Is everybody happy with they new tax law
 

and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for the
pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one anyone,
she's getting married.

Mikek

Is everybody happy with they new tax law
 

On 1/6/2018 3:59 PM, amdx wrote:

and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for the
pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
Â*I'll will lose two child deductions, but I would have lost one anyone,
she's getting married.

Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â* Â* Mikek


Hey, congrats. Marrying off a daughter is a major financial
accomplishment! :-)

Is everybody happy with they new tax law
 

On Sat, 6 Jan 2018 14:59:43 -0600, amdx wrote:


and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for the
pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one anyone,
she's getting married.

Mikek

From what I can see, I'll come out about $3500 to the good. I can't bitch much. And, since 'only the
top 1% will benefit', I'm right up there with the rich guys! I never knew I had it so good.

Is everybody happy with they new tax law
 

On 1/6/2018 3:01 PM, Mr. Luddite wrote:
On 1/6/2018 3:59 PM, amdx wrote:

and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
Â*Â*I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â* Â*Â* Mikek


Hey, congrats.Â* Marrying off a daughter is a major financial
accomplishment!Â*Â*Â* :-)

It's not as good as you think, yet.
She applied to 3 dental schools, one has declined, one put her on a
alternate list and one answer yet from the third.
We will pay for the dental college if she is accepted.
Mikek

PS. yes deductions for a child are not as good as emancipating a child.

Is everybody happy with they new tax law
 

amdx wrote:

and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek

My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!

Is everybody happy with they new tax law
 

On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:

and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek

My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!



===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

Is everybody happy with they new tax law
 

On 1/6/2018 10:42 PM, wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:

and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek

My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!



===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.


Inflation and Healthcare costs are big concerns when contemplating
retirement.
If you can withstand market downturns* back testing shows having
80% plus invested in stocks/mutual funds will result in the highest
ending NW.
Here are two retirement calculators. Firecalc is my favorite.
You can input data and within an hour you will figure all the inputs
that you want to adjust. It's pretty simple but powerful.
The back testing is taking your portfolio and investing it in 1871 and
following it 30 years with you withdrawing income each year. Then
graphing it. Then repeating this starting in 1872. This is done every
year until the present. All the lines are presented on one Graph, any
line that dips below zero is a failure. Then you need to decide are you
comfortable with a 96% chance of portfolio success. 1973 and 1974 were
bad times to retire with a portfolio. Info on the website.
https://www.firecalc.com/

CfireSim is another, many people like it as well, but I found it more
difficult to use, Maybe because I started with Firecalc and liked it so
well. I think it might be a little more detailed.
http://www.cfiresim.com/


If you have any questions about Firecalc, ask me.

Mikek
* if you have enough money to generate enough income to get you through
the downturn, in the end you will have more money if you invest a
higher percentage in the market, 80% plus. This is using historic data,
will history repeat?

Is everybody happy with they new tax law
 

On Sat, 6 Jan 2018 20:13:01 -0600, amdx wrote:

On 1/6/2018 3:01 PM, Mr. Luddite wrote:
On 1/6/2018 3:59 PM, amdx wrote:

and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
**I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

*************************** Mikek


Hey, congrats.* Marrying off a daughter is a major financial
accomplishment!*** :-)

It's not as good as you think, yet.
She applied to 3 dental schools, one has declined, one put her on a
alternate list and one answer yet from the third.
We will pay for the dental college if she is accepted.
Mikek

PS. yes deductions for a child are not as good as emancipating a child.

If you live in a state with state income taxes, a 529 plan may be a good way to go. Every dime I put
into a plan for grandkids is deductible from state income taxes in Virginia. Granted, it's only
about 6% in Virginia, but that's better interest than is available most other places. Being over age
70, I'm not limited as to how much I can deduct.

Is everybody happy with they new tax law
 

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

Is everybody happy with they new tax law
 

amdx wrote:
On 1/6/2018 10:42 PM, wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:

and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being
taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek

My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!



===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.


