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#11
posted to rec.boats
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Financing healthcare
On Sat, 16 Apr 2011 19:56:40 -0700 (PDT), Frogwatch
wrote: OK, I accept that this is mostly a political group with occasional boating posts. I had an idea I'd like to run past people on all sides. One thing people dislike about Obamacare is that it compels people to purchase a product. Here is a way around the problem. Require people to contribute 10% of their income to a "pension account". We can get away with this because we already do it with SS. However, this account could be used at any time to pay for current healthcare including health insurance. Contributions would be tax free and payments for qualified healthcare taken from the growth of the accounts (which you would control) would also be tax free. This would encourage people to shop around for healthcare and to not go to the emergency room for a cold. At the end of the year, they could get back part of what htye put in if it was not taken up by health care. This would allow each person to put in money when they are young and in good health and then use the money when they are older. Poor people would get contributions from the govt to their account and they could pay for whatever healthcare they wanted. It's a bunch of nonsense. Feel free to blame poor people for your problems. We need to get away from private insurance companies. They're in it for the money not for the public health. |
#12
posted to rec.boats
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Financing healthcare
In article , payer3389
@mypacks.net says... Harryk wrote: Canuck57 wrote: On 17/04/2011 10:00 AM, Harryk wrote: Canuck57 wrote: Who knows, maybe even get eDemocracy if we are lucky. Why let a bribed politician do the voting when people can vote directly? You really don't have a frippin' clue, do you? I know they would not even think about empowering the people. Your point? Does not mean I don't want to see true democracy. I trust the people, not the greedy government. Problem with the people is they beave like herd animals and are managed that way. Yep, you are a well managed herd animal. For starters, it is obvious you have never need a piece of proposed legislation in all its glory. Real life is not as simple as you'd like to think it is. not need, seen. sheesh. Don should be here to chastise you at any time. |
#13
posted to rec.boats
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Financing healthcare
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#14
posted to rec.boats
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Financing healthcare
Wayne B wrote:
On Sun, 17 Apr 2011 10:07:14 -0700, wrote: We need to get away from private insurance companies. They're in it for the money not for the public health. That's liberal/socialist hog wash. At least with private companies you might have a choice of service providers driven by competetive forces, not some mindless, faceless government bureaucrat who could care less, and knows that he can't be fired. "Might" is the operative word. No choice is far more likely, for many reasons. And the price isn't driven by "competitive forces," but by whatever the offerers think the traffic will bear. Further, unless you are a government employee, there's no reasonable way for an individual to really compare so-called competing plans. It's almost impossible for individuals to really compare, for example, the so-called Medicare supplemental programs, and those are somewhat regulated nationally. About all an individual can get from the private sector health insurance market is...butt ****ed. You're such an apologist for the big business private sector, Wayne. And what has that sector done for us the last 25 years or so? It's helped destroy the middle class and make the wealthy class wealthier. It's time to move on from the worship of the private sector. |
#15
posted to rec.boats
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Financing healthcare
On Sun, 17 Apr 2011 15:47:06 -0400, Wayne B
wrote: On Sun, 17 Apr 2011 10:07:14 -0700, wrote: We need to get away from private insurance companies. They're in it for the money not for the public health. That's liberal/socialist hog wash. At least with private companies you might have a choice of service providers driven by competetive forces, not some mindless, faceless government bureaucrat who could care less, and knows that he can't be fired. So, you have a "choice" of providers, except that the insurance companies decide what the providers provide. We don't need "competitive forces" involved in people's health. What we need are good outcomes. As it is right now, we're rated very poorly for a number of factors, including longevity and treatment outcomes vs. non-private entities. There is never, nor has there ever been a "faceless" gov't bureaucrat deciding people's health outcome. If you take away the word gov't, then I agree. The insurance companys' faceless bureaucrats are aplenty. |
#16
posted to rec.boats
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Financing healthcare
On Sun, 17 Apr 2011 16:13:45 -0400, Harryk
wrote: Wayne B wrote: On Sun, 17 Apr 2011 10:07:14 -0700, wrote: We need to get away from private insurance companies. They're in it for the money not for the public health. That's liberal/socialist hog wash. At least with private companies you might have a choice of service providers driven by competetive forces, not some mindless, faceless government bureaucrat who could care less, and knows that he can't be fired. "Might" is the operative word. No choice is far more likely, for many reasons. And the price isn't driven by "competitive forces," but by whatever the offerers think the traffic will bear. Further, unless you are a government employee, there's no reasonable way for an individual to really compare so-called competing plans. It's almost impossible for individuals to really compare, for example, the so-called Medicare supplemental programs, and those are somewhat regulated nationally. About all an individual can get from the private sector health insurance market is...butt ****ed. You're such an apologist for the big business private sector, Wayne. And what has that sector done for us the last 25 years or so? It's helped destroy the middle class and make the wealthy class wealthier. It's time to move on from the worship of the private sector. Exactly.. might is the operative word. In theory, sure. In practice, unlikely. |
