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the rich are doing OK thank god!!
turns out incomes of most americans are dropping. but not the rich,
thank god!! they're doing just fine. the american dream is alive. while the middle class continues to get hammered, the rich prove that america is becoming a plutocracy...all the while rush and the right wing tell us it isn't http://www.tnr.com/blog/jonathan-cha...-rich-and-poor |
the rich are doing OK thank god!!
wrote in message ... On Sun, 03 Oct 2010 19:27:04 -0400, bpuharic wrote: turns out incomes of most americans are dropping. but not the rich, thank god!! they're doing just fine. the american dream is alive. while the middle class continues to get hammered, the rich prove that america is becoming a plutocracy...all the while rush and the right wing tell us it isn't http://www.tnr.com/blog/jonathan-cha...-rich-and-poor Yeah Obama really changed things didn't he. Well, he's started to make a difference compared to Bush's laissez faire capitalistic approach. |
the rich are doing OK thank god!!
wrote in message ... On Sun, 3 Oct 2010 20:59:37 -0700, "nom=de=plume" wrote: wrote in message . .. On Sun, 03 Oct 2010 19:27:04 -0400, bpuharic wrote: turns out incomes of most americans are dropping. but not the rich, thank god!! they're doing just fine. the american dream is alive. while the middle class continues to get hammered, the rich prove that america is becoming a plutocracy...all the while rush and the right wing tell us it isn't http://www.tnr.com/blog/jonathan-cha...-rich-and-poor Yeah Obama really changed things didn't he. Well, he's started to make a difference compared to Bush's laissez faire capitalistic approach. How is that? The bailout went to the same fat cats Bush was helping. Financial regulation left the big banks in charge and did very little to affect the things that caused the melt down. So, it would be Obama's fault that the Republicans blocked more meaningful regulation? They've done nothing but say no to everything and can't come up with anything that's actually viable. What's your solution.... let the whole world financial system collapse? The "insurance reform" is only going to make big pharma, the hospital conglomerates and the insurance companies richer. According to you. Feel free to give up all the benefits, but I think that most people are happy to take them, including the 30+ million who are now or will shortly be insured. I still have not heard anyone here answer the question, what is your 2011 insurance bill going to be? |
the rich are doing OK thank god!!
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the rich are doing OK thank god!!
In article ,
says... On Sun, 3 Oct 2010 20:59:37 -0700, "nom=de=plume" wrote: wrote in message .. . On Sun, 03 Oct 2010 19:27:04 -0400, bpuharic wrote: turns out incomes of most americans are dropping. but not the rich, thank god!! they're doing just fine. the american dream is alive. while the middle class continues to get hammered, the rich prove that america is becoming a plutocracy...all the while rush and the right wing tell us it isn't http://www.tnr.com/blog/jonathan-cha...-rich-and-poor Yeah Obama really changed things didn't he. Well, he's started to make a difference compared to Bush's laissez faire capitalistic approach. How is that? The bailout went to the same fat cats Bush was helping. Financial regulation left the big banks in charge and did very little to affect the things that caused the melt down. The "insurance reform" is only going to make big pharma, the hospital conglomerates and the insurance companies richer. I still have not heard anyone here answer the question, what is your 2011 insurance bill going to be? I do know two young 18-24 year olds who have indicated that they have either lost in one case, or will be losing in another their coverage because of changes to their parents health care plans, because of the new laws. I don't have too many details, but one of the kids already sold his bike, had his last ride around Labor day. Like you said, a bunch of health care insurance suits sat in a back room and wrote the plan, everybody knows it, how can Americans go on as if that never happened? -- OH, I could do the 105 footer, but I would hate to waste the last few seconds of my life with my eyes closed, screaming like a little girl...;) |
the rich are doing OK thank god!!
On 10/4/10 6:40 AM, I am Tosk wrote:
I do know two young 18-24 year olds who have indicated that they have either lost in one case, or will be losing in another their coverage because of changes to their parents health care plans, because of the new laws. Bull****. -- Republicans are the Party of No: No Leaders / No Ideas / No Morals |
the rich are doing OK thank god!!
"nom=de=plume" wrote in message ...
According to you. Feel free to give up all the benefits, but I think that most people are happy to take them, including the 30+ million who are now or will shortly be insured. You truly are a simpleton. Why should anyone give up the benefits they were forced to pay for in advance? -- I'm the real Harry, and I post from a PC or a MAC, as virtually everyone knows. If a post is attributed to me, and it isn't from a PC or a MAC, it's from an ID spoofer who hasn't the balls to post with his current ID Boatless Harry |
the rich are doing OK thank god!!
