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Eddie September 15th 10 04:19 AM

Boat insurance help
 
I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL

bpuharic September 15th 10 10:57 AM

Boat insurance help
 
On Tue, 14 Sep 2010 20:19:17 -0700, Eddie
wrote:

I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL


if you're a member of boatUS try them.

Harry ? September 15th 10 02:03 PM

Boat insurance help
 
"Eddie" wrote in message ...
I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL



Progressive has been good to me. I have had one road service call on a bike and that was handled well. Also had a curb scrape with a very expensive wheel and tire and they settled that quickly and to my satisfaction. Give them a call and see if they would insure that large a boat.

LG[_2_] September 15th 10 11:55 PM

Boat insurance help
 
Harry ? wrote:
wrote in message ...

I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL


Progressive has been good to me. I have had one road service call on a bike and that was handled well. Also had a curb scrape with a very expensive wheel and tire and they settled that quickly and to my satisfaction. Give them a call and see if they would insure that large a boat.

I'll second that. My cars are with GEICO but Progressive was the best
for the boat.

Tim September 16th 10 12:03 AM

Boat insurance help
 
On Sep 15, 5:55*pm, LG wrote:
Harry ? wrote:
*wrote in messagenews:mfe096hi4touf5p4arlqb6nslf6jc7hf7d@4ax .com...


I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. *I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. *So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. *The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL


Progressive has been good to me. I have had one road service call on a bike and that was handled well. Also had a curb scrape with a very expensive wheel and tire and they settled that quickly and to my satisfaction. Give them a call and see if they would insure that large a boat.


I'll second that. *My cars are with GEICO but Progressive was the best
for the boat.


I've heard some good things about Progressive and their boat
insurance. I'm not really a shopper and I go through and independent
agent and he writes all this stuff up and bills me for it.

I am Tosk September 16th 10 12:07 AM

Boat insurance help
 
In article e0ac98bf-fee3-4d71-918e-1b18253c5db2
@f26g2000vbm.googlegroups.com, says...

On Sep 15, 5:55*pm, LG wrote:
Harry ? wrote:
*wrote in messagenews:mfe096hi4touf5p4arlqb6nslf6jc7hf7d@4ax .com...


I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. *I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. *So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. *The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL


Progressive has been good to me. I have had one road service call on a bike and that was handled well. Also had a curb scrape with a very expensive wheel and tire and they settled that quickly and to my satisfaction. Give them a call and see if they would insure that large a boat.


I'll second that. *My cars are with GEICO but Progressive was the best
for the boat.


I've heard some good things about Progressive and their boat
insurance. I'm not really a shopper and I go through and independent
agent and he writes all this stuff up and bills me for it.


Good on bike insurance too, one of the few companies that will insure
off road bikes..

--
OH, I could do the 105 footer, but I would hate to waste the last few
seconds of my life with my eyes closed, screaming like a little
girl...;)

Tim September 16th 10 12:09 AM

Boat insurance help
 
On Sep 15, 6:07*pm, I am Tosk wrote:
In article e0ac98bf-fee3-4d71-918e-1b18253c5db2
@f26g2000vbm.googlegroups.com, says...





On Sep 15, 5:55*pm, LG wrote:
Harry ? wrote:
*wrote in messagenews:mfe096hi4touf5p4arlqb6nslf6jc7hf7d@4ax .com...


I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. *I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. *So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. *The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL


Progressive has been good to me. I have had one road service call on a bike and that was handled well. Also had a curb scrape with a very expensive wheel and tire and they settled that quickly and to my satisfaction. Give them a call and see if they would insure that large a boat.


I'll second that. *My cars are with GEICO but Progressive was the best
for the boat.


I've heard some good things about Progressive and their boat
insurance. I'm not really a shopper and *I go through and independent
agent and he writes all this stuff up and bills me for it.


Good on bike insurance too, one of the few companies that will insure
off road bikes..

