sailboat buying strategy
 

On Jun 8, 5:45*pm, Canuck57 wrote:
On 08/06/2010 2:03 PM, jps wrote:



On Tue, 08 Jun 2010 14:12:28 -0400, Wayne.B
*wrote:

On Tue, 8 Jun 2010 10:45:46 -0700,
wrote:

I'd be interested to hear what those who've made major purchases, such as
for a boat, have done (or not done) along these lines. Did you pretty much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. *It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. *Insurance costs
vary by location, length of season, cruising range, and quality of
policy. *There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. * That may sound obvious but it happens all the
time. * Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. *You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Good advice. *I'd think about exactly how you're going to use the boat
and how many are likely to on board rather than deciding on a boat
based on the collective budget and affordability.

Which also gets down to why I rent. *Until I know where I will park my
butt for a long time, I rent. *Some real small lakes, 16 aluminium, but
others like Michigan a twin diesel 30' is nice.

If you end up spending as much as you can afford but the boat only
sees two to four passengers on most trips, it's a big waste of $ to
purchase a 45+ ft boat. *Although it may offer space, it's more to
keep up and more work to sail.

Agreed, plus you would have to be Bill Gates to own something like
below, awesome:

http://www.youtube.com/watch?v=ddDjD...eature=related

But I am not crooked enough... *Would make more room for the staff, they
would all be chicks.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

I am simply tired of paying liberals debts yet here we have one who
will probably default and make the rest of us pay for it. Nom will no
doubt castigate those awful bankers and then if he/she gets laid off
will make the rest of us pay the debt.

sailboat buying strategy
 

On 08/06/2010 2:39 PM, Jim wrote:
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K range. The basic philosophy we're using (and have used
individually and collectively for most big purchases) has been to save
for twice the expected cost. This has the effect of allowing us some
wiggle room with purchase prices in general, not feeling like we're
cash broke after a major purchase (e.g., with our two mortgages, we
can afford twice the current monthly payment), it gives us the ability
to incur after-sale expenses (oh, yeah, I guess a sailboat does need a
mast), and extends the time before one or more of us needs to
seriously get back to work. (Two of us will be standing down from
active work for the better part of 1-2 years, the other two will head
back into the grinder in less than a year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.

Which if de-plume wasn't pulling your legs, she/it would not be here.
Think about it, 7x24x10 weeks now non-stop. It has a boat, it is likely
the S.S. Minnow movie set prop on a keychain.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

sailboat buying strategy
 

On Jun 8, 5:45*pm, Canuck57 wrote:
On 08/06/2010 2:03 PM, jps wrote:



On Tue, 08 Jun 2010 14:12:28 -0400, Wayne.B
*wrote:

On Tue, 8 Jun 2010 10:45:46 -0700,
wrote:

I'd be interested to hear what those who've made major purchases, such as
for a boat, have done (or not done) along these lines. Did you pretty much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. *It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. *Insurance costs
vary by location, length of season, cruising range, and quality of
policy. *There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. * That may sound obvious but it happens all the
time. * Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. *You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Good advice. *I'd think about exactly how you're going to use the boat
and how many are likely to on board rather than deciding on a boat
based on the collective budget and affordability.

Which also gets down to why I rent. *Until I know where I will park my
butt for a long time, I rent. *Some real small lakes, 16 aluminium, but
others like Michigan a twin diesel 30' is nice.

If you end up spending as much as you can afford but the boat only
sees two to four passengers on most trips, it's a big waste of $ to
purchase a 45+ ft boat. *Although it may offer space, it's more to
keep up and more work to sail.

Agreed, plus you would have to be Bill Gates to own something like
below, awesome:

http://www.youtube.com/watch?v=ddDjD...eature=related

But I am not crooked enough... *Would make more room for the staff, they
would all be chicks.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.
My preference is for a Yanmar diesel because parts will not cost an
arm and leg.

sailboat buying strategy
 

On Jun 8, 6:48*pm, jps wrote:
On Tue, 8 Jun 2010 15:18:18 -0700 (PDT), Frogwatch





wrote:
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. *Most attorneys are dems because
the dems never favor tort reform. *Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

Having gotten that rant out of my system I will not discuss it more
but will stick to discussing the sailboat. *Big mono-hulls are a poor
investment but a catamaran depreciates slower. *You will also have
more places to keep her in shallow water. *I believe that integrated
over time that a catamaran is safer than a mono because it allows you
to get into shallow water thru questionable inlets *or into shallow
anchorages that are well protected during storms.

It's so damned funny to watch you "conservatives" squirm when you find
out a liberal can be well founded and still speak on behalf of those
who haven't a voice.

We don't bitch about paying our fair share. *There's still plenty left
over to live, sometimes even comfortably.

Limousine liberals don't bitch about paying their fair share... they
just don't pay it, period. The rest of the liberal voting base has
their hand out, as they don't pay *any* taxes. They wait on the limo
libs to give them a hand-out paid for by, of course, the working
class.