"Secular Humoresque" wrote in message m...
On 10/4/10 6:40 AM, I am Tosk wrote: I do know two young 18-24 year olds who have indicated that they have either lost in one case, or will be losing in another their coverage because of changes to their parents health care plans, because of the new laws. Bull****. -- Republicans are the Party of No: No Leaders / No Ideas / No Morals "Bull****"? Is that all you've got? -- I'm the real Harry, and I post from a PC or a MAC, as virtually everyone knows. If a post is attributed to me, and it isn't from a PC or a MAC, it's from an ID spoofer who hasn't the balls to post with his current ID Boatless Harry |
the rich are doing OK thank god!!
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the rich are doing OK thank god!!
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the rich are doing OK thank god!!
"I am Tosk" wrote in message ... In article , says... "nom=de=plume" wrote in message ... According to you. Feel free to give up all the benefits, but I think that most people are happy to take them, including the 30+ million who are now or will shortly be insured. You truly are a simpleton. Why should anyone give up the benefits they were forced to pay for in advance? Personally, I would address the issue she brings up. So far this "30 million who are now or will shortly be insured" is still just a harrytale... There is no evidence it will actually happen, and if we are lucky enough it won't in the current form... -- OH, I could do the 105 footer, but I would hate to waste the last few seconds of my life with my eyes closed, screaming like a little girl...;) I agree... it won't happen if the Republicans/Tea Baggers have their way. They would repeal all social reforms. |
the rich are doing OK thank god!!
"I am Tosk" wrote in message ... In article , says... On Sun, 3 Oct 2010 20:59:37 -0700, "nom=de=plume" wrote: wrote in message .. . On Sun, 03 Oct 2010 19:27:04 -0400, bpuharic wrote: turns out incomes of most americans are dropping. but not the rich, thank god!! they're doing just fine. the american dream is alive. while the middle class continues to get hammered, the rich prove that america is becoming a plutocracy...all the while rush and the right wing tell us it isn't http://www.tnr.com/blog/jonathan-cha...-rich-and-poor Yeah Obama really changed things didn't he. Well, he's started to make a difference compared to Bush's laissez faire capitalistic approach. How is that? The bailout went to the same fat cats Bush was helping. Financial regulation left the big banks in charge and did very little to affect the things that caused the melt down. The "insurance reform" is only going to make big pharma, the hospital conglomerates and the insurance companies richer. I still have not heard anyone here answer the question, what is your 2011 insurance bill going to be? I do know two young 18-24 year olds who have indicated that they have either lost in one case, or will be losing in another their coverage because of changes to their parents health care plans, because of the new laws. I don't have too many details, but one of the kids already sold his bike, had his last ride around Labor day. Like you said, a bunch of health care insurance suits sat in a back room and wrote the plan, everybody knows it, how can Americans go on as if that never happened? -- OH, I could do the 105 footer, but I would hate to waste the last few seconds of my life with my eyes closed, screaming like a little girl...;) According to you. Kids are allowed to stay on the parent policies until 26. Yes, there are always exceptions. |
the rich are doing OK thank god!!
On Oct 4, 1:35*pm, "nom=de=plume" wrote:
"I am Tosk" wrote in l-september.org... In article , says... On Sun, 3 Oct 2010 20:59:37 -0700, "nom=de=plume" wrote: wrote in message .. . On Sun, 03 Oct 2010 19:27:04 -0400, bpuharic wrote: turns out incomes of most americans are dropping. but not the rich, thank god!! they're doing just fine. the american dream is alive. while the middle class continues to get hammered, the rich prove that america is becoming a plutocracy...all the while rush and the right wing tell us it isn't http://www.tnr.com/blog/jonathan-cha...cession-effect... Yeah Obama really changed things didn't he. Well, he's started to make a difference compared to Bush's laissez faire capitalistic approach. How is that? The bailout went to the same fat cats Bush was helping. Financial regulation left the big banks in charge and did very little to affect the things that caused the melt down. The "insurance reform" is only going to make big pharma, the hospital conglomerates and the insurance companies richer. I still have not heard anyone here answer the question, what is your 2011 insurance bill going to be? I do know two young 18-24 year olds who have indicated that they have either lost in one case, or will be losing in another their coverage because of changes to their parents health care plans, because of the new laws. I don't have too many details, but one of the kids already sold his bike, had his last ride around Labor day. Like you said, a bunch of health care insurance suits sat in a back room and wrote the plan, everybody knows it, how can Americans go on as if that never happened? -- OH, I could do the 105 footer, but I would hate to waste the last few seconds of my life with my eyes closed, screaming like a little girl...;) According to you. Kids are allowed to stay on the parent policies until 26. Yes, there are always exceptions.- Hide quoted text - - Show quoted text - Don't be so stupid... The kids can go on, but the lawyers for the health insurance companies who wrote the bill, also allow the companies to charge through the nose for them.. Those policies are new territory and they are turning out to be too expensive for some... Idiot, don't you ever look past the talking point? |
the rich are doing OK thank god!!