#18
posted to rec.boats
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Financing healthcare
On Apr 17, 4:55*pm, HenryK wrote:
On 4/17/2011 1:07 PM, wrote: On Sat, 16 Apr 2011 19:56:40 -0700 (PDT), Frogwatch *wrote: OK, I accept that this is mostly a political group with occasional boating posts. I had an idea I'd like to run past people on all sides. One thing people dislike about Obamacare is that it compels people to purchase a product. *Here is a way around the problem. Require people to contribute 10% of their income to a "pension account". *We can get away with this because we already do it with SS. *However, this account could be used at any time to pay for current healthcare including health insurance. *Contributions would be tax free and payments for qualified healthcare taken from the growth of the accounts (which you would control) would also be tax free. This would encourage people to shop around for healthcare and to not go to the emergency room for a cold. *At the end of the year, they could get back part of what htye put in if it was not taken up by health care. *This would allow each person to put in money when they are young and in good health and then use the money when they are older. Poor people would get contributions from the govt to their account and they could pay for whatever healthcare they wanted. It's a bunch of nonsense. Feel free to blame poor people for your problems. We need to get away from private insurance companies. They're in it for the money not for the public health. We need to get away from private financial institutions. They're in it * for the money, not for the public wealth. We need to get away from public officialdom. They are in it for the money, not the public good. We need to get away from public and private sector employment. They are in it for the money as well. You are such a dumb ass Odd, I talked to someone from Switzerland two weeks ago about this topic and he told me that they have private health insurance but are required to have it. He specifically said it was private. |
#19
posted to rec.boats
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Financing healthcare
Frogwatch wrote:
On Apr 17, 4:55 pm, wrote: On 4/17/2011 1:07 PM, wrote: On Sat, 16 Apr 2011 19:56:40 -0700 (PDT), Frogwatch wrote: OK, I accept that this is mostly a political group with occasional boating posts. I had an idea I'd like to run past people on all sides. One thing people dislike about Obamacare is that it compels people to purchase a product. Here is a way around the problem. Require people to contribute 10% of their income to a "pension account". We can get away with this because we already do it with SS. However, this account could be used at any time to pay for current healthcare including health insurance. Contributions would be tax free and payments for qualified healthcare taken from the growth of the accounts (which you would control) would also be tax free. This would encourage people to shop around for healthcare and to not go to the emergency room for a cold. At the end of the year, they could get back part of what htye put in if it was not taken up by health care. This would allow each person to put in money when they are young and in good health and then use the money when they are older. Poor people would get contributions from the govt to their account and they could pay for whatever healthcare they wanted. It's a bunch of nonsense. Feel free to blame poor people for your problems. We need to get away from private insurance companies. They're in it for the money not for the public health. We need to get away from private financial institutions. They're in it for the money, not for the public wealth. We need to get away from public officialdom. They are in it for the money, not the public good. We need to get away from public and private sector employment. They are in it for the money as well. You are such a dumb ass Odd, I talked to someone from Switzerland two weeks ago about this topic and he told me that they have private health insurance but are required to have it. He specifically said it was private. In Switzerland, private health insurance companies all offer the same basic health insurance to all comers at the same price. It doesn't matter whether you pick Company A, B, or C. If you can afford the premiums, you pay. There are different deductibles. If not, the premiums are subsidized. The insurance companies are not allow to make a profit on these plans. Young and old pay the same basic premium. No one can be refused coverage. In exchange for offering the same basic policies, the insurance companies are able to offer their customers various kinds of supplemental health insurance policies at market rates and on these they can make a profit. That's certainly better than what we have here. Interesting that the Swiss, the most capitalistic people in the world, regulate their health insurance industry so closely. Oh...the Swiss live longer than we do, too. The system we have...stinks. |
#20
posted to rec.boats
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Financing healthcare
In article c807a431-e0c1-4a2b-8a61-435d07f7e4e3
@p6g2000vbn.googlegroups.com, says... Odd, I talked to someone from Switzerland two weeks ago about this topic and he told me that they have private health insurance but are required to have it. He specifically said it was private. No reason not to educate yourself. http://en.wikipedia.org/wiki/Healthcare_in_Switzerland For basic health care no profit allowed for the insurers. They can make profit on supplementals. After 8% of a persons income goes toward the basic premium, the government pays the rest. It's socialism to you, so fuggetaboutit. Switzerland is a civilized country of intelligent people. That's why the same health care there doesn't take 18% of GDP. About half that. Because they are smart and civilized. So it won't work here. And you're just one example on this newsgroup that proves that. |
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