Inflation and Healthcare costs are big concerns when contemplating
retirement.
If you can withstand market downturns* back testing shows having
80% plus invested in stocks/mutual funds will result in the highest
ending NW.
Here are two retirement calculators. Firecalc is my favorite.
You can input data and within an hour you will figure all the inputs
that you want to adjust. It's pretty simple but powerful.
The back testing is taking your portfolio and investing it in 1871
and following it 30 years with you withdrawing income each year. Then
graphing it. Then repeating this starting in 1872. This is done every
year until the present. All the lines are presented on one Graph, any
line that dips below zero is a failure. Then you need to decide are
you comfortable with a 96% chance of portfolio success. 1973 and 1974
were
bad times to retire with a portfolio. Info on the website.
https://www.firecalc.com/

CfireSim is another, many people like it as well, but I found it more
difficult to use, Maybe because I started with Firecalc and liked it
so well. I think it might be a little more detailed.
http://www.cfiresim.com/


If you have any questions about Firecalc, ask me.

Mikek
* if you have enough money to generate enough income to get you through
the downturn, in the end you will have more money if you invest a
higher percentage in the market, 80% plus. This is using historic data,
will history repeat?



I've played with similar calculators in the past. I'll give these a try.

Thanks!

Is everybody happy with they new tax law
 

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Is everybody happy with they new tax law
 

On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.

Is everybody happy with they new tax law
 

On Mon, 08 Jan 2018 23:07:24 -0500, wrote:

On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.

===

She could probably get $1300/week during the winter season using VRBO
or Airbnb. There are also no hassels with dead beat renters or house
wreckers that way.

Is everybody happy with they new tax law
 

On Mon, 08 Jan 2018 23:59:09 -0500,
wrote:

On Mon, 08 Jan 2018 23:07:24 -0500, wrote:

On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.

===

She could probably get $1300/week during the winter season using VRBO
or Airbnb. There are also no hassels with dead beat renters or house
wreckers that way.

There is a latino family in there now who are great neighbors. I am
also not sure your average tourist would pay $1300 for that dump.
The community assn would really be ****ty about the amenities for a
weekly renter anyway.

Is everybody happy with they new tax law
 

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Is everybody happy with they new tax law
 

On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?

Is everybody happy with they new tax law
 

On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.

Is everybody happy with they new tax law
 

On Tue, 09 Jan 2018 11:43:41 -0500, wrote:

On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.

Most dogs swim nude. Don't know if they'd do so with krause though.

Is everybody happy with they new tax law
 

On 1/9/2018 11:43 AM, wrote:
On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.



That reminds me. Mrs.E. has been trying to convince me to get another
dog since Sam Adams left. I don't want another dog. After the latest
encouragement to get one, I sent her this:

https://tinyurl.com/y7fpxvaf

Is everybody happy with they new tax law
 

Mr. Luddite wrote:
On 1/9/2018 11:43 AM, wrote:
On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.



That reminds me. Mrs.E. has been trying to convince me to get another
dog since Sam Adams left. I don't want another dog. After the latest
encouragement to get one, I sent her this:

https://tinyurl.com/y7fpxvaf




When we bought our first house, we had several walnut trees. The dogs
loves to deposit Pee mail on them. So we sprayed the trees with dog
repellent, or that is what the stuff we bought claimed. We had dogs from
out of the neighborhood o use the local pee-mail post box.

Is everybody happy with they new tax law
 

On Tuesday, January 9, 2018 at 1:55:02 PM UTC-5, Mr. Luddite wrote:
On 1/9/2018 11:43 AM, wrote:
On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.



That reminds me. Mrs.E. has been trying to convince me to get another
dog since Sam Adams left. I don't want another dog. After the latest
encouragement to get one, I sent her this:

https://tinyurl.com/y7fpxvaf

Funny! Fitting there's a Lab on the label. It took about three years for my Lab to settle down. He hasn't chewed a downspout off the house in at least 6 months now. :)

Is everybody happy with they new tax law
 

On Tue, 9 Jan 2018 13:54:57 -0500, "Mr. Luddite" wrote:

On 1/9/2018 11:43 AM, wrote:
On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.



That reminds me. Mrs.E. has been trying to convince me to get another
dog since Sam Adams left. I don't want another dog. After the latest
encouragement to get one, I sent her this:

https://tinyurl.com/y7fpxvaf


LOL!

At the worst of this latest bout with our dog, who is fine now by the way, I told my wife I didn't
want another one. The one she has would be plenty for me.

She immediately started in on the 'you need a dog' kick.

Don't understand 'em at all.

Is everybody happy with they new tax law
 

On Tue, 9 Jan 2018 11:24:38 -0800 (PST), Its Me wrote:

On Tuesday, January 9, 2018 at 1:55:02 PM UTC-5, Mr. Luddite wrote:
On 1/9/2018 11:43 AM, wrote:
On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.