"JustWaitAFrekinMinute!" wrote in message ... On Oct 4, 1:35 pm, "nom=de=plume" wrote: "I am Tosk" wrote in l-september.org... In article , says... On Sun, 3 Oct 2010 20:59:37 -0700, "nom=de=plume" wrote: wrote in message .. . On Sun, 03 Oct 2010 19:27:04 -0400, bpuharic wrote: turns out incomes of most americans are dropping. but not the rich, thank god!! they're doing just fine. the american dream is alive. while the middle class continues to get hammered, the rich prove that america is becoming a plutocracy...all the while rush and the right wing tell us it isn't http://www.tnr.com/blog/jonathan-cha...cession-effect... Yeah Obama really changed things didn't he. Well, he's started to make a difference compared to Bush's laissez faire capitalistic approach. How is that? The bailout went to the same fat cats Bush was helping. Financial regulation left the big banks in charge and did very little to affect the things that caused the melt down. The "insurance reform" is only going to make big pharma, the hospital conglomerates and the insurance companies richer. I still have not heard anyone here answer the question, what is your 2011 insurance bill going to be? I do know two young 18-24 year olds who have indicated that they have either lost in one case, or will be losing in another their coverage because of changes to their parents health care plans, because of the new laws. I don't have too many details, but one of the kids already sold his bike, had his last ride around Labor day. Like you said, a bunch of health care insurance suits sat in a back room and wrote the plan, everybody knows it, how can Americans go on as if that never happened? -- OH, I could do the 105 footer, but I would hate to waste the last few seconds of my life with my eyes closed, screaming like a little girl...;) According to you. Kids are allowed to stay on the parent policies until 26. Yes, there are always exceptions.- Hide quoted text - - Show quoted text - Don't be so stupid... The kids can go on, but the lawyers for the health insurance companies who wrote the bill, also allow the companies to charge through the nose for them.. Those policies are new territory and they are turning out to be too expensive for some... Idiot, don't you ever look past the talking point? Idiot... don't you ever think about more than the next election? At some point, the legislation will be amended and improved, unless of course the Republicans/Teabaggers get back in. |
the rich are doing OK thank god!!
wrote in message ... I still have not heard anyone here answer the question, what is your 2011 insurance bill going to be? About the only thing that was produced by the Health Care Reform legislation which was signed into law by Obama is that it is now universally mandatory to buy a health insurance plan from a private insurer or pay a fine. (federal employees excepted, of course). |
the rich are doing OK thank god!!
"Charles C." wrote in message ... wrote in message ... I still have not heard anyone here answer the question, what is your 2011 insurance bill going to be? About the only thing that was produced by the Health Care Reform legislation which was signed into law by Obama is that it is now universally mandatory to buy a health insurance plan from a private insurer or pay a fine. (federal employees excepted, of course). Sorry you're so out of touch and are unable to google for results. |
the rich are doing OK thank god!!
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the rich are doing OK thank god!!
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the rich are doing OK thank god!!
wrote in message ... On Mon, 4 Oct 2010 10:35:42 -0700, "nom=de=plume" wrote: According to you. Kids are allowed to stay on the parent policies until 26. Yes, there are always exceptions. It is true that your 2o something can stay on the policy but it is extra money. ($200 at Aetna) As from a previous response... Did she suppose it would be free? |
the rich are doing OK thank god!!
bpuharic wrote:
turns out incomes of most americans are dropping. but not the rich, thank god!! they're doing just fine. the american dream is alive. while the middle class continues to get hammered, the rich prove that america is becoming a plutocracy...all the while rush and the right wing tell us it isn't http://www.tnr.com/blog/jonathan-cha...-rich-and-poor Thank you! |
the rich are doing OK thank god!!