It's no secret.

sailboat buying strategy
 

On 08/06/2010 6:50 PM, Frogwatch wrote:
On Jun 8, 5:45 pm, wrote:
On 08/06/2010 2:03 PM, jps wrote:



On Tue, 08 Jun 2010 14:12:28 -0400, Wayne.B
wrote:

On Tue, 8 Jun 2010 10:45:46 -0700,
wrote:

I'd be interested to hear what those who've made major purchases, such as
for a boat, have done (or not done) along these lines. Did you pretty much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. That may sound obvious but it happens all the
time. Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Good advice. I'd think about exactly how you're going to use the boat
and how many are likely to on board rather than deciding on a boat
based on the collective budget and affordability.

Which also gets down to why I rent. Until I know where I will park my
butt for a long time, I rent. Some real small lakes, 16 aluminium, but
others like Michigan a twin diesel 30' is nice.

If you end up spending as much as you can afford but the boat only
sees two to four passengers on most trips, it's a big waste of $ to
purchase a 45+ ft boat. Although it may offer space, it's more to
keep up and more work to sail.

Agreed, plus you would have to be Bill Gates to own something like
below, awesome:

http://www.youtube.com/watch?v=ddDjD...eature=related

But I am not crooked enough... Would make more room for the staff, they
would all be chicks.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

I am simply tired of paying liberals debts yet here we have one who
will probably default and make the rest of us pay for it. Nom will no
doubt castigate those awful bankers and then if he/she gets laid off
will make the rest of us pay the debt.

Given the posting times, plumer has no job and no boat. Might have a
pot to **** in but not much else.

Yep, one of these days she/it will be in here whining the blues...
hopeful they repo the computer too.

Until we can get presidents and leaders who repect the rights of workers
and our children enough to shake the paracites off the government hind.
Trouble is our current lot of politicians are paracites.

Obama's motto:

Killing future wealth of our children for massive debt/greed of today.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

sailboat buying strategy
 

On 08/06/2010 6:53 PM, Frogwatch wrote:
On Jun 8, 5:45 pm, wrote:
On 08/06/2010 2:03 PM, jps wrote:



On Tue, 08 Jun 2010 14:12:28 -0400, Wayne.B
wrote:

On Tue, 8 Jun 2010 10:45:46 -0700,
wrote:

I'd be interested to hear what those who've made major purchases, such as
for a boat, have done (or not done) along these lines. Did you pretty much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. That may sound obvious but it happens all the
time. Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Good advice. I'd think about exactly how you're going to use the boat
and how many are likely to on board rather than deciding on a boat
based on the collective budget and affordability.

Which also gets down to why I rent. Until I know where I will park my
butt for a long time, I rent. Some real small lakes, 16 aluminium, but
others like Michigan a twin diesel 30' is nice.

If you end up spending as much as you can afford but the boat only
sees two to four passengers on most trips, it's a big waste of $ to
purchase a 45+ ft boat. Although it may offer space, it's more to
keep up and more work to sail.

Agreed, plus you would have to be Bill Gates to own something like
below, awesome:

http://www.youtube.com/watch?v=ddDjD...eature=related

But I am not crooked enough... Would make more room for the staff, they
would all be chicks.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.
My preference is for a Yanmar diesel because parts will not cost an
arm and leg.

Ya, but would it not be nice to have a huge one, live on it year in and
out. Say 3000 sq ft of living space? Go to Scotland for Scotch in the
summer, down to Agentina in the winter for wine. Stay clear of Africa
unless you want to man the guns and do some target practice.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

sailboat buying strategy
 

NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.


There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

sailboat buying strategy
 

"Canuck57" wrote in message
...
On 08/06/2010 5:05 PM, nom=de=plume wrote:

"jps" wrote in message
...
On Tue, 8 Jun 2010 15:18:18 -0700 (PDT), Frogwatch
wrote:

On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

Having gotten that rant out of my system I will not discuss it more
but will stick to discussing the sailboat. Big mono-hulls are a poor
investment but a catamaran depreciates slower. You will also have
more places to keep her in shallow water. I believe that integrated
over time that a catamaran is safer than a mono because it allows you
to get into shallow water thru questionable inlets or into shallow
anchorages that are well protected during storms.

It's so damned funny to watch you "conservatives" squirm when you find
out a liberal can be well founded and still speak on behalf of those
who haven't a voice.

We don't bitch about paying our fair share. There's still plenty left
over to live, sometimes even comfortably.

Yeah, I've never heard of any rightwing nuts who are attorneys. I don't
think they actually exist. Froggie is an idiot.


And you, are full of it.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

And, you are an idiot also. Sorry if I left you out.

sailboat buying strategy
 

"Jack" wrote in message
...
On Jun 8, 6:48 pm, jps wrote:
On Tue, 8 Jun 2010 15:18:18 -0700 (PDT), Frogwatch





wrote:
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

Having gotten that rant out of my system I will not discuss it more
but will stick to discussing the sailboat. Big mono-hulls are a poor
investment but a catamaran depreciates slower. You will also have
more places to keep her in shallow water. I believe that integrated
over time that a catamaran is safer than a mono because it allows you
to get into shallow water thru questionable inlets or into shallow
anchorages that are well protected during storms.

