 100% covered. It turns out, only the actual boat and manufacturer installed equipment is 100% covered. Owner installed "accessories" are covered at a pro-rata amount. The insuranace company gets to determine the discount. I did contact my attorney, who said that there is a claim there, but by the time I pay his fees, court costs, and the 5 years it will take to chase the claim through the courts, It will cost me more then the loss I could recover. I am looking for a new insurance company. The good hands developed stickey fingers. C.F. Check your homeowner's insurance. It might cover stuff like tools and fishing poles. That is often the case. And why did they cover the GPS but not the chip in it? Shows that the additional cost of "replacement cost" coverage might be justified. And when you find out where I can buy one of those 2 year old generators for 40% of new, drop me a line. Sounds like my price range del |
boat thieves back in busiess insurance results
I got the same screw from State Farm. Out of $2000 in contents on the
boat, my dad and I made the mistake of telling them half was mine and half was his. They said contents were covered under home owner's policies. They then applied his $1000 deductible, and my $500 deductible, and depreciated the remaining $500 to $167. I'm now with Boat US cause they ask the value of the contents up front. It's covered under the boat policy rather than my homeowners. "Capt Frank Hopkins" wrote in message hlink.net... Hi All, After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: Generator: 2 years old, depreciated 60% Cost 1900.00 Paid 900.00 GPS 18 Months Old. depreciated 12% Cost 799.00 703.12 GPS Cartographic chip not covered Cost 125.00 Fishing Poles not covered Cost 90.00 Binox depreciated %75 Cost 299.00 99.60 tools not covered Cost 159.00 Magnagrille not covered Cost 179.00 Magnagrille mount not covered Cost 45.00 TV-DVD player Depreciated 75% Cost 399.00 99.75 Total Loss 3995.00 Insurance Payment 1802.47 Net Loss 2192.53 Moral, Check your insurance policy to determine what is covered and what is not! |
boat thieves back in busiess insurance results
State Farm sucks. They were writing a policy on my smaller boat, both cars,
my house, and an umbrella policy. About three months ago, they wouldn't write one on my bigger boat (stored on a rack in an enclosed building) because the building was in "Coastal Waters". They now don't get to write one on *any* of my possessions. I was going to check Progressive until I read that their Director was one of the biggest contributors to moveon.org (about $1.5 million). "Dan Krueger" wrote in message hlink.net... Try your state's department of insurance. I had a problem with an auto claim several years ago and a quick letter to http://www.ins.state.il.us/ took care of the problem in less than two weeks. The check even came with a letter of apology! The insurance companies can lose their ability to operate in an entire state if they have too many problems. I mentioned this in another post but I recently switched to Progressive. State Farm's rates skyrocketed in Florida. They even sent a note explaining the unusually high increase with the renewal notice. With Progressive, I maxed out my liability limits and I am still saving over $200 per year vs State Farms new premium. Fortunately, I can't comment on either company's claims procedures. Dan Capt Frank Hopkins wrote: "Del Cecchi" wrote in message ... "Capt Frank Hopkins" wrote in message rthlink.net... Hi All, [snip] I did check with homeowner's policy. Because the boat is listed as a "second home" on the taxes, the primary policy does not cover theft losses. A rather sneaky catch 22. The chip is not covered because the adjuster chose not to cover it. No amount of arguing could get her to change her mind. I was under the impresssion that all the boat's equipment was 100% covered. It turns out, only the actual boat and manufacturer installed equipment is 100% covered. Owner installed "accessories" are covered at a pro-rata amount. The insuranace company gets to determine the discount. I did contact my attorney, who said that there is a claim there, but by the time I pay his fees, court costs, and the 5 years it will take to chase the claim through the courts, It will cost me more then the loss I could recover. I am looking for a new insurance company. The good hands developed stickey fingers. C.F. Check your homeowner's insurance. It might cover stuff like tools and fishing poles. That is often the case. And why did they cover the GPS but not the chip in it? Shows that the additional cost of "replacement cost" coverage might be justified. And when you find out where I can buy one of those 2 year old generators for 40% of new, drop me a line. Sounds like my price range del |
