ah, yes, the latest on my company 401K
 

On Mon, 19 Jul 2010 19:46:34 -0400, "Harold"
wrote:


http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

Move your $40 to a money market fund and STFU.

You'd think all the Limo Liberals here would get up a collection for poor
bpuharic


notice how the right ignores the situation facing the middle class?

the rich are doing fine...so that's all that matters

ah, yes, the latest on my company 401K
 

On Mon, 19 Jul 2010 20:49:34 -0400, Larry wrote:




Ya think he needs some wealth redistributed in his direction? From his
rants it's apparent he wasn't able to fend for himself.

yeah. me and 100,000,000 other hard working americans.

but your rich buddies are doing fine.

ah, yes, the latest on my company 401K
 

On Mon, 19 Jul 2010 09:09:37 -0400, "Charles C."
wrote:






I am curious. How much of the 14 trillion lost on Wall Street represents
real money loses and not paper loses. I have very modest investments in the
stock market that I started in 1999.

and the difference is? 'paper' losses are real losses representing a
loss in equity and a loss in the ability to extend further investments

Not a 401k. Just small investments that I manage myself. Don't spend
much time watching them. Not a day trader type.

The paper value of those investments right now is about four to five times
the initial investment, despite the meltdown of 2008. I suppose I could
complain that without the meltdown the stock values would be much higher,
but I don't regard that as loses. Loses would mean the value of the
investments today are less than the original deposit into the account.

what they represent is a loss of time. if you're 20 you have no
problem. in the next 40 years you'll be OK

if, however, you're a baby boomer, well that's a different story


CC

ah, yes, the latest on my company 401K
 

On Mon, 19 Jul 2010 06:13:24 -0700 (PDT), Jack
wrote:

On Jul 18, 11:03*pm, bpuharic wrote:
On Sun, 18 Jul 2010 20:24:45 -0600, Canuck57
wrote:

On 18/07/2010 10:37 AM, bpuharic wrote:
Hell, it's only down 10% for the year! *A wonderful success story.
just think, if GWB had his way, social security could have the same
success my 401K is having.

wall street just keeps giving it to the american people...and taking
it...

If you trust some 401K plan operator there is the mistake. *Might I
suggest learning how to invest it yourself?

gee. let's see... i work for a living. it's known as opportunity cost.
you dont know about economics, but look it up


Trading all the time you spend ranting here on the internet for
learning to invest would get you quite an education.

it already did. it taught me never to trust a conservative


But it *is* easier to whine in lower case than to take responsibility
for yourself.

like i say...i did take responsibility...i'll continue to spread the
word about how conservatism is a learning disability

ah, yes, the latest on my company 401K
 

On Mon, 19 Jul 2010 19:21:25 -0400, Larry wrote:

bpuharic wrote:
On Sun, 18 Jul 2010 20:24:45 -0600,
wrote:


uh huh. if that's the case what happened to the 14 trillion wall
street lost in equity over the last 3 years?


You are obviously suffering financially yet you still think the Dems are
on your side?


yeah.

when's the last time the GOP proposed a capital gains tax INCREASE?

oh. never.

QED

ah, yes, the latest on my company 401K
 

On 18/07/2010 11:26 PM, bpuharic wrote:
On Sun, 18 Jul 2010 22:18:25 -0600,
wrote:

On 18/07/2010 9:02 PM, bpuharic wrote:
On Sun, 18 Jul 2010 19:50:30 -0600,
wrote:


IOW he thinks 100M middle class americans are lazy.

yep. he's right wing alright

I would say lethargic, but lazy will do. Many like you waste time and
energy blaming Bush when you should be learning how to manage your own
money.

now the right wng blames 100M americans...not the rich folks on wall
street...in spite of the fact it was wall street NOT main street that
sucked 14 trillion out of the economy in the last 2 years


Sooner or later you will realize Bush and Obama are just chess pieces on
the board game called life. All you have to do is figure out how the
game is going and profit.


gee. buy low. sell high. what a genius

Too many people also drunk on debt. Including government.

the reason middle class american is drunk on debt is we havent had a
pay increase in 10 years. middle class wages havent increased in 10
years as the rich took ALL of the productivity increase in the last 10
years for themselves and gave NONE of it in pay increases.

that's why the middle class isnt spending you mmoron

You mean you haven't. I have had raises 9 out of 10 years. In factt,
just got a 5.9% raise in the last year!