It's so damned funny to watch you "conservatives" squirm when you find
out a liberal can be well founded and still speak on behalf of those
who haven't a voice.

We don't bitch about paying our fair share. There's still plenty left
over to live, sometimes even comfortably.

Limousine liberals don't bitch about paying their fair share... they
just don't pay it, period. The rest of the liberal voting base has
their hand out, as they don't pay *any* taxes. They wait on the limo
libs to give them a hand-out paid for by, of course, the working
class.

It's no secret.

Well, which one am I? I think you've got some reality issues. I suppose
you're going to claim that rightwing nuts want to pay for their fair share?

sailboat buying strategy
 

"Canuck57" wrote in message
...
On 08/06/2010 5:04 PM, nom=de=plume wrote:

"Frogwatch" wrote in message
...
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

Having gotten that rant out of my system I will not discuss it more
but will stick to discussing the sailboat. Big mono-hulls are a poor
investment but a catamaran depreciates slower. You will also have
more places to keep her in shallow water. I believe that integrated
over time that a catamaran is safer than a mono because it allows you
to get into shallow water thru questionable inlets or into shallow
anchorages that are well protected during storms.

?? It's $300K while having a luxury car (2001) and one mortgage.

Sounds like you're very angry. Too bad. You should take a pill or
something.

Basically, you're unwilling to give up your political rant no matter
what. Then, you claim you're only going to talk about on-topic stuff. I
think you're just a fool. Sorry if that ****es you off. Honestly, it's
really a turnoff, mainly because it's impossible to have a rational
discussion with someone who is so filled with loathing.

My guess for you, unemployed and skint. Nothing for anybody else to be
****ed of except for yourself at yourself.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

skint? What's that? Let me guess, it's what you try and date when you're
horny, but they charge too much.

sailboat buying strategy
 

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the $300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better part of
1-2 years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on cash
flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any woman
would put up with you for more than 10 minutes unless you pay for it.

I know you have financial problems, due to you mismanaging your money, but
there are things called fixed rate mortgages, just so you know.

sailboat buying strategy
 

"Frogwatch" wrote in message
...
On Jun 8, 5:45 pm, Canuck57 wrote:
On 08/06/2010 2:03 PM, jps wrote:



On Tue, 08 Jun 2010 14:12:28 -0400, Wayne.B
wrote:

On Tue, 8 Jun 2010 10:45:46 -0700,
wrote:

I'd be interested to hear what those who've made major purchases,
such as
for a boat, have done (or not done) along these lines. Did you pretty
much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. That may sound obvious but it happens all the
time. Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Good advice. I'd think about exactly how you're going to use the boat
and how many are likely to on board rather than deciding on a boat
based on the collective budget and affordability.

Which also gets down to why I rent. Until I know where I will park my
butt for a long time, I rent. Some real small lakes, 16 aluminium, but
others like Michigan a twin diesel 30' is nice.

If you end up spending as much as you can afford but the boat only
sees two to four passengers on most trips, it's a big waste of $ to
purchase a 45+ ft boat. Although it may offer space, it's more to
keep up and more work to sail.

Agreed, plus you would have to be Bill Gates to own something like
below, awesome:

http://www.youtube.com/watch?v=ddDjD...eature=related

But I am not crooked enough... Would make more room for the staff, they
would all be chicks.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

I am simply tired of paying liberals debts yet here we have one who
will probably default and make the rest of us pay for it. Nom will no
doubt castigate those awful bankers and then if he/she gets laid off
will make the rest of us pay the debt.

Come on. You're tired of paying for the services you use. You're mostly full
of it though.

sailboat buying strategy
 

"Canuck57" wrote in message
...
On 08/06/2010 6:50 PM, Frogwatch wrote:
On Jun 8, 5:45 pm, wrote:
On 08/06/2010 2:03 PM, jps wrote:



On Tue, 08 Jun 2010 14:12:28 -0400, Wayne.B
wrote:

On Tue, 8 Jun 2010 10:45:46 -0700,
wrote:

I'd be interested to hear what those who've made major purchases,
such as
for a boat, have done (or not done) along these lines. Did you pretty
much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. That may sound obvious but it happens all the
time. Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Good advice. I'd think about exactly how you're going to use the boat
and how many are likely to on board rather than deciding on a boat
based on the collective budget and affordability.

Which also gets down to why I rent. Until I know where I will park my
butt for a long time, I rent. Some real small lakes, 16 aluminium, but
others like Michigan a twin diesel 30' is nice.

If you end up spending as much as you can afford but the boat only
sees two to four passengers on most trips, it's a big waste of $ to
purchase a 45+ ft boat. Although it may offer space, it's more to
keep up and more work to sail.