That reminds me. Mrs.E. has been trying to convince me to get another
dog since Sam Adams left. I don't want another dog. After the latest
encouragement to get one, I sent her this:

https://tinyurl.com/y7fpxvaf

Funny! Fitting there's a Lab on the label. It took about three years for my Lab to settle down. He hasn't chewed a downspout off the house in at least 6 months now. :)

What did you do to get rid of the chipmunks?

Is everybody happy with they new tax law
 

On 1/8/2018 6:33 PM, Alex wrote:
amdx wrote:
On 1/6/2018 10:42 PM, wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:

and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being
taxable.
and a Standard deduction of $24k, what's not to like.
Â* I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â* Â*Â* Mikek

My 401K hit seven figures shortly after President Trump was elected and
has grown even more.Â* I'll have to see how it affects my paycheck.Â* The
new rates won't be active until next month.Â* If this continues I might
be able to retire at 55!



===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back.Â* I'd suggest keeping your job a
bit longer if you enjoy what you're doing.Â* Inflation becomes a real
risk once you stop working.


Â*Inflation and Healthcare costs are big concerns when contemplating
retirement.
Â* If you can withstand market downturns* back testing shows having
80% plus invested in stocks/mutual funds will result in the highest
ending NW.
Â* Here are two retirement calculators. Firecalc is my favorite.
You can input data and within an hour you will figure all the inputs
that you want to adjust. It's pretty simple but powerful.
Â*The back testing is taking your portfolio and investing it in 1871
and following it 30 years with you withdrawing income each year. Then
graphing it. Then repeating this starting in 1872. This is done every
year until the present. All the lines are presented on one Graph, any
line that dips below zero is a failure. Then you need to decide are
you comfortable with a 96% chance of portfolio success.Â* 1973 and 1974
were
bad times to retire with a portfolio. Info on the website.
https://www.firecalc.com/

CfireSim is another, many people like it as well, but I found it more
difficult to use, Maybe because I started with Firecalc and liked it
so well. I think it might be a little more detailed.
http://www.cfiresim.com/


Â*If you have any questions about Firecalc, ask me. or think about

Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â* Â*Â* Mikek
* if you have enough money to generate enough income to get you through
Â*the downturn, in the end you will have more money if you invest a
higher percentage in the market, 80% plus. This is using historic data,
will history repeat?



I've played with similar calculators in the past.Â* I'll give these a try.

Thanks!

Ah good! I've posted these links several times and never got a response.
It's like 80% of Americans don't save money for retirement.
Oh, I think that is the percentage.
Let me know how you like that graph with 130 lines on it.

The only ones that matter are the ones that fall to zero and
how many of those you are comfortable with.
Mikek

Is everybody happy with they new tax law
 

On 1/8/2018 10:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.

Investing $200,000 on 1-1-17 in VTSAX would have returned $43,000 or
$3500 a month, plus another $6804 during the first 5 business days of
2018. ie, the stock market is hot!
And no maintenance, rent collection problem or property taxes.
Mikek

Is everybody happy with they new tax law
 

On Tue, 9 Jan 2018 16:55:20 -0600, amdx wrote:

On 1/8/2018 10:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.

Investing $200,000 on 1-1-17 in VTSAX would have returned $43,000 or
$3500 a month, plus another $6804 during the first 5 business days of
2018. ie, the stock market is hot!
And no maintenance, rent collection problem or property taxes.

===

You might want to look at PRGTX also. I like it because it gives me
some international exposure and a well diversified tech portfolio.
Admittedly it is somewhat higher risk and with higher management fees,
but I keep it at less than 10% of my overall holdings.

Is everybody happy with they new tax law
 

On Tue, 09 Jan 2018 12:34:03 -0500, John H
wrote:

On Tue, 09 Jan 2018 11:43:41 -0500, wrote:

You should try it some time if you can find dogs that will dance with
you.

Most dogs swim nude. Don't know if they'd do so with krause though.

My dogs always wear a coat. I am the one that is nekid.

Is everybody happy with they new tax law
 

On Tue, 9 Jan 2018 13:54:57 -0500, "Mr. Luddite"
wrote:

On 1/9/2018 11:43 AM, wrote:
On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.



