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Can you make boating purchases with an ATM or a Credit Card?
In article m,
says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. |
Can you make boating purchases with an ATM or a Credit Card?
On 10/7/2012 11:41 AM, iBoaterer wrote:
In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. Not only did I figure it out, I told you why it happens. Take a cognition pill, won't you? |
Can you make boating purchases with an ATM or a Credit Card?
On Sun, 7 Oct 2012 11:41:12 -0400, iBoaterer wrote:
In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. He is not me. And, the expense incurred by your merchant is not passed down to me. |
Can you make boating purchases with an ATM or a Credit Card?
On Sun, 07 Oct 2012 11:50:08 -0400, Meyer wrote:
On 10/7/2012 11:41 AM, iBoaterer wrote: In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. Not only did I figure it out, I told you why it happens. Take a cognition pill, won't you? Metamucil would be better for the condition he's in. |
Can you make boating purchases with an ATM or a Credit Card?
On Sat, 6 Oct 2012 15:58:48 -0700 (PDT), Tim
wrote: On Oct 6, 4:55*pm, jps wrote: On Sat, 6 Oct 2012 14:24:13 -0700 (PDT), Tim wrote: On Oct 6, 1:07 pm, jps wrote: On Sat, 06 Oct 2012 11:54:57 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. If they didn't want to do it, * then they wouldn't have agreed to the deal on those terms.. Sure they took a hit but they sold the boat. BTW, the dealer also has to pay for the CC processing machine, AND a monthly user fee. *But people who start *accepting *CC's, usually have quite an increase in business. Oh, and I'm sure you have one, or maybe even several cards. And obviously being the successful business owner that you are, you use them quite regularly, and I bet they have more an a $2000.00 limit on them. Not only do I have two affinity cards, I have a card reader at my business for large companies that whose employees want to purchase incidental gear and services on a company issued card. *One of my customers recently put nearly $20K on a personal Visa and I passed along the fee. *They may have gotten the miles but they also paid nearly $400 for the priviledge of using the card. *I'm not a retail business, so having the card reader is just a convenience for a few customers a year. *Doesn't do anything to increase my business. I try not to make gigantic purchases through the card because I know what that does to my vendor's margin and, eventually, it'll be passed along in the form of higher prices. "Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. " Well, you sure showed me. You don't get the difference between a $100 purchase and a $20,000 purchase. Let me explain. A hundred dollar purchase through a retail concern who is marks up items at 50% isn't the same as a boat or car dealer who makes a much smaller percentage on each sale. 3% can make a huge difference on a 6% margin. Make any sense? |
Can you make boating purchases with an ATM or a Credit Card?
On Sun, 07 Oct 2012 11:08:20 -0700, jps wrote:
On Sat, 6 Oct 2012 15:58:48 -0700 (PDT), Tim wrote: On Oct 6, 4:55*pm, jps wrote: On Sat, 6 Oct 2012 14:24:13 -0700 (PDT), Tim wrote: On Oct 6, 1:07 pm, jps wrote: On Sat, 06 Oct 2012 11:54:57 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. If they didn't want to do it, * then they wouldn't have agreed to the deal on those terms.. Sure they took a hit but they sold the boat. BTW, the dealer also has to pay for the CC processing machine, AND a monthly user fee. *But people who start *accepting *CC's, usually have quite an increase in business. Oh, and I'm sure you have one, or maybe even several cards. And obviously being the successful business owner that you are, you use them quite regularly, and I bet they have more an a $2000.00 limit on them. Not only do I have two affinity cards, I have a card reader at my business for large companies that whose employees want to purchase incidental gear and services on a company issued card. *One of my customers recently put nearly $20K on a personal Visa and I passed along the fee. *They may have gotten the miles but they also paid nearly $400 for the priviledge of using the card. *I'm not a retail business, so having the card reader is just a convenience for a few customers a year. *Doesn't do anything to increase my business. I try not to make gigantic purchases through the card because I know what that does to my vendor's margin and, eventually, it'll be passed along in the form of higher prices. "Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. " Well, you sure showed me. You don't get the difference between a $100 purchase and a $20,000 purchase. Let me explain. A hundred dollar purchase through a retail concern who is marks up items at 50% isn't the same as a boat or car dealer who makes a much smaller percentage on each sale. 3% can make a huge difference on a 6% margin. Make any sense? Are you asking Tim or just talking to yourself? |
Can you make boating purchases with an ATM or a Credit Card?
In article m,
says... On 10/7/2012 11:41 AM, iBoaterer wrote: In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. Not only did I figure it out, I told you why it happens. Take a cognition pill, won't you? But you turned around and said that the credit was free!!! And that's pure horse****. If the merchant charges the consumer to recoup the fees, how is that free? |
Can you make boating purchases with an ATM or a Credit Card?
In article ,
says... On Sun, 7 Oct 2012 11:41:12 -0400, iBoaterer wrote: In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. He is not me. And, the expense incurred by your merchant is not passed down to me. Cite? Of course it is, dummy! Part of his electric bill is too! And all of his other expenses. If not, how would he make a profit? Your position is just plain stupid. |
Can you make boating purchases with an ATM or a Credit Card?
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Can you make boating purchases with an ATM or a Credit Card?
On 10/7/2012 2:49 PM, iBoaterer wrote:
In article m, says... On 10/7/2012 11:41 AM, iBoaterer wrote: In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. Not only did I figure it out, I told you why it happens. Take a cognition pill, won't you? But you turned around and said that the credit was free!!! And that's pure horse****. If the merchant charges the consumer to recoup the fees, how is that free? Credit is free to those that qualify but the fee obviously is not. You really need to take that pill. |
Can you make boating purchases with an ATM or a Credit Card?
On Oct 6, 8:14*pm, GuzzisRule wrote:
Take jokes to alt.jokes. YOU put YOUR stupid ****ing jokes here, Herring........what a tool. |
Can you make boating purchases with an ATM or a Credit Card?
