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sailboat buying strategy
"Le Moose" wrote in message ... On 6/9/2010 12:28 AM, nom=de=plume wrote: "Frogwatch" wrote in message snip NOW, about boats. It is well known among sailors that the bigger the boat, the less it is sailed. Big boats tend to be marina queens. My preference is for a Yanmar diesel because parts will not cost an arm and leg. No. Not about boats. It's all about your right-wingnut bull that you seem to think you can dump on this newsgroup without a response. Well, you can't. You're a loud-mouth, foul-mouth moron, who is all about you and isn't interested in anyone else. You have no place in society, and you work to make sure no one else has a place either. Define "it". And don't go all hooky balooky on us. It's uncalled for. You are definitely an "it." |
sailboat buying strategy
On 6/9/2010 3:05 PM, nom=de=plume wrote:
"Le Moose" wrote in message ... On 6/9/2010 12:25 AM, nom=de=plume wrote: "Canuck57" wrote in message ... On 08/06/2010 12:08 PM, Jeddadiah Smith wrote: On 6/8/2010 1:45 PM, nom=de=plume wrote: After much discussion by the four of us, we've concluded that we're pretty much there, as far as being able to afford something in the $300K range. The basic philosophy we're using (and have used individually and collectively for most big purchases) has been to save for twice the expected cost. This has the effect of allowing us some wiggle room with purchase prices in general, not feeling like we're cash broke after a major purchase (e.g., with our two mortgages, we can afford twice the current monthly payment), it gives us the ability to incur after-sale expenses (oh, yeah, I guess a sailboat does need a mast), and extends the time before one or more of us needs to seriously get back to work. (Two of us will be standing down from active work for the better part of 1-2 years, the other two will head back into the grinder in less than a year.) I'd be interested to hear what those who've made major purchases, such as for a boat, have done (or not done) along these lines. Did you pretty much go all in or did you do something similar? Pay off your debts before you incur more debt in the form of a boat. Just curious. How do you figure your mortgages afford you to double up on boat payments. If you want my opinion, the four of you sound like a bunch of lazy morons. Shush. When the mortgage comes up at 17% they will get wiped out on cash flow. Liberal debtors, let them run off the cliff. But for plume-de-fumer, I suspect it is pulling our legs and forget to take the butt plug out. Think full of it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. You really have a foul mouth, besides being pretty stupid. I doubt any woman would put up with you for more than 10 minutes unless you pay for it. I know you have financial problems, due to you mismanaging your money, but there are things called fixed rate mortgages, just so you know. If the rates go to 17%, I'll bet the bank will call your loan. Check your mortgage. There is a provision for it. I hope you NEVER made a late payment. I'll bet you're too stupid to understand how a contract works. Oh wait, I get it. You've never been able to get a mortgage... Did you read the document, all of it? That's the contract you made with the bank. Get back to us when you've read it and understand it, buffalo butt. |
sailboat buying strategy
"Le Moose" wrote in message ... On 6/9/2010 3:05 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 12:25 AM, nom=de=plume wrote: "Canuck57" wrote in message ... On 08/06/2010 12:08 PM, Jeddadiah Smith wrote: On 6/8/2010 1:45 PM, nom=de=plume wrote: After much discussion by the four of us, we've concluded that we're pretty much there, as far as being able to afford something in the $300K range. The basic philosophy we're using (and have used individually and collectively for most big purchases) has been to save for twice the expected cost. This has the effect of allowing us some wiggle room with purchase prices in general, not feeling like we're cash broke after a major purchase (e.g., with our two mortgages, we can afford twice the current monthly payment), it gives us the ability to incur after-sale expenses (oh, yeah, I guess a sailboat does need a mast), and extends the time before one or more of us needs to seriously get back to work. (Two of us will be standing down from active work for the better part of 1-2 years, the other two will head back into the grinder in less than a year.) I'd be interested to hear what those who've made major purchases, such as for a boat, have done (or not done) along these lines. Did you pretty much go all in or did you do something similar? Pay off your debts before you incur more debt in the form of a boat. Just curious. How do you figure your mortgages afford you to double up on boat payments. If you want my opinion, the four of you sound like a bunch of lazy morons. Shush. When the mortgage comes up at 17% they will get wiped out on cash flow. Liberal debtors, let them run off the cliff. But for plume-de-fumer, I suspect it is pulling our legs and forget to take the butt plug out. Think full of it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. You really have a foul mouth, besides being pretty stupid. I doubt any woman would put up with you for more than 10 minutes unless you pay for it. I know you have financial problems, due to you mismanaging your money, but there are things called fixed rate mortgages, just so you know. If the rates go to 17%, I'll bet the bank will call your loan. Check your mortgage. There is a provision for it. I hope you NEVER made a late payment. I'll bet you're too stupid to understand how a contract works. Oh wait, I get it. You've never been able to get a mortgage... Did you read the document, all of it? That's the contract you made with the bank. Get back to us when you've read it and understand it, buffalo butt. Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are lawyers. We tend to read contracts. Can you read? I think someone is typing your posts for you... |