boat thieves back in busiess insurance results
"Paul Schilter" paulschilter@comcast,dot,net wrote in message ... ..Ever since that day I'll never have ALL STATE Insurance. There, I've said it! They can sue me if they don't like it. Paul Paul, if you were the Allstate insured, who actually had a contract with them (you didn't in this case), I'd say they did just fine by you, their client. They are supposed to defend the insured from litigation & damages... and they can settle in lieu of suit. It worked against you! All you had to do was go to small claims court. The problem I'm having now with my insurance company is that I'm losing confidence in their abilty to defend... they are too often too quick to settle. I'm shopping... Rob * * * |
boat thieves back in busiess insurance results
"Capt Frank Hopkins" wrote in message hlink.net... Hi All, After a throughly incompetent investigation by the local constabulary, I took the list of missing items to the insurance comapny. Here are the results: "snip" Moral, Check your insurance policy to determine what is covered and what is not! Capt Frank, Get on the stick... you have a valid homeowner's claim to file. Don't let the statute run! Rob * * * |
boat thieves back in busiess insurance results
Do you have a link to his affiliation with those extremists? I'd like to email
it back to them... Thanks, Dan NOYB wrote: State Farm sucks. They were writing a policy on my smaller boat, both cars, my house, and an umbrella policy. About three months ago, they wouldn't write one on my bigger boat (stored on a rack in an enclosed building) because the building was in "Coastal Waters". They now don't get to write one on *any* of my possessions. I was going to check Progressive until I read that their Director was one of the biggest contributors to moveon.org (about $1.5 million). "Dan Krueger" wrote in message hlink.net... Try your state's department of insurance. I had a problem with an auto claim several years ago and a quick letter to http://www.ins.state.il.us/ took care of the problem in less than two weeks. The check even came with a letter of apology! The insurance companies can lose their ability to operate in an entire state if they have too many problems. I mentioned this in another post but I recently switched to Progressive. State Farm's rates skyrocketed in Florida. They even sent a note explaining the unusually high increase with the renewal notice. With Progressive, I maxed out my liability limits and I am still saving over $200 per year vs State Farms new premium. Fortunately, I can't comment on either company's claims procedures. Dan Capt Frank Hopkins wrote: "Del Cecchi" wrote in message ... "Capt Frank Hopkins" wrote in message . earthlink.net... Hi All, [snip] I did check with homeowner's policy. Because the boat is listed as a "second home" on the taxes, the primary policy does not cover theft losses. A rather sneaky catch 22. The chip is not covered because the adjuster chose not to cover it. No amount of arguing could get her to change her mind. I was under the impresssion that all the boat's equipment was 100% covered. It turns out, only the actual boat and manufacturer installed equipment is 100% covered. Owner installed "accessories" are covered at a pro-rata amount. The insuranace company gets to determine the discount. I did contact my attorney, who said that there is a claim there, but by the time I pay his fees, court costs, and the 5 years it will take to chase the claim through the courts, It will cost me more then the loss I could recover. I am looking for a new insurance company. The good hands developed stickey fingers. C.F. Check your homeowner's insurance. It might cover stuff like tools and fishing poles. That is often the case. And why did they cover the GPS but not the chip in it? Shows that the additional cost of "replacement cost" coverage might be justified. And when you find out where I can buy one of those 2 year old generators for 40% of new, drop me a line. Sounds like my price range del |
boat thieves back in busiess insurance results
On Sat, 07 Feb 2004 20:03:47 -0500, Gene Kearns
wrote: On Sat, 7 Feb 2004 19:37:44 -0500, "Trainfan1" wrote: Capt Frank, Get on the stick... you have a valid homeowner's claim to file. Don't let the statute run! Rob * You are missing the point. You can *file* all you want and they will just say, "No." (Note that this is one of the few things that just say, "No" works for.) Sure, you can then defend yourself against a "No" in court if you've got 2 years and *still* want to collect $.30 on the dollar.... or less... For example..... got an outboard? Pull out your policy and see if it is covered. I'm betting most of you are covered less than $.30 on the dollar and if the OB is over about 8 years old you are paying for insurance that won't cover *anything* on or about the OB.... I can vouch for Gene's research on this one. I discovered my outboards on both boats weren't covered full replacement value - something like .40¢ on the dollar if I remember correctly. Needless to say, that changed for agreed upon value. Later, Tom S. Woodstock, CT ---------- "To the fisherman born there is nothing so provoking of curiosity as a fishing rod in a case." Roland Pertwee, "The River God" (1928) |
