On Mon, 10 May 2010 21:00:10 -0400, wrote:

On Mon, 10 May 2010 20:16:33 -0400, bpuharic wrote:

On Mon, 10 May 2010 19:37:38 -0400, wrote:

On Mon, 10 May 2010 18:22:42 -0400, bpuharic wrote:

On Mon, 10 May 2010 11:09:17 -0400, wrote:



where? where do i go? where do the other engineers go? you guys keep
pretending there are all these jobs out there

where?


Maybe it is time you looked at another career. When the computer
hardware business went away I changed my line of work to something
that was growing.

zzzzzzzzzzzzz

That explains it, you snoozed through the time when they were making
your job a dead end and now you are lashing out at everyone else.

guess you right wingers havent noticed the fact the middle class
hasnt had a raise in 10 years.

you blow it off as unimportant. your view is that only the rich should
have money. screw the middle class

and i notice you call the rich 'everyone else'. in your world they're
the only important folks. working people can go hang


but you right wingers figure he's white. so you naver mention that.

You seem to be the only one here fixated on Obama's race.
Do you really hate whitey that much?

you righties seem to be the only ones who think that, in the 225 year
history of the US, only obama has been a bad, socialist, muslim,
indonesian president


IOW he's black

On May 10, 5:24*pm, bpuharic wrote:
On Mon, 10 May 2010 09:42:44 -0700 (PDT), Tim
wrote:

On May 10, 11:39*am, Tim wrote:
On May 10, 10:09*am, wrote:

Another thing I've found out, is that it seems I'm to busy to rant
about how bad things seem to be.

there's a word for folks like you:

sheep

No, There's a word for people like me.

"Busy"

"hk" wrote in message
...
On 5/10/10 5:53 PM, nom=de=plume wrote:
wrote in message
...
On Mon, 10 May 2010 10:43:58 -0700, "nom=de=plume"
wrote:

The point with metal is it is a hedge in the drop in the dollar.
Treasuries are just dollars and if the dollar gets devalued your
treasuries are devalued. That is why silver coins are 13x the face
value right now.

A hedge is fine, but putting _all_ your marbles in one place isn't a
particularly good strategy. You miss the inevitable upside for one
thing.


We all should agree with that. I don't even keep all my money in the
same bank.


Doubtful. I don't keep my money in banks. I use the credit union. I
had
BofA, but I don't like their policies.



If you travel a lot, it's not a bad idea to have an account at one of the
big national banks so you can use non-foreign ATMs and save the $3.00 fee
for getting your own cash out. Other than that, though, credit unions are
the way to go.


--
The Tea Party's teabaggers are just the Republican base by another name.


I haven't had a problem with reciprocal agreements and my CU refunds fees if
there are any.

wrote in message
...
On Mon, 10 May 2010 17:56:20 -0400, hk
wrote:

Doubtful. I don't keep my money in banks. I use the credit union. I
had
BofA, but I don't like their policies.



If you travel a lot, it's not a bad idea to have an account at one of
the big national banks so you can use non-foreign ATMs and save the
$3.00 fee for getting your own cash out. Other than that, though, credit
unions are the way to go.

I never saw that much advantage with the credit union but my wife
likes hers. If you keep some money in the bank they treat you pretty
well. I don't pay fees for anything.


You definitely get more personalized service, which I like. They have good
rates if you need them.

wrote in message
...
On Mon, 10 May 2010 14:53:45 -0700, "nom=de=plume"
wrote:

We all should agree with that. I don't even keep all my money in the
same bank.


Doubtful. I don't keep my money in banks. I use the credit union. I had
BofA, but I don't like their policies.

Only one? What do you do when they **** you off? ... or just close for
some reason?

I like at least 3 banks and at least 2 insurance companies. Then when
you get mad at them it is easy to close out and go.


Sounds complicated and time-consuming, but if you don't mind....

wrote in message
...
On Mon, 10 May 2010 21:08:36 -0700, "nom=de=plume"
wrote:

wrote in message
. ..
On Mon, 10 May 2010 14:53:45 -0700, "nom=de=plume"
wrote:

We all should agree with that. I don't even keep all my money in the
same bank.


Doubtful. I don't keep my money in banks. I use the credit union. I
had
BofA, but I don't like their policies.

Only one? What do you do when they **** you off? ... or just close for
some reason?

I like at least 3 banks and at least 2 insurance companies. Then when
you get mad at them it is easy to close out and go.


Sounds complicated and time-consuming, but if you don't mind....


What's complicated? Opening a few statements every month? I just think
of it as keeping my money in a couple different pockets. One is debit
card transactions for my day to day, one is checks and EFTs for bills
and one is linked to my brokerage account. I think that is easier.
The only one that is really dynamic is the debit card. The other two
are very predictable. I usually know what the ending balance should be
before I open the envelope.