On Oct 6, 8:57*pm, Tim wrote:
On Oct 6, 7:45*pm, Wayne B wrote: On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: *Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. You have a good point there, Wayne. That's why I have several is various styles and a wide range of calibers. *But within reasonable range I like a .45. It seems that "one shot cures all' A .22 does far more damage, and always kills. That .45 is like driving a big SUV.....costs too much to run, and is a tank. |
Can you make boating purchases with an ATM or a Credit Card?
On Oct 7, 1:08*pm, jps wrote:
On Sat, 6 Oct 2012 15:58:48 -0700 (PDT), Tim wrote: On Oct 6, 4:55 pm, jps wrote: On Sat, 6 Oct 2012 14:24:13 -0700 (PDT), Tim wrote: On Oct 6, 1:07 pm, jps wrote: On Sat, 06 Oct 2012 11:54:57 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. If they didn't want to do it, then they wouldn't have agreed to the deal on those terms.. Sure they took a hit but they sold the boat. BTW, the dealer also has to pay for the CC processing machine, AND a monthly user fee. But people who start accepting CC's, usually have quite an increase in business. Oh, and I'm sure you have one, or maybe even several cards. And obviously being the successful business owner that you are, you use them quite regularly, and I bet they have more an a $2000.00 limit on them. Not only do I have two affinity cards, I have a card reader at my business for large companies that whose employees want to purchase incidental gear and services on a company issued card. One of my customers recently put nearly $20K on a personal Visa and I passed along the fee. They may have gotten the miles but they also paid nearly $400 for the priviledge of using the card. I'm not a retail business, so having the card reader is just a convenience for a few customers a year. Doesn't do anything to increase my business. I try not to make gigantic purchases through the card because I know what that does to my vendor's margin and, eventually, it'll be passed along in the form of higher prices. "Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? *Think again. *But I know that all you're concerned about it you. " Well, you sure showed me. *You don't get the difference between a $100 purchase and a $20,000 purchase. Let me explain. *A hundred dollar purchase through a retail concern who is marks up items at 50% isn't the same as a boat or car dealer who makes a much smaller percentage on each sale. *3% can make a huge difference on a 6% margin. Make any sense? Makes perfect sense. And I'd say you probably make some fairly large purchases. More than a mere hundred bucks per throw. So, why be so hypocritical about it? |
Can you make boating purchases with an ATM or a Credit Card?
Wayne B wrote:
On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. Maybe a modern version of a Lemat would cover a couple categories. At least home defense. |
Can you make boating purchases with an ATM or a Credit Card?
"GuzzisRule" wrote in message ... On Sat, 06 Oct 2012 20:45:17 -0400, Wayne B wrote: On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. The P226 is. Small enough to carry, sizeable enough for home defense, and with the .22 conversion kit, cheap enough for target practice. The big question would be which conversion kit to buy. "...SIG SAUER X-CHANGE Kitâ„¢ is the perfect accessory for your SIG SAUER Classic .22 rimfire pistols. Now shooters can add SIG SAUER centerfire performance with just the change out of the slide assembly, barrel, recoil system, and magazine to any of the standard production pistol calibers; 9mm, .40 S&W, and .357SIG. Exchanging components does not alter the reliability or accuracy of either assembly." ----------------------------------------------- After many years of thinking about it, I recently completed the required safety course, necessary applications and am awaiting issuance of a MA LTC "A" permit. While I wait, I am researching potential pistols and/or revolvers. I want to buy new, so I am limited to MA Compliant versions. I'd like to have a .22 ... mainly for inexpensive target practice but I'd also like a 9mm or .40 cal as well. I looked at the Sig Sauer P226. The standard version *is* MA compliant and is available in 9mm, .357 Sig and .40 S&W calibers, but no .22 cal. The one with the .22 conversion kit that you provided a link to is nice, but for some reason is *not* MA compliant. Don't understand why not. |
Can you make boating purchases with an ATM or a Credit Card?
On Mon, 8 Oct 2012 06:14:29 -0400, "Eisboch" wrote:
"GuzzisRule" wrote in message .. . On Sat, 06 Oct 2012 20:45:17 -0400, Wayne B wrote: On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. The P226 is. Small enough to carry, sizeable enough for home defense, and with the .22 conversion kit, cheap enough for target practice. The big question would be which conversion kit to buy. "...SIG SAUER X-CHANGE Kit™ is the perfect accessory for your SIG SAUER Classic .22 rimfire pistols. Now shooters can add SIG SAUER centerfire performance with just the change out of the slide assembly, barrel, recoil system, and magazine to any of the standard production pistol calibers; 9mm, .40 S&W, and .357SIG. Exchanging components does not alter the reliability or accuracy of either assembly." ----------------------------------------------- After many years of thinking about it, I recently completed the required safety course, necessary applications and am awaiting issuance of a MA LTC "A" permit. While I wait, I am researching potential pistols and/or revolvers. I want to buy new, so I am limited to MA Compliant versions. I'd like to have a .22 ... mainly for inexpensive target practice but I'd also like a 9mm or .40 cal as well. I looked at the Sig Sauer P226. The standard version *is* MA compliant and is available in 9mm, .357 Sig and .40 S&W calibers, but no .22 cal. The one with the .22 conversion kit that you provided a link to is nice, but for some reason is *not* MA compliant. Don't understand why not. Good question. Worthy of a call to Sig Sauer. I wonder if buying a .40 caliber, which is MA compliant (whatever that is), and then buying the .22 conversion kit would solve the problem. http://www.sigsauer.com/SigStore/22-...n-kit-266.aspx |
Can you make boating purchases with an ATM or a Credit Card?