On Mon, 04 Oct 2010 18:54:39 -0400, wrote:
On Mon, 04 Oct 2010 06:07:34 -0400, bpuharic wrote: On Mon, 04 Oct 2010 01:10:34 -0400, wrote: On Sun, 3 Oct 2010 20:59:37 -0700, "nom=de=plume" wrote: Well, he's started to make a difference compared to Bush's laissez faire capitalistic approach. How is that? The bailout went to the same fat cats Bush was helping. you right wingers just dont get it, do yo? you LOVED the way 1929 treated the middle class, and want that repeated. that's what would have happened if we didnt bail out the banks. Why do you suddenly trust the same wall street bankers you have been trashing for months? ?? where did i say i trust them? they simply left us no choice. look at what happened to the markets after lehman bros collapsed. that doesnt mean we have to CONTINUE to trust them like the right wing says. BUT...NDP is right...he's re-regulated proprietary trading and tightened capital requirements on banks... Financial regulation left the big banks in charge and did very little to affect the things that caused the melt down. nope. he's also created 'death panels' for banks to kill them if they start to get in trouble "Too big to fail" is still there. too sophisticated for you, it seems The "insurance reform" is only going to make big pharma, the hospital conglomerates and the insurance companies richer. gee i guess that's why 'politico' is reporting lobbyists for the insurance companies are giving huge sums to the GOP They are throwing money at the people they think will take over the congress. Why bribe a loser? kind of tells you who ****ed them off, doesn't it? and it aint the GOP |
the rich are doing OK thank god!!
On Mon, 04 Oct 2010 20:42:49 -0400, LG wrote:
bpuharic wrote: turns out incomes of most americans are dropping. but not the rich, thank god!! they're doing just fine. the american dream is alive. while the middle class continues to get hammered, the rich prove that america is becoming a plutocracy...all the while rush and the right wing tell us it isn't http://www.tnr.com/blog/jonathan-cha...-rich-and-poor Thank you! any time. always glad to tell the truth about the right |
the rich are doing OK thank god!!
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the rich are doing OK thank god!!
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the rich are doing OK thank god!!
On Oct 5, 1:27*am, wrote:
On Mon, 4 Oct 2010 16:39:25 -0700, "nom=de=plume" wrote: wrote in message .. . On Mon, 4 Oct 2010 10:35:42 -0700, "nom=de=plume" wrote: According to you. Kids are allowed to stay on the parent policies until 26. Yes, there are always exceptions. It is true that your 2o something can stay on the policy but it is extra money. ($200 at Aetna) As from a previous response... Did she suppose it would be free? $2400 a year is far from free though and that is after tax money so it is more like $2700. If your kid doesn't have a serious disease, it is a horrible deal. Well, not to beat a dead horse but of course it's a bad deal for us and a great deal for those who wrote the bill.. |
the rich are doing OK thank god!!
wrote in message ... On Mon, 04 Oct 2010 19:11:44 -0400, Secular Humoresque wrote: We need to get rid of the health insurance industry as it exists in this country. I think health insurance should be something like $3000 deductible (what I am carrying now). If that was true the cost would be reasonable and the patient would argue about abusive bills for silly stuff. Medical procedures got expensive because they were "free". Nobody cared that the doctor was charging you $200 for tetanus shot because the insurance picked it up. So, someone who works a minimum wage job is suppose to have $3K sitting around for a doctor? Please don't blame doctors. The insurance companies bleed them dry with needless paperwork, all the while delaying claims and obstructing needed care. Get rid of the insurance companies, and we might have a shot at decent, affordable health care. |
the rich are doing OK thank god!!