Agreed, plus you would have to be Bill Gates to own something like
below, awesome:

http://www.youtube.com/watch?v=ddDjD...eature=related

But I am not crooked enough... Would make more room for the staff, they
would all be chicks.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

I am simply tired of paying liberals debts yet here we have one who
will probably default and make the rest of us pay for it. Nom will no
doubt castigate those awful bankers and then if he/she gets laid off
will make the rest of us pay the debt.

Given the posting times, plumer has no job and no boat. Might have a pot
to **** in but not much else.

Yep, one of these days she/it will be in here whining the blues... hopeful
they repo the computer too.

Until we can get presidents and leaders who repect the rights of workers
and our children enough to shake the paracites off the government hind.
Trouble is our current lot of politicians are paracites.

Obama's motto:

Killing future wealth of our children for massive debt/greed of today.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

Yup, you're pretty stupid.

sailboat buying strategy
 

On Jun 8, 11:23*pm, "nom=de=plume" wrote:
"Canuck57" wrote in message

...



On 08/06/2010 5:04 PM, nom=de=plume wrote:

"Frogwatch" wrote in message
....
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

Having gotten that rant out of my system I will not discuss it more
but will stick to discussing the sailboat. Big mono-hulls are a poor
investment but a catamaran depreciates slower. You will also have
more places to keep her in shallow water. I believe that integrated
over time that a catamaran is safer than a mono because it allows you
to get into shallow water thru questionable inlets or into shallow
anchorages that are well protected during storms.

?? It's $300K while having a luxury car (2001) and one mortgage.

Sounds like you're very angry. Too bad. You should take a pill or
something.

Basically, you're unwilling to give up your political rant no matter
what. Then, you claim you're only going to talk about on-topic stuff. I
think you're just a fool. Sorry if that ****es you off. Honestly, it's
really a turnoff, mainly because it's impossible to have a rational
discussion with someone who is so filled with loathing.

My guess for you, unemployed and skint. *Nothing for anybody else to be
****ed of except for yourself at yourself.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

skint? What's that? Let me guess, it's what you try and date when you're
horny, but they charge too much.

"Skint" means you're broke.


I remember that term from when I was in England.

sailboat buying strategy
 

"Frogwatch" wrote in message
...
On Jun 8, 5:45 pm, Canuck57 wrote:
On 08/06/2010 2:03 PM, jps wrote:



On Tue, 08 Jun 2010 14:12:28 -0400, Wayne.B
wrote:

On Tue, 8 Jun 2010 10:45:46 -0700,
wrote:

I'd be interested to hear what those who've made major purchases,
such as
for a boat, have done (or not done) along these lines. Did you pretty
much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. That may sound obvious but it happens all the
time. Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Good advice. I'd think about exactly how you're going to use the boat
and how many are likely to on board rather than deciding on a boat
based on the collective budget and affordability.

Which also gets down to why I rent. Until I know where I will park my
butt for a long time, I rent. Some real small lakes, 16 aluminium, but
others like Michigan a twin diesel 30' is nice.

If you end up spending as much as you can afford but the boat only
sees two to four passengers on most trips, it's a big waste of $ to
purchase a 45+ ft boat. Although it may offer space, it's more to
keep up and more work to sail.

Agreed, plus you would have to be Bill Gates to own something like
below, awesome:

http://www.youtube.com/watch?v=ddDjD...eature=related

But I am not crooked enough... Would make more room for the staff, they
would all be chicks.
--
Liberalism - a disease of envy, greed, entitlement and KAOS.

NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.
My preference is for a Yanmar diesel because parts will not cost an
arm and leg.

No. Not about boats. It's all about your right-wingnut bull that you seem to
think you can dump on this newsgroup without a response. Well, you can't.
You're a loud-mouth, foul-mouth moron, who is all about you and isn't
interested in anyone else. You have no place in society, and you work to
make sure no one else has a place either.

sailboat buying strategy
 

"Tim" wrote in message
...
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.


There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted by
right-wing bs, I don't see you having much to say about how these two bozos
are off topic. Yet, when someone on the left makes a political statement,
you get bent out of shape. Why is that?

sailboat buying strategy
 

"Canuck57" wrote in message
...
On 08/06/2010 2:39 PM, Jim wrote:
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K range. The basic philosophy we're using (and have used
individually and collectively for most big purchases) has been to save
for twice the expected cost. This has the effect of allowing us some
wiggle room with purchase prices in general, not feeling like we're
cash broke after a major purchase (e.g., with our two mortgages, we
can afford twice the current monthly payment), it gives us the ability
to incur after-sale expenses (oh, yeah, I guess a sailboat does need a
mast), and extends the time before one or more of us needs to
seriously get back to work. (Two of us will be standing down from
active work for the better part of 1-2 years, the other two will head
back into the grinder in less than a year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.

Which if de-plume wasn't pulling your legs, she/it would not be here.
Think about it, 7x24x10 weeks now non-stop. It has a boat, it is likely
the S.S. Minnow movie set prop on a keychain.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

What if you had a brain. You'd be dangerous. You don't have a brain. You're
just an idiot.

sailboat buying strategy
 

On Jun 8, 11:29*pm, "nom=de=plume" wrote:
"Tim" wrote in message

...