In article m,
says... On 10/7/2012 2:49 PM, iBoaterer wrote: In article m, says... On 10/7/2012 11:41 AM, iBoaterer wrote: In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. Not only did I figure it out, I told you why it happens. Take a cognition pill, won't you? But you turned around and said that the credit was free!!! And that's pure horse****. If the merchant charges the consumer to recoup the fees, how is that free? Credit is free to those that qualify but the fee obviously is not. You really need to take that pill. If you pay a fee, how is that free? |
Can you make boating purchases with an ATM or a Credit Card?
On 10/8/2012 8:28 AM, GuzzisRule wrote:
On Mon, 8 Oct 2012 06:14:29 -0400, "Eisboch" wrote: "GuzzisRule" wrote in message ... On Sat, 06 Oct 2012 20:45:17 -0400, Wayne B wrote: On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. The P226 is. Small enough to carry, sizeable enough for home defense, and with the .22 conversion kit, cheap enough for target practice. The big question would be which conversion kit to buy. "...SIG SAUER X-CHANGE Kit™ is the perfect accessory for your SIG SAUER Classic .22 rimfire pistols. Now shooters can add SIG SAUER centerfire performance with just the change out of the slide assembly, barrel, recoil system, and magazine to any of the standard production pistol calibers; 9mm, .40 S&W, and .357SIG. Exchanging components does not alter the reliability or accuracy of either assembly." ----------------------------------------------- After many years of thinking about it, I recently completed the required safety course, necessary applications and am awaiting issuance of a MA LTC "A" permit. While I wait, I am researching potential pistols and/or revolvers. I want to buy new, so I am limited to MA Compliant versions. I'd like to have a .22 ... mainly for inexpensive target practice but I'd also like a 9mm or .40 cal as well. I looked at the Sig Sauer P226. The standard version *is* MA compliant and is available in 9mm, .357 Sig and .40 S&W calibers, but no .22 cal. The one with the .22 conversion kit that you provided a link to is nice, but for some reason is *not* MA compliant. Don't understand why not. Good question. Worthy of a call to Sig Sauer. I wonder if buying a .40 caliber, which is MA compliant (whatever that is), and then buying the .22 conversion kit would solve the problem. http://www.sigsauer.com/SigStore/22-...n-kit-266.aspx I wonder if you guys have looked at the demure Kahr PM9 or even Ruger's LC9. |
Can you make boating purchases with an ATM or a Credit Card?
On Mon, 08 Oct 2012 09:25:51 -0400, Meyer wrote:
On 10/8/2012 8:28 AM, GuzzisRule wrote: On Mon, 8 Oct 2012 06:14:29 -0400, "Eisboch" wrote: "GuzzisRule" wrote in message ... On Sat, 06 Oct 2012 20:45:17 -0400, Wayne B wrote: On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. The P226 is. Small enough to carry, sizeable enough for home defense, and with the .22 conversion kit, cheap enough for target practice. The big question would be which conversion kit to buy. "...SIG SAUER X-CHANGE Kit™ is the perfect accessory for your SIG SAUER Classic .22 rimfire pistols. Now shooters can add SIG SAUER centerfire performance with just the change out of the slide assembly, barrel, recoil system, and magazine to any of the standard production pistol calibers; 9mm, .40 S&W, and .357SIG. Exchanging components does not alter the reliability or accuracy of either assembly." ----------------------------------------------- After many years of thinking about it, I recently completed the required safety course, necessary applications and am awaiting issuance of a MA LTC "A" permit. While I wait, I am researching potential pistols and/or revolvers. I want to buy new, so I am limited to MA Compliant versions. I'd like to have a .22 ... mainly for inexpensive target practice but I'd also like a 9mm or .40 cal as well. I looked at the Sig Sauer P226. The standard version *is* MA compliant and is available in 9mm, .357 Sig and .40 S&W calibers, but no .22 cal. The one with the .22 conversion kit that you provided a link to is nice, but for some reason is *not* MA compliant. Don't understand why not. Good question. Worthy of a call to Sig Sauer. I wonder if buying a .40 caliber, which is MA compliant (whatever that is), and then buying the .22 conversion kit would solve the problem. http://www.sigsauer.com/SigStore/22-...n-kit-266.aspx I wonder if you guys have looked at the demure Kahr PM9 or even Ruger's LC9. Both smaller than what I'm looking for. Plus, I'd have to buy two of them to get the advantage of the Sig Sauer. |
Can you make boating purchases with an ATM or a Credit Card?
On 10/8/2012 9:05 AM, iBoaterer wrote:
In article m, says... On 10/7/2012 2:49 PM, iBoaterer wrote: In article m, says... On 10/7/2012 11:41 AM, iBoaterer wrote: In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. Not only did I figure it out, I told you why it happens. Take a cognition pill, won't you? But you turned around and said that the credit was free!!! And that's pure horse****. If the merchant charges the consumer to recoup the fees, how is that free? Credit is free to those that qualify but the fee obviously is not. You really need to take that pill. If you pay a fee, how is that free? I think I'll jump off your merry go round. |
Can you make boating purchases with an ATM or a Credit Card?