That reminds me. Mrs.E. has been trying to convince me to get another
dog since Sam Adams left. I don't want another dog. After the latest
encouragement to get one, I sent her this:

https://tinyurl.com/y7fpxvaf


I have a can of "behavior modification spray" that looks about the
same. I never even tried it. I am not sure if it was just a noise
maker or if it was some kind of nasty chemical but Deuce punched a
hole in it. He was still playing with it when I found him.

Is everybody happy with they new tax law
 

On Tue, 9 Jan 2018 11:24:38 -0800 (PST), Its Me
wrote:

On Tuesday, January 9, 2018 at 1:55:02 PM UTC-5, Mr. Luddite wrote:
On 1/9/2018 11:43 AM, wrote:
On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.



That reminds me. Mrs.E. has been trying to convince me to get another
dog since Sam Adams left. I don't want another dog. After the latest
encouragement to get one, I sent her this:

https://tinyurl.com/y7fpxvaf

Funny! Fitting there's a Lab on the label. It took about three years for my Lab to settle down. He hasn't chewed a downspout off the house in at least 6 months now. :)

So I only have a couple years to go?

Is everybody happy with they new tax law
 

On 1/9/2018 6:59 PM, wrote:
On Tue, 9 Jan 2018 13:54:57 -0500, "Mr. Luddite"
wrote:

On 1/9/2018 11:43 AM, wrote:
On 9 Jan 2018 16:38:00 GMT, Keyser Soze wrote:

wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

===

You should try it some time if you can find dogs that will dance with
you.



That reminds me. Mrs.E. has been trying to convince me to get another
dog since Sam Adams left. I don't want another dog. After the latest
encouragement to get one, I sent her this:

https://tinyurl.com/y7fpxvaf


I have a can of "behavior modification spray" that looks about the
same. I never even tried it. I am not sure if it was just a noise
maker or if it was some kind of nasty chemical but Deuce punched a
hole in it. He was still playing with it when I found him.



Mrs.E. used to use "Bitter Apple" spray on the paddock fencing to stop
her horses from chewing on the rails. Took about a week but they got to
really like the taste and chewed more.

Dogs, was taxes
 

On Tue, 9 Jan 2018 19:22:11 -0500, "Mr. Luddite"
wrote:

On 1/9/2018 6:59 PM, wrote:


I have a can of "behavior modification spray" that looks about the
same. I never even tried it. I am not sure if it was just a noise
maker or if it was some kind of nasty chemical but Deuce punched a
hole in it. He was still playing with it when I found him.



Mrs.E. used to use "Bitter Apple" spray on the paddock fencing to stop
her horses from chewing on the rails. Took about a week but they got to
really like the taste and chewed more.

My wife tried some of the "THUM" stuff that you paint on baby's thumbs
to discourage thumb sucking and Deuce was following her around looking
for more. This guy is a handful but a few things are going right. He
will walk with me in the woods and stay right with me so that is our
routine when he needs to go out. I have about 400 feet of power line
behind the house with water on 3 sides so we have it to ourselves and
we walk up and down that several times a day. The right of way is
about 100 feet wide with steep banks on both sides so we have the best
part of an acre to run around in. It is more mowing for me tho. It is
a jungle going the other way and I am not messing with that.
He is completely house broken but he still had problems taking things
that do not belong to him although the only thing he will actually
chews up is little pieces of paper and plastic cups. The cups are our
fault. We let him have plastic bottles when he was a pup. I guess he
is still a puppy at 8 months old but he is 85 pounds so it is easy to
forget.
The biggest problem is "distractions". If he sees other people or
other animals he is going over there and nothing will stop him. I
tried a shock collar and it makes him jump but it does not make him
forget about whatever he is going to see. I am hoping he just outgrows
that or at least calms down a bit about it.

Is everybody happy with they new tax law
 

On 1/9/2018 5:52 PM, wrote:
On Tue, 9 Jan 2018 16:55:20 -0600, amdx wrote:

On 1/8/2018 10:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.

Investing $200,000 on 1-1-17 in VTSAX would have returned $43,000 or
$3500 a month, plus another $6804 during the first 5 business days of
2018. ie, the stock market is hot!
And no maintenance, rent collection problem or property taxes.

===

You might want to look at PRGTX also. I like it because it gives me
some international exposure and a well diversified tech portfolio.
Admittedly it is somewhat higher risk and with higher management fees,
but I keep it at less than 10% of my overall holdings.