Umm... banks (mostly) are FDIC insured. No one under the $200K (now) limit
has ever lost a dime. If you've got more than that in a bank, you're doing
something wrong. I avoid debit cards except for gas. Keep in mind that
they don't have the protections that CCs do.

On Mon, 10 May 2010 22:35:11 -0400, wrote:

On Mon, 10 May 2010 21:15:48 -0400, bpuharic wrote:

O
That explains it, you snoozed through the time when they were making
your job a dead end and now you are lashing out at everyone else.

guess you right wingers havent noticed the fact the middle class
hasnt had a raise in 10 years.

you blow it off as unimportant. your view is that only the rich should
have money. screw the middle class

and i notice you call the rich 'everyone else'. in your world they're
the only important folks. working people can go hang

Well you have nothing to worry about now. Obama will fix it all and
you will start getting COLAs right along with the Social Security
folks. Oops Obama stopped the COLAs

he stopped the COLAS because the COLA was not going up...

guess you missed that part. in fact mileage reimbursement for
corporate expense accounts dropped from 58 cents to 50 cents this
year...same reason


BTW I hope you are ready for the sticker shock you will have when your
open season starts on your health insurance.

ROFLMAO!!

health insurance costs under the free market were increasing at double
digit rates! guess you right wingers missed that part!

more of your right wing mythology

On May 11, 6:18*am, bpuharic wrote:
On Mon, 10 May 2010 22:35:11 -0400, wrote:
On Mon, 10 May 2010 21:15:48 -0400, bpuharic wrote:

O
That explains it, you snoozed through the time when they were making
your job a dead end and now you are lashing out at everyone else.

guess you right wingers *havent noticed the fact the middle class
hasnt had a raise in 10 *years.

you blow it off as unimportant. your view is that only the rich should
have money. screw the middle class

and i notice you call the rich 'everyone else'. in your world they're
the only important folks. working people can go hang

Well you have nothing to worry about now. Obama will fix it all and
you will start getting COLAs right along with the Social Security
folks. *Oops Obama stopped the COLAs

he stopped the COLAS because the COLA was not going up...

guess you missed that part. in fact mileage reimbursement for
corporate expense accounts dropped from 58 cents to 50 cents this
year...same reason



BTW I hope you are ready for the sticker shock you will have when your
open season starts on your health insurance.

ROFLMAO!!

health insurance costs under the free market were increasing at double
digit rates! guess you right wingers missed that part!

more of your right wing mythology- Hide quoted text -

- Show quoted text -

Our company group policy just went up 10% in one year.!

On May 10, 9:58*pm, Tim wrote:
On May 10, 5:24*pm, bpuharic wrote:

On Mon, 10 May 2010 09:42:44 -0700 (PDT), Tim
wrote:

On May 10, 11:39*am, Tim wrote:
On May 10, 10:09*am, wrote:

Another thing I've found out, is that it seems I'm to busy to rant
about how bad things seem to be.

there's a word for folks like you:

sheep

No, There's a word for people like me.

"Busy"

No, let me re-phrase that.


"Grateful"

wrote in message
...
On Mon, 10 May 2010 23:16:39 -0700, "nom=de=plume"
wrote:

wrote in message
. ..
On Mon, 10 May 2010 21:08:36 -0700, "nom=de=plume"
wrote:

wrote in message
m...
On Mon, 10 May 2010 14:53:45 -0700, "nom=de=plume"
wrote:

We all should agree with that. I don't even keep all my money in the
same bank.


Doubtful. I don't keep my money in banks. I use the credit union. I
had
BofA, but I don't like their policies.

Only one? What do you do when they **** you off? ... or just close for
some reason?

I like at least 3 banks and at least 2 insurance companies. Then when
you get mad at them it is easy to close out and go.


Sounds complicated and time-consuming, but if you don't mind....


What's complicated? Opening a few statements every month? I just think
of it as keeping my money in a couple different pockets. One is debit
card transactions for my day to day, one is checks and EFTs for bills
and one is linked to my brokerage account. I think that is easier.
The only one that is really dynamic is the debit card. The other two
are very predictable. I usually know what the ending balance should be
before I open the envelope.



Umm... banks (mostly) are FDIC insured. No one under the $200K (now) limit
has ever lost a dime. If you've got more than that in a bank, you're doing
something wrong. I avoid debit cards except for gas. Keep in mind that
they don't have the protections that CCs do.


If it is a Visa/MC marked card they give you virtually the same
protection. I use my debit for just about everything but I do keep
some cash around for the day the card stops working..

I agree the FDIC will protect your deposits but it might not be
immediate. Saying something never happened is also no assurance it
never will. The Dow never lost 1000 points in 10 minutes before
either. I really think we will see a lot of things that never happened
before in the next decade.


Actually, it's always immediate. You money never "goes away" to be later
retrieved. Your money is completely safe, as long as there's a Federal
gov't. The stock market isn't really a good counter example. The moon hasn't
crashed into the earth, but I suppose it's possible.