sailboat buying strategy
On 6/9/2010 3:25 PM, nom=de=plume wrote:
Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are lawyers. We tend to read contracts. Can you read? I think someone is typing your posts for you... Bull****. Just one of your fantasies. |
sailboat buying strategy
On 6/9/2010 3:25 PM, nom=de=plume wrote:
"Le Moose" wrote in message ... On 6/9/2010 3:05 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 12:25 AM, nom=de=plume wrote: "Canuck57" wrote in message ... On 08/06/2010 12:08 PM, Jeddadiah Smith wrote: On 6/8/2010 1:45 PM, nom=de=plume wrote: After much discussion by the four of us, we've concluded that we're pretty much there, as far as being able to afford something in the $300K range. The basic philosophy we're using (and have used individually and collectively for most big purchases) has been to save for twice the expected cost. This has the effect of allowing us some wiggle room with purchase prices in general, not feeling like we're cash broke after a major purchase (e.g., with our two mortgages, we can afford twice the current monthly payment), it gives us the ability to incur after-sale expenses (oh, yeah, I guess a sailboat does need a mast), and extends the time before one or more of us needs to seriously get back to work. (Two of us will be standing down from active work for the better part of 1-2 years, the other two will head back into the grinder in less than a year.) I'd be interested to hear what those who've made major purchases, such as for a boat, have done (or not done) along these lines. Did you pretty much go all in or did you do something similar? Pay off your debts before you incur more debt in the form of a boat. Just curious. How do you figure your mortgages afford you to double up on boat payments. If you want my opinion, the four of you sound like a bunch of lazy morons. Shush. When the mortgage comes up at 17% they will get wiped out on cash flow. Liberal debtors, let them run off the cliff. But for plume-de-fumer, I suspect it is pulling our legs and forget to take the butt plug out. Think full of it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. You really have a foul mouth, besides being pretty stupid. I doubt any woman would put up with you for more than 10 minutes unless you pay for it. I know you have financial problems, due to you mismanaging your money, but there are things called fixed rate mortgages, just so you know. If the rates go to 17%, I'll bet the bank will call your loan. Check your mortgage. There is a provision for it. I hope you NEVER made a late payment. I'll bet you're too stupid to understand how a contract works. Oh wait, I get it. You've never been able to get a mortgage... Did you read the document, all of it? That's the contract you made with the bank. Get back to us when you've read it and understand it, buffalo butt. Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are lawyers. We tend to read contracts. Can you read? I think someone is typing your posts for you... off to the bozo bin with you. You are certifiable. |
sailboat buying strategy
On 6/9/2010 3:05 PM, nom=de=plume wrote:
"Le Moose" wrote in message ... On 6/9/2010 12:25 AM, nom=de=plume wrote: "Canuck57" wrote in message ... On 08/06/2010 12:08 PM, Jeddadiah Smith wrote: On 6/8/2010 1:45 PM, nom=de=plume wrote: After much discussion by the four of us, we've concluded that we're pretty much there, as far as being able to afford something in the $300K range. The basic philosophy we're using (and have used individually and collectively for most big purchases) has been to save for twice the expected cost. This has the effect of allowing us some wiggle room with purchase prices in general, not feeling like we're cash broke after a major purchase (e.g., with our two mortgages, we can afford twice the current monthly payment), it gives us the ability to incur after-sale expenses (oh, yeah, I guess a sailboat does need a mast), and extends the time before one or more of us needs to seriously get back to work. (Two of us will be standing down from active work for the better part of 1-2 years, the other two will head back into the grinder in less than a year.) I'd be interested to hear what those who've made major purchases, such as for a boat, have done (or not done) along these lines. Did you pretty much go all in or did you do something similar? Pay off your debts before you incur more debt in the form of a boat. Just curious. How do you figure your mortgages afford you to double up on boat payments. If you want my opinion, the four of you sound like a bunch of lazy morons. Shush. When the mortgage comes up at 17% they will get wiped out on cash flow. Liberal debtors, let them run off the cliff. But for plume-de-fumer, I suspect it is pulling our legs and forget to take the butt plug out. Think full of it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. You really have a foul mouth, besides being pretty stupid. I doubt any woman would put up with you for more than 10 minutes unless you pay for it. I know you have financial problems, due to you mismanaging your money, but there are things called fixed rate mortgages, just so you know. If the rates go to 17%, I'll bet the bank will call your loan. Check your mortgage. There is a provision for it. I hope you NEVER made a late payment. I'll bet you're too stupid to understand how a contract works. Oh wait, I get it. You've never been able to get a mortgage... Did you read the document, all of it? That's the contract you made with the bank. Get back to us when you've read it and understand it, buffalo butt. |