I have minor exposure to international through one of the Vanguard
funds, VWILZ, I just checked it, wow, it grew over 36% in 2017!
I have paid no attention to it, it is part of my wife's IRA, thanks
for bringing my attention to it.
Also, it looks as though they closed PRGTX fund to new investors.

Mikek

Is everybody happy with they new tax law
 

On Tue, 9 Jan 2018 21:04:10 -0600, amdx wrote:

On 1/9/2018 5:52 PM, wrote:
On Tue, 9 Jan 2018 16:55:20 -0600, amdx wrote:

On 1/8/2018 10:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.

Investing $200,000 on 1-1-17 in VTSAX would have returned $43,000 or
$3500 a month, plus another $6804 during the first 5 business days of
2018. ie, the stock market is hot!
And no maintenance, rent collection problem or property taxes.

===

You might want to look at PRGTX also. I like it because it gives me
some international exposure and a well diversified tech portfolio.
Admittedly it is somewhat higher risk and with higher management fees,
but I keep it at less than 10% of my overall holdings.

I have minor exposure to international through one of the Vanguard
funds, VWILZ, I just checked it, wow, it grew over 36% in 2017!
I have paid no attention to it, it is part of my wife's IRA, thanks
for bringing my attention to it.
Also, it looks as though they closed PRGTX fund to new investors.

Mikek

===

I hadn't realized that, a victim of its own success I guess.

Is everybody happy with they new tax law
 

Mr. Luddite
- show quoted text -
That reminds me. Mrs.E. has been trying to convince me to get another
dog since Sam Adams left. I don't want another dog. After the latest
encouragement to get one, I sent her this:

https://tinyurl.com/y7fpxvaf

....

And it looks like it’s endorsed by Eddie!

Is everybody happy with they new tax law
 

On 1/9/2018 10:38 AM, Keyser Soze wrote:
wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more. I'll have to see how it affects my paycheck. The
new rates won't be active until next month. If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back. I'd suggest keeping your job a
bit longer if you enjoy what you're doing. Inflation becomes a real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

Sounds great, except for those damn dogs! :-)

Is everybody happy with they new tax law
 

On 1/10/18 11:17 AM, amdx wrote:
On 1/9/2018 10:38 AM, Keyser Soze wrote:
wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll
qualify for
the pass thru, knocking off 20% of my business income from
being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was
elected and
has grown even more.Â* I'll have to see how it affects my
paycheck.Â* The
new rates won't be active until next month.Â* If this continues
I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified
assets
in anticipation of a market pull back.Â* I'd suggest keeping your
job a
bit longer if you enjoy what you're doing.Â* Inflation becomes a
real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60.Â* I've got a few IRA's and
some non-retirement investments, too.Â* I don't want to have to
watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so
high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable
tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ...Â*Â* :)

Â*Sounds great, except for those damn dogs!Â*Â* :-)

Sure does. About a half dozen of our near-neighbors have pools but
hardly anyone uses them...so try as I might, I never see any nude
swimming. On the other hand, one near neighbor has an elaborate pond
system which he used to keep stocked with koi. But the fish kept
"disappering." I had a trail camera I loaned him and, lo and behold, it
turned out the neighborhood raccoons were fishing there at night.
Without licenses, no less. :)

Is everybody happy with they new tax law
 

Keyser Soze Wrote in message:
On 1/10/18 11:17 AM, amdx wrote:
On 1/9/2018 10:38 AM, Keyser Soze wrote:
wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll
qualify for
the pass thru, knocking off 20% of my business income from
being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was
elected and
has grown even more. I'll have to see how it affects my
paycheck. The
new rates won't be active until next month. If this continues
I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified
assets
in anticipation of a market pull back. I'd suggest keeping your
job a
bit longer if you enjoy what you're doing. Inflation becomes a
real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to
watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so
high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable
tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

Sounds great, except for those damn dogs! :-)

Sure does. About a half dozen of our near-neighbors have pools but
hardly anyone uses them...so try as I might, I never see any nude
swimming. On the other hand, one near neighbor has an elaborate pond
system which he used to keep stocked with koi. But the fish kept
"disappering." I had a trail camera I loaned him and, lo and behold, it
turned out the neighborhood raccoons were fishing there at night.
Without licenses, no less. :)