But with your attitude, I can see why you didn't get a raise.

--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 18/07/2010 11:29 PM, bpuharic wrote:
On Sun, 18 Jul 2010 22:39:26 -0600,
wrote:

On 18/07/2010 9:01 PM, bpuharic wrote:
On Sun, 18 Jul 2010 14:49:51 -0600,
wrote:


wall street just keeps giving it to the american people...and taking
it...

Still think you shoudl fire your manager. I am up 4%. I know, pretty
bad compared to last year as I was up almost 30%. Lean times.

no one gives a **** about you.

My family does. But outside of that you are 100% RIGHT! And I realize
that. Same can be said of you, provided you treat your family right.
No one cares about other people, sure, lots like to think so and once
and awhile you really do find one that is a nice human being. But I
know you haven't matured enough to that level.

fine. you let me know when you become 100M hard working americans

you think americans are all lazy. you're just another right winger who
hates a black president


there are 100,000,000 americans who arent you

get used to it

Aren't you what? Cat got your tongue?

Oh, you mean 100m taxpayers... that are not me. Yep, 100m individuals,
all like rats a scratching for the cheese. Amazing actually how it works.

more hatred for hard working america


Keep running on the wheel, around and around it goes. No raise in 10
years and down 10% in the last year...wow...you should re-evaluate your
attitude and tactics.

already done. you just cant help it that it includes distrust of the
rich

to you the rich are infallible gods. you have more faith in the rich
than a child has in santa claus

it's quite touching...and pathetic

Nope. Just a dislike for envious, greedy, lazy selfish idiots that
whine that they didn't get a raise... yet do **** to meaningfully change
their attitude to become sucessful. Must be a defective gene or disease
going arond and they have it. Toxic bunch will never amount to a pile
of ****. These people are so stupid, they vote for an idiot like Obama
theiving them bind with lots of taxpayer to be paid debt. And big mouth
liar can lead these poor thinking idiots.


--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 19/07/2010 5:46 PM, Harold wrote:
wrote in message
...
bpuharic wrote:
On Mon, 19 Jul 2010 03:08:07 -0400, wrote:


wrote in message
...

snip


not a single 401K manager has beat the market in the last 3 years.

snip

First of all, YOU and all participants are the managers of of 401K plans
within what is offered by your company.

irreleevant. show me a 401K funds manager that's beating the market
with a positive rate of return over the last 2 years...


Go to the link below and plug in "Up more than 0%" for the 3 year
return
option of the screener. The other entries remain in the default
setting.

http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

Move your $40 to a money market fund and STFU.

You'd think all the Limo Liberals here would get up a collection for poor
bpuharic


Hahahaha, hahahaha, hahaha...oh my guts...that was good.


--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 19/07/2010 9:11 PM, bpuharic wrote:
On Mon, 19 Jul 2010 20:49:34 -0400, wrote:




Ya think he needs some wealth redistributed in his direction? From his
rants it's apparent he wasn't able to fend for himself.

yeah. me and 100,000,000 other hard working americans.

but your rich buddies are doing fine.

Because they think for themselves. They don't trust Obama to think for
them.

--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 19/07/2010 9:10 PM, bpuharic wrote:
On Mon, 19 Jul 2010 19:46:34 -0400, "Harold"
wrote:


http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

Move your $40 to a money market fund and STFU.

You'd think all the Limo Liberals here would get up a collection for poor
bpuharic


notice how the right ignores the situation facing the middle class?

the rich are doing fine...so that's all that matters

From my perspctive, yes. What, with your envy and contempt for the
rich you want us to kiss you ass?

Bend over and kiss it yourself.

When you what to do what it takes, you will. Until then, be a chump.

