On Sun, 4 Mar 2018 11:27:49 -0500, Justan Ohlphart
wrote:


I don't know if it's true but I heard insurance companies in Florida
won't insure a house with a roof over 15 years old.

That would not surprise me. You are talking about "windstorm"
insurance tho, not regular homeowners. I know they have pretty
extensive inspections before they issue the policy and your rate
depends on what they find. There is remediation you can do that will
lower the rate considerably like tougher truss strapping etc. The
strange thing is smart builders have been strapping trusses into the
tie beam for 50 years. My house was built in 1963 and I have a poured
bond beam with steel in it and truss straps. They are actually thicker
metal than the current code (1.5" x 1/8" thick).
I don't buy wind storm.