On 10/8/2012 9:40 AM, GuzzisRule wrote:
On Mon, 08 Oct 2012 09:25:51 -0400, Meyer wrote: On 10/8/2012 8:28 AM, GuzzisRule wrote: On Mon, 8 Oct 2012 06:14:29 -0400, "Eisboch" wrote: "GuzzisRule" wrote in message ... On Sat, 06 Oct 2012 20:45:17 -0400, Wayne B wrote: On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. The P226 is. Small enough to carry, sizeable enough for home defense, and with the .22 conversion kit, cheap enough for target practice. The big question would be which conversion kit to buy. "...SIG SAUER X-CHANGE Kit™ is the perfect accessory for your SIG SAUER Classic .22 rimfire pistols. Now shooters can add SIG SAUER centerfire performance with just the change out of the slide assembly, barrel, recoil system, and magazine to any of the standard production pistol calibers; 9mm, .40 S&W, and .357SIG. Exchanging components does not alter the reliability or accuracy of either assembly." ----------------------------------------------- After many years of thinking about it, I recently completed the required safety course, necessary applications and am awaiting issuance of a MA LTC "A" permit. While I wait, I am researching potential pistols and/or revolvers. I want to buy new, so I am limited to MA Compliant versions. I'd like to have a .22 ... mainly for inexpensive target practice but I'd also like a 9mm or .40 cal as well. I looked at the Sig Sauer P226. The standard version *is* MA compliant and is available in 9mm, .357 Sig and .40 S&W calibers, but no .22 cal. The one with the .22 conversion kit that you provided a link to is nice, but for some reason is *not* MA compliant. Don't understand why not. Good question. Worthy of a call to Sig Sauer. I wonder if buying a .40 caliber, which is MA compliant (whatever that is), and then buying the .22 conversion kit would solve the problem. http://www.sigsauer.com/SigStore/22-...n-kit-266.aspx I wonder if you guys have looked at the demure Kahr PM9 or even Ruger's LC9. Both smaller than what I'm looking for. Plus, I'd have to buy two of them to get the advantage of the Sig Sauer. Having a carry gun and a target 22 isn't necessarily a bad thing. Throw in a shotgun to round things out. |
Can you make boating purchases with an ATM or a Credit Card?
On Mon, 08 Oct 2012 09:46:25 -0400, Meyer wrote:
On 10/8/2012 9:40 AM, GuzzisRule wrote: On Mon, 08 Oct 2012 09:25:51 -0400, Meyer wrote: On 10/8/2012 8:28 AM, GuzzisRule wrote: On Mon, 8 Oct 2012 06:14:29 -0400, "Eisboch" wrote: "GuzzisRule" wrote in message ... On Sat, 06 Oct 2012 20:45:17 -0400, Wayne B wrote: On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. The P226 is. Small enough to carry, sizeable enough for home defense, and with the .22 conversion kit, cheap enough for target practice. The big question would be which conversion kit to buy. "...SIG SAUER X-CHANGE Kit™ is the perfect accessory for your SIG SAUER Classic .22 rimfire pistols. Now shooters can add SIG SAUER centerfire performance with just the change out of the slide assembly, barrel, recoil system, and magazine to any of the standard production pistol calibers; 9mm, .40 S&W, and .357SIG. Exchanging components does not alter the reliability or accuracy of either assembly." ----------------------------------------------- After many years of thinking about it, I recently completed the required safety course, necessary applications and am awaiting issuance of a MA LTC "A" permit. While I wait, I am researching potential pistols and/or revolvers. I want to buy new, so I am limited to MA Compliant versions. I'd like to have a .22 ... mainly for inexpensive target practice but I'd also like a 9mm or .40 cal as well. I looked at the Sig Sauer P226. The standard version *is* MA compliant and is available in 9mm, .357 Sig and .40 S&W calibers, but no .22 cal. The one with the .22 conversion kit that you provided a link to is nice, but for some reason is *not* MA compliant. Don't understand why not. Good question. Worthy of a call to Sig Sauer. I wonder if buying a .40 caliber, which is MA compliant (whatever that is), and then buying the .22 conversion kit would solve the problem. http://www.sigsauer.com/SigStore/22-...n-kit-266.aspx I wonder if you guys have looked at the demure Kahr PM9 or even Ruger's LC9. Both smaller than what I'm looking for. Plus, I'd have to buy two of them to get the advantage of the Sig Sauer. Having a carry gun and a target 22 isn't necessarily a bad thing. Throw in a shotgun to round things out. I'm not looking for a carry gun. But, if I decide to carry, the Sig isn't all that heavy. Hell, I'm a pretty good sized guy. |
Can you make boating purchases with an ATM or a Credit Card?
On 10/8/2012 9:53 AM, GuzzisRule wrote:
On Mon, 08 Oct 2012 09:46:25 -0400, Meyer wrote: On 10/8/2012 9:40 AM, GuzzisRule wrote: On Mon, 08 Oct 2012 09:25:51 -0400, Meyer wrote: On 10/8/2012 8:28 AM, GuzzisRule wrote: On Mon, 8 Oct 2012 06:14:29 -0400, "Eisboch" wrote: "GuzzisRule" wrote in message ... On Sat, 06 Oct 2012 20:45:17 -0400, Wayne B wrote: On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. The P226 is. Small enough to carry, sizeable enough for home defense, and with the .22 conversion kit, cheap enough for target practice. The big question would be which conversion kit to buy. "...SIG SAUER X-CHANGE Kit™ is the perfect accessory for your SIG SAUER Classic .22 rimfire pistols. Now shooters can add SIG SAUER centerfire performance with just the change out of the slide assembly, barrel, recoil system, and magazine to any of the standard production pistol calibers; 9mm, .40 S&W, and .357SIG. Exchanging components does not alter the reliability or accuracy of either assembly." ----------------------------------------------- After many years of thinking about it, I recently completed the required safety course, necessary applications and am awaiting issuance of a MA LTC "A" permit. While I wait, I am researching potential pistols and/or revolvers. I want to buy new, so I am limited to MA Compliant versions. I'd like to have a .22 ... mainly for inexpensive target practice but I'd also like a 9mm or .40 cal as well. I looked at the Sig Sauer P226. The standard version *is* MA compliant and is available in 9mm, .357 Sig and .40 S&W calibers, but no .22 cal. The one with the .22 conversion kit that you provided a link to is nice, but for some reason is *not* MA compliant. Don't understand why not. Good question. Worthy of a call to Sig Sauer. I wonder if buying a .40 caliber, which is MA compliant (whatever that is), and then buying the .22 conversion kit would solve the problem. http://www.sigsauer.com/SigStore/22-...n-kit-266.aspx I wonder if you guys have looked at the demure Kahr PM9 or even Ruger's LC9. Both smaller than what I'm looking for. Plus, I'd have to buy two of them to get the advantage of the Sig Sauer. Having a carry gun and a target 22 isn't necessarily a bad thing. Throw in a shotgun to round things out. I'm not looking for a carry gun. But, if I decide to carry, the Sig isn't all that heavy. Hell, I'm a pretty good sized guy. That changes the picture alltogether. You will probably go through a few guns before you settle on something you wouldn't trade for anything. |
Can you make boating purchases with an ATM or a Credit Card?
On Sun, 7 Oct 2012 15:15:34 -0700 (PDT), Tim
wrote: On Oct 7, 1:08*pm, jps wrote: On Sat, 6 Oct 2012 15:58:48 -0700 (PDT), Tim wrote: On Oct 6, 4:55 pm, jps wrote: On Sat, 6 Oct 2012 14:24:13 -0700 (PDT), Tim wrote: On Oct 6, 1:07 pm, jps wrote: On Sat, 06 Oct 2012 11:54:57 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. If they didn't want to do it, then they wouldn't have agreed to the deal on those terms.. Sure they took a hit but they sold the boat. BTW, the dealer also has to pay for the CC processing machine, AND a monthly user fee. But people who start accepting CC's, usually have quite an increase in business. Oh, and I'm sure you have one, or maybe even several cards. And obviously being the successful business owner that you are, you use them quite regularly, and I bet they have more an a $2000.00 limit on them. Not only do I have two affinity cards, I have a card reader at my business for large companies that whose employees want to purchase incidental gear and services on a company issued card. One of my customers recently put nearly $20K on a personal Visa and I passed along the fee. They may have gotten the miles but they also paid nearly $400 for the priviledge of using the card. I'm not a retail business, so having the card reader is just a convenience for a few customers a year. Doesn't do anything to increase my business. I try not to make gigantic purchases through the card because I know what that does to my vendor's margin and, eventually, it'll be passed along in the form of higher prices. "Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? *Think again. *But I know that all you're concerned about it you. " Well, you sure showed me. *You don't get the difference between a $100 purchase and a $20,000 purchase. Let me explain. *A hundred dollar purchase through a retail concern who is marks up items at 50% isn't the same as a boat or car dealer who makes a much smaller percentage on each sale. *3% can make a huge difference on a 6% margin. Make any sense? Makes perfect sense. And I'd say you probably make some fairly large purchases. More than a mere hundred bucks per throw. So, why be so hypocritical about it? I don't make large purchases on credit cards. |
Can you make boating purchases with an ATM or a Credit Card?
"iBoaterer" wrote in message
... In article m, says... On 10/7/2012 2:49 PM, iBoaterer wrote: In article m, says... On 10/7/2012 11:41 AM, iBoaterer wrote: In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. Not only did I figure it out, I told you why it happens. Take a cognition pill, won't you? But you turned around and said that the credit was free!!! And that's pure horse****. If the merchant charges the consumer to recoup the fees, how is that free? Credit is free to those that qualify but the fee obviously is not. You really need to take that pill. If you pay a fee, how is that free? ------ That fee is there whether we use a Credit Card or not. So the use of OUR CC does not add any cost to us. Since no cost is added, the use of a CC to me is free. Actually since some of us have rewards cards, the cost is negative. |
Can you make boating purchases with an ATM or a Credit Card?
On Oct 8, 3:55*pm, jps wrote:
On Sun, 7 Oct 2012 15:15:34 -0700 (PDT), Tim wrote: On Oct 7, 1:08 pm, jps wrote: On Sat, 6 Oct 2012 15:58:48 -0700 (PDT), Tim wrote: On Oct 6, 4:55 pm, jps wrote: On Sat, 6 Oct 2012 14:24:13 -0700 (PDT), Tim wrote: On Oct 6, 1:07 pm, jps wrote: On Sat, 06 Oct 2012 11:54:57 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price.. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. If they didn't want to do it, then they wouldn't have agreed to the deal on those terms.. Sure they took a hit but they sold the boat. BTW, the dealer also has to pay for the CC processing machine, AND a monthly user fee. But people who start accepting CC's, usually have quite an increase in business. Oh, and I'm sure you have one, or maybe even several cards. And obviously being the successful business owner that you are, you use them quite regularly, and I bet they have more an a $2000.00 limit on them. Not only do I have two affinity cards, I have a card reader at my business for large companies that whose employees want to purchase incidental gear and services on a company issued card. One of my customers recently put nearly $20K on a personal Visa and I passed along the fee. They may have gotten the miles but they also paid nearly $400 for the priviledge of using the card. I'm not a retail business, so having the card reader is just a convenience for a few customers a year. Doesn't do anything to increase my business. I try not to make gigantic purchases through the card because I know what that does to my vendor's margin and, eventually, it'll be passed along in the form of higher prices. "Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. " Well, you sure showed me. You don't get the difference between a $100 purchase and a $20,000 purchase. Let me explain. A hundred dollar purchase through a retail concern who is marks up items at 50% isn't the same as a boat or car dealer who makes a much smaller percentage on each sale. 3% can make a huge difference on a 6% margin. Make any sense? Makes perfect sense. And I'd say you probably make some fairly large purchases. More than a mere hundred bucks per throw. *So, why be so hypocritical about it? I don't make large purchases on credit cards. So, how large is large, or how small is small? You still make the merchant pay a 3% hit, and then you drive up pricing for cash paying customers, according to your muse. So... why are you being so hypocritical? |
Can you make boating purchases with an ATM or a Credit Card?
*e#c wrote:
You really need to think that through because no one gun is ideal for more than one category. You have a good point there, Wayne. That's why I have several is various styles and a wide range of calibers. But within reasonable range I like a .45. It seems that "one shot cures all' A .22 does far more damage, and always kills. That .45 is like driving a big SUV.....costs too much to run, and is a tank. That would depend on the location of the shot. I know a guy with a .22 LR bullet that is still in his head. He leads a normal life. It is was a .45 he would be long gone. I understand the theory about small caliber shots into the abdomen and the extensive damage that can result compared to a larger round. |
Can you make boating purchases with an ATM or a Credit Card?
On Mon, 8 Oct 2012 16:11:03 -0700 (PDT), Tim
wrote: On Oct 8, 3:55*pm, jps wrote: On Sun, 7 Oct 2012 15:15:34 -0700 (PDT), Tim wrote: On Oct 7, 1:08 pm, jps wrote: On Sat, 6 Oct 2012 15:58:48 -0700 (PDT), Tim wrote: On Oct 6, 4:55 pm, jps wrote: On Sat, 6 Oct 2012 14:24:13 -0700 (PDT), Tim wrote: On Oct 6, 1:07 pm, jps wrote: On Sat, 06 Oct 2012 11:54:57 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. If they didn't want to do it, then they wouldn't have agreed to the deal on those terms.. Sure they took a hit but they sold the boat. BTW, the dealer also has to pay for the CC processing machine, AND a monthly user fee. But people who start accepting CC's, usually have quite an increase in business. Oh, and I'm sure you have one, or maybe even several cards. And obviously being the successful business owner that you are, you use them quite regularly, and I bet they have more an a $2000.00 limit on them. Not only do I have two affinity cards, I have a card reader at my business for large companies that whose employees want to purchase incidental gear and services on a company issued card. One of my customers recently put nearly $20K on a personal Visa and I passed along the fee. They may have gotten the miles but they also paid nearly $400 for the priviledge of using the card. I'm not a retail business, so having the card reader is just a convenience for a few customers a year. Doesn't do anything to increase my business. I try not to make gigantic purchases through the card because I know what that does to my vendor's margin and, eventually, it'll be passed along in the form of higher prices. "Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. " Well, you sure showed me. You don't get the difference between a $100 purchase and a $20,000 purchase. Let me explain. A hundred dollar purchase through a retail concern who is marks up items at 50% isn't the same as a boat or car dealer who makes a much smaller percentage on each sale. 3% can make a huge difference on a 6% margin. Make any sense? Makes perfect sense. And I'd say you probably make some fairly large purchases. More than a mere hundred bucks per throw. *So, why be so hypocritical about it? I don't make large purchases on credit cards. So, how large is large, or how small is small? You still make the merchant pay a 3% hit, and then you drive up pricing for cash paying customers, according to your muse. So... why are you being so hypocritical? I knew nuance wasn't your thing but, because you're a compassionate Christian, I'll give it one more go. Large ticket items (10K and above) are more likely to be sold at a very small margin. I would rather negotiate the best deal on a boat, car and then pay cash or finance it on my own. Small purchases through retailers are more likely priced at 50% to 100% markup, so a credit card fee isn't going to make a big difference. Does that make any sense or are you just playing dense so you can be disagreeable? |
Can you make boating purchases with an ATM or a Credit Card?
On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule
wrote: On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? You've really earned your reputation as a jerk. Congrats. |
Can you make boating purchases with an ATM or a Credit Card?
On Oct 8, 7:47*pm, jps wrote:
On Mon, 8 Oct 2012 16:11:03 -0700 (PDT), Tim wrote: On Oct 8, 3:55 pm, jps wrote: On Sun, 7 Oct 2012 15:15:34 -0700 (PDT), Tim wrote: On Oct 7, 1:08 pm, jps wrote: On Sat, 6 Oct 2012 15:58:48 -0700 (PDT), Tim wrote: On Oct 6, 4:55 pm, jps wrote: On Sat, 6 Oct 2012 14:24:13 -0700 (PDT), Tim wrote: On Oct 6, 1:07 pm, jps wrote: On Sat, 06 Oct 2012 11:54:57 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. If they didn't want to do it, then they wouldn't have agreed to the deal on those terms.. Sure they took a hit but they sold the boat. BTW, the dealer also has to pay for the CC processing machine, AND a monthly user fee. But people who start accepting CC's, usually have quite an increase in business. Oh, and I'm sure you have one, or maybe even several cards. And obviously being the successful business owner that you are, you use them quite regularly, and I bet they have more an a $2000.00 limit on them. Not only do I have two affinity cards, I have a card reader at my business for large companies that whose employees want to purchase incidental gear and services on a company issued card. One of my customers recently put nearly $20K on a personal Visa and I passed along the fee. They may have gotten the miles but they also paid nearly $400 for the priviledge of using the card. I'm not a retail business, so having the card reader is just a convenience for a few customers a year. Doesn't do anything to increase my business. I try not to make gigantic purchases through the card because I know what that does to my vendor's margin and, eventually, it'll be passed along in the form of higher prices. "Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. " Well, you sure showed me. You don't get the difference between a $100 purchase and a $20,000 purchase. Let me explain. A hundred dollar purchase through a retail concern who is marks up items at 50% isn't the same as a boat or car dealer who makes a much smaller percentage on each sale. 3% can make a huge difference on a 6% margin. Make any sense? Makes perfect sense. And I'd say you probably make some fairly large purchases. More than a mere hundred bucks per throw. So, why be so hypocritical about it? I don't make large purchases on credit cards. So, how large is large, or how small is small? You still make the merchant pay a 3% hit, and then you drive up pricing for cash paying customers, according to your muse. So... why are you being so hypocritical? I knew nuance wasn't your thing but, because you're a compassionate Christian, I'll give it one more go. Large ticket items (10K and above) are more likely to be sold at a very small margin. *I would rather negotiate the best deal on a boat, car and then pay cash or finance it on my own. Small purchases through retailers are more likely priced at 50% to 100% markup, so a credit card fee isn't going to make a big difference. Does that make any sense or are you just playing dense so you can be disagreeable? I know you are an extremely busy entrepreneur and perhaps you overlooked in stead of evading the question, so I'll give you the benefit of the doubt and ask again. "You still make the merchant pay a 3% hit, and then you drive up pricing for cash paying customers, according to your muse. So... why are you being so hypocritical?" |
Can you make boating purchases with an ATM or a Credit Card?
In article ,
says... "iBoaterer" wrote in message ... In article m, says... On 10/7/2012 2:49 PM, iBoaterer wrote: In article m, says... On 10/7/2012 11:41 AM, iBoaterer wrote: In article m, says... On 10/7/2012 8:21 AM, iBoaterer wrote: In article , says... On Sat, 06 Oct 2012 14:58:11 -0700, jps wrote: On Sat, 06 Oct 2012 15:24:33 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 14:04:02 -0400, iBoaterer wrote: In article , says... On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yeah, sure, credit is free. Dumbass, you still don't get it and never will, apparently. It wasn't free to my bank! They paid me good bucks for using the credit they extended! You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Bleeding heart liberal? Would you be happier if I sent my bank a couple hundred dollars each month just to hold down the costs for folks like you and Kevin? You're a joke. Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? Let's see, you are completely against any idea of wealth redistribution, but if your credit card fees are redistributed to everyone who buys goods at a particular store that you use your credit card in, that's okay, right? Not quite. The enire fee is paid by he merchant to the CC bank when the CC transaction occurs. The injustice occurs when he CC bank forces the merchant to price fix and penalize the cash buyer. If you think it goes down any other way, I invite you to prove it or clam up about this whole thing. My God, you are John are as dumb as posts if you can't figure out that the expense incurred by the merchant is passed down to you, the consumer. Not only did I figure it out, I told you why it happens. Take a cognition pill, won't you? But you turned around and said that the credit was free!!! And that's pure horse****. If the merchant charges the consumer to recoup the fees, how is that free? Credit is free to those that qualify but the fee obviously is not. You really need to take that pill. If you pay a fee, how is that free? ------ That fee is there whether we use a Credit Card or not. So the use of OUR CC does not add any cost to us. Since no cost is added, the use of a CC to me is free. Actually since some of us have rewards cards, the cost is negative. Yes, it DOES add cost! That is the point you fail to get! The fee that is charged the merchant is directly added to the consumer's price paid for the product. If the merchant didn't have that expense, the price of goods purchased from said merchant would be that amount cheaper. |
Can you make boating purchases with an ATM or a Credit Card?
On 10/9/2012 8:54 AM, iBoaterer wrote:
Yes, it DOES add cost! That is the point you fail to get! The fee that is charged the merchant is directly added to the consumer's price paid for the product. If the merchant didn't have that expense, the price of goods purchased from said merchant would be that amount cheaper. We get your point. Merchant wins. Credit card banks win. Consumer loses. Most of us don't pay the vig, however. That would add insult to injury. Why pay cash when you are already being charged to use a CC? Why use a CC when you know you can't afford to pay for what you buy? Why run up CC charges with the intention of stiffing the CC company? That's dishonest, cheating and stealing? It's Harryesque, if you will. |
Can you make boating purchases with an ATM or a Credit Card?
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Can you make boating purchases with an ATM or a Credit Card?
On 10/9/2012 12:07 PM, iBoaterer wrote:
Why pay cash when you are already being charged to use a CC? Why not pay cash? I just told you, Dummy. Can't you read? |
Can you make boating purchases with an ATM or a Credit Card?
On Mon, 8 Oct 2012 18:20:30 -0700 (PDT), Tim
wrote: On Oct 8, 7:47*pm, jps wrote: On Mon, 8 Oct 2012 16:11:03 -0700 (PDT), Tim wrote: On Oct 8, 3:55 pm, jps wrote: On Sun, 7 Oct 2012 15:15:34 -0700 (PDT), Tim wrote: On Oct 7, 1:08 pm, jps wrote: On Sat, 6 Oct 2012 15:58:48 -0700 (PDT), Tim wrote: On Oct 6, 4:55 pm, jps wrote: On Sat, 6 Oct 2012 14:24:13 -0700 (PDT), Tim wrote: On Oct 6, 1:07 pm, jps wrote: On Sat, 06 Oct 2012 11:54:57 -0400, GuzzisRule wrote: On Sat, 6 Oct 2012 10:23:51 -0400, EmpacherFan wrote: And if so which is better? I'm hoping for a 300-post thread here. Don't let me down. When I bought my Key West, the dealer and I agreed on the price. Then he asked how I wanted to finance it, offering me a choice of three banks/loan organizations he worked with. I told him I wanted to put it on my VISA. He gave me a funny look, like, "Are you bull****ting me?" Then he said he had to make a phone call. He came back and said I could put only $10,000 on VISA at one time - rules of his accounting firm (?). OK, so I said I'd put up $10,000 as a down payment, and then pay off the boat when it came in. He said that would work. Then, when the boat came in, I put another $10,000 on my VISA. Because of the rewards program, I got 3% of the $20,000 back. The dealer wasn't thrilled. I pulled a similar deal when I bought my 5th wheel trailer. The credit, for the month or so of each charge, was free! Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. If they didn't want to do it, then they wouldn't have agreed to the deal on those terms.. Sure they took a hit but they sold the boat. BTW, the dealer also has to pay for the CC processing machine, AND a monthly user fee. But people who start accepting CC's, usually have quite an increase in business. Oh, and I'm sure you have one, or maybe even several cards. And obviously being the successful business owner that you are, you use them quite regularly, and I bet they have more an a $2000.00 limit on them. Not only do I have two affinity cards, I have a card reader at my business for large companies that whose employees want to purchase incidental gear and services on a company issued card. One of my customers recently put nearly $20K on a personal Visa and I passed along the fee. They may have gotten the miles but they also paid nearly $400 for the priviledge of using the card. I'm not a retail business, so having the card reader is just a convenience for a few customers a year. Doesn't do anything to increase my business. I try not to make gigantic purchases through the card because I know what that does to my vendor's margin and, eventually, it'll be passed