sailboat buying strategy
"Jeddadiah Smith" wrote in message ... On 6/9/2010 3:25 PM, nom=de=plume wrote: Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are lawyers. We tend to read contracts. Can you read? I think someone is typing your posts for you... Bull****. Just one of your fantasies. Sorry, but I'm not a bull-shoveler such as yourself. Feel free to keep replying to all of my posts. You and the moose should get together! |
sailboat buying strategy
"Le Moose" wrote in message ... On 6/9/2010 3:25 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 3:05 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 12:25 AM, nom=de=plume wrote: "Canuck57" wrote in message ... On 08/06/2010 12:08 PM, Jeddadiah Smith wrote: On 6/8/2010 1:45 PM, nom=de=plume wrote: After much discussion by the four of us, we've concluded that we're pretty much there, as far as being able to afford something in the $300K range. The basic philosophy we're using (and have used individually and collectively for most big purchases) has been to save for twice the expected cost. This has the effect of allowing us some wiggle room with purchase prices in general, not feeling like we're cash broke after a major purchase (e.g., with our two mortgages, we can afford twice the current monthly payment), it gives us the ability to incur after-sale expenses (oh, yeah, I guess a sailboat does need a mast), and extends the time before one or more of us needs to seriously get back to work. (Two of us will be standing down from active work for the better part of 1-2 years, the other two will head back into the grinder in less than a year.) I'd be interested to hear what those who've made major purchases, such as for a boat, have done (or not done) along these lines. Did you pretty much go all in or did you do something similar? Pay off your debts before you incur more debt in the form of a boat. Just curious. How do you figure your mortgages afford you to double up on boat payments. If you want my opinion, the four of you sound like a bunch of lazy morons. Shush. When the mortgage comes up at 17% they will get wiped out on cash flow. Liberal debtors, let them run off the cliff. But for plume-de-fumer, I suspect it is pulling our legs and forget to take the butt plug out. Think full of it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. You really have a foul mouth, besides being pretty stupid. I doubt any woman would put up with you for more than 10 minutes unless you pay for it. I know you have financial problems, due to you mismanaging your money, but there are things called fixed rate mortgages, just so you know. If the rates go to 17%, I'll bet the bank will call your loan. Check your mortgage. There is a provision for it. I hope you NEVER made a late payment. I'll bet you're too stupid to understand how a contract works. Oh wait, I get it. You've never been able to get a mortgage... Did you read the document, all of it? That's the contract you made with the bank. Get back to us when you've read it and understand it, buffalo butt. Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are lawyers. We tend to read contracts. Can you read? I think someone is typing your posts for you... off to the bozo bin with you. You are certifiable. Doubtful you'll do that. One can only hope! |
sailboat buying strategy
nom=de=plume wrote:
"mmc" wrote in message g.com... "Frogwatch" wrote in message ... On Jun 8, 6:05 pm, Jeddadiah Smith wrote: On 6/8/2010 3:55 PM, jps wrote: You sound like an asshole. I am, brother. I do see a substantial bit of hypocrisy here from someone who is a liberal but somehow has enough to spend $100K on a sailboat while having a luxury car and two mortgages.Seems that somebody is making too much money according to Obama. Most attorneys are dems because the dems never favor tort reform. Basically attorneys are taking money out of the pockets of the poor and giving it to the rich. -------- Following this new and twisted logic, with your trailer house in the woods, hate of air-conditioning and old cheap boats, shouldn't you be a liberal? Another idiot... can't even read, too stupid to try. Wow. So, name-caller, logic not required to be a lawyer, eh? You completely misunderstood what mmc said. Jim - Learned to read early on. |
sailboat buying strategy
Tim wrote:
On Jun 9, 10:23 am, Jim wrote: Tim wrote: NOW, about boats. It is well known among sailors that the bigger the boat, the less it is sailed. Big boats tend to be marina queens. There's a local guy around here that has loads of dough that he's gained by rather undisclosed means that has an 85' "something" sitting docked at Ky. Lake. Every fall he fires it up and ICW's his way to Florida where it sits all winter and he flies back. then in the spring, he fires it back up and moves it back to Kentucky lake and int he fall he repeats the process. And that's about it. Too bad he doesn't post here. Not sure what your point is. If you take out Wayne, what you said he does is about 20 times the total boating of all the so-called "boaters" posting here. Was that your point? Jim - About to give up on this trash heap. Almost every post here gets deleted unread. Wayn is a class Seaman, who enjoys his craft and lives on it at least most of the time and takes it on many nautical mile excursions. He uses his boat. That's not what I was talking about. Further, I'd say about a million or multi million dollar craft just sitting and not being used...if it's some type of tax hedge/write off, or just plain pride of life syndrome. I'd think that the money would be better used elsewhere. I'm in no