I just picked up a new Ruger SR40C for the car. Got the stainless
version so I don't have to oil the hell out of it for that environment.
The trigger is _smoooth_ for a striker-fired gun. It's an affordable .40
cal that I hope to not have to use other than at the range. They make a
9mm version for the same price.

http://ruger.com/products/sr40c/specSheets/3476.html