--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 19/07/2010 9:13 PM, bpuharic wrote:
On Mon, 19 Jul 2010 06:13:24 -0700 (PDT),
wrote:

On Jul 18, 11:03 pm, wrote:
On Sun, 18 Jul 2010 20:24:45 -0600,
wrote:

On 18/07/2010 10:37 AM, bpuharic wrote:
Hell, it's only down 10% for the year! A wonderful success story.
just think, if GWB had his way, social security could have the same
success my 401K is having.

wall street just keeps giving it to the american people...and taking
it...

If you trust some 401K plan operator there is the mistake. Might I
suggest learning how to invest it yourself?

gee. let's see... i work for a living. it's known as opportunity cost.
you dont know about economics, but look it up


Trading all the time you spend ranting here on the internet for
learning to invest would get you quite an education.

it already did. it taught me never to trust a conservative


But it *is* easier to whine in lower case than to take responsibility
for yourself.

like i say...i did take responsibility...i'll continue to spread the
word about how conservatism is a learning disability

Hahahah, defective human being. First you have to realize *YOU* are
your own limitation. If you think like a loser, you will be a loser.

--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 19/07/2010 9:14 PM, bpuharic wrote:
On Mon, 19 Jul 2010 19:21:25 -0400, wrote:

bpuharic wrote:
On Sun, 18 Jul 2010 20:24:45 -0600,
wrote:


uh huh. if that's the case what happened to the 14 trillion wall
street lost in equity over the last 3 years?


You are obviously suffering financially yet you still think the Dems are
on your side?


yeah.

when's the last time the GOP proposed a capital gains tax INCREASE?

oh. never.

QED

Capital gains is really a wealth tax.

Say you owned an average company, stable but average in every way.
Worht $1 a share. Pays a constant 4% dividend. Some decades later it
is worth $4 but every you could by for a $1 is now $4, in dollars you
have 4 tiems as much but in buying power you are the same. Thus no real
gain other than the dividend you get.

But wait, government taxes capital gains so when you sell it for $4 and
realize the $3 gain you pay taxes of say $0.70 for a $3.30 left. But it
can't buy the $4 item...so purchasing pwoer is lost.

It is why you seek gains above inflation or it isn't worth owning unless
the divident is fat.
--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

"bpuharic" wrote in message
...
On Mon, 19 Jul 2010 07:39:08 -0400, "D.Duck" wrote:


"bpuharic" wrote in message
. ..
On Mo


Go to the link below and plug in "Up more than 0%" for the 3 year
return
option of the screener. The other entries remain in the default
setting.

http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

I'm not confused. When I was working the 401K I had options to invest in.
There was a group of mutual funds, some government obligations and a
GUARANTEED interest option. If you, THE MANAGER, selected the guaranteed
interest option you would not have lost a penny in the last three years.
Or
"I" could select a single mutual fund for my money.

ahem. let's see....the number of economists predicting this collapse
was about

5.


And what does that have to do with:

"not a single 401K manager has beat the market in the last 3 years."

ah, yes, the latest on my company 401K
 

"bpuharic" wrote in message
...
On Mon, 19 Jul 2010 09:09:37 -0400, "Charles C."
wrote:






I am curious. How much of the 14 trillion lost on Wall Street represents
real money loses and not paper loses. I have very modest investments in
the
stock market that I started in 1999.

and the difference is? 'paper' losses are real losses representing a
loss in equity and a loss in the ability to extend further investments

Not a 401k. Just small investments that I manage myself. Don't spend
much time watching them. Not a day trader type.

The paper value of those investments right now is about four to five times
the initial investment, despite the meltdown of 2008. I suppose I could
complain that without the meltdown the stock values would be much higher,
but I don't regard that as loses. Loses would mean the value of the
investments today are less than the original deposit into the account.

what they represent is a loss of time. if you're 20 you have no
problem. in the next 40 years you'll be OK

if, however, you're a baby boomer, well that's a different story


CC


So, in other words, I should be screaming and bitching about the "loss" of
money that I never earned or had. I see. Starting to understand how the
left thinks.