financial set up[ to waste much of anything let alone tie up anual dock and maintenance fees that are worth more than a good yearly working wage. Sounds like lib complaining about how folks should spend their money to me. That money he's spending goes to help the economy. Surprised to hear you talking like that. And gossiping to boot. You cast a lot of unsubstantiated aspersions on this man, just looking like you're jealous of his boat. Never heard that kind of talk about Eisbock, who spent years mostly docked with a big boat and costly berthing. You oughtta just spit out what you got against this man. Make you feel better. And like I said, yearly boating round trip from KY to FL is more than the total of this group if you take out Wayne. And Greg and MMC too. And me and Frogwatch too. Did at least 15 miles today chasing fish. Hey, ain't it funny how us Florida folk do most the boating? Makes sense too. Even if that feller you're gossiping about is a drug-dealer or running a whore house, he's more of a boater than most here. That's what counts. Surprised we even got an Illinois boater here, what with your ice and snow and prairie issues. Prairie's the worse right? Can't boat in a prairie without putting sails on a wagon. Still ain't boating though. Reason I mention that prairie sailing is I saw it in a movie. So you toss out a hook and catch what, a groundhog? But I'll say you're a real water boater for sure. That's why I read your posts. A lot of boating content. Jim - Don't care how big or little your boat is if you can talk boat. |
sailboat buying strategy
YukonBound wrote:
"nom=de=plume" wrote in message ... "YukonBound" wrote in message ... "nom=de=plume" wrote in message ... "Wayne.B" wrote in message ... On Tue, 8 Jun 2010 10:45:46 -0700, "nom=de=plume" wrote: I'd be interested to hear what those who've made major purchases, such as for a boat, have done (or not done) along these lines. Did you pretty much go all in or did you do something similar? The strategy of buying less than you can afford works well because everyone always under estimates the cost of essential upgrades and maintenance. It is important to try and estimate the upgrades and maintenance as closely as possible and then double that number. It is also important to try and nail down your ongoing expenses for storage, both in and out of the water, and insurance. Insurance costs vary by location, length of season, cruising range, and quality of policy. There are big differences in policies, not always readily apparent until you scrutinize the fine print. The most expensive thing of all is buying the wrong boat, or buying it with the wrong people. That may sound obvious but it happens all the time. Have all of you spent a lot of time together on a boat before? If not, I'd highly recommend chartering a boat similar to what you want for two weeks and sail it somewhere. You'll learn a lot about the boat, the people, and whether or not you really like the life style. Yes, good point about insurance. We haven't really talked about that much, nor investigated, other than saying, yes, we need some. We're going to charter... definitely the smart thing to do. Might have an opportunity to do that for about a six-week stretch this summer. We've spent some time on a boat, but not more than a few weeks. I think it's a viable plan. Perhaps we could just live in a van in parking lot behind a 7/11 for a few weeks. Seems like that would be pretty close. :) The former Larry from Charleston (yes, the half decent Larry) had a little spiel that he wrote whenever someone dreamed about spending a lot of time on a cruising sailboat. It got the point across. I'd love to see it. Is there a link? I wonder if he's hanging around the rec.boats.cruising newsgroup? I'll ty and put a feeler out. "ty" harder. |
sailboat buying strategy
"Jim" wrote in message ... nom=de=plume wrote: "mmc" wrote in message g.com... "Frogwatch" wrote in message ... On Jun 8, 6:05 pm, Jeddadiah Smith wrote: On 6/8/2010 3:55 PM, jps wrote: You sound like an asshole. I am, brother. I do see a substantial bit of hypocrisy here from someone who is a liberal but somehow has enough to spend $100K on a sailboat while having a luxury car and two mortgages.Seems that somebody is making too much money according to Obama. Most attorneys are dems because the dems never favor tort reform. Basically attorneys are taking money out of the pockets of the poor and giving it to the rich. -------- Following this new and twisted logic, with your trailer house in the woods, hate of air-conditioning and old cheap boats, shouldn't you be a liberal? Another idiot... can't even read, too stupid to try. Wow. So, name-caller, logic not required to be a lawyer, eh? You completely misunderstood what mmc said. Jim - Learned to read early on. Do tell. What did mmc say? Jim - never learned to read early on. |
sailboat buying strategy
nom=de=plume wrote:
"Jim" wrote in message ... nom=de=plume wrote: "mmc" wrote in message g.com... "Frogwatch" wrote in message ... On Jun 8, 6:05 pm, Jeddadiah Smith wrote: On 6/8/2010 3:55 PM, jps wrote: You sound like an asshole. I am, brother. I do see a substantial bit of hypocrisy here from someone who is a liberal but somehow has enough to spend $100K on a sailboat while having a luxury car and two mortgages.Seems that somebody is making too much money according to Obama. Most attorneys are dems because the dems never favor tort reform. Basically attorneys are taking money out of the pockets of the poor and giving it to the rich. -------- Following this new and twisted logic, with your trailer house in the woods, hate of air-conditioning and old cheap boats, shouldn't you be a liberal? Another idiot... can't even read, too stupid to try. Wow. So, name-caller, logic not required to be a lawyer, eh? You completely misunderstood what mmc said. Jim - Learned to read early on. Do tell. What did mmc say? Jim - never learned to read early on. You decide when to learn to parse words. I'll decide when I want to answer a flake's questions. Jim - Folks shouldn't get all tied up in politics. Sometimes a flake is just a flake. |
