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Default Financing healthcare

On Sun, 17 Apr 2011 16:13:45 -0400, Harryk
wrote:

Wayne B wrote:
On Sun, 17 Apr 2011 10:07:14 -0700, wrote:

We need to get away from private insurance companies. They're in it
for the money not for the public health.


That's liberal/socialist hog wash.

At least with private companies you might have a choice of service
providers driven by competetive forces, not some mindless, faceless
government bureaucrat who could care less, and knows that he can't be
fired.



"Might" is the operative word. No choice is far more likely, for many
reasons. And the price isn't driven by "competitive forces," but by
whatever the offerers think the traffic will bear. Further, unless you
are a government employee, there's no reasonable way for an individual
to really compare so-called competing plans. It's almost impossible for
individuals to really compare, for example, the so-called Medicare
supplemental programs, and those are somewhat regulated nationally.

About all an individual can get from the private sector health insurance
market is...butt ****ed.

You're such an apologist for the big business private sector, Wayne. And
what has that sector done for us the last 25 years or so? It's helped
destroy the middle class and make the wealthy class wealthier.


It's time to move on from the worship of the private sector.



Exactly.. might is the operative word. In theory, sure. In practice,
unlikely.
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Default Financing healthcare

On Sun, 17 Apr 2011 16:13:45 -0400, Harryk
wrote:

You're such an apologist for the big business private sector, Wayne. And
what has that sector done for us the last 25 years or so? It's helped
destroy the middle class and make the wealthy class wealthier.


That's more liberal/socialist hog wash. It is true that I support the
free enterprise system. It has served the country well since its
inception and has served most of us well. Free enterprise is still
arguably better than any of the alternatives.

And who says the middle class has been destroyed? That's more hog
wash. I'm middle class as are most of my friends and neighbors. The
value of our homes has gone down but everyone except the highly
leveraged are doing just fine. In my opinion most of the highly
leveraged got greedy and ignored the facts.

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Default Financing healthcare

Wayne B wrote:
On Sun, 17 Apr 2011 16:13:45 -0400,
wrote:

You're such an apologist for the big business private sector, Wayne. And
what has that sector done for us the last 25 years or so? It's helped
destroy the middle class and make the wealthy class wealthier.


That's more liberal/socialist hog wash. It is true that I support the
free enterprise system. It has served the country well since its
inception and has served most of us well. Free enterprise is still
arguably better than any of the alternatives.

And who says the middle class has been destroyed? That's more hog
wash. I'm middle class as are most of my friends and neighbors. The
value of our homes has gone down but everyone except the highly
leveraged are doing just fine. In my opinion most of the highly
leveraged got greedy and ignored the facts.


The social contract that emerged out of the Great Depression and built
the middle class is pretty much dead, and your party wants to bury it in
its casket. The modern conservative interpretation of the free
enterprise system no longer serves the middle class or those trying to
get into the middle class.

I do love your claim about being "middle class," though. It's quite a
chuckle.
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Default Financing healthcare

On Sun, 17 Apr 2011 19:54:43 -0400, Wayne B
wrote:

On Sun, 17 Apr 2011 16:13:45 -0400, Harryk
wrote:

You're such an apologist for the big business private sector, Wayne. And
what has that sector done for us the last 25 years or so? It's helped
destroy the middle class and make the wealthy class wealthier.


That's more liberal/socialist hog wash. It is true that I support the
free enterprise system. It has served the country well since its
inception and has served most of us well. Free enterprise is still
arguably better than any of the alternatives.


I wonder how far your "support" for free enterprise goes. Apparently,
it goes further than your support for those less fortunately, since
they surely have not and will not benefit from the destructive nature
of the private insurance companies and other huge corporations
motivated by nothing more than self-interest and profit.

And who says the middle class has been destroyed? That's more hog
wash. I'm middle class as are most of my friends and neighbors. The
value of our homes has gone down but everyone except the highly
leveraged are doing just fine. In my opinion most of the highly
leveraged got greedy and ignored the facts.