CC

ah, yes, the latest on my company 401K
 

Charles C. wrote:


"bpuharic" wrote in message
...
On Mon, 19 Jul 2010 09:09:37 -0400, "Charles C."
wrote:






I am curious. How much of the 14 trillion lost on Wall Street
represents
real money loses and not paper loses. I have very modest investments
in the
stock market that I started in 1999.

and the difference is? 'paper' losses are real losses representing a
loss in equity and a loss in the ability to extend further investments

Not a 401k. Just small investments that I manage myself. Don't spend
much time watching them. Not a day trader type.

The paper value of those investments right now is about four to five
times
the initial investment, despite the meltdown of 2008. I suppose I could
complain that without the meltdown the stock values would be much
higher,
but I don't regard that as loses. Loses would mean the value of the
investments today are less than the original deposit into the account.

what they represent is a loss of time. if you're 20 you have no
problem. in the next 40 years you'll be OK

if, however, you're a baby boomer, well that's a different story


CC


So, in other words, I should be screaming and bitching about the "loss"
of money that I never earned or had. I see. Starting to understand how
the left thinks.

CC

Bill Clinton got the Dems thinking like Reps.
Everybody will be rich just by putting money in Wall Street.
Suckers.
But it worked for the older boomers who got in early on the Ponzi scheme
and took enough profits out.
That's the nature of a Ponzi scheme.
And when the Ponzi operators own the government it has some legs.


Jim - Skeptic.

ah, yes, the latest on my company 401K
 

On Mon, 19 Jul 2010 23:10:30 -0400, bpuharic wrote:

On Mon, 19 Jul 2010 19:46:34 -0400, "Harold"
wrote:


http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

Move your $40 to a money market fund and STFU.

You'd think all the Limo Liberals here would get up a collection for poor
bpuharic


notice how the right ignores the situation facing the middle class?

the rich are doing fine...so that's all that matters

Seriously, Bob, do you really think all the conservatives here, or anywhere, are
rich? Do you not think a bunch of us might be middle class? Yet you are the one
doing all the whining because you paid little attention to your investment.

I asked if your 401K had a money market fund. By putting your money in same, you
could have prevented the losses you took.
--

John H

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 12:15:30 -0400, John H
wrote:

the rich are doing fine...so that's all that matters

Seriously, Bob, do you really think all the conservatives here, or anywhere, are
rich? Do you not think a bunch of us might be middle class? Yet you are the one
doing all the whining because you paid little attention to your investment.

I asked if your 401K had a money market fund. By putting your money in same, you
could have prevented the losses you took.

Bob took such a beating that he is down to his last yacht.

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 14:42:13 -0400, Wayne.B
wrote:

On Tue, 20 Jul 2010 12:15:30 -0400, John H
wrote:

the rich are doing fine...so that's all that matters

Seriously, Bob, do you really think all the conservatives here, or anywhere, are
rich? Do you not think a bunch of us might be middle class? Yet you are the one
doing all the whining because you paid little attention to your investment.

I asked if your 401K had a money market fund. By putting your money in same, you
could have prevented the losses you took.

Bob took such a beating that he is down to his last yacht.

LOL!

And I wasn't even trolling this time.
--

John H

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 06:47:48 -0400, wrote:

On Mon, 19 Jul 2010 23:08:45 -0400, bpuharic wrote:

On Mon, 19 Jul 2010 07:39:08 -0400, "D.Duck" wrote:


ahem. let's see....the number of economists predicting this collapse
was about

5.

That may be right but "economists" are largely idiots from what I have
seen.

now THAT is true...

Thee were plenty of hedge fund managers who saw this coming.
Ever hear of the Goldman Sachs thing?
I know for a fact Andy Hannigan at Centex Homes knew this was coming
as early as 2q07. They were pulling back by then.

and there as many HF managers who saw this coming as economists

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 07:59:55 -0500, Jim wrote:


CC

Bill Clinton got the Dems thinking like Reps.
Everybody will be rich just by putting money in Wall Street.
Suckers.
But it worked for the older boomers who got in early on the Ponzi scheme
and took enough profits out.
That's the nature of a Ponzi scheme.
And when the Ponzi operators own the government it has some legs.


