On Mon, 9 Jan 2017 05:51:47 -0500, Keyser Soze wrote:

No one would have more expertise on a lifetime of dishonest work than a
bankster like Wayne who spent his career working for a dishonest bank.
As examples of these practices still going on:

On October 19, 2011, Citigroup agreed to $285 million civil fraud penalty.

In 2015, Citigroup Inc.'s consumer bank was ordered to pay $770 million
in relief to borrowers for illegal credit card practices.

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Happened after I retired, and of course we folks who were managing
technology platforms had nothing to do with it. Citi has always been
a leader and innovator in banking technology.