sailboat buying strategy
On 09/06/2010 8:43 AM, JustWaitAFrekinMinute! wrote:
On Jun 9, 9:04 am, Jeddadiah wrote: On 6/9/2010 12:29 AM, nom=de=plume wrote: wrote in message ... NOW, about boats. It is well known among sailors that the bigger the boat, the less it is sailed. Big boats tend to be marina queens. There's a local guy around here that has loads of dough that he's gained by rather undisclosed means that has an 85' "something" sitting docked at Ky. Lake. Every fall he fires it up and ICW's his way to Florida where it sits all winter and he flies back. then in the spring, he fires it back up and moves it back to Kentucky lake and int he fall he repeats the process. And that's about it. So, Tim. Given that I started a thread about boats and it was polluted by right-wing bs, I don't see you having much to say about how these two bozos are off topic. Yet, when someone on the left makes a political statement, you get bent out of shape. Why is that? It might just be something else besides your politics. The fact that you are a snotty bitch might be part of it. And there is the asshole characteristic, and etc. etc. etc.- Hide quoted text - - Show quoted text - You guys still think Harrys' sister is buying a sailboat? HA! Some folks never learn. She is full of ****, just like her tenant in the basement... Didn't fool me. My guess is the best she/it has is a picture of the beached S.S. Minnow. -- Liberalism - a disease of envy, greed, entitlement and KAOS. |
sailboat buying strategy
On 09/06/2010 1:07 PM, nom=de=plume wrote:
"Le Moose" wrote in message ... On 6/9/2010 12:28 AM, nom=de=plume wrote: "Frogwatch" wrote in message snip NOW, about boats. It is well known among sailors that the bigger the boat, the less it is sailed. Big boats tend to be marina queens. My preference is for a Yanmar diesel because parts will not cost an arm and leg. No. Not about boats. It's all about your right-wingnut bull that you seem to think you can dump on this newsgroup without a response. Well, you can't. You're a loud-mouth, foul-mouth moron, who is all about you and isn't interested in anyone else. You have no place in society, and you work to make sure no one else has a place either. Define "it". And don't go all hooky balooky on us. It's uncalled for. You are definitely an "it." And since you claim to be a she, that makes you a sh-it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. |
sailboat buying strategy
On 09/06/2010 1:25 PM, nom=de=plume wrote:
"Le Moose" wrote in message ... On 6/9/2010 3:05 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 12:25 AM, nom=de=plume wrote: "Canuck57" wrote in message ... On 08/06/2010 12:08 PM, Jeddadiah Smith wrote: On 6/8/2010 1:45 PM, nom=de=plume wrote: After much discussion by the four of us, we've concluded that we're pretty much there, as far as being able to afford something in the $300K range. The basic philosophy we're using (and have used individually and collectively for most big purchases) has been to save for twice the expected cost. This has the effect of allowing us some wiggle room with purchase prices in general, not feeling like we're cash broke after a major purchase (e.g., with our two mortgages, we can afford twice the current monthly payment), it gives us the ability to incur after-sale expenses (oh, yeah, I guess a sailboat does need a mast), and extends the time before one or more of us needs to seriously get back to work. (Two of us will be standing down from active work for the better part of 1-2 years, the other two will head back into the grinder in less than a year.) I'd be interested to hear what those who've made major purchases, such as for a boat, have done (or not done) along these lines. Did you pretty much go all in or did you do something similar? Pay off your debts before you incur more debt in the form of a boat. Just curious. How do you figure your mortgages afford you to double up on boat payments. If you want my opinion, the four of you sound like a bunch of lazy morons. Shush. When the mortgage comes up at 17% they will get wiped out on cash flow. Liberal debtors, let them run off the cliff. But for plume-de-fumer, I suspect it is pulling our legs and forget to take the butt plug out. Think full of it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. You really have a foul mouth, besides being pretty stupid. I doubt any woman would put up with you for more than 10 minutes unless you pay for it. I know you have financial problems, due to you mismanaging your money, but there are things called fixed rate mortgages, just so you know. If the rates go to 17%, I'll bet the bank will call your loan. Check your mortgage. There is a provision for it. I hope you NEVER made a late payment. I'll bet you're too stupid to understand how a contract works. Oh wait, I get it. You've never been able to get a mortgage... Did you read the document, all of it? That's the contract you made with the bank. Get back to us when you've read it and understand it, buffalo butt. Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are lawyers. We tend to read contracts. Can you read? I think someone is typing your posts for you... You are no more a lawyer than I am, but I have a job. And you? -- Liberalism - a disease of envy, greed, entitlement and KAOS. |
sailboat buying strategy
On 09/06/2010 2:42 PM, nom=de=plume wrote:
