P.Fritz squealed:

The liebrals are too afraid people may be able to take care of
themselves
without the 'big daddy guvmint" they strive for.

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This liberal thinks you darn well better plan to take care of yourself,
and doesn't need "Big Daddy" government to give me a 3% "allowance" to
invest.Social Security supports widows, orphans, the disabled, and the
indigent elderly. If I need to turn my financial back on that segment
of society in order to save for retirement, there's something screwed
up (and in a major way) with my personal finances.

Did you know that if they took the "cap" off of Social Security
earnings, the rate could be reduced from about 15% at present (split
between employer/employee or paid as self employment tax) to something
closer to 6-7%? There you go, several percent saved by both employee
and employer- more for investment. :-)