boat thieves back in busiess insurance results
"Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... I'll find the link, but here's the text: "Billionaires Join Soros to Defeat Bush George Soros says he would pony up his $7 billion fortune if it could defeat George Bush this November. Soros has already donated tens of millions to groups like MoveOn.org and left-wing "527s" to defeat Bush. But Soros is not the only billionaire who has a passionate hatred for George Bush. MoveOn recently reported that Peter B. Lewis, chairman of Progressive Corp., has already given $1.5 million to the group. Lewis is so anxious to help MoveOn he now promises to match the amount contributed to MoveOn by any contributor, 50 cents for each dollar donated up to $20,000. " |
boat thieves back in busiess insurance results
"Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml |
boat thieves back in busiess insurance results
NOYB wrote:
"Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... I'll find the link, but here's the text: "Billionaires Join Soros to Defeat Bush George Soros says he would pony up his $7 billion fortune if it could defeat George Bush this November. Soros has already donated tens of millions to groups like MoveOn.org and left-wing "527s" to defeat Bush. But Soros is not the only billionaire who has a passionate hatred for George Bush. MoveOn recently reported that Peter B. Lewis, chairman of Progressive Corp., has already given $1.5 million to the group. Lewis is so anxious to help MoveOn he now promises to match the amount contributed to MoveOn by any contributor, 50 cents for each dollar donated up to $20,000. " Ahhh. Good for Lewis. And at least it is personal, not business. -- Email sent to is never read. |
boat thieves back in busiess insurance results
NOYB wrote:
"Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml Newsmax...hehehe. The "news sources" whose news "articles" call for the re-election of Dubya Dummy. What do the Moonies at the Wash Times have to say? -- Email sent to is never read. |
boat thieves back in busiess insurance results
NOYB wrote:
"Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml Here's how Newsmax ends that piece...with an ad for Bush: Editor's note: Urgent: President Bush needs your support – Click Here Now and show your support to your friends and family Talk about whoring. -- Email sent to is never read. |
boat thieves back in busiess insurance results
"Harry Krause" wrote in message ... NOYB wrote: "Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... I'll find the link, but here's the text: "Billionaires Join Soros to Defeat Bush George Soros says he would pony up his $7 billion fortune if it could defeat George Bush this November. Soros has already donated tens of millions to groups like MoveOn.org and left-wing "527s" to defeat Bush. But Soros is not the only billionaire who has a passionate hatred for George Bush. MoveOn recently reported that Peter B. Lewis, chairman of Progressive Corp., has already given $1.5 million to the group. Lewis is so anxious to help MoveOn he now promises to match the amount contributed to MoveOn by any contributor, 50 cents for each dollar donated up to $20,000. " Ahhh. Good for Lewis. And at least it is personal, not business. Lewis represents a corporation on the NYSE and he's held accountable to the stockholders. His choice to openly oppose Bush will have a negative impact on his company...both in the near-term, and, especially if Bush is reelected. |
boat thieves back in busiess insurance results
"Harry Krause" wrote in message ... NOYB wrote: "Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml Newsmax...hehehe. The "news sources" whose news "articles" call for the re-election of Dubya Dummy. What do the Moonies at the Wash Times have to say? His donation history to moveon.org is an irrefutable fact...it's not Newmax's opinion. You seem to have a hard time differentiating between objective and subjective writing. I find this perplexing since you write for a living. |
boat thieves back in busiess insurance results