"Jeddadiah Smith" wrote in message ... On 6/9/2010 3:25 PM, nom=de=plume wrote: Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are lawyers. We tend to read contracts. Can you read? I think someone is typing your posts for you... Bull****. Just one of your fantasies. Sorry, but I'm not a bull-shoveler such as yourself. Feel free to keep replying to all of my posts. You and the moose should get together! He she-it, take the butt plug out and let it flow. It is your fantasy. -- Liberalism - a disease of envy, greed, entitlement and KAOS. |
sailboat buying strategy
On 08/06/2010 10:23 PM, nom=de=plume wrote:
"Canuck57" wrote in message ... On 08/06/2010 5:04 PM, nom=de=plume wrote: "Frogwatch" wrote in message ... On Jun 8, 6:05 pm, Jeddadiah Smith wrote: On 6/8/2010 3:55 PM, jps wrote: You sound like an asshole. I am, brother. I do see a substantial bit of hypocrisy here from someone who is a liberal but somehow has enough to spend $100K on a sailboat while having a luxury car and two mortgages.Seems that somebody is making too much money according to Obama. Most attorneys are dems because the dems never favor tort reform. Basically attorneys are taking money out of the pockets of the poor and giving it to the rich. Having gotten that rant out of my system I will not discuss it more but will stick to discussing the sailboat. Big mono-hulls are a poor investment but a catamaran depreciates slower. You will also have more places to keep her in shallow water. I believe that integrated over time that a catamaran is safer than a mono because it allows you to get into shallow water thru questionable inlets or into shallow anchorages that are well protected during storms. ?? It's $300K while having a luxury car (2001) and one mortgage. Sounds like you're very angry. Too bad. You should take a pill or something. Basically, you're unwilling to give up your political rant no matter what. Then, you claim you're only going to talk about on-topic stuff. I think you're just a fool. Sorry if that ****es you off. Honestly, it's really a turnoff, mainly because it's impossible to have a rational discussion with someone who is so filled with loathing. My guess for you, unemployed and skint. Nothing for anybody else to be ****ed of except for yourself at yourself. -- Liberalism - a disease of envy, greed, entitlement and KAOS. skint? What's that? Let me guess, it's what you try and date when you're horny, but they charge too much. I don't need to date, or rather I have a date every day. Happily married for 20 years this summer. Real fox too...5'6" 100 lbs, less than 1/3rd your tonnage. Likes boating too. -- Liberalism - a disease of envy, greed, entitlement and KAOS. |
sailboat buying strategy
On 09/06/2010 6:58 AM, Jeddadiah Smith wrote:
On 6/9/2010 12:23 AM, nom=de=plume wrote: snip skint? What's that? Let me guess, it's what you try and date when you're horny, but they charge too much. Wrong answer. Now she-it will tell us how well traveled she-it is. -- Liberalism - a disease of envy, greed, entitlement and KAOS. |
sailboat buying strategy
"Canuck57" wrote in message ... On 09/06/2010 6:58 AM, Jeddadiah Smith wrote: On 6/9/2010 12:23 AM, nom=de=plume wrote: snip skint? What's that? Let me guess, it's what you try and date when you're horny, but they charge too much. Wrong answer. Now she-it will tell us how well traveled she-it is. -- Liberalism - a disease of envy, greed, entitlement and KAOS. Well-travelled? Sure, but I stay out of slums like your neighborhood for sure! LOSER! |
sailboat buying strategy
"Canuck57" wrote in message ... On 08/06/2010 10:23 PM, nom=de=plume wrote: "Canuck57" wrote in message ... On 08/06/2010 5:04 PM, nom=de=plume wrote: "Frogwatch" wrote in message ... On Jun 8, 6:05 pm, Jeddadiah Smith wrote: On 6/8/2010 3:55 PM, jps wrote: You sound like an asshole. I am, brother. I do see a substantial bit of hypocrisy here from someone who is a liberal but somehow has enough to spend $100K on a sailboat while having a luxury car and two mortgages.Seems that somebody is making too much money according to Obama. Most attorneys are dems because the dems never favor tort reform. Basically attorneys are taking money out of the pockets of the poor and giving it to the rich. Having gotten that rant out of my system I will not discuss it more but will stick to discussing the sailboat. Big mono-hulls are a poor investment but a catamaran depreciates slower. You will also have more places to keep her in shallow water. I believe that integrated over time that a catamaran is safer than a mono because it allows you to get into shallow water thru questionable inlets or into shallow anchorages that are well protected during storms. ?? It's $300K while having a luxury car (2001) and one mortgage. Sounds like you're very angry. Too bad. You should take a pill or something. Basically, you're unwilling to give up your political rant no matter what. Then, you claim you're only going to talk about on-topic stuff. I think you're just a fool. Sorry if that ****es you off. Honestly, it's really a turnoff, mainly because it's impossible to have a rational discussion with someone who is so filled with loathing. My guess for you, unemployed and skint. Nothing for anybody else to be ****ed of except for yourself at yourself. -- Liberalism - a disease of envy, greed, entitlement and KAOS. skint? What's that? Let me guess, it's what you try and date when you're horny, but they charge too much. I don't need to date, or rather I have a date every day. Happily married for 20 years this summer. Real fox too...5'6" 100 lbs, less than 1/3rd your tonnage. Likes boating too. -- Liberalism - a disease of envy, greed, entitlement and KAOS. Meta message: You can't date, no woman would have you. I feel sorry for your wife! FYI, I out weigh her by at 1000lbs. |
sailboat buying strategy
"Jim" wrote in message ... nom=de=plume wrote: "Jim" wrote in message ... nom=de=plume wrote: "mmc" wrote in message g.com... "Frogwatch" wrote in message ... On Jun 8, 6:05 pm, Jeddadiah Smith wrote: On 6/8/2010 3:55 PM, jps wrote: You sound like an asshole. I am, brother. I do see a substantial bit of hypocrisy here from someone who is a liberal but somehow has enough to spend $100K on a sailboat while having a luxury car and two mortgages.Seems that somebody is making too much money according to Obama. Most attorneys are dems because the dems never favor tort reform. Basically attorneys are taking money out of the pockets of the poor and giving it to the rich. -------- Following this new and twisted logic, with your trailer house in the woods, hate of air-conditioning and old cheap boats, shouldn't you be a liberal? Another idiot... can't even read, too stupid to try. Wow. So, name-caller, logic not required to be a lawyer, eh? You completely misunderstood what mmc said. Jim - Learned to read early on. Do tell. What did mmc say? Jim - never learned to read early on. You decide when to learn to parse words. I'll decide when I want to answer a flake's questions. Jim - Folks shouldn't get all tied up in politics. Sometimes a flake is just a flake. So, basically you're full of it. Got it! |
sailboat buying strategy
"Canuck57" wrote in message ... On 09/06/2010 2:42 PM, nom=de=plume wrote: "Jeddadiah Smith" wrote in message ... On 6/9/2010 3:25 PM, nom=de=plume wrote: Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are lawyers. We tend to read contracts. Can you read? I think someone is typing your posts for you... Bull****. Just one of your fantasies. Sorry, but I'm not a bull-shoveler such as yourself. Feel free to keep replying to all of my posts. You and the moose should get together! He she-it, take the butt plug out and let it flow. It is your fantasy. -- Liberalism - a disease of envy, greed, entitlement and KAOS. Yet you keep bringing it up! LOSER! |
sailboat buying strategy
"Canuck57" wrote in message ... On 09/06/2010 1:25 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 3:05 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 12:25 AM, nom=de=plume wrote: "Canuck57" wrote in message ... On 08/06/2010 12:08 PM, Jeddadiah Smith wrote: On 6/8/2010 1:45 PM, nom=de=plume wrote: After much discussion by the four of us, we've concluded that we're pretty much there, as far as being able to afford something in the $300K range. The basic philosophy we're using (and have used individually and collectively for most big purchases) has been to save for twice the expected cost. This has the effect of allowing us some wiggle room with purchase prices in general, not feeling like we're cash broke after a major purchase (e.g., with our two mortgages, we can afford twice the current monthly payment), it gives us the ability to incur after-sale expenses (oh, yeah, I guess a sailboat does need a mast), and extends the time before one or more of us needs to seriously get back to work. (Two of us will be standing down from active work for the better part of 1-2 years, the other two will head back into the grinder in less than a year.) I'd be interested to hear what those who've made major purchases, such as for a boat, have done (or not done) along these lines. Did you pretty much go all in or did you do something similar? Pay off your debts before you incur more debt in the form of a boat. Just curious. How do you figure your mortgages afford you to double up on boat payments. If you want my opinion, the four of you sound like a bunch of lazy morons. Shush. When the mortgage comes up at 17% they will get wiped out on cash flow. Liberal debtors, let them run off the cliff. But for plume-de-fumer, I suspect it is pulling our legs and forget to take the butt plug out. Think full of it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. You really have a foul mouth, besides being pretty stupid. I doubt any woman would put up with you for more than 10 minutes unless you pay for it. I know you have financial problems, due to you mismanaging your money, but there are things called fixed rate mortgages, just so you know. If the rates go to 17%, I'll bet the bank will call your loan. Check your mortgage. There is a provision for it. I hope you NEVER made a late payment. I'll bet you're too stupid to understand how a contract works. Oh wait, I get it. You've never been able to get a mortgage... Did you read the document, all of it? That's the contract you made with the bank. Get back to us when you've read it and understand it, buffalo butt. Hey dummy... if you didn't catch it... I'm a lawyer. Some of my friends are lawyers. We tend to read contracts. Can you read? I think someone is typing your posts for you... You are no more a lawyer than I am, but I have a job. And you? -- Liberalism - a disease of envy, greed, entitlement and KAOS. Come on! Everyone knows you're unemployable. LOSER! |
sailboat buying strategy