NOW, about boats. *It is well known among sailors that the bigger the
boat, the less it is sailed. *Big boats tend to be marina queens.

There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted by
right-wing bs, I don't see you having much to say about how these two bozos
are off topic. Yet, when someone on the left makes a political statement,
you get bent out of shape. Why is that?

I can't keep up.

sailboat buying strategy
 

On Jun 8, 11:29*pm, "nom=de=plume" wrote:
"Tim" wrote in message

...

NOW, about boats. *It is well known among sailors that the bigger the
boat, the less it is sailed. *Big boats tend to be marina queens.

There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted by
right-wing bs, I don't see you having much to say about how these two bozos
are off topic. Yet, when someone on the left makes a political statement,
you get bent out of shape. Why is that?

Why is what? I'm no net cop, and I never call anyone an 'idiot' but
seeing that you mentioned it, Canuck threw a good boating thread
making it political recently and I reacted to his post wishing to keep
it about boating. Not thread OP's but which do you respond to, more
boating or political posts.

sailboat buying strategy
 

"Tim" wrote in message
...
On Jun 8, 11:29 pm, "nom=de=plume" wrote:
"Tim" wrote in message

...

NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.

There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted by
right-wing bs, I don't see you having much to say about how these two
bozos
are off topic. Yet, when someone on the left makes a political statement,
you get bent out of shape. Why is that?

Why is what? I'm no net cop, and I never call anyone an 'idiot' but
seeing that you mentioned it, Canuck threw a good boating thread
making it political recently and I reacted to his post wishing to keep
it about boating. Not thread OP's but which do you respond to, more
boating or political posts.

Probably political posts, mostly because I don't like it when others post
total crap and expect people to take it without retort.

sailboat buying strategy
 

In article ,
says...

On Tue, 8 Jun 2010 13:56:42 -0700, "nom=de=plume"
wrote:


"jps" wrote in message
.. .
On Tue, 8 Jun 2010 13:09:52 -0700, "nom=de=plume"
wrote:


"Wayne.B" wrote in message
...
On Tue, 8 Jun 2010 10:45:46 -0700, "nom=de=plume"
wrote:

I'd be interested to hear what those who've made major purchases, such
as
for a boat, have done (or not done) along these lines. Did you pretty
much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. That may sound obvious but it happens all the
time. Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Yes, good point about insurance. We haven't really talked about that much,
nor investigated, other than saying, yes, we need some.

We're going to charter... definitely the smart thing to do. Might have an
opportunity to do that for about a six-week stretch this summer. We've
spent
some time on a boat, but not more than a few weeks. I think it's a viable
plan. Perhaps we could just live in a van in parking lot behind a 7/11 for
a
few weeks. Seems like that would be pretty close. :)

You'd have to have someone rocking it at all times while simulating
system breakdowns, while dousing it with salt laden water that you
have to attend to as it dries.

Try to find a fiberglass van with lots of chrome on it so you get an
opportunity to keep up the appearance.

Yeah, and pooping in the van... don't forget that. lol

Don't know if it's a fair comparison to just throw a porta potty in
there. Boats of any decent size always have a well ventilated,
closeable box in which to perform daily rituals.

Here is an old link which might shed some light on the project...

http://polycruising.livejournal.com/11658.html

This is the "Liveaboard Simulator". It has been posted here before but
it's a good read...

--
Rowdy Mouse Racing - We race for cheese!

sailboat buying strategy
 

In article ,
says...

After much discussion by the four of us, we've concluded that we're pretty
much there, as far as being able to afford something in the $300K range. The
basic philosophy we're using (and have used individually and collectively
for most big purchases) has been to save for twice the expected cost. This
has the effect of allowing us some wiggle room with purchase prices in
general, not feeling like we're cash broke after a major purchase (e.g.,
with our two mortgages, we can afford twice the current monthly payment), it
gives us the ability to incur after-sale expenses (oh, yeah, I guess a
sailboat does need a mast), and extends the time before one or more of us
needs to seriously get back to work. (Two of us will be standing down from
active work for the better part of 1-2 years, the other two will head back
into the grinder in less than a year.)

I'd be interested to hear what those who've made major purchases, such as
for a boat, have done (or not done) along these lines. Did you pretty much
go all in or did you do something similar?

I'm so lusciously rich that I can buy three or four boats of that size.
I have everything anyone could want, and all of it's the finest quality.

sailboat buying strategy
 

In article ,
says...

"nom=de=plume" wrote in message
...

"YukonBound" wrote in message
...


"nom=de=plume" wrote in message
...

"Wayne.B" wrote in message
...
On Tue, 8 Jun 2010 10:45:46 -0700, "nom=de=plume"
wrote:

I'd be interested to hear what those who've made major purchases, such
as
for a boat, have done (or not done) along these lines. Did you pretty
much
go all in or did you do something similar?