"Harry Krause" wrote in message ... NOYB wrote: "Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml Here's how Newsmax ends that piece...with an ad for Bush: Editor's note: Urgent: President Bush needs your support – Click Here Now and show your support to your friends and family Talk about whoring. If you notice, my original post had no mention of Newsmax. I don't like their "spin" on issues, so I usually don't repost their articles. However, Newsmax does report on stories that other news agencies don't mention. In this case, I found it useful to know that the director of Progressive insurance had given $1.5 million to moveon.org. Now that I know that, I also know that I won't be doing business with them...and I'll convince as many other Bush-supporters to do the same thing. |
boat thieves back in busiess insurance results
NOYB wrote:
"Harry Krause" wrote in message ... NOYB wrote: "Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml Newsmax...hehehe. The "news sources" whose news "articles" call for the re-election of Dubya Dummy. What do the Moonies at the Wash Times have to say? His donation history to moveon.org is an irrefutable fact...it's not Newmax's opinion. You seem to have a hard time differentiating between objective and subjective writing. I find this perplexing since you write for a living. It's not the donation I am questioning, although I wouldn't consider Newsmax a source for anything except political mischief. It's the innuendo and editorializing in the rest of the piece that is so typical of right-wing "news" sources. If "newsmax" renamed itself "right-wing slant," it would at least be truthful on that issue. -- Email sent to is never read. |
boat thieves back in busiess insurance results
NOYB wrote:
"Harry Krause" wrote in message ... NOYB wrote: "Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml Here's how Newsmax ends that piece...with an ad for Bush: Editor's note: Urgent: President Bush needs your support – Click Here Now and show your support to your friends and family Talk about whoring. If you notice, my original post had no mention of Newsmax. I don't like their "spin" on issues, so I usually don't repost their articles. However, Newsmax does report on stories that other news agencies don't mention. In this case, I found it useful to know that the director of Progressive insurance had given $1.5 million to moveon.org. Now that I know that, I also know that I won't be doing business with them...and I'll convince as many other Bush-supporters to do the same thing. Spend your money as you will. BTW, your boat insurance...with BOAT/US and, possibly, through BOAT/US and CNA? Yes? Heheheheh. -- Email sent to is never read. |
boat thieves back in busiess insurance results
"Harry Krause" wrote in message ... NOYB wrote: "Harry Krause" wrote in message ... NOYB wrote: "Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml Newsmax...hehehe. The "news sources" whose news "articles" call for the re-election of Dubya Dummy. What do the Moonies at the Wash Times have to say? His donation history to moveon.org is an irrefutable fact...it's not Newmax's opinion. You seem to have a hard time differentiating between objective and subjective writing. I find this perplexing since you write for a living. It's not the donation I am questioning, although I wouldn't consider Newsmax a source for anything except political mischief. It's the innuendo and editorializing in the rest of the piece that is so typical of right-wing "news" sources. If "newsmax" renamed itself "right-wing slant," it would at least be truthful on that issue. Aren't they just following your lead on rewriting articles with the permission of the author? |
boat thieves back in busiess insurance results
"Harry Krause" wrote in message ... Wow...you sound like a refugee from the Third Reich...or at least the old Sov Evil Empire. Despite Bush, this is still a relatively free country and individuals are encouraged to speak out for the political candidates of their choice. You righties really do want to stifle democracy. Your right to free speech doens't mean I have to listen to you. Your right to free speech doesn't mean I have to agree with what you say. Your right to free speech doesn't mean your are free from criticism of your speech. If free speech is so precious to you why do you not defend opressors of free speech regardless of where the opression occurs and regardless of their political leanings? Bert |
boat thieves back in busiess insurance results