"I am Tosk" wrote in message ... In article , says... On Mon, 04 Oct 2010 06:44:26 -0400, Secular Humoresque wrote: On 10/4/10 6:40 AM, I am Tosk wrote: I do know two young 18-24 year olds who have indicated that they have either lost in one case, or will be losing in another their coverage because of changes to their parents health care plans, because of the new laws. Bull****. The woman my wife works with wanted to put her 20 something kid on her 2011 policy and it is $200 extra a month, Putting me on my wife's policy is $500 a month Yeah, well apparently the talking points didn't cover that part for plum and the rest. They seem to think the new coverage is free;) -- OH, I could do the 105 footer, but I would hate to waste the last few seconds of my life with my eyes closed, screaming like a little girl...;) We seem to understand quite well that you're an idiot. |
the rich are doing OK thank god!!
wrote in message ... On Mon, 4 Oct 2010 16:39:25 -0700, "nom=de=plume" wrote: wrote in message . .. On Mon, 4 Oct 2010 10:35:42 -0700, "nom=de=plume" wrote: According to you. Kids are allowed to stay on the parent policies until 26. Yes, there are always exceptions. It is true that your 2o something can stay on the policy but it is extra money. ($200 at Aetna) As from a previous response... Did she suppose it would be free? $2400 a year is far from free though and that is after tax money so it is more like $2700. If your kid doesn't have a serious disease, it is a horrible deal. I have no idea what the actual cost of the policy is, but I do know that nobody has a contract with God. Feel free to not have homeowner's insurance, fire insurance, flood insurance, etc. |
the rich are doing OK thank god!!
"JustWaitAFrekinMinute!" wrote in message ... On Oct 5, 1:27 am, wrote: On Mon, 4 Oct 2010 16:39:25 -0700, "nom=de=plume" wrote: wrote in message .. . On Mon, 4 Oct 2010 10:35:42 -0700, "nom=de=plume" wrote: According to you. Kids are allowed to stay on the parent policies until 26. Yes, there are always exceptions. It is true that your 2o something can stay on the policy but it is extra money. ($200 at Aetna) As from a previous response... Did she suppose it would be free? $2400 a year is far from free though and that is after tax money so it is more like $2700. If your kid doesn't have a serious disease, it is a horrible deal. Well, not to beat a dead horse but of course it's a bad deal for us and a great deal for those who wrote the bill.. Actually, I almost agree. It's a great deal for the insurance companies... 30M new people, and a so-so deal for everyone else. Fortunately, unlike The Constitution, it can be amended and improved... lol You know... In order to form a __more__ perfect union. Sorry. Scalia/Thomas **** me off. |
the rich are doing OK thank god!!
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the rich are doing OK thank god!!
wrote in message ...
On Mon, 4 Oct 2010 22:55:31 -0700, "nom=de=plume" wrote: wrote in message . .. On Mon, 04 Oct 2010 19:11:44 -0400, Secular Humoresque wrote: We need to get rid of the health insurance industry as it exists in this country. I think health insurance should be something like $3000 deductible (what I am carrying now). If that was true the cost would be reasonable and the patient would argue about abusive bills for silly stuff. Medical procedures got expensive because they were "free". Nobody cared that the doctor was charging you $200 for tetanus shot because the insurance picked it up. So, someone who works a minimum wage job is suppose to have $3K sitting around for a doctor? Please don't blame doctors. The insurance companies bleed them dry with needless paperwork, all the while delaying claims and obstructing needed care. Get rid of the insurance companies, and we might have a shot at decent, affordable health care. If they don't have 3 grand "sitting around", how will they ever be able to afford the insurance premium? It was a no brainer for me. I could have paid $3600 a year for "full" insurance (still with a $25 co pay and things that they won't cover) or just keep $3000 in reserve for if I ever got sick. I have the same question for those people carrying huge credit card balances. If you don't have enough money to cover your expenses, how can you afford to cover your expenses and also pay the bank 29.999% on top of your expenses? -- I'm the real Harry, and I post from a PC or a MAC, as virtually everyone knows. If a post is attributed to me, and it isn't from a PC or a MAC, it's from an ID spoofer who hasn't the balls to post with his current ID Boatless Harry |
the rich are doing OK thank god!!
wrote in message ...
