On Mon, 30 Sep 2013 12:21:44 -0400, wrote:

On Mon, 30 Sep 2013 12:01:14 -0400, "F.O.A.D." wrote:

On 9/30/13 11:58 AM, wrote:
On Mon, 30 Sep 2013 11:53:00 -0400, "F.O.A.D." wrote:


Hey I bought the overpriced insurance option. That is the free market
in action. They agreed to the risk in fact they aggressively sell it
with all of the "no matter what" language. I just try to get the peace
of mind that I paid for.


All that sort of behavior does is raise rates for everyone else. The
conservative approach.

That insurance option is pretty much pure profit for the rentacar
company, Someone needs to hold their feet to the fire. The reality is,
it has always been pure profit for them since I never wrecked a rental
car. I have brought them back real dirty but all the parts were there.

I doubt you ever buy that insurance so it doesn't even affect you.
Again you are bitching about something that has no effect on you and
is really none of your business.

My auto insurance, USAA, covers rental cars.
--

John H.

Hope you're having a great day!

John H wrote:
On Mon, 30 Sep 2013 12:21:44 -0400, wrote:

On Mon, 30 Sep 2013 12:01:14 -0400, "F.O.A.D." wrote:

On 9/30/13 11:58 AM, wrote:
On Mon, 30 Sep 2013 11:53:00 -0400, "F.O.A.D." wrote:


Hey I bought the overpriced insurance option. That is the free market
in action. They agreed to the risk in fact they aggressively sell it
with all of the "no matter what" language. I just try to get the peace
of mind that I paid for.


All that sort of behavior does is raise rates for everyone else. The
conservative approach.

That insurance option is pretty much pure profit for the rentacar
company, Someone needs to hold their feet to the fire. The reality is,
it has always been pure profit for them since I never wrecked a rental
car. I have brought them back real dirty but all the parts were there.

I doubt you ever buy that insurance so it doesn't even affect you.
Again you are bitching about something that has no effect on you and
is really none of your business.

My auto insurance, USAA, covers rental cars.

My credit card covers the deductibles. But only time I tried to collect,
was an extreme hassle. Luckily for cost, was Costa Rica, and the crunched
back door was only $175. Tree limb in the dark while backing up.

On 9/30/13 2:44 PM, wrote:
On Mon, 30 Sep 2013 13:05:27 -0400, "F.O.A.D." wrote:

Got flood insurance?

No.
Nor do I have "wind storm".
Both are a bad bet these days.

I have theft, fire and lawyer insurance.


To protect yourself from lawyers?

On Monday, September 30, 2013 2:55:53 PM UTC-4, wrote:
On Mon, 30 Sep 2013 13:09:15 -0400, John H

wrote:



On Mon, 30 Sep 2013 12:21:44 -0400, wrote:



On Mon, 30 Sep 2013 12:01:14 -0400, "F.O.A.D." wrote:



On 9/30/13 11:58 AM, wrote:

On Mon, 30 Sep 2013 11:53:00 -0400, "F.O.A.D." wrote:





Hey I bought the overpriced insurance option. That is the free market

in action. They agreed to the risk in fact they aggressively sell it

with all of the "no matter what" language. I just try to get the peace

of mind that I paid for.





All that sort of behavior does is raise rates for everyone else. The

conservative approach.



That insurance option is pretty much pure profit for the rentacar

company, Someone needs to hold their feet to the fire. The reality is,

it has always been pure profit for them since I never wrecked a rental

car. I have brought them back real dirty but all the parts were there.



I doubt you ever buy that insurance so it doesn't even affect you.

Again you are bitching about something that has no effect on you and

is really none of your business.



My auto insurance, USAA, covers rental cars.



You would like to think so, and it will cover a car, up to the value

of the one you have insured. YMMV after that

If you don't have Collision and Comprehensive on your car, you don't

have it on a rental car. Also some companies will cap your insurance

at the blue book/replacemenmt cost on the car you are paying for if

you do.



The thing your insurance may not cover is "loss of use".

They will charge you the daily rental rate on a wrecked car until they

get it or it's replacement back on the lot.



That may also be true of your credit card backed insurance,



You really need to check with everyone involved before you assume

anything.



In the grand scheme of things, when we are on vacation, the extra $30

a day is chump change and takes all the worry about denting a rental

away.

Years ago on a business trip in Madison, Wisconsin in the winter, I came out to warm the rental car up and scrape the windows. Unlocked with the key and cranked the car, closed the door and scraped. Tried to open the door, LOCKED! Had to pay for the locksmith myself, then discovered the key didn't completely unlock the door, it just moved the lock slider (Pontiac) half way, and when you closed the door, it slid back to the locked position. Misadjusted and/or poor design. It didn't get locked the rest of the week.

It was fun in the ice and snow covered parking lots. Find an open area, get a little speed, whip the wheel and stomp the brakes. Not much of an opportunity to do that in the south.

Had a Ford 500 in Palm Springs a few years ago. 70mph on the interstate, car in front of me made a quick lane change, left me staring at a chunk of 6x6 that probably fell off a flatbed semi trailer. I had nowhere to go, so I straddled it. Sounded like an explosion under the car, looked back to see wood flying everywhere, so I coasted over to the side and got out to look around. I expected to see fluids running everywhere and stuff hanging down, but saw nothing. Got back in and carefully got back up to speed, it seemed OK. Drove it for three more days and turned it back in.