--
OH, I could do the 105 footer, but I would hate to waste the last few
seconds of my life with my eyes closed, screaming like a little
girl...;)


cool! I'll be asking my agent about 'em.

LG[_2_] September 16th 10 01:03 AM

Boat insurance help
 
Tim wrote:
On Sep 15, 5:55 pm, wrote:

Harry ? wrote:

wrote in messagenews:mfe096hi4touf5p4arlqb6nslf6jc7hf7d@4ax .com...


I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL


Progressive has been good to me. I have had one road service call on a bike and that was handled well. Also had a curb scrape with a very expensive wheel and tire and they settled that quickly and to my satisfaction. Give them a call and see if they would insure that large a boat.

I'll second that. My cars are with GEICO but Progressive was the best
for the boat.

I've heard some good things about Progressive and their boat
insurance. I'm not really a shopper and I go through and independent
agent and he writes all this stuff up and bills me for it.

You really can save a lot and get more for your money, too! I carry
$1MM liability on my cars and it costs less than $100 per year over the
typical $250K limits. On the boat, I have replacement coverage - not
agreed value. If it's stolen, I can buy a new boat with only a $1K
deductible. It pays to shop for insurance, Tim.

LG[_2_] September 16th 10 01:10 AM

Boat insurance help
 
Tim wrote:
On Sep 15, 6:07 pm, I am wrote:

In articlee0ac98bf-fee3-4d71-918e-1b18253c5db2
@f26g2000vbm.googlegroups.com, says...






On Sep 15, 5:55 pm, wrote:

Harry ? wrote:

wrote in messagenews:mfe096hi4touf5p4arlqb6nslf6jc7hf7d@4ax .com...


I let my Allstate insurance lapse because the boat is on my trailer at
my Delta house. I won't put it back in the water until next spring.
I'm doing some major and minor maintenance.
I called Foremost (they have my 3 m/c covered) and they gave me a
quote that was only $10 less than Allstate. So I'm thinking of
returning to Allstate being that they have a local office and Foremost
does not.
Or is there another company out there that you folks might recommend?
I need CA min. liability of 300K. The ACV of the boat is 22K but I'll
insure for 17K to keep my premiums down.
Allstate price is $303/yr.
Thanks for any help
Eddie
87 Regal 277XL


Progressive has been good to me. I have had one road service call on a bike and that was handled well. Also had a curb scrape with a very expensive wheel and tire and they settled that quickly and to my satisfaction. Give them a call and see if they would insure that large a boat.


I'll second that. My cars are with GEICO but Progressive was the best
for the boat.


I've heard some good things about Progressive and their boat
insurance. I'm not really a shopper and I go through and independent
agent and he writes all this stuff up and bills me for it.

Good on bike insurance too, one of the few companies that will insure
off road bikes..

--
OH, I could do the 105 footer, but I would hate to waste the last few
seconds of my life with my eyes closed, screaming like a little
girl...;)

cool! I'll be asking my agent about 'em.

Go online first. Progressive and Geico both have their "direct"
counterparts online. Why hand an agent free money? I had a claim
several years ago when a tree branch damaged my car. I took it to a
reputable place here and it was all handled by Progressive (I had the
cars with them at the time). The rental was covered, too.

I've never had a claim on any of my boats and Progressive has a program
that I think they call "diminishing deductible" where your deductible is
reduced by 25% of it's original amount each year to $0 after four years
of no claims.

Tim September 16th 10 02:22 AM

Boat insurance help
 
On Sep 15, 7:03*pm, LG wrote:
Tim wrote:


*It pays to shop for insurance, Tim.

Agreed. But after I'd seen what he's done against Country Companies
and State Farm, I think he does a good job. And computably speaking I
dont' know if I could really do much better, besides he's local and
I''ve seen him go to bat for other clients of his and he's got a great
reputation for service and looking out for his customers.

Honestly, I dont' know if I really sat down and did all the homework
if I'd really save that much.




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