"Canuck57" wrote in message ... On 09/06/2010 8:43 AM, JustWaitAFrekinMinute! wrote: On Jun 9, 9:04 am, Jeddadiah wrote: On 6/9/2010 12:29 AM, nom=de=plume wrote: wrote in message ... NOW, about boats. It is well known among sailors that the bigger the boat, the less it is sailed. Big boats tend to be marina queens. There's a local guy around here that has loads of dough that he's gained by rather undisclosed means that has an 85' "something" sitting docked at Ky. Lake. Every fall he fires it up and ICW's his way to Florida where it sits all winter and he flies back. then in the spring, he fires it back up and moves it back to Kentucky lake and int he fall he repeats the process. And that's about it. So, Tim. Given that I started a thread about boats and it was polluted by right-wing bs, I don't see you having much to say about how these two bozos are off topic. Yet, when someone on the left makes a political statement, you get bent out of shape. Why is that? It might just be something else besides your politics. The fact that you are a snotty bitch might be part of it. And there is the asshole characteristic, and etc. etc. etc.- Hide quoted text - - Show quoted text - You guys still think Harrys' sister is buying a sailboat? HA! Some folks never learn. She is full of ****, just like her tenant in the basement... Didn't fool me. My guess is the best she/it has is a picture of the beached S.S. Minnow. -- Liberalism - a disease of envy, greed, entitlement and KAOS. Try English. No habla stupid. LOSER |
sailboat buying strategy
"Canuck57" wrote in message ... On 09/06/2010 1:07 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 12:28 AM, nom=de=plume wrote: "Frogwatch" wrote in message snip NOW, about boats. It is well known among sailors that the bigger the boat, the less it is sailed. Big boats tend to be marina queens. My preference is for a Yanmar diesel because parts will not cost an arm and leg. No. Not about boats. It's all about your right-wingnut bull that you seem to think you can dump on this newsgroup without a response. Well, you can't. You're a loud-mouth, foul-mouth moron, who is all about you and isn't interested in anyone else. You have no place in society, and you work to make sure no one else has a place either. Define "it". And don't go all hooky balooky on us. It's uncalled for. You are definitely an "it." And since you claim to be a she, that makes you a sh-it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. Another obsession of yours apparently. LOSER! |
sailboat buying strategy
On 6/9/2010 10:42 PM, nom=de=plume wrote:
"Canuck57" wrote in message ... On 09/06/2010 1:07 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 12:28 AM, nom=de=plume wrote: "Frogwatch" wrote in message snip NOW, about boats. It is well known among sailors that the bigger the boat, the less it is sailed. Big boats tend to be marina queens. My preference is for a Yanmar diesel because parts will not cost an arm and leg. No. Not about boats. It's all about your right-wingnut bull that you seem to think you can dump on this newsgroup without a response. Well, you can't. You're a loud-mouth, foul-mouth moron, who is all about you and isn't interested in anyone else. You have no place in society, and you work to make sure no one else has a place either. Define "it". And don't go all hooky balooky on us. It's uncalled for. You are definitely an "it." And since you claim to be a she, that makes you a sh-it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. Another obsession of yours apparently. LOSER! Folks! Can you believe an honest to goodness lawyer said that? Neither can I. |
sailboat buying strategy
On 6/9/2010 10:41 PM, nom=de=plume wrote:
It might just be something else besides your politics. The fact that you are a snotty bitch might be part of it. And there is the asshole characteristic, and etc. etc. etc.- Hide quoted text - - Show quoted text - You guys still think Harrys' sister is buying a sailboat? HA! Some folks never learn. She is full of ****, just like her tenant in the basement... Didn't fool me. My guess is the best she/it has is a picture of the beached S.S. Minnow. -- Liberalism - a disease of envy, greed, entitlement and KAOS. Try English. No habla stupid. LOSER Folks! Can you believe an honest to goodness lawyer said that? Neither can I. |
sailboat buying strategy
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sailboat buying strategy
"Jeddadiah Smith" wrote in message ... On 6/9/2010 10:41 PM, nom=de=plume wrote: It might just be something else besides your politics. The fact that you are a snotty bitch might be part of it. And there is the asshole characteristic, and etc. etc. etc.- Hide quoted text - - Show quoted text - You guys still think Harrys' sister is buying a sailboat? HA! Some folks never learn. She is full of ****, just like her tenant in the basement... Didn't fool me. My guess is the best she/it has is a picture of the beached S.S. Minnow. -- Liberalism - a disease of envy, greed, entitlement and KAOS. Try English. No habla stupid. LOSER Folks! Can you believe an honest to goodness lawyer said that? Neither can I. Well... you're an idiot. It's not that surprising. |
sailboat buying strategy
"Jeddadiah Smith" wrote in message ... On 6/9/2010 10:42 PM, nom=de=plume wrote: "Canuck57" wrote in message ... On 09/06/2010 1:07 PM, nom=de=plume wrote: "Le Moose" wrote in message ... On 6/9/2010 12:28 AM, nom=de=plume wrote: "Frogwatch" wrote in message snip NOW, about boats. It is well known among sailors that the bigger the boat, the less it is sailed. Big boats tend to be marina queens. My preference is for a Yanmar diesel because parts will not cost an arm and leg. No. Not about boats. It's all about your right-wingnut bull that you seem to think you can dump on this newsgroup without a response. Well, you can't. You're a loud-mouth, foul-mouth moron, who is all about you and isn't interested in anyone else. You have no place in society, and you work to make sure no one else has a place either. Define "it". And don't go all hooky balooky on us. It's uncalled for. You are definitely an "it." And since you claim to be a she, that makes you a sh-it. -- Liberalism - a disease of envy, greed, entitlement and KAOS. Another obsession of yours apparently. LOSER! Folks! Can you believe an honest to goodness lawyer said that? Neither can I. Ok stalker. I think people got your message.... moron. |
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