Jim - Skeptic.


kind of like when bush wanted to do for social security what the 401K
did for retirement plans.

good thing the dems stopped THAT

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 05:03:58 -0400, "Charles C."
wrote:



"bpuharic" wrote in message
.. .
On Mon, 19 Jul 2010 09:09:37 -0400, "Charles C."
wrote:






The paper value of those investments right now is about four to five times
the initial investment, despite the meltdown of 2008. I suppose I could
complain that without the meltdown the stock values would be much higher,
but I don't regard that as loses. Loses would mean the value of the
investments today are less than the original deposit into the account.

what they represent is a loss of time. if you're 20 you have no
problem. in the next 40 years you'll be OK

if, however, you're a baby boomer, well that's a different story


CC


So, in other words, I should be screaming and bitching about the "loss" of
money that I never earned or had. I see. Starting to understand how the
left thinks.

go ahead and try to get a loan using your 401K as collateral

see what happens


CC

ah, yes, the latest on my company 401K
 

bpuharic wrote:
On Mon, 19 Jul 2010 19:37:27 -0400, wrote:



Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.


IOW buy low

sell high

who cudda guessed.

Evidently you didn't.

ah, yes, the latest on my company 401K
 

bpuharic wrote:
On Mon, 19 Jul 2010 19:21:25 -0400, wrote:


bpuharic wrote:

On Sun, 18 Jul 2010 20:24:45 -0600,
wrote:




uh huh. if that's the case what happened to the 14 trillion wall
street lost in equity over the last 3 years?



You are obviously suffering financially yet you still think the Dems are
on your side?


yeah.

when's the last time the GOP proposed a capital gains tax INCREASE?

oh. never.

QED

Why do you have to worry about that? Are you at retirement age?

ah, yes, the latest on my company 401K
 

John H wrote:
On Mon, 19 Jul 2010 23:10:30 -0400, wrote:


On Mon, 19 Jul 2010 19:46:34 -0400, "Harold"
wrote:


http://screen.yahoo.com/funds.html


and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.


Move your $40 to a money market fund and STFU.

You'd think all the Limo Liberals here would get up a collection for poor
bpuharic


notice how the right ignores the situation facing the middle class?

the rich are doing fine...so that's all that matters

Seriously, Bob, do you really think all the conservatives here, or anywhere, are
rich? Do you not think a bunch of us might be middle class? Yet you are the one
doing all the whining because you paid little attention to your investment.

I asked if your 401K had a money market fund. By putting your money in same, you
could have prevented the losses you took.

Don't they all? If he has/had a company match - it would be free money,
too!

ah, yes, the latest on my company 401K
 

bpuharic wrote:
On Tue, 20 Jul 2010 05:03:58 -0400, "Charles C."
wrote:



wrote in message
...

On Mon, 19 Jul 2010 09:09:37 -0400, "Charles C."
wrote:






The paper value of those investments right now is about four to five times
the initial investment, despite the meltdown of 2008. I suppose I could
complain that without the meltdown the stock values would be much higher,
but I don't regard that as loses. Loses would mean the value of the
investments today are less than the original deposit into the account.

what they represent is a loss of time. if you're 20 you have no
problem. in the next 40 years you'll be OK

if, however, you're a baby boomer, well that's a different story


CC


So, in other words, I should be screaming and bitching about the "loss" of
money that I never earned or had. I see. Starting to understand how the
left thinks.

go ahead and try to get a loan using your 401K as collateral

see what happens


CC

When would any lender accept a 401K account as collateral?

ah, yes, the latest on my company 401K
 

On 18/07/2010 9:00 PM, bpuharic wrote:
On Sun, 18 Jul 2010 14:51:17 -0600,
wrote:

On 18/07/2010 12:16 PM, bpuharic wrote:
On Sun, 18 Jul 2010 13:49:21 -0400, wrote:



fine. when you become 100M middle class americans, you be sure and let
me know, OK?

again...the question:

which 401K funds manager...magellan, shearson, chase, etc...is doing
better today than in 2006?

go ahead. take your time

I guess you don't have the right mondset.

Money is attracted to those who know how to manage it.

if that's true

why has the US economy collapsed. you mean to tell me there's NO ONE
in the US who knows how to mamage money??

you sure are stupid

Simple, US government and peoples hit the tipping point where they no
longer attract money.

There is only so much corruption, bailout and entitlement a system can
stand before the tipping point is reached.


--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 18/07/2010 11:23 PM, bpuharic wrote:
On Mon, 19 Jul 2010 01:02:54 -0400, wrote:

On Sun, 18 Jul 2010 23:00:52 -0400, wrote:

if that's true

why has the US economy collapsed. you mean to tell me there's NO ONE
in the US who knows how to mamage money??


There are lots of people who have made lots of money in the last 2
years by managing money. It is just not 401k and mutual fund managers.


yah. they're called wall street hedge fund managers. they're doing
fine.

middle class america? still getting screwed

I have done quite well with my middle class income and the markets,
quite good actually as the democrats created a create buying oppotunity
by trashing the US federal economics. For if they hadn't, I wouldn't
have the average of 25%++ year over year return for the last three years
on my US accounts.

Just because you invest in dogs does not mean everyone did.
--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 20/07/2010 4:59 PM, Larry wrote:
bpuharic wrote:
On Mon, 19 Jul 2010 19:37:27 -0400, wrote:


Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.

IOW buy low

sell high

who cudda guessed.
Evidently you didn't.

Stupid too, one of my faves was buying Ford for under $2.25 and selling
at over $6.75, I know, could have held out for $11 but never got burned
taking profit.

bpuharic probably just wet his pants when the market was giving hot deals.
--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 20/07/2010 4:47 AM, wrote:
On Mon, 19 Jul 2010 23:08:45 -0400, wrote:

On Mon, 19 Jul 2010 07:39:08 -0400, wrote:


wrote in message
...
On Mo


Go to the link below and plug in "Up more than 0%" for the 3 year return
option of the screener. The other entries remain in the default setting.

http://screen.yahoo.com/funds.html

and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.

I'm not confused. When I was working the 401K I had options to invest in.
There was a group of mutual funds, some government obligations and a
GUARANTEED interest option. If you, THE MANAGER, selected the guaranteed
interest option you would not have lost a penny in the last three years. Or
"I" could select a single mutual fund for my money.

ahem. let's see....the number of economists predicting this collapse
was about

5.

That may be right but "economists" are largely idiots from what I have
seen. Thee were plenty of hedge fund managers who saw this coming.
Ever hear of the Goldman Sachs thing?
I know for a fact Andy Hannigan at Centex Homes knew this was coming
as early as 2q07. They were pulling back by then.

Smart money manager then, nothing wrong with dumping an investment that
you can see going south in 6 months. He was on the ball.

Lots of GM and GMAC investers sure wish they did.
--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On 20/07/2010 3:07 PM, bpuharic wrote:
On Tue, 20 Jul 2010 06:47:48 -0400, wrote:

On Mon, 19 Jul 2010 23:08:45 -0400, wrote:

On Mon, 19 Jul 2010 07:39:08 -0400, wrote:


ahem. let's see....the number of economists predicting this collapse
was about

5.

That may be right but "economists" are largely idiots from what I have
seen.

now THAT is true...

Thee were plenty of hedge fund managers who saw this coming.
Ever hear of the Goldman Sachs thing?
I know for a fact Andy Hannigan at Centex Homes knew this was coming
as early as 2q07. They were pulling back by then.

and there as many HF managers who saw this coming as economists

The earliest predictor I know of was Ron Paul, circa 2002 to 2004. I
listened and I watched. Huge reason that by 2004 I was well in the
swing of moving out of US equity and USDs. Going from 90% in US at 2002
to 12% in 2007. Saved me a lot of losses.

--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

"Canuck57" wrote in message
...
On 18/07/2010 9:00 PM, bpuharic wrote:
On Sun, 18 Jul 2010 14:51:17 -0600,
wrote:

On 18/07/2010 12:16 PM, bpuharic wrote:
On Sun, 18 Jul 2010 13:49:21 -0400, wrote:



fine. when you become 100M middle class americans, you be sure and let
me know, OK?

again...the question:

which 401K funds manager...magellan, shearson, chase, etc...is doing
better today than in 2006?

go ahead. take your time

I guess you don't have the right mondset.