"Harry Krause" wrote in message ... NOYB wrote: "Harry Krause" wrote in message ... NOYB wrote: "Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... I'll find the link, but here's the text: "Billionaires Join Soros to Defeat Bush George Soros says he would pony up his $7 billion fortune if it could defeat George Bush this November. Soros has already donated tens of millions to groups like MoveOn.org and left-wing "527s" to defeat Bush. But Soros is not the only billionaire who has a passionate hatred for George Bush. MoveOn recently reported that Peter B. Lewis, chairman of Progressive Corp., has already given $1.5 million to the group. Lewis is so anxious to help MoveOn he now promises to match the amount contributed to MoveOn by any contributor, 50 cents for each dollar donated up to $20,000. " Ahhh. Good for Lewis. And at least it is personal, not business. Lewis represents a corporation on the NYSE and he's held accountable to the stockholders. His choice to openly oppose Bush will have a negative impact on his company...both in the near-term, and, especially if Bush is reelected. Wow...you sound like a refugee from the Third Reich...or at least the old Sov Evil Empire. Despite Bush, this is still a relatively free country and individuals are encouraged to speak out for the political candidates of their choice. You righties really do want to stifle democracy. BTW, if you had a real email address, I could point you towards a new Penn Slammer 560 that may be had for around $100. I've seen 'em around for $110.95. But, I'm not in the market right now, as I have a Stradic 5000 (the bigger model before they downsized it), and a Penn 7500 SS. Both are working wonderfully, and spooled with PowerPro, can catch most fish swimming in the Gulf. My next reel *will* be the Slammer, however. I bought the Stradic 3 years ago, and now wish I had waited. At the time, Penn didn't have an infinite anti-reverse spinning reel....nor a reel that was as light. The Slammer looks like one of those reels that I can fish with for the next 15 years and then give to my son...who'll eventually give it to his son. I'd buy it myself, but I don't need anything that heavy. I'm looking for a deal on a 360, maybe a 260. Try these two places: http://www.bigtackle.com/Scripts/pro...?idproduct=148 http://www.nctackle.com/peslspre.html |
boat thieves back in busiess insurance results
"Harry Krause" wrote in message ... NOYB wrote: "Harry Krause" wrote in message ... NOYB wrote: "Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml Newsmax...hehehe. The "news sources" whose news "articles" call for the re-election of Dubya Dummy. What do the Moonies at the Wash Times have to say? His donation history to moveon.org is an irrefutable fact...it's not Newmax's opinion. You seem to have a hard time differentiating between objective and subjective writing. I find this perplexing since you write for a living. It's not the donation I am questioning, although I wouldn't consider Newsmax a source for anything except political mischief. It's the innuendo and editorializing in the rest of the piece that is so typical of right-wing "news" sources. If "newsmax" renamed itself "right-wing slant," it would at least be truthful on that issue. I can't argue with you that Newsmax isn't right-winged biased. However, just because an editorial piece appears in a more mainstream paper or news outlet doesn't mean it's any less biased. Reporters don't report on facts anymore. Every article that is posted seems to have a slant to it. For instance, the Reuter's piece that you posted the other day about the job market and economy quoted a financial "analyst" who has a history of bashing conservative-leaning governments...both here and in Israel. |
boat thieves back in busiess insurance results
"Harry Krause" wrote in message ... NOYB wrote: "Harry Krause" wrote in message ... NOYB wrote: "Dan Krueger" wrote in message hlink.net... Do you have a link to his affiliation with those extremists? I'd like to it back to them... Here's the link: http://www.newsmax.com/archives/ic/2...2/222640.shtml Here's how Newsmax ends that piece...with an ad for Bush: Editor's note: Urgent: President Bush needs your support – Click Here Now and show your support to your friends and family Talk about whoring. If you notice, my original post had no mention of Newsmax. I don't like their "spin" on issues, so I usually don't repost their articles. However, Newsmax does report on stories that other news agencies don't mention. In this case, I found it useful to know that the director of Progressive insurance had given $1.5 million to moveon.org. Now that I know that, I also know that I won't be doing business with them...and I'll convince as many other Bush-supporters to do the same thing. Spend your money as you will. BTW, your boat insurance...with BOAT/US and, possibly, through BOAT/US and CNA? Yes? Heheheheh. I won't knowingly support a company whose ideals are in stark contrast to mine. Do you know something about BoatUS or CNA that I don't know? |
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