Double-check your policy, and then argue. Threaten to involve your lawyer -
for a hundred bucks, he/she may even write a short preliminary letter.

Insurance companies are bullies, they always try not to pay, but often back
down quite easily if pushed - not always on the first push. Too many people
complain that "they didn't pay," but take it no further, in which case the
insurer wins. Need not be so.

====

Charles T. Low
- remove "UN"
www.boatdocking.com
www.ctlow.ca/Trojan26 - my boat

====

"Capt Frank Hopkins" wrote in message
hlink.net...
Hi All,
After a throughly incompetent investigation by the local constabulary, I
took the list of missing items to the insurance comapny. Here are the
results:

Generator: 2 years old, depreciated 60% Cost 1900.00
Paid 900.00
GPS 18 Months Old. depreciated 12% Cost 799.00
703.12
GPS Cartographic chip not covered Cost 125.00
Fishing Poles not covered Cost
90.00
Binox depreciated %75 Cost 299.00
99.60
tools not covered Cost
159.00
Magnagrille not covered Cost
179.00
Magnagrille mount not covered Cost 45.00
TV-DVD player Depreciated 75% Cost 399.00
99.75

Total Loss
3995.00 Insurance Payment 1802.47

Net Loss 2192.53

Moral, Check your insurance policy to determine what is covered and what
is
not!