Sleezy credit card companies
 

The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: as confirmed by the 1st clerk...my credit is perfect......... (or at
least *was* if they follow through on their threat to send the o/s $7.00 to
the credit bureau)

Sleezy credit card companies
 

"Don White" wrote in message
...
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late
payment' and the girl couldn't even confirm that they were still charging
me the $39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: as confirmed by the 1st clerk...my credit is perfect......... (or
at least *was* if they follow through on their threat to send the o/s
$7.00 to the credit bureau)



There was something done about that practice down here in the land of
honesty and integrity.
I've forgotten (or never knew) the details, but it had to do with
prohibiting credit card companies from adding penalty interest on the entire
balance, rather than just the part that is overdue.

Problem is, although it was passed into law, I don't think it has gone into
affect yet.

Eisboch

Sleezy credit card companies
 

Don White wrote:
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: as confirmed by the 1st clerk...my credit is perfect......... (or at
least *was* if they follow through on their threat to send the o/s $7.00 to
the credit bureau)




The best thing that could happen to the economy for the average Joe
would be the bust-up of the big international banks and the return of
local banks owned and operated by managers who live in the community.

Sleezy credit card companies
 

On Jan 28, 7:41*pm, "Don White" wrote:
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: *as confirmed by the 1st clerk...my credit is perfect......... (or at
least *was* if they follow through on their threat to send the o/s $7.00 to
the credit bureau)

Lesson learned.. Read the contract, oh yeah, then pay your ****ing
bill. You're supposed to be the big boy here...snerk

Sleezy credit card companies
 

On Jan 28, 7:48*pm, "Eisboch" wrote:
"Don White" wrote in message

...





The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late
payment' and the girl couldn't even confirm that they were still charging
me the $39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: *as confirmed by the 1st clerk...my credit is perfect......... (or
at least *was* if they follow through on their threat to send the o/s
$7.00 to the credit bureau)

There was something done about that practice down here in the land of
honesty and integrity.
I've forgotten (or never knew) the details, but it had to do with
prohibiting credit card companies from adding penalty interest on the entire
balance, rather than just the part that is overdue.

Problem is, although it was passed into law, I don't think it has gone into
affect yet.

Eisboch- Hide quoted text -

- Show quoted text -

Yeah, big deal they made, but it doesn't go into effect for 1-1/2 to 2
years iirc...

Sleezy credit card companies
 

"Don White" wrote in message
...
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

Cards like that, I call them up once and ask them to fix it. If they don't
I offer to cancel the card. When they ask why, I cite this as the reason.

My cards pay me, not the other way around. No fee and a 1% annual kickback.
They need you more than you need them.

Sleezy credit card companies
 

wrote in message
...
On Jan 28, 7:41 pm, "Don White" wrote:
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to
pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late
payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: as confirmed by the 1st clerk...my credit is perfect......... (or at
least *was* if they follow through on their threat to send the o/s $7.00
to
the credit bureau)

Lesson learned.. Read the contract, oh yeah, then pay your ****ing
bill. You're supposed to be the big boy here...snerk

And be sure to read your statements as soon as they come. Sears (I think
now Citigroup) has started bouncing the due around to catch you in a late
payment. For years the due date was alway the 15th of the month for me. So
I would go on line and pay it on the 10th. Then one month I get charged a
late fee. I checked and then noticed that they had jumped the payment due
date up to the 9th. I've watched since and it has jumped to as early as the
5th of the month...this month it is back to the 16th. Wouldn't use the damn
card but being a Sears retiree the only way I can get my discount is to pay
cash/check or use the Sears card. I had put a Sears tractor on it with one
year no interest and I figure they're trying to catch me in a late payment
so they can terminate that no interest agreement.

Tom G.

Sleezy credit card companies
 

On Jan 28, 8:35*pm, wrote:
On Jan 28, 7:41*pm, "Don White" wrote:





The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: *as confirmed by the 1st clerk...my credit is perfect......... (or at
least *was* if they follow through on their threat to send the o/s $7.00 to
the credit bureau)

Lesson learned.. Read the contract, oh yeah, then pay your ****ing
bill. You're supposed to be the big boy here...snerk- Hide quoted text -

- Show quoted text -

You're just mad because he HAS a credit card...and you cant get one...