In your opinion... you've got yours and to hell with everyone else,
apparently. I guess you haven't been watching or don't care about the
news of the millions of people who've been financially destroyed.


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Default Financing healthcare

On 4/17/2011 1:07 PM, wrote:
On Sat, 16 Apr 2011 19:56:40 -0700 (PDT), Frogwatch
wrote:

OK, I accept that this is mostly a political group with occasional
boating posts.
I had an idea I'd like to run past people on all sides.
One thing people dislike about Obamacare is that it compels people to
purchase a product. Here is a way around the problem.
Require people to contribute 10% of their income to a "pension
account". We can get away with this because we already do it with
SS. However, this account could be used at any time to pay for
current healthcare including health insurance. Contributions would be
tax free and payments for qualified healthcare taken from the growth
of the accounts (which you would control) would also be tax free.
This would encourage people to shop around for healthcare and to not
go to the emergency room for a cold. At the end of the year, they
could get back part of what htye put in if it was not taken up by
health care. This would allow each person to put in money when they
are young and in good health and then use the money when they are
older.
Poor people would get contributions from the govt to their account and
they could pay for whatever healthcare they wanted.


It's a bunch of nonsense. Feel free to blame poor people for your
problems.

We need to get away from private insurance companies. They're in it
for the money not for the public health.


We need to get away from private financial institutions. They're in it
for the money, not for the public wealth. We need to get away from

public officialdom. They are in it for the money, not the public good.
We need to get away from public and private sector employment. They are
in it for the money as well. You are such a dumb ass


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Default Financing healthcare

On Apr 17, 4:55*pm, HenryK wrote:
On 4/17/2011 1:07 PM, wrote:



On Sat, 16 Apr 2011 19:56:40 -0700 (PDT), Frogwatch
*wrote:


OK, I accept that this is mostly a political group with occasional
boating posts.
I had an idea I'd like to run past people on all sides.
One thing people dislike about Obamacare is that it compels people to
purchase a product. *Here is a way around the problem.
Require people to contribute 10% of their income to a "pension
account". *We can get away with this because we already do it with
SS. *However, this account could be used at any time to pay for
current healthcare including health insurance. *Contributions would be
tax free and payments for qualified healthcare taken from the growth
of the accounts (which you would control) would also be tax free.
This would encourage people to shop around for healthcare and to not
go to the emergency room for a cold. *At the end of the year, they
could get back part of what htye put in if it was not taken up by
health care. *This would allow each person to put in money when they
are young and in good health and then use the money when they are
older.
Poor people would get contributions from the govt to their account and
they could pay for whatever healthcare they wanted.


It's a bunch of nonsense. Feel free to blame poor people for your
problems.


We need to get away from private insurance companies. They're in it
for the money not for the public health.


We need to get away from private financial institutions. They're in it
* for the money, not for the public wealth. We need to get away from
public officialdom. They are in it for the money, not the public good.
We need to get away from public and private sector employment. They are
in it for the money as well. You are such a dumb ass


Odd, I talked to someone from Switzerland two weeks ago about this
topic and he told me that they have private health insurance but are
required to have it. He specifically said it was private.
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Default Financing healthcare

Frogwatch wrote:
On Apr 17, 4:55 pm, wrote:
On 4/17/2011 1:07 PM, wrote:



On Sat, 16 Apr 2011 19:56:40 -0700 (PDT), Frogwatch
wrote:
OK, I accept that this is mostly a political group with occasional
boating posts.
I had an idea I'd like to run past people on all sides.
One thing people dislike about Obamacare is that it compels people to
purchase a product. Here is a way around the problem.
Require people to contribute 10% of their income to a "pension
account". We can get away with this because we already do it with
SS. However, this account could be used at any time to pay for
current healthcare including health insurance. Contributions would be
tax free and payments for qualified healthcare taken from the growth
of the accounts (which you would control) would also be tax free.
This would encourage people to shop around for healthcare and to not
go to the emergency room for a cold. At the end of the year, they
could get back part of what htye put in if it was not taken up by
health care. This would allow each person to put in money when they
are young and in good health and then use the money when they are
older.
Poor people would get contributions from the govt to their account and
they could pay for whatever healthcare they wanted.
It's a bunch of nonsense. Feel free to blame poor people for your
problems.
We need to get away from private insurance companies. They're in it
for the money not for the public health.