No doubt the same coons you attract to your yard with chicken feed.
--
x


----Android NewsGroup Reader----
http://usenet.sinaapp.com/

Is everybody happy with they new tax law
 

Keyser Soze Wrote in message:
On 1/10/18 11:17 AM, amdx wrote:
On 1/9/2018 10:38 AM, Keyser Soze wrote:
wrote:
On Tue, 9 Jan 2018 07:29:52 -0500, Keyser Soze wrote:

On 1/8/18 11:07 PM, wrote:
On Mon, 08 Jan 2018 19:47:56 -0500,
wrote:

On Mon, 8 Jan 2018 19:29:11 -0500, Alex wrote:

wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll
qualify for
the pass thru, knocking off 20% of my business income from
being taxable.
and a Standard deduction of $24k, what's not to like.
I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Mikek
My 401K hit seven figures shortly after President Trump was
elected and
has grown even more. I'll have to see how it affects my
paycheck. The
new rates won't be active until next month. If this continues
I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified
assets
in anticipation of a market pull back. I'd suggest keeping your
job a
bit longer if you enjoy what you're doing. Inflation becomes a
real
risk once you stop working.

---
This email has been checked for viruses by AVG.
http://www.avg.com

I'm realistically looking to retire by 60. I've got a few IRA's and
some non-retirement investments, too. I don't want to have to
watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so
high.
I'm looking more and more at real estate.

===

I like real estate because it offers some protection against
inflation, and it offers an opportunity to use leverage effectively.
Managing rental property requires a fair degree of skill and effort
however.

Renters are generally a pain in the ass. It takes a special
personality to be a landlord. The only way I would do it is with an
agent and hold the property as an LLC. I did look into it when we were
trying to buy the house next door but I made up my mind I would have
just used it for my shop. The house was and still is a tear down but
there is some old nasty woman renting it. I doubt she has made a dime
in the last 2 years still trying to get the money back it took to make
it livable. She paid 100k for it and probably has another 100k in it
renting for $1300 a month.


Probably fetch more rent were it not located next to a disreputable
tiki
bar...

Now it is disreputable?


Drinking, dancing, nude swimming, dogs ... :)

Sounds great, except for those damn dogs! :-)

Sure does. About a half dozen of our near-neighbors have pools but
hardly anyone uses them...so try as I might, I never see any nude
swimming. On the other hand, one near neighbor has an elaborate pond
system which he used to keep stocked with koi. But the fish kept
"disappering." I had a trail camera I loaned him and, lo and behold, it
turned out the neighborhood raccoons were fishing there at night.
Without licenses, no less. :)


Voyerism doesn't seem to be working for you. Poor baby.
--
x


----Android NewsGroup Reader----
http://usenet.sinaapp.com/

Is everybody happy with they new tax law
 

Keyser Soze Wrote in message:



Sure does. About a half dozen of our near-neighbors have pools but
hardly anyone uses them...so try as I might, I never see any nude
swimming.


Harry goes whale watching in his neighborhood.

Is everybody happy with they new tax law
 

On 1/8/2018 6:29 PM, Alex wrote:
wrote:
On Sat, 6 Jan 2018 22:35:27 -0500, Alex wrote:

amdx wrote:
and hey, how about the stock market?

I should do well under the new tax law, looks like I'll qualify for
the pass thru, knocking off 20% of my business income from being
taxable.
and a Standard deduction of $24k, what's not to like.
Â* I'll will lose two child deductions, but I would have lost one
anyone, she's getting married.

Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â*Â* Â*Â* Mikek
My 401K hit seven figures shortly after President Trump was elected and
has grown even more.Â* I'll have to see how it affects my paycheck.Â* The
new rates won't be active until next month.Â* If this continues I might
be able to retire at 55!


===

I've been moving into more conservative, and more diversified assets
in anticipation of a market pull back.Â* I'd suggest keeping your job a
bit longer if you enjoy what you're doing.Â* Inflation becomes a real
risk once you stop working.

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I'm realistically looking to retire by 60.Â* I've got a few IRA's and
some non-retirement investments, too.Â* I don't want to have to watch the
market all the time to feel comfortable.

Investing new money is challenging right now with the market so high.
I'm looking more and more at real estate.

Many people do well with real estate, but if you buy rentals you are
buying a job. 20 some years ago I had 5 rentals, I did well with them,
but when I moved out of state I sold them all, and at 62 I have zero
interest being on call to do repairs or maintenance.
Mikek