Sleezy credit card companies
 

Sleezy credit card companies
 

"BAR" wrote in message
...


Sucks to have one with a 5% interest rate.

Cheaper to buy a car on the credit card then buy it from a bank.


Now that you mention it... I have a line of credit that charges me one half
percent over prime.
Last month prime was 3.5%...but I believe it's around 3% at this time. If
I thought it would stay there, it might be a good way to pay for the new
RAV4 or Forester in March.

Sleezy credit card companies
 

On Jan 28, 7:41*pm, "Don White" wrote:
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: *as confirmed by the 1st clerk...my credit is perfect......... (or at
least *was* if they follow through on their threat to send the o/s $7.00 to
the credit bureau)

Pay your bills on time, problem solved.

Sleezy credit card companies
 

On Wed, 28 Jan 2009 20:41:11 -0400, "Don White"
wrote:

The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: as confirmed by the 1st clerk...my credit is perfect......... (or at
least *was* if they follow through on their threat to send the o/s $7.00 to
the credit bureau)


The best thing that could happen to the economy for the average Joe
would be making his credit card payments on time, or, better yet, pay the
balance every month.

And, when you make a dumb mistake, don't broadcast it to the world
expecting sympathy.
--
John H

* The original point and click interface was a Smith & Wesson. *

Sleezy credit card companies
 

Sleezy credit card companies
 

John H wrote:
On Wed, 28 Jan 2009 20:41:11 -0400, "Don White"
wrote:

The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: as confirmed by the 1st clerk...my credit is perfect......... (or at
least *was* if they follow through on their threat to send the o/s $7.00 to
the credit bureau)


The best thing that could happen to the economy for the average Joe
would be making his credit card payments on time, or, better yet, pay the
balance every month.

And, when you make a dumb mistake, don't broadcast it to the world
expecting sympathy.
--
John H

* The original point and click interface was a Smith & Wesson. *

I ALWAYS pay off my balance and never carry over a balance, so that
might be why they treat me better than Donnie. ;)

Sleezy credit card companies
 

On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57" wrote:


"Don White" wrote in message
.. .
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing I
had my camera purchase and moms books to come re Christmas, I decided to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

Cards like that, I call them up once and ask them to fix it. If they don't
I offer to cancel the card. When they ask why, I cite this as the reason.

My cards pay me, not the other way around. No fee and a 1% annual kickback.
They need you more than you need them.


I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

Go here first... http://tinyurl.com/d3vxvm

* Definition of a teenager?
God's punishment...for enjoying sex. *

Sleezy credit card companies
 

"Don White" wrote in message
...

"John H" wrote in message
...
On Wed, 28 Jan 2009 20:41:11 -0400, "Don White"
wrote:

The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing
I
had my camera purchase and moms books to come re Christmas, I decided to
pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late
payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they
squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: as confirmed by the 1st clerk...my credit is perfect......... (or
at
least *was* if they follow through on their threat to send the o/s $7.00
to
the credit bureau)


The best thing that could happen to the economy for the average Joe
would be making his credit card payments on time, or, better yet, pay the
balance every month.

And, when you make a dumb mistake, don't broadcast it to the world
expecting sympathy.
--
John H


Sympathy from here...hardly! I was just just wondering if others had
similar experiences with credit card companies..


Citigroup even offered to let me pay it late without interest charges. Was
out of the US (Victoria actually) and called up to get the balance. When I
told her I was on a trip, she made the offer. Since I pay online via my
bank, I thanked her and said it would be on time. But I pay for everything
with a card. Never carry a balance. Paid for 2 college educations, 2
weddings (partial on one where the country club does not take cards) and
have made several trips on airline miles, and still have a couple hundred K
miles to use on American Airlines. They make money off the purchases and we
are both happy. Maybe you should set up automatic pay out of your checking
account. Heck, my Phone bill and Dish Network are billed to the card.

Sleezy credit card companies
 

On Thu, 29 Jan 2009 13:41:42 -0500, "Reginald P. Smithers III, Esq."
wrote:

HK wrote:
Don White wrote:
"John H" wrote in message
...
On Wed, 28 Jