|
High tech and credit cards...
....learned something new today.
This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em |
High tech and credit cards...
On 9/30/2012 8:52 AM, iBoaterer wrote:
In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. In what respect? What is the advantage to debit cards? |
High tech and credit cards...
In article m,
says... On 9/30/2012 8:52 AM, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. In what respect? What is the advantage to debit cards? None, that's why you don't see them in most European countries anymore. They use pre-loaded cards. |
High tech and credit cards...
In article ,
says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. |
High tech and credit cards...
On 9/30/2012 10:27 AM, iBoaterer wrote:
In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. Preloaded with what? Please don't say, your money. |
High tech and credit cards...
On 9/30/2012 10:34 AM, Meyer wrote:
On 9/30/2012 10:27 AM, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. Preloaded with what? Please don't say, your money. I think we here in the US call them.... wait for it... Debit cards! There you go... |
High tech and credit cards...
On 9/30/2012 10:08 AM, wrote:
On Sun, 30 Sep 2012 09:14:24 -0400, Meyer wrote: On 9/30/2012 8:52 AM, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. In what respect? What is the advantage to debit cards? We have debit cards because we don't need or want credit. Credit cards are one of the reasons the American economy is in the shape it is in, now. I will note, that a LOT of the unmanageable credit run up on credit cards is due to the uncontrolled expense of health care. http://bucks.blogs.nytimes.com/2012/...dit-card-debt/ The federal government should be run on debit cards. If you can't live within a realistic budget, you shouldn't be allowed credit in the first place. When is the last time the U.S. even had a budget? What a horrible example to set before the American people. |
High tech and credit cards...
In article , says...
On 9/30/2012 10:34 AM, Meyer wrote: On 9/30/2012 10:27 AM, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. Preloaded with what? Please don't say, your money. I think we here in the US call them.... wait for it... Debit cards! There you go... Uh, are you as stupid as you post??? |
High tech and credit cards...
On 9/30/2012 10:58 AM, wrote:
On Sun, 30 Sep 2012 10:27:34 -0400, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. |
High tech and credit cards...
In article , says...
On 9/30/2012 10:58 AM, wrote: On Sun, 30 Sep 2012 10:27:34 -0400, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. |
High tech and credit cards...
On 9/30/2012 11:58 AM, iBoaterer wrote:
In article , says... On 9/30/2012 10:58 AM, wrote: On Sun, 30 Sep 2012 10:27:34 -0400, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. Cite! |
High tech and credit cards...
In article m,
says... On 9/30/2012 11:58 AM, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: On Sun, 30 Sep 2012 10:27:34 -0400, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. Cite! http://www.civitas.org.uk/eufacts/FSECON/EC9.htm |
High tech and credit cards...
On Sun, 30 Sep 2012 10:08:43 -0400, wrote:
On Sun, 30 Sep 2012 09:14:24 -0400, Meyer wrote: On 9/30/2012 8:52 AM, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. In what respect? What is the advantage to debit cards? We have debit cards because we don't need or want credit. Credit cards are one of the reasons the American economy is in the shape it is in, now. I will note, that a LOT of the unmanageable credit run up on credit cards is due to the uncontrolled expense of health care. http://bucks.blogs.nytimes.com/2012/...dit-card-debt/ Pay it off every month, and it won't be such a burden to your economy. In fact, it can be a boon because of the paybacks that come with its use. |
High tech and credit cards...
In article ,
says... On Sun, 30 Sep 2012 12:19:41 -0400, iBoaterer wrote: In article m, says... I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. Cite! http://www.civitas.org.uk/eufacts/FSECON/EC9.htm A great article disproving your point. When did a US state drop out of the banking system like UK did in 1992? whooooosh....... |
High tech and credit cards...
"Meyer" wrote in message
b.com... On 9/30/2012 8:52 AM, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. In what respect? What is the advantage to debit cards? ------------------------------- the advantage they have is the debit cards are more secure with Pin and Chip. A lot harder to clone. They use less credit cards because they are not accepted as many places as here. Friends have a small donut shop. Customers want to use a credit card for a 2 dollar purchase of coffee and donut. They would lose money on the sale as there is a $0.24 transaction fee minimum in place of a percentage charge. Same for Debit cards, they have to pay fee. Europe merchants would not accept a card in a small place like a donut shop. Lots of B&B's do not take credit cards. And if you get out of the bigger cities and towns lots of merchants do not accept cards at all. I use credit cards a lot as I get a percent back on the AMEX and miles on the Master Card. They never carry a balance, so not interest charges. |
High tech and credit cards...
"iBoaterer" wrote in message
... In article , says... On 9/30/2012 10:34 AM, Meyer wrote: On 9/30/2012 10:27 AM, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. Preloaded with what? Please don't say, your money. I think we here in the US call them.... wait for it... Debit cards! There you go... Uh, are you as stupid as you post??? -------------------- No he is confused. We have preloaded cards here. Those with bad credit use them. Europe uses debit cards just like us. Linked to your bank account. You must not have ever been to Europe, or only for a short vacation, as you seem to be lacking in experience. Debit cards are not normally preloaded, but credit cards than can be used as debit are. |
High tech and credit cards...
On 9/30/2012 3:38 PM, Califbill wrote:
"iBoaterer" wrote in message ... In article , says... On 9/30/2012 10:34 AM, Meyer wrote: On 9/30/2012 10:27 AM, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. Preloaded with what? Please don't say, your money. I think we here in the US call them.... wait for it... Debit cards! There you go... Uh, are you as stupid as you post??? -------------------- No he is confused. We have preloaded cards here. Those with bad credit use them. Europe uses debit cards just like us. Linked to your bank account. You must not have ever been to Europe, or only for a short vacation, as you seem to be lacking in experience. Debit cards are not normally preloaded, but credit cards than can be used as debit are. Exactly what I said... we call them debit cards here, and they are by nature preloaded because they only work if you "load" your account with money first.... The guy is a dope... |
High tech and credit cards...
On 9/30/2012 12:06 PM, Meyer wrote:
On 9/30/2012 11:58 AM, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: On Sun, 30 Sep 2012 10:27:34 -0400, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. Cite! not even gonna' waste my time... snerk. |
High tech and credit cards...
On 9/30/2012 1:44 PM, wrote:
On Sun, 30 Sep 2012 11:58:59 -0400, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. But their credit card and debit card switches don't. That is particularly true between northern and southern Europe. When you get out of the Euro zone, they may not have any connectivity at all. Would you really want your vacation to depend on an Italian or Greek's bank's switch working? I was more talking about our economy and infrastructure, etc. Our geography alone makes things a lot different for business... I don't expect kevin to get anywhere near that... |
High tech and credit cards...
In article ,
says... "Meyer" wrote in message b.com... On 9/30/2012 8:52 AM, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. In what respect? What is the advantage to debit cards? ------------------------------- the advantage they have is the debit cards are more secure with Pin and Chip. A lot harder to clone. Bingo. Smart cards. |
High tech and credit cards...
In article , says...
On 9/30/2012 3:38 PM, Califbill wrote: "iBoaterer" wrote in message ... In article , says... On 9/30/2012 10:34 AM, Meyer wrote: On 9/30/2012 10:27 AM, iBoaterer wrote: In article , says... On Sun, 30 Sep 2012 08:52:15 -0400, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. How? You mean I don't REALLY have a debit card? In Europe they use pre-loaded smart cards. Preloaded with what? Please don't say, your money. I think we here in the US call them.... wait for it... Debit cards! There you go... Uh, are you as stupid as you post??? -------------------- No he is confused. We have preloaded cards here. Those with bad credit use them. Europe uses debit cards just like us. Linked to your bank account. You must not have ever been to Europe, or only for a short vacation, as you seem to be lacking in experience. Debit cards are not normally preloaded, but credit cards than can be used as debit are. Exactly what I said... we call them debit cards here, and they are by nature preloaded because they only work if you "load" your account with money first.... The guy is a dope... Pin and Chip, look it up because I know that you haven't a clue. |
High tech and credit cards...
In article , says...
On 9/30/2012 1:44 PM, wrote: On Sun, 30 Sep 2012 11:58:59 -0400, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. But their credit card and debit card switches don't. That is particularly true between northern and southern Europe. When you get out of the Euro zone, they may not have any connectivity at all. Would you really want your vacation to depend on an Italian or Greek's bank's switch working? I was more talking about our economy and infrastructure, etc. Our geography alone makes things a lot different for business... I don't expect kevin to get anywhere near that... How does our geography make things a lot different for business here than say.... Italy? Please be specific. I know you won't because once again, you are talking stupid. |
High tech and credit cards...
On 10/1/2012 9:07 AM, iBoaterer wrote:
In article , says... "Meyer" wrote in message b.com... On 9/30/2012 8:52 AM, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. In what respect? What is the advantage to debit cards? ------------------------------- the advantage they have is the debit cards are more secure with Pin and Chip. A lot harder to clone. Bingo. Smart cards. What sort of fraud protection guarantee do debit cards carry? |
High tech and credit cards...
In article om,
says... On 10/1/2012 9:07 AM, iBoaterer wrote: In article , says... "Meyer" wrote in message b.com... On 9/30/2012 8:52 AM, iBoaterer wrote: In article , says... On Thu, 27 Sep 2012 23:34:16 -0400, wrote: On Thu, 27 Sep 2012 15:26:24 -0400, GuzzisRule wrote: ...learned something new today. This demo is surprising. Check your cards. http://youtube.googleapis.com/v/lLAFhTjsQHw%26sns=em No RFID cards here Think Passport and/or TWIC cards. We are WAY behind Europe in regards to personal finance like debit cards, etc. In what respect? What is the advantage to debit cards? ------------------------------- the advantage they have is the debit cards are more secure with Pin and Chip. A lot harder to clone. Bingo. Smart cards. What sort of fraud protection guarantee do debit cards carry? Next to none. |
High tech and credit cards...
On Mon, 1 Oct 2012 09:08:52 -0400, iBoaterer wrote:
In article , says... On 9/30/2012 1:44 PM, wrote: On Sun, 30 Sep 2012 11:58:59 -0400, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. But their credit card and debit card switches don't. That is particularly true between northern and southern Europe. When you get out of the Euro zone, they may not have any connectivity at all. Would you really want your vacation to depend on an Italian or Greek's bank's switch working? I was more talking about our economy and infrastructure, etc. Our geography alone makes things a lot different for business... I don't expect kevin to get anywhere near that... How does our geography make things a lot different for business here than say.... Italy? Please be specific. I know you won't because once again, you are talking stupid. Drive across Italy. Then drive across the USA. Even you should be able to tell the difference. |
High tech and credit cards...
On 10/1/2012 10:39 AM, GuzzisRule wrote:
On Mon, 1 Oct 2012 09:08:52 -0400, iBoaterer wrote: In article , says... On 9/30/2012 1:44 PM, wrote: On Sun, 30 Sep 2012 11:58:59 -0400, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. But their credit card and debit card switches don't. That is particularly true between northern and southern Europe. When you get out of the Euro zone, they may not have any connectivity at all. Would you really want your vacation to depend on an Italian or Greek's bank's switch working? I was more talking about our economy and infrastructure, etc. Our geography alone makes things a lot different for business... I don't expect kevin to get anywhere near that... How does our geography make things a lot different for business here than say.... Italy? Please be specific. I know you won't because once again, you are talking stupid. Drive across Italy. Then drive across the USA. Even you should be able to tell the difference. First, you'd need to show Loogy where Italy is on the map. |
High tech and credit cards...
