Today is my birthday. No more boating gifts for the time being so my wife
had a challenge on what to buy me.

She hit a home run!

She bought me a 1 gb USB flash drive stick along with a nice sport shirt. 1
gb!

My kids gave me a work utility light, a nut driver set and an Ohio State
University tee shirt.

Great gifts!

It has been a good day. I have not done a darn thing all day but play on the
computer and watch some tube. No manual labor/honey-do list work today.

Friends are coming over tonight for a spaghetti and sausage dinner.

Life is good. ;-)

On Sat, 19 Mar 2005 15:51:38 -0500, "JimH" wrote:

Today is my birthday.

Many returns. Happy Birthday.

Later,

Tom

"Short Wave Sportfishing" wrote in message
...
On Sat, 19 Mar 2005 15:51:38 -0500, "JimH" wrote:

Today is my birthday.

Many returns. Happy Birthday.

Later,

Tom

Thanks Tom. It was a great day.

Oh, how I hate
Ohio State!!!!!
Seriously, Happy Birthday
(Norm from Mich)

On Sun, 20 Mar 2005 09:19:21 -0500, "JimH" wrote:


"Short Wave Sportfishing" wrote in message
.. .
On Sat, 19 Mar 2005 15:51:38 -0500, "JimH" wrote:

Today is my birthday.

Many returns. Happy Birthday.

Later,

Tom

Thanks Tom. It was a great day.


Yup, sounded like a good time. Happy B-day! Have you reached social security age
yet? I'm trying to make the decision whether to start getting it early or wait
another four years.
--
John H

"All decisions are the result of binary thinking."

"N.L. Eckert" wrote in message
...
Oh, how I hate
Ohio State!!!!!
Seriously, Happy Birthday
(Norm from Mich)


Thanks Norm. Michigan is a fantastic state, except for that dreaded city of
Ann Arbor. ;-)

"John H" wrote in message
...
On Sun, 20 Mar 2005 09:19:21 -0500, "JimH" wrote:


"Short Wave Sportfishing" wrote in message
. ..
On Sat, 19 Mar 2005 15:51:38 -0500, "JimH" wrote:

Today is my birthday.

Many returns. Happy Birthday.

Later,

Tom

Thanks Tom. It was a great day.


Yup, sounded like a good time. Happy B-day! Have you reached social
security age
yet? I'm trying to make the decision whether to start getting it early or
wait
another four years.
--
John H

"All decisions are the result of binary thinking."

Thanks John. I am not social security age yet. I have a bit to go for
that. But my plan is to start collecting it at age 62.

On Sun, 20 Mar 2005 09:33:21 -0500, (N.L. Eckert)
wrote:

Oh, how I hate
Ohio State!!!!!
Seriously, Happy Birthday
(Norm from Mich)

Everybody hates Ohio State.

Even people in Ohio. :)

Later,

Tom

"JimH" wrote in message
...

"John H" wrote in message
...
On Sun, 20 Mar 2005 09:19:21 -0500, "JimH" wrote:


"Short Wave Sportfishing" wrote in message
. ..
On Sat, 19 Mar 2005 15:51:38 -0500, "JimH" wrote:

Today is my birthday.

Many returns. Happy Birthday.

Later,

Tom

Thanks Tom. It was a great day.


Yup, sounded like a good time. Happy B-day! Have you reached social
security age
yet? I'm trying to make the decision whether to start getting it early
or
wait
another four years.
--
John H

"All decisions are the result of binary thinking."

Thanks John. I am not social security age yet. I have a bit to go for
that. But my plan is to start collecting it at age 62.



According to the SS guy, the break even point is 80 years old now. If you
start collecting at 66, you have to make it to 80 to have made more money.
Bill

On Sun, 20 Mar 2005 18:42:57 GMT, "Calif Bill"
wrote:


"JimH" wrote in message
...

"John H" wrote in message
...
On Sun, 20 Mar 2005 09:19:21 -0500, "JimH" wrote:


"Short Wave Sportfishing" wrote in message
. ..
On Sat, 19 Mar 2005 15:51:38 -0500, "JimH" wrote:

Today is my birthday.

Many returns. Happy Birthday.

Later,

Tom

Thanks Tom. It was a great day.


Yup, sounded like a good time. Happy B-day! Have you reached social
security age
yet? I'm trying to make the decision whether to start getting it early
or
wait
another four years.
--
John H

"All decisions are the result of binary thinking."

Thanks John. I am not social security age yet. I have a bit to go for
that. But my plan is to start collecting it at age 62.



According to the SS guy, the break even point is 80 years old now. If you
start collecting at 66, you have to make it to 80 to have made more money.
Bill


Do you know what formula is used for that calculation? Does it include an
assumed interest rate?
--
John H

"All decisions are the result of binary thinking."