The strategy of buying less than you can afford works well because
everyone always under estimates the cost of essential upgrades and
maintenance. It is important to try and estimate the upgrades and
maintenance as closely as possible and then double that number.

It is also important to try and nail down your ongoing expenses for
storage, both in and out of the water, and insurance. Insurance costs
vary by location, length of season, cruising range, and quality of
policy. There are big differences in policies, not always readily
apparent until you scrutinize the fine print.

The most expensive thing of all is buying the wrong boat, or buying it
with the wrong people. That may sound obvious but it happens all the
time. Have all of you spent a lot of time together on a boat before?
If not, I'd highly recommend chartering a boat similar to what you
want for two weeks and sail it somewhere. You'll learn a lot about
the boat, the people, and whether or not you really like the life
style.

Yes, good point about insurance. We haven't really talked about that
much, nor investigated, other than saying, yes, we need some.

We're going to charter... definitely the smart thing to do. Might have
an opportunity to do that for about a six-week stretch this summer.
We've spent some time on a boat, but not more than a few weeks. I think
it's a viable plan. Perhaps we could just live in a van in parking lot
behind a 7/11 for a few weeks. Seems like that would be pretty close. :)


The former Larry from Charleston (yes, the half decent Larry) had a
little spiel that he wrote whenever someone dreamed about spending a lot
of time on a cruising sailboat.
It got the point across.

I'd love to see it. Is there a link?


I wonder if he's hanging around the rec.boats.cruising newsgroup?
I'll ty and put a feeler out.

I really like when you "put a feeler" out for me, little buddy.

sailboat buying strategy
 

In article ,
says...

"nom=de=plume" wrote in message
...

"Jim" wrote in message
...
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the $300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better part of
1-2 years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you pretty
much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.


Heh... well, I tend to discount opinions that are wrong. :)


If you get to the British Virgin Islands anytime soon, I'll ask my buddy
down there to show you the ropes on how to live on a boat 'on the cheap'.
He's been doing it for the last 15 years.

You don't want to consult me? You know I'm the best at everything, have
done everything there is in boating, and have owned a hundred different
boats. You do believe everything I talk about here, don't you little
buddy?

sailboat buying strategy
 

On 6/9/2010 12:23 AM, nom=de=plume wrote:
snip
skint? What's that? Let me guess, it's what you try and date when you're
horny, but they charge too much.


Wrong answer.

sailboat buying strategy
 

On 6/9/2010 12:29 AM, nom=de=plume wrote:

"Tim" wrote in message
...
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.


There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted
by right-wing bs, I don't see you having much to say about how these two
bozos are off topic. Yet, when someone on the left makes a political
statement, you get bent out of shape. Why is that?


It might just be something else besides your politics. The fact that you
are a snotty bitch might be part of it. And there is the asshole
characteristic, and etc. etc. etc.

sailboat buying strategy
 

On 6/9/2010 12:28 AM, nom=de=plume wrote:

"Frogwatch" wrote in message
snip
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.
My preference is for a Yanmar diesel because parts will not cost an
arm and leg.

No. Not about boats. It's all about your right-wingnut bull that you
seem to think you can dump on this newsgroup without a response. Well,
you can't. You're a loud-mouth, foul-mouth moron, who is all about you
and isn't interested in anyone else. You have no place in society, and
you work to make sure no one else has a place either.


Define "it". And don't go all hooky balooky on us. It's uncalled for.

sailboat buying strategy
 

"hk" wrote in message
...
In article ,
says...

"nom=de=plume" wrote in message
...

"Jim" wrote in message
...
nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used individually
and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to
work.
(Two of us will be standing down from active work for the better part
of
1-2 years, the other two will head back into the grinder in less than
a
year.)

I'd be interested to hear what those who've made major purchases,
such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


You're nuts if you think you can get any good advice on high-priced
sailboats from the assholes here.
Except for Wayne, none know squat about that, and he's a stinkpotter
now
and out of the loop.
Try internet sailboat forums.
Just come here to talk powerboats or to take a dump.

Jim - Holding my nose while here.


Heh... well, I tend to discount opinions that are wrong. :)


If you get to the British Virgin Islands anytime soon, I'll ask my buddy
down there to show you the ropes on how to live on a boat 'on the cheap'.
He's been doing it for the last 15 years.

You don't want to consult me? You know I'm the best at everything, have
done everything there is in boating, and have owned a hundred different
boats. You do believe everything I talk about here, don't you little
buddy?

That you looney??
Man, you are getting loonier by the day.

sailboat buying strategy
 

On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used individually and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less than a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay for it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check
your mortgage. There is a provision for it. I hope you NEVER made a late
payment.

sailboat buying strategy
 

"Frogwatch" wrote in message
...
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

--------
Following this new and twisted logic, with your trailer house in the woods,
hate of air-conditioning and old cheap boats, shouldn't you be a liberal?

sailboat buying strategy
 

On 6/9/2010 12:22 AM, nom=de=plume wrote:

"Jack" wrote in message
...
On Jun 8, 6:48 pm, jps wrote:
On Tue, 8 Jun 2010 15:18:18 -0700 (PDT), Frogwatch





wrote:
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

Having gotten that rant out of my system I will not discuss it more
but will stick to discussing the sailboat. Big mono-hulls are a poor
investment but a catamaran depreciates slower. You will also have
more places to keep her in shallow water. I believe that integrated
over time that a catamaran is safer than a mono because it allows you
to get into shallow water thru questionable inlets or into shallow
anchorages that are well protected during storms.