On Mon, 4 Oct 2010 22:55:31 -0700, "nom=de=plume" wrote: wrote in message . .. On Mon, 04 Oct 2010 19:11:44 -0400, Secular Humoresque wrote: We need to get rid of the health insurance industry as it exists in this country. I think health insurance should be something like $3000 deductible (what I am carrying now). If that was true the cost would be reasonable and the patient would argue about abusive bills for silly stuff. Medical procedures got expensive because they were "free". Nobody cared that the doctor was charging you $200 for tetanus shot because the insurance picked it up. So, someone who works a minimum wage job is suppose to have $3K sitting around for a doctor? Please don't blame doctors. The insurance companies bleed them dry with needless paperwork, all the while delaying claims and obstructing needed care. Get rid of the insurance companies, and we might have a shot at decent, affordable health care. If they don't have 3 grand "sitting around", how will they ever be able to afford the insurance premium? It was a no brainer for me. I could have paid $3600 a year for "full" insurance (still with a $25 co pay and things that they won't cover) or just keep $3000 in reserve for if I ever got sick. I have the same question for those people carrying huge credit card balances. If you don't have enough money to cover your expenses, how can you afford to cover your expenses and also pay the bank 29.999% on top of your expenses? Notice that she neglected to include the blood sucking ambulance chasers in the mix. -- I'm the real Harry, and I post from a PC or a MAC, as virtually everyone knows. If a post is attributed to me, and it isn't from a PC or a MAC, it's from an ID spoofer who hasn't the balls to post with his current ID Boatless Harry |
the rich are doing OK thank god!!
wrote in message ... On Mon, 4 Oct 2010 22:55:31 -0700, "nom=de=plume" wrote: wrote in message . .. On Mon, 04 Oct 2010 19:11:44 -0400, Secular Humoresque wrote: We need to get rid of the health insurance industry as it exists in this country. I think health insurance should be something like $3000 deductible (what I am carrying now). If that was true the cost would be reasonable and the patient would argue about abusive bills for silly stuff. Medical procedures got expensive because they were "free". Nobody cared that the doctor was charging you $200 for tetanus shot because the insurance picked it up. So, someone who works a minimum wage job is suppose to have $3K sitting around for a doctor? Please don't blame doctors. The insurance companies bleed them dry with needless paperwork, all the while delaying claims and obstructing needed care. Get rid of the insurance companies, and we might have a shot at decent, affordable health care. If they don't have 3 grand "sitting around", how will they ever be able to afford the insurance premium? Because people live paycheck to paycheck. They can afford to pay $200/mo (barely) that they can scrape up, but they can't afford nor probably have access to $3K. Seems pretty obvious to me... It was a no brainer for me. I could have paid $3600 a year for "full" insurance (still with a $25 co pay and things that they won't cover) or just keep $3000 in reserve for if I ever got sick. Certainly is. I don't have to worry about plunking down a bunch if I need to... car dies, I pay cash, but most people aren't in your or my spot. I have the same question for those people carrying huge credit card balances. If you don't have enough money to cover your expenses, how can you afford to cover your expenses and also pay the bank 29.999% on top of your expenses? It's called minimum payments. In the short run, that works fine, but of course, the long term isn't so rosy. You keep borrowing, keep racking up more debt to pay those must-pay bills like utilities and mortgage. It's a vicious cycle. |
the rich are doing OK thank god!!
wrote in message ... On Mon, 4 Oct 2010 22:59:21 -0700, "nom=de=plume" wrote: $2400 a year is far from free though and that is after tax money so it is more like $2700. If your kid doesn't have a serious disease, it is a horrible deal. Well, not to beat a dead horse but of course it's a bad deal for us and a great deal for those who wrote the bill.. Actually, I almost agree. It's a great deal for the insurance companies... 30M new people, and a so-so deal for everyone else. Fortunately, unlike The Constitution, it can be amended and improved... lol You know... In order to form a __more__ perfect union. Sorry. Scalia/Thomas **** me off. We could have written the right bill from nothing as easily as we can fix this boondoggle. Now we not only need to come up with the right plan, we need to repeal this one. Bureaucracies are hard to get rid of once they are entrenched. No repeal is needed or warranted. It's totally fixable. The repeal first is just a reactionary load of crap that would put us back. Many programs start as major compromises. There's nothing new. Social Security and Medicare are good examples. They've been amended many times, and they still have problems (fixable problems), but few people seriously advocate repealing them. |
the rich are doing OK thank god!!
