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wrote:
Only problem is that you can't *work* if you start drawing benefits at 62, right? Don't they deduct $1 of Social Security for every dollar you earn unless you're at the full retirement age of 66? (I think mine will be 67...) I think it's foolish to draw at 62 unless you are sure you're done working. If you're lucky enough to love your job, you might not be eager to sit down while still relatively young. 62 is now *much younger* than it used to be. When I was a kid, I thought people were really old at 62. Now that I'm getting pretty old myself, I think 62 year olds are still kids. :-) You are allowed some amount of earnings (something in the back of my head says 10K) before the deduction starts. The amount you can earn grows with age so at (I think) 70, you can earn all you want. See www.socialsecurity.gov -- it's probably there |
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