It's so damned funny to watch you "conservatives" squirm when you find
out a liberal can be well founded and still speak on behalf of those
who haven't a voice.

We don't bitch about paying our fair share. There's still plenty left
over to live, sometimes even comfortably.

Limousine liberals don't bitch about paying their fair share... they
just don't pay it, period. The rest of the liberal voting base has
their hand out, as they don't pay *any* taxes. They wait on the limo
libs to give them a hand-out paid for by, of course, the working
class.

It's no secret.

Well, which one am I? I think you've got some reality issues. I suppose
you're going to claim that rightwing nuts want to pay for their fair share?

Take your pick. It's all part of OUR problem.

sailboat buying strategy
 

On Jun 9, 9:04*am, Jeddadiah Smith wrote:
On 6/9/2010 12:29 AM, nom=de=plume wrote:





"Tim" wrote in message
....
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.

There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted
by right-wing bs, I don't see you having much to say about how these two
bozos are off topic. Yet, when someone on the left makes a political
statement, you get bent out of shape. Why is that?

It might just be something else besides your politics. The fact that you
are a snotty bitch might be part of it. And there is the asshole
characteristic, and etc. etc. etc.- Hide quoted text -

- Show quoted text -

You guys still think Harrys' sister is buying a sailboat? HA! Some
folks never learn. She is full of ****, just like her tenant in the
basement...

sailboat buying strategy
 

Tim wrote:
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.


There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

Too bad he doesn't post here.
Not sure what your point is.
If you take out Wayne, what you said he does is about 20 times the total
boating of all the so-called "boaters" posting here.
Was that your point?

Jim - About to give up on this trash heap. Almost every post here gets
deleted unread.

sailboat buying strategy
 

On Jun 9, 10:23*am, Jim wrote:
Tim wrote:
NOW, about boats. *It is well known among sailors that the bigger the
boat, the less it is sailed. *Big boats tend to be marina queens.

There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

Too bad he doesn't post here.
Not sure what your point is.
If you take out Wayne, what you said he does is about 20 times the total
boating of all the so-called "boaters" posting here.
Was that your point?

Jim - About to give up on this trash heap. *Almost every post here gets
deleted unread.

My point was really nothing but an exampelary comment concerning the
"bigger" boats and how they seem to be "marina queens" as far as what
I was saying about this guys luxury liner being a dock queen.


It is.

sailboat buying strategy
 

On Jun 9, 10:23*am, Jim wrote:
Tim wrote:
NOW, about boats. *It is well known among sailors that the bigger the
boat, the less it is sailed. *Big boats tend to be marina queens.

There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

Too bad he doesn't post here.
Not sure what your point is.
If you take out Wayne, what you said he does is about 20 times the total
boating of all the so-called "boaters" posting here.
Was that your point?

Jim - About to give up on this trash heap. *Almost every post here gets
deleted unread.

Wayn is a class Seaman, who enjoys his craft and lives on it at least
most of the time and takes it on many nautical mile excursions. He
uses his boat. That's not what I was talking about.


Further, I'd say about a million or multi million dollar craft just
sitting and not being used...if it's some type of tax hedge/write
off, or just plain pride of life syndrome.

I'd think that the money would be better used elsewhere. I'm in no
financial set up[ to waste much of anything let alone tie up anual
dock and maintenance fees that are worth more than a good yearly
working wage.

sailboat buying strategy
 

"Le Moose" wrote in message
...
On 6/9/2010 12:22 AM, nom=de=plume wrote:

"Jack" wrote in message
...
On Jun 8, 6:48 pm, jps wrote:
On Tue, 8 Jun 2010 15:18:18 -0700 (PDT), Frogwatch





wrote:
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

Having gotten that rant out of my system I will not discuss it more
but will stick to discussing the sailboat. Big mono-hulls are a poor
investment but a catamaran depreciates slower. You will also have
more places to keep her in shallow water. I believe that integrated
over time that a catamaran is safer than a mono because it allows you
to get into shallow water thru questionable inlets or into shallow
anchorages that are well protected during storms.

It's so damned funny to watch you "conservatives" squirm when you find
out a liberal can be well founded and still speak on behalf of those
who haven't a voice.

We don't bitch about paying our fair share. There's still plenty left
over to live, sometimes even comfortably.

Limousine liberals don't bitch about paying their fair share... they
just don't pay it, period. The rest of the liberal voting base has
their hand out, as they don't pay *any* taxes. They wait on the limo
libs to give them a hand-out paid for by, of course, the working
class.

It's no secret.