We need to get away from private financial institutions. They're in it
for the money, not for the public wealth. We need to get away from

public officialdom. They are in it for the money, not the public good.
We need to get away from public and private sector employment. They are
in it for the money as well. You are such a dumb ass


Odd, I talked to someone from Switzerland two weeks ago about this
topic and he told me that they have private health insurance but are
required to have it. He specifically said it was private.


In Switzerland, private health insurance companies all offer the same
basic health insurance to all comers at the same price. It doesn't
matter whether you pick Company A, B, or C. If you can afford the
premiums, you pay. There are different deductibles. If not, the premiums
are subsidized. The insurance companies are not allow to make a profit
on these plans. Young and old pay the same basic premium. No one can be
refused coverage.

In exchange for offering the same basic policies, the insurance
companies are able to offer their customers various kinds of
supplemental health insurance policies at market rates and on these they
can make a profit.

That's certainly better than what we have here. Interesting that the
Swiss, the most capitalistic people in the world, regulate their health
insurance industry so closely.

Oh...the Swiss live longer than we do, too.

The system we have...stinks.
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Default Financing healthcare

Harryk wrote:
Frogwatch wrote:
On Apr 17, 4:55 pm, wrote:
On 4/17/2011 1:07 PM, wrote:



On Sat, 16 Apr 2011 19:56:40 -0700 (PDT), Frogwatch
wrote:
OK, I accept that this is mostly a political group with occasional
boating posts.
I had an idea I'd like to run past people on all sides.
One thing people dislike about Obamacare is that it compels people to
purchase a product. Here is a way around the problem.
Require people to contribute 10% of their income to a "pension
account". We can get away with this because we already do it with
SS. However, this account could be used at any time to pay for
current healthcare including health insurance. Contributions would be
tax free and payments for qualified healthcare taken from the growth
of the accounts (which you would control) would also be tax free.
This would encourage people to shop around for healthcare and to not
go to the emergency room for a cold. At the end of the year, they
could get back part of what htye put in if it was not taken up by
health care. This would allow each person to put in money when they
are young and in good health and then use the money when they are
older.
Poor people would get contributions from the govt to their account and
they could pay for whatever healthcare they wanted.
It's a bunch of nonsense. Feel free to blame poor people for your
problems.
We need to get away from private insurance companies. They're in it
for the money not for the public health.
We need to get away from private financial institutions. They're in it
for the money, not for the public wealth. We need to get away from
public officialdom. They are in it for the money, not the public good.
We need to get away from public and private sector employment. They are
in it for the money as well. You are such a dumb ass


Odd, I talked to someone from Switzerland two weeks ago about this
topic and he told me that they have private health insurance but are
required to have it. He specifically said it was private.


In Switzerland, private health insurance companies all offer the same
basic health insurance to all comers at the same price. It doesn't
matter whether you pick Company A, B, or C. If you can afford the
premiums, you pay. There are different deductibles. If not, the premiums
are subsidized. The insurance companies are not allow to make a profit
on these plans. Young and old pay the same basic premium. No one can be
refused coverage.

In exchange for offering the same basic policies, the insurance
companies are able to offer their customers various kinds of
supplemental health insurance policies at market rates and on these they
can make a profit.

That's certainly better than what we have here. Interesting that the
Swiss, the most capitalistic people in the world, regulate their health
insurance industry so closely.

Oh...the Swiss live longer than we do, too.

The system we have...stinks.



Our private health insurance industry runs like a variation of the
Pentagon, it is full of corruption and waste, and it seems to exist
mostly to protect its own.


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