wrote in message ... On Mon, 4 Oct 2010 22:57:28 -0700, "nom=de=plume" wrote: wrote in message . .. On Mon, 4 Oct 2010 16:39:25 -0700, "nom=de=plume" wrote: wrote in message m... On Mon, 4 Oct 2010 10:35:42 -0700, "nom=de=plume" wrote: According to you. Kids are allowed to stay on the parent policies until 26. Yes, there are always exceptions. It is true that your 2o something can stay on the policy but it is extra money. ($200 at Aetna) As from a previous response... Did she suppose it would be free? $2400 a year is far from free though and that is after tax money so it is more like $2700. If your kid doesn't have a serious disease, it is a horrible deal. I have no idea what the actual cost of the policy is, but I do know that nobody has a contract with God. Feel free to not have homeowner's insurance, fire insurance, flood insurance, etc. I have fire, theft and liability but I dropped flood and windstorm ... for the same reason. If I keep the $4,000 a year they want for the insurance, I can cover the 25 year storm (that is the break even point assuming maximum payout and zero interest). Granted we have the contacts in the construction industry that would allow us to make repairs quickly and fairly cheap but I also have the ability to take he hit. Insurance is like credit cards. It is a huge price you pay for not saving any money in your life and becomes a trap. I thought they were on the right track when they were pushing tax free health savings accounts. Well, again... you can afford to keep money in reserve. That's great, but that's not very typical. I'm on the fence about the HSAs and Flexible Spending accounts. You have to pay them upfront and then if you don't use all of it you lose it. It's pre-tax, but you have to be really good at estimating your expenses. I don't use either, but I have the option. |
the rich are doing OK thank god!!
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the rich are doing OK thank god!!
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the rich are doing OK thank god!!
wrote in message ... On Tue, 5 Oct 2010 10:36:56 -0700, "nom=de=plume" wrote: wrote in message . .. On Mon, 4 Oct 2010 22:55:31 -0700, "nom=de=plume" wrote: wrote in message m... On Mon, 04 Oct 2010 19:11:44 -0400, Secular Humoresque wrote: We need to get rid of the health insurance industry as it exists in this country. I think health insurance should be something like $3000 deductible (what I am carrying now). If that was true the cost would be reasonable and the patient would argue about abusive bills for silly stuff. Medical procedures got expensive because they were "free". Nobody cared that the doctor was charging you $200 for tetanus shot because the insurance picked it up. So, someone who works a minimum wage job is suppose to have $3K sitting around for a doctor? Please don't blame doctors. The insurance companies bleed them dry with needless paperwork, all the while delaying claims and obstructing needed care. Get rid of the insurance companies, and we might have a shot at decent, affordable health care. If they don't have 3 grand "sitting around", how will they ever be able to afford the insurance premium? Because people live paycheck to paycheck. They can afford to pay $200/mo (barely) that they can scrape up, but they can't afford nor probably have access to $3K. Seems pretty obvious to me... It was a no brainer for me. I could have paid $3600 a year for "full" insurance (still with a $25 co pay and things that they won't cover) or just keep $3000 in reserve for if I ever got sick. Certainly is. I don't have to worry about plunking down a bunch if I need to... car dies, I pay cash, but most people aren't in your or my spot. I have the same question for those people carrying huge credit card balances. If you don't have enough money to cover your expenses, how can you afford to cover your expenses and also pay the bank 29.999% on top of your expenses? It's called minimum payments. In the short run, that works fine, but of course, the long term isn't so rosy. You keep borrowing, keep racking up more debt to pay those must-pay bills like utilities and mortgage. It's a vicious cycle. You have described the problem but the ONLY fix it is to get some personal responsibility back in the populace. I am not rich and I really never have been but I was brought up understanding it is better to save up your money and buy something instead of doing it on credit. Insurance is nothing but prepaid credit. That's part of the "fix" but most people take personal responsibility if given half a chance. Personal responsibility doesn't help much if you're making minimum wage or have medical problems. |
the rich are doing OK thank god!!
wrote in message ... On Tue, 5 Oct 2010 10:39:24 -0700, "nom=de=plume" wrote: Actually, I almost agree. It's a great deal for the insurance companies... 30M new people, and a so-so deal for everyone else. Fortunately, unlike The Constitution, it can be amended and improved... lol You know... In order to form a __more__ perfect union. Sorry. Scalia/Thomas **** me off. We could have written the right bill from nothing as easily as we can fix this boondoggle. Now we not only need to come up with the right plan, we need to repeal this one. Bureaucracies are hard to get rid of once they are entrenched. No repeal is needed or warranted. It's totally fixable. The repeal first is just a reactionary load of crap that would put us back. Many programs start as major compromises. There's nothing new. Social Security and Medicare are good examples. They've been amended many times, and they still have problems (fixable problems), but few people seriously advocate repealing them. By definition you have to repeal one law to replace it with another one. In fact when you actually read the legislation it will say "delete XXX add YYY" to whatever statute they are changing. No.... did we repeal the Constitution when we amended it? I missed that one. So, by your own statement, laws are changed. Would you like to try again? |
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