Well, which one am I? I think you've got some reality issues. I suppose
you're going to claim that rightwing nuts want to pay for their fair
share?

Take your pick. It's all part of OUR problem.

Poor little man. You have a problem. Bummer for you!

sailboat buying strategy
 

"mmc" wrote in message
g.com...

"Frogwatch" wrote in message
...
On Jun 8, 6:05 pm, Jeddadiah Smith wrote:
On 6/8/2010 3:55 PM, jps wrote:

You sound like an asshole.

I am, brother.

I do see a substantial bit of hypocrisy here from someone who is a
liberal but somehow has enough to spend $100K on a sailboat while
having a luxury car and two mortgages.Seems that somebody is making
too much money according to Obama. Most attorneys are dems because
the dems never favor tort reform. Basically attorneys are taking
money out of the pockets of the poor and giving it to the rich.

--------
Following this new and twisted logic, with your trailer house in the
woods, hate of air-conditioning and old cheap boats, shouldn't you be a
liberal?


Another idiot... can't even read, too stupid to try. Wow.

sailboat buying strategy
 

"Le Moose" wrote in message
...
On 6/9/2010 12:25 AM, nom=de=plume wrote:

"Canuck57" wrote in message
...
On 08/06/2010 12:08 PM, Jeddadiah Smith wrote:
On 6/8/2010 1:45 PM, nom=de=plume wrote:
After much discussion by the four of us, we've concluded that we're
pretty much there, as far as being able to afford something in the
$300K
range. The basic philosophy we're using (and have used individually
and
collectively for most big purchases) has been to save for twice the
expected cost. This has the effect of allowing us some wiggle room
with
purchase prices in general, not feeling like we're cash broke after a
major purchase (e.g., with our two mortgages, we can afford twice the
current monthly payment), it gives us the ability to incur after-sale
expenses (oh, yeah, I guess a sailboat does need a mast), and extends
the time before one or more of us needs to seriously get back to work.
(Two of us will be standing down from active work for the better
part of
1-2 years, the other two will head back into the grinder in less than
a
year.)

I'd be interested to hear what those who've made major purchases, such
as for a boat, have done (or not done) along these lines. Did you
pretty
much go all in or did you do something similar?


Pay off your debts before you incur more debt in the form of a boat.

Just curious. How do you figure your mortgages afford you to double up
on boat payments.
If you want my opinion, the four of you sound like a bunch of lazy
morons.

Shush. When the mortgage comes up at 17% they will get wiped out on
cash flow. Liberal debtors, let them run off the cliff.

But for plume-de-fumer, I suspect it is pulling our legs and forget to
take the butt plug out. Think full of it.

--
Liberalism - a disease of envy, greed, entitlement and KAOS.

You really have a foul mouth, besides being pretty stupid. I doubt any
woman would put up with you for more than 10 minutes unless you pay for
it.

I know you have financial problems, due to you mismanaging your money,
but there are things called fixed rate mortgages, just so you know.

If the rates go to 17%, I'll bet the bank will call your loan. Check your
mortgage. There is a provision for it. I hope you NEVER made a late
payment.

I'll bet you're too stupid to understand how a contract works. Oh wait, I
get it. You've never been able to get a mortgage...

sailboat buying strategy
 

"Jeddadiah Smith" wrote in message
...
On 6/9/2010 12:29 AM, nom=de=plume wrote:

"Tim" wrote in message
...
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.


There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted
by right-wing bs, I don't see you having much to say about how these two
bozos are off topic. Yet, when someone on the left makes a political
statement, you get bent out of shape. Why is that?


It might just be something else besides your politics. The fact that you
are a snotty bitch might be part of it. And there is the asshole
characteristic, and etc. etc. etc.

Screw you. You're a foul-mouthed misanthrope with no life.

sailboat buying strategy
 

"JustWaitAFrekinMinute!" wrote in message
...
On Jun 9, 9:04 am, Jeddadiah Smith wrote:
On 6/9/2010 12:29 AM, nom=de=plume wrote:





"Tim" wrote in message
...
NOW, about boats. It is well known among sailors that the bigger the
boat, the less it is sailed. Big boats tend to be marina queens.

There's a local guy around here that has loads of dough that he's
gained by rather undisclosed means that has an 85' "something" sitting
docked at Ky. Lake. Every fall he fires it up and ICW's his way to
Florida where it sits all winter and he flies back. then in the
spring, he fires it back up and moves it back to Kentucky lake and int
he fall he repeats the process.

And that's about it.

So, Tim. Given that I started a thread about boats and it was polluted
by right-wing bs, I don't see you having much to say about how these
two
bozos are off topic. Yet, when someone on the left makes a political
statement, you get bent out of shape. Why is that?

It might just be something else besides your politics. The fact that you
are a snotty bitch might be part of it. And there is the asshole
characteristic, and etc. etc. etc.- Hide quoted text -

- Show quoted text -

You guys still think Harrys' sister is buying a sailboat? HA! Some
folks never learn. She is full of ****, just like her tenant in the
basement...


You still claim to think? HA!