Money is attracted to those who know how to manage it.

if that's true

why has the US economy collapsed. you mean to tell me there's NO ONE
in the US who knows how to mamage money??

you sure are stupid

Simple, US government and peoples hit the tipping point where they no
longer attract money.

There is only so much corruption, bailout and entitlement a system can
stand before the tipping point is reached.


--

Government has liberals, idealists and lawyers, but where is the common
sense?

Yes, you are simple. Amoeba like.

ah, yes, the latest on my company 401K
 

On 20/07/2010 3:03 AM, Charles C. wrote:


"bpuharic" wrote in message
...
On Mon, 19 Jul 2010 09:09:37 -0400, "Charles C."
wrote:






I am curious. How much of the 14 trillion lost on Wall Street represents
real money loses and not paper loses. I have very modest investments
in the
stock market that I started in 1999.

and the difference is? 'paper' losses are real losses representing a
loss in equity and a loss in the ability to extend further investments

Not a 401k. Just small investments that I manage myself. Don't spend
much time watching them. Not a day trader type.

The paper value of those investments right now is about four to five
times
the initial investment, despite the meltdown of 2008. I suppose I could
complain that without the meltdown the stock values would be much
higher,
but I don't regard that as loses. Loses would mean the value of the
investments today are less than the original deposit into the account.

what they represent is a loss of time. if you're 20 you have no
problem. in the next 40 years you'll be OK

if, however, you're a baby boomer, well that's a different story


CC


So, in other words, I should be screaming and bitching about the "loss"
of money that I never earned or had. I see. Starting to understand how
the left thinks.

CC

Can the left think?

--

Government has liberals, idealists and lawyers, but where is the common
sense?

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 19:04:59 -0400, Larry wrote:

John H wrote:
On Mon, 19 Jul 2010 23:10:30 -0400, wrote:


On Mon, 19 Jul 2010 19:46:34 -0400, "Harold"
wrote:


http://screen.yahoo.com/funds.html


and here is where you're confused. 401K's are managed by fund
managers...the funds they manage CAN do pretty well on an individual
basis. yet, unless you're a full time manager yourself, you have NO
idea which ones these are going to be.


Move your $40 to a money market fund and STFU.

You'd think all the Limo Liberals here would get up a collection for poor
bpuharic


notice how the right ignores the situation facing the middle class?

the rich are doing fine...so that's all that matters

Seriously, Bob, do you really think all the conservatives here, or anywhere, are
rich? Do you not think a bunch of us might be middle class? Yet you are the one
doing all the whining because you paid little attention to your investment.

I asked if your 401K had a money market fund. By putting your money in same, you
could have prevented the losses you took.

Don't they all? If he has/had a company match - it would be free money,
too!

I've noticed he won't answer a straightforward question.
--

John H

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 17:33:31 -0600, Canuck57
wrote:

On 19/07/2010 5:23 PM, Larry wrote:
Canuck57 wrote:


If stupid is making money at, especailly when others loose it, well, I
guess them I am pretty darned stupid.
Dollar cost averaging is a great thing right now for retirement money if
you still have 10+ years to go. Obama won't be around forever - he's a
one-term President.

I would ahve to agree. Obama is leading the longest depression in
modern times, his head is on the block and clearly Obamanomics is failing.

canuck hates the black guy in the white house.

he's too stupid to realize the depression started in 2007. obama
wasn't president

but to the right wing, that's irrelevant. he still gets blamed. after
all, bush was white. and you can't blame a white guy if a black guy is
available

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 17:37:54 -0600, Canuck57
wrote:

On 18/07/2010 11:23 PM, bpuharic wrote:
On Mon, 19 Jul 2010 01:02:54 -0400, wrote:

On Sun, 18 Jul 2010 23:00:52 -0400, wrote:



yah. they're called wall street hedge fund managers. they're doing
fine.

middle class america? still getting screwed

I have done quite well with my middle class income and the markets,

no one gives a **** about you. there are 100,000,000 americans who
arent you

you right whiners are obsessed with yourselves. you're greedy, self
absorbed and insular....which is why you're too stupid to know about
what's happened in the US in the last 10 years

quite good actually as the democrats created a create buying oppotunity
by trashing the US federal economics.

the GOP deregulated the hell out of the economy. it's fre market
fundamentalism leading to wall street socialism courtesy of the right


Just because you invest in dogs does not mean everyone did.

tell it to america's middle class...which you admit you despise

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 17:31:47 -0600, Canuck57
wrote:

On 18/07/2010 9:00 PM, bpuharic wrote:
On Sun, 18 Jul 2010 14:51:17 -0600,
wrote:
.

