On Fri, 08 Aug 2014 01:03:04 -0500, Califbill
wrote:

When I ran the numbers several years ago, I factored in a 5% COL increase
and the crossover point was around 87. So I think your numbers are pretty
close, give or take a year or so. I'm with Bar. The sooner you get the
Govt. to start paying back your money, the better.

9 years ago, when I started collecting, the SS guy said the break even
point was 79. Maybe higher now. Different interest rates.

There are IBM guys who have all of this in a spread sheet and they can
fill in the blanks and run just about any scenario.
If I see it on the IBM retiree board I will post it here.

NCR is offering a cash buyout of our retirements. If your guys got spread
sheets on that also.


===

You can bet that any company offering cash buyouts has already run the
numbers very carefully. It might make sense for someone with a
serious medical condition with a reduced longevity prognosis however.