On 10/1/2012 10:50 AM, Meyer wrote:
On 10/1/2012 10:39 AM, GuzzisRule wrote: On Mon, 1 Oct 2012 09:08:52 -0400, iBoaterer wrote: In article , says... On 9/30/2012 1:44 PM, wrote: On Sun, 30 Sep 2012 11:58:59 -0400, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. But their credit card and debit card switches don't. That is particularly true between northern and southern Europe. When you get out of the Euro zone, they may not have any connectivity at all. Would you really want your vacation to depend on an Italian or Greek's bank's switch working? I was more talking about our economy and infrastructure, etc. Our geography alone makes things a lot different for business... I don't expect kevin to get anywhere near that... How does our geography make things a lot different for business here than say.... Italy? Please be specific. I know you won't because once again, you are talking stupid. Drive across Italy. Then drive across the USA. Even you should be able to tell the difference. First, you'd need to show Loogy where Italy is on the map. Then wait till he's old enough to drive... |
High tech and credit cards...
In article ,
says... On Mon, 1 Oct 2012 09:08:52 -0400, iBoaterer wrote: In article , says... On 9/30/2012 1:44 PM, wrote: On Sun, 30 Sep 2012 11:58:59 -0400, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. But their credit card and debit card switches don't. That is particularly true between northern and southern Europe. When you get out of the Euro zone, they may not have any connectivity at all. Would you really want your vacation to depend on an Italian or Greek's bank's switch working? I was more talking about our economy and infrastructure, etc. Our geography alone makes things a lot different for business... I don't expect kevin to get anywhere near that... How does our geography make things a lot different for business here than say.... Italy? Please be specific. I know you won't because once again, you are talking stupid. Drive across Italy. Then drive across the USA. Even you should be able to tell the difference. You stupid old fool, that's not what I asked. |
High tech and credit cards...
On 10/1/2012 12:05 PM, iBoaterer wrote:
In article , says... On Mon, 1 Oct 2012 09:08:52 -0400, iBoaterer wrote: In article , says... On 9/30/2012 1:44 PM, wrote: On Sun, 30 Sep 2012 11:58:59 -0400, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. But their credit card and debit card switches don't. That is particularly true between northern and southern Europe. When you get out of the Euro zone, they may not have any connectivity at all. Would you really want your vacation to depend on an Italian or Greek's bank's switch working? I was more talking about our economy and infrastructure, etc. Our geography alone makes things a lot different for business... I don't expect kevin to get anywhere near that... How does our geography make things a lot different for business here than say.... Italy? Please be specific. I know you won't because once again, you are talking stupid. Drive across Italy. Then drive across the USA. Even you should be able to tell the difference. You stupid old fool, that's not what I asked. Watch it with the old fool crap. Some day you'll be our age and hopefully a lot wiser than you are now. |
High tech and credit cards...
In article , says...
On 10/1/2012 10:50 AM, Meyer wrote: On 10/1/2012 10:39 AM, GuzzisRule wrote: On Mon, 1 Oct 2012 09:08:52 -0400, iBoaterer wrote: In article , says... On 9/30/2012 1:44 PM, wrote: On Sun, 30 Sep 2012 11:58:59 -0400, iBoaterer wrote: In article , says... On 9/30/2012 10:58 AM, wrote: In Europe they use pre-loaded smart cards. They use preloaded cards because their electronic banking system is not that great across the borders. people are likely to cross. I just don't understand how the elites don't understand the differences in simple logistics here and over there... Comparing us to Europe just doesn't work, it's apples to oranges. Our monetary systems work the same, moron. But their credit card and debit card switches don't. That is particularly true between northern and southern Europe. When you get out of the Euro zone, they may not have any connectivity at all. Would you really want your vacation to depend on an Italian or Greek's bank's switch working? I was more talking about our economy and infrastructure, etc. Our geography alone makes things a lot different for business... I don't expect kevin to get anywhere near that... How does our geography make things a lot different for business here than say.... Italy? Please be specific. I know you won't because once again, you are talking stupid. Drive across Italy. Then drive across the USA. Even you should be able to tell the difference. First, you'd need to show Loogy where Italy is on the map. Then wait till he's old enough to drive... Yeah, you sure told me exactly how our geography makes things alot different for business here than elsewhere.... NOT... |
High tech and credit cards...