I'd never buy a rental car.

On Mon, 30 Sep 2013 14:55:53 -0400, wrote:

On Mon, 30 Sep 2013 13:09:15 -0400, John H
wrote:

On Mon, 30 Sep 2013 12:21:44 -0400, wrote:

On Mon, 30 Sep 2013 12:01:14 -0400, "F.O.A.D." wrote:

On 9/30/13 11:58 AM, wrote:
On Mon, 30 Sep 2013 11:53:00 -0400, "F.O.A.D." wrote:


Hey I bought the overpriced insurance option. That is the free market
in action. They agreed to the risk in fact they aggressively sell it
with all of the "no matter what" language. I just try to get the peace
of mind that I paid for.


All that sort of behavior does is raise rates for everyone else. The
conservative approach.

That insurance option is pretty much pure profit for the rentacar
company, Someone needs to hold their feet to the fire. The reality is,
it has always been pure profit for them since I never wrecked a rental
car. I have brought them back real dirty but all the parts were there.

I doubt you ever buy that insurance so it doesn't even affect you.
Again you are bitching about something that has no effect on you and
is really none of your business.

My auto insurance, USAA, covers rental cars.

You would like to think so, and it will cover a car, up to the value
of the one you have insured. YMMV after that
If you don't have Collision and Comprehensive on your car, you don't
have it on a rental car. Also some companies will cap your insurance
at the blue book/replacemenmt cost on the car you are paying for if
you do.

The thing your insurance may not cover is "loss of use".
They will charge you the daily rental rate on a wrecked car until they
get it or it's replacement back on the lot.

That may also be true of your credit card backed insurance,

You really need to check with everyone involved before you assume
anything.

In the grand scheme of things, when we are on vacation, the extra $30
a day is chump change and takes all the worry about denting a rental
away.

With the camper, I havent' had need of a rental car for lots of years. But, next time I need one,
I'll check with my insurance company beforehand. I'd probably not rent one that cost more than my
damn truck anyway!
--

John H.

Hope you're having a great day!

In article ,
says...

On Sun, 29 Sep 2013 12:14:55 -0700 (PDT), True North
wrote:

If you had any brains you'd realize how hard salt water can be on boat trailer brakes.

That doesn't change the law.

http://www.roadkingtrailers.com/brakelaws.htm

Don lives in Canada.

iBoaterer wrote:
In article ,
says...

On Sun, 29 Sep 2013 12:14:55 -0700 (PDT), True North
wrote:

If you had any brains you'd realize how hard salt water can be on boat trailer brakes.

That doesn't change the law.

http://www.roadkingtrailers.com/brakelaws.htm

Don lives in Canada.

And when I tow to Canada, I see that they are good at enforcing their
trailer laws. Coming off the ferry on Salt Spring Island, they had a check
point to check for valid registration and if trailers have safety chains
and brakes as required.

In article 327587060402333680.230404bmckeenospam-
, says...

iBoaterer wrote:
In article ,
says...

On Sun, 29 Sep 2013 12:14:55 -0700 (PDT), True North
wrote:

If you had any brains you'd realize how hard salt water can be on boat trailer brakes.

That doesn't change the law.

http://www.roadkingtrailers.com/brakelaws.htm

Don lives in Canada.

And when I tow to Canada, I see that they are good at enforcing their
trailer laws. Coming off the ferry on Salt Spring Island, they had a check
point to check for valid registration and if trailers have safety chains
and brakes as required.

You miss the point, though. Our laws (that were posted by state) are
different from theirs.

iBoaterer wrote:
In article 327587060402333680.230404bmckeenospam-
, says...

iBoaterer wrote:
In article ,
says...

On Sun, 29 Sep 2013 12:14:55 -0700 (PDT), True North
wrote:

If you had any brains you'd realize how hard salt water can be on boat trailer brakes.

That doesn't change the law.

http://www.roadkingtrailers.com/brakelaws.htm

Don lives in Canada.

And when I tow to Canada, I see that they are good at enforcing their
trailer laws. Coming off the ferry on Salt Spring Island, they had a check
point to check for valid registration and if trailers have safety chains
and brakes as required.

You miss the point, though. Our laws (that were posted by state) are
different from theirs.

Theirs are tougher. Don May need brakes under Canadian laws.

In article 593009133402335399.597221bmckeenospam-
, says...

iBoaterer wrote:
In article 327587060402333680.230404bmckeenospam-
, says...

iBoaterer wrote:
In article ,
says...

On Sun, 29 Sep 2013 12:14:55 -0700 (PDT), True North
wrote:

If you had any brains you'd realize how hard salt water can be on boat trailer brakes.

That doesn't change the law.

http://www.roadkingtrailers.com/brakelaws.htm

Don lives in Canada.

And when I tow to Canada, I see that they are good at enforcing their
trailer laws. Coming off the ferry on Salt Spring Island, they had a check
point to check for valid registration and if trailers have safety chains
and brakes as required.

You miss the point, though. Our laws (that were posted by state) are
different from theirs.

Theirs are tougher. Don May need brakes under Canadian laws.

I take it you didn't read his post about the laws in his province, eh?