Money is attracted to those who know how to manage it.

if that's true

why has the US economy collapsed. you mean to tell me there's NO ONE
in the US who knows how to mamage money??

you sure are stupid

Simple, US government and peoples hit the tipping point where they no
longer attract money.

i love it when the right wing is wrong....

money is flowing to the US from europe. the euro is dying...

he is SSSOOOO Stupid...


There is only so much corruption, bailout and entitlement a system can
stand before the tipping point is reached.

yeah. wall street socialism is kiling the middle class

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 18:59:01 -0400, Larry wrote:

bpuharic wrote:
On Mon, 19 Jul 2010 19:37:27 -0400, wrote:



Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.


IOW buy low

sell high

who cudda guessed.

Evidently you didn't.

sorry sport. the right lied. the middle class died

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 17:42:24 -0600, Canuck57
wrote:

On 20/07/2010 4:59 PM, Larry wrote:
bpuharic wrote:
On Mon, 19 Jul 2010 19:37:27 -0400, wrote:


Certain income funds are just as productive as money market funds. The
NAV will vary - even drop for a while, but you are adding shares through
reinvested dividends.

IOW buy low

sell high

who cudda guessed.
Evidently you didn't.

Stupid too, one of my faves was buying Ford for under $2.25 and selling
at over $6.75, I know, could have held out for $11 but never got burned
taking profit.

notice how the right calls every single hard working american an
idiot?


bpuharic probably just wet his pants when the market was giving hot deals.

he's too stupid to know that, 5 years ago the wealth of all US
households was 65B

today it's 55B

to the right, little fairy tales and emotions take the place of hard
headed reason and logic

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 19:20:56 -0400, wrote:

On Tue, 20 Jul 2010 17:07:55 -0400, bpuharic wrote:

and there as many HF managers who saw this coming as economists

MOST hedge fund managers were betting against housing in 2007, that is
what hedge funds do.

except, of course, they told no one. the fine against goldman sachs
that depressed their first quarter earnings was for exactly this type
of screwing around


BTW I was reading an old Fortune magazine at Jury duty today (jan/feb
2010) and they had a list of the funds that did get it right this
year, one was up 265%. They also listed 1000 with their results for a
year and 3 years. I was looking at the Fidelity funds and most of them
were up this year, about half up over the last 3.
I guess I will dig out my 401k statement and see how it really did.
I know the last time I looked it was double what it was when I stopped
contributing in 1996.

too bad the right wing destroyed the pension system in this country
and let the rich replace it with 401k's.

ah, yes, the latest on my company 401K
 

On Tue, 20 Jul 2010 17:47:37 -0600, Canuck57
wrote:

On 20/07/2010 3:07 PM, bpuharic wrote:
On Tue, 20 Jul 2010 06:47:48 -0400, wrote:

On Mon, 19 Jul 2010 23:08:45 -0400, wrote:

On Mon, 19 Jul 2010 07:39:08 -0400, wrote:


ahem. let's see....the number of economists predicting this collapse
was about

5.

That may be right but "economists" are largely idiots from what I have
seen.

now THAT is true...

Thee were plenty of hedge fund managers who saw this coming.
Ever hear of the Goldman Sachs thing?
I know for a fact Andy Hannigan at Centex Homes knew this was coming
as early as 2q07. They were pulling back by then.

and there as many HF managers who saw this coming as economists

The earliest predictor I know of was Ron Paul, circa 2002 to 2004.

when he wasnt advocating gassing jews...

I
listened and I watched. Huge reason that by 2004 I was well in the
swing of moving out of US equity and USDs. Going from 90% in US at 2002
to 12% in 2007. Saved me a lot of losses.

i wonder what else you listened to ron paul say...

know many jews?