In article ,
says... On Mon, 1 Oct 2012 09:07:31 -0400, iBoaterer wrote: Pin and Chip, look it up because I know that you haven't a clue. What happens when you lose a pin and chip card? If the totals are really stored in the cloud, why is it different than a regular debit card? Both count on the security of the PIN If someone somehow figures out your PIN (maybe watching you punch it in, recorded on their phone) how is it any more secure when they steal your wallet? In that instance it's not any safer. But that's not how most card thefts occur. http://en.wikipedia.org/wiki/Chip_and_PIN In part: Under the old system, a customer had to hand their card to the assistant to pay for a transaction. When credit cards were first introduced, offline portable card imprinters (mechanical rather than magnetic) which did not connect to the card issuer were used without the card leaving the customer's sight; transactions over a certain limit had to be verified by telephoning the card issuer. Later equipment was introduced which electronically contacted the card issuer using information from the magnetic stripe to verify the card and authorise the transaction; this was much faster, but had to be in a fixed location. Consequently, if the transaction did not take place near a terminal (in a restaurant, for example) the card had to be taken away from the customer to the card machine. It was easily possible at any time for a dishonest employee to swipe the card surreptitiously through a cheap machine which would take a couple of seconds to record the information on the card and stripe; in fact, even at the terminal, the criminal could bend down in front of the customer and swipe the card on a hidden reader. This made illegal cloning of cards easy, and a common occurrence. Since the introduction of Chip and PIN, cloning of the chip is not feasible; only the magnetic stripe can be copied, and a copied card cannot be used on a PIN terminal. Fortuitously, the introduction of chip and PIN coincided with wireless data communications technology becoming inexpensive and widespread, and wireless PIN pads were introduced that could be brought to the customer and used without the card ever being out of sight (this would have been possible, had the technology been available, with magnetic stripe cards). Chip and PIN and wireless together reduce the risk of cloning of cards by brief swiping. I suspect that because it's newer technology you and the righties don't want it, correct? |
High tech and credit cards...
In article ,
says... On Mon, 1 Oct 2012 12:30:04 -0400, iBoaterer wrote: In article , says... Yeah, you sure told me exactly how our geography makes things alot different for business here than elsewhere.... NOT... The thing that makes our country different than the dozen or more countries within a day's train ride in Europe is we have a few bank switches that link virtually every bank in the country. One credit/debit card machine can process debit transactions from any bank in the country, instantly. That may not be true in Europe and they want an autonomous card with the data right on the card, not in the cloud. I am still not sure how that works when you lose the card. That has absolutely NOTHING to do with what Scotty said, in that geography makes our economy any different. With chip and pin, you still have a pin, just like with the old magnetic strip cards. |
High tech and credit cards...
In article ,
says... On Mon, 1 Oct 2012 14:17:54 -0400, iBoaterer wrote: In article , says... On Mon, 1 Oct 2012 09:07:31 -0400, iBoaterer wrote: Pin and Chip, look it up because I know that you haven't a clue. What happens when you lose a pin and chip card? If the totals are really stored in the cloud, why is it different than a regular debit card? Both count on the security of the PIN If someone somehow figures out your PIN (maybe watching you punch it in, recorded on their phone) how is it any more secure when they steal your wallet? In that instance it's not any safer. But that's not how most card thefts occur. http://en.wikipedia.org/wiki/Chip_and_PIN In part: Under the old system, a customer had to hand their card to the assistant to pay for a transaction. When credit cards were first introduced, offline portable card imprinters (mechanical rather than magnetic) which did not connect to the card issuer were used without the card leaving the customer's sight; transactions over a certain limit had to be verified by telephoning the card issuer. Later equipment was introduced which electronically contacted the card issuer using information from the magnetic stripe to verify the card and authorise the transaction; this was much faster, but had to be in a fixed location. Consequently, if the transaction did not take place near a terminal (in a restaurant, for example) the card had to be taken away from the customer to the card machine. It was easily possible at any time for a dishonest employee to swipe the card surreptitiously through a cheap machine which would take a couple of seconds to record the information on the card and stripe; in fact, even at the terminal, the criminal could bend down in front of the customer and swipe the card on a hidden reader. This made illegal cloning of cards easy, and a common occurrence. Since the introduction of Chip and PIN, cloning of the chip is not feasible; only the magnetic stripe can be copied, and a copied card cannot be used on a PIN terminal. Fortuitously, the introduction of chip and PIN coincided with wireless data communications technology becoming inexpensive and widespread, and wireless PIN pads were introduced that could be brought to the customer and used without the card ever being out of sight (this would have been possible, had the technology been available, with magnetic stripe cards). Chip and PIN and wireless together reduce the risk of cloning of cards by brief swiping. I suspect that because it's newer technology you and the righties don't want it, correct? If you keep reading you find out these cards have been cracked and they are thinking about a rewrite of the whole system http://en.wikipedia.org/wiki/EMV#Vulnerabilities I think I will wait. Of course you will. |
High tech and credit cards...
wrote in message ...
On Mon, 1 Oct 2012 09:07:31 -0400, iBoaterer wrote: Pin and Chip, look it up because I know that you haven't a clue. What happens when you lose a pin and chip card? If the totals are really stored in the cloud, why is it different than a regular debit card? Both count on the security of the PIN If someone somehow figures out your PIN (maybe watching you punch it in, recorded on their phone) how is it any more secure when they steal your wallet? ------------------------------- That way they are not any different than our cards, but can not be cloned so easily, and you may only lose a day's money, instead of a couple weeks until your bill comes in. |
High tech and credit cards...
"iBoaterer" wrote in message
... In article , says... On Mon, 1 Oct 2012 12:30:04 -0400, iBoaterer wrote: In article , says... Yeah, you sure told me exactly how our geography makes things alot different for business here than elsewhere.... NOT... The thing that makes our country different than the dozen or more countries within a day's train ride in Europe is we have a few bank switches that link virtually every bank in the country. One credit/debit card machine can process debit transactions from any bank in the country, instantly. That may not be true in Europe and they want an autonomous card with the data right on the card, not in the cloud. I am still not sure how that works when you lose the card. That has absolutely NOTHING to do with what Scotty said, in that geography makes our economy any different. With chip and pin, you still have a pin, just like with the old magnetic strip cards. ----------------------- Have to go though different countries banking laws, so not all banks can be accessed easily like in the USA. |
High tech and credit cards...
On 10/1/2012 7:39 PM, Califbill wrote:
"iBoaterer" wrote in message ... In article , says... On Mon, 1 Oct 2012 12:30:04 -0400, iBoaterer wrote: In article , says... Yeah, you sure told me exactly how our geography makes things alot different for business here than elsewhere.... NOT... The thing that makes our country different than the dozen or more countries within a day's train ride in Europe is we have a few bank switches that link virtually every bank in the country. One credit/debit card machine can process debit transactions from any bank in the country, instantly. That may not be true in Europe and they want an autonomous card with the data right on the card, not in the cloud. I am still not sure how that works when you lose the card. That has absolutely NOTHING to do with what Scotty said, Oh **** you you stupid ****.... |
High tech and credit cards...
In article , says...
On 10/1/2012 7:39 PM, Califbill wrote: "iBoaterer" wrote in message ... In article , says... On Mon, 1 Oct 2012 12:30:04 -0400, iBoaterer wrote: In article , says... Yeah, you sure told me exactly how our geography makes things alot different for business here than elsewhere.... NOT... The thing that makes our country different than the dozen or more countries within a day's train ride in Europe is we have a few bank switches that link virtually every bank in the country. One credit/debit card machine can process debit transactions from any bank in the country, instantly. That may not be true in Europe and they want an autonomous card with the data right on the card, not in the cloud. I am still not sure how that works when you lose the card. That has absolutely NOTHING to do with what Scotty said, Oh **** you you stupid ****.... What an intelligent statement....... |
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