along in the form of higher prices. "Yes, you got your points and the dealer took it in the shorts because it cost 'em another 3% to run your card. Don't think that'll end up driving up prices? Think again. But I know that all you're concerned about it you. " Well, you sure showed me. You don't get the difference between a $100 purchase and a $20,000 purchase. Let me explain. A hundred dollar purchase through a retail concern who is marks up items at 50% isn't the same as a boat or car dealer who makes a much smaller percentage on each sale. 3% can make a huge difference on a 6% margin. Make any sense? Makes perfect sense. And I'd say you probably make some fairly large purchases. More than a mere hundred bucks per throw. So, why be so hypocritical about it? I don't make large purchases on credit cards. So, how large is large, or how small is small? You still make the merchant pay a 3% hit, and then you drive up pricing for cash paying customers, according to your muse. So... why are you being so hypocritical? I knew nuance wasn't your thing but, because you're a compassionate Christian, I'll give it one more go. Large ticket items (10K and above) are more likely to be sold at a very small margin. *I would rather negotiate the best deal on a boat, car and then pay cash or finance it on my own. Small purchases through retailers are more likely priced at 50% to 100% markup, so a credit card fee isn't going to make a big difference. Does that make any sense or are you just playing dense so you can be disagreeable? I know you are an extremely busy entrepreneur and perhaps you overlooked in stead of evading the question, so I'll give you the benefit of the doubt and ask again. "You still make the merchant pay a 3% hit, and then you drive up pricing for cash paying customers, according to your muse. So... why are you being so hypocritical?" I see you're committed to being a jerk even though I've explained myself. Have a nice day. |
Can you make boating purchases with an ATM or a Credit Card?
On Tue, 9 Oct 2012 12:07:39 -0400, iBoaterer wrote:
In article om, says... On 10/9/2012 8:54 AM, iBoaterer wrote: Yes, it DOES add cost! That is the point you fail to get! The fee that is charged the merchant is directly added to the consumer's price paid for the product. If the merchant didn't have that expense, the price of goods purchased from said merchant would be that amount cheaper. We get your point. Merchant wins. Credit card banks win. Consumer loses. Most of us don't pay the vig, however. That would add insult to injury. Why pay cash when you are already being charged to use a CC? Why not pay cash? What a stupid question! No one gives a rebate for paying cash, and the interest on the money is lost. Pay with a CC. Earn the 5%, 3%. or 1% (depending on the purchase) rebate, and collect the interest on the money for almost two months before the CC payment is due. Damn, where've you been, Kevin?? |
Can you make boating purchases with an ATM or a Credit Card?
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Can you make boating purchases with an ATM or a Credit Card?
In article om,
says... On 10/8/2012 9:40 AM, GuzzisRule wrote: On Mon, 08 Oct 2012 09:25:51 -0400, Meyer wrote: On 10/8/2012 8:28 AM, GuzzisRule wrote: On Mon, 8 Oct 2012 06:14:29 -0400, "Eisboch" wrote: "GuzzisRule" wrote in message ... On Sat, 06 Oct 2012 20:45:17 -0400, Wayne B wrote: On Sat, 06 Oct 2012 18:35:27 -0400, GuzzisRule wrote: Still thinking about the Sig Sauer P226. This one, with a conversion kit: http://www.sigsauer.com/CatalogProdu...lassic-22.aspx Good idea, huh? === It depends on what you are looking for: Carry gun; home defense or target practice/competition. You really need to think that through because no one gun is ideal for more than one category. The P226 is. Small enough to carry, sizeable enough for home defense, and with the .22 conversion kit, cheap enough for target practice. The big question would be which conversion kit to buy. "...SIG SAUER X-CHANGE Kit? is the perfect accessory for your SIG SAUER Classic .22 rimfire pistols. Now shooters can add SIG SAUER centerfire performance with just the change out of the slide assembly, barrel, recoil system, and magazine to any of the standard production pistol calibers; 9mm, .40 S&W, and .357SIG. Exchanging components does not alter the reliability or accuracy of either assembly." ----------------------------------------------- After many years of thinking about it, I recently completed the required safety course, necessary applications and am awaiting issuance of a MA LTC "A" permit. While I wait, I am researching potential pistols and/or revolvers. I want to buy new, so I am limited to MA Compliant versions. I'd like to have a .22 ... mainly for inexpensive target practice but I'd also like a 9mm or .40 cal as well. I looked at the Sig Sauer P226. The standard version *is* MA compliant and is available in 9mm, .357 Sig and .40 S&W calibers, but no .22 cal. The one with the .22 conversion kit that you provided a link to is nice, but for some reason is *not* MA compliant. Don't understand why not. Good question. Worthy of a call to Sig Sauer. I wonder if buying a .40 caliber, which is MA compliant (whatever that is), and then buying the .22 conversion kit would solve the problem. http://www.sigsauer.com/SigStore/22-...n-kit-266.aspx I wonder if you guys have looked at the demure Kahr PM9 or even Ruger's LC9. Both smaller than what I'm looking for. Plus, I'd have to buy two of them to get the advantage of the Sig Sauer. Having a carry gun and a target 22 isn't necessarily a bad thing. Throw in a shotgun to round things out. Using the same frame and trigger has its advantages when practicing and using for real. |
Can you make boating purchases with an ATM or a Credit Card?
jps wrote:
[snip] You bank will just find a way to 1000 other people with exhorbitant fees for overdrawn checks or teller visits or debit card purchases. No matter, you got what you wanted, screw everyone else. Not his problem. Don't like it? Don't run a balance on your card. Don't want a balance? Stop paying for Starbucks with plastic. -- Paul Hovnanian ------------------------------------------------------------------ Most people want either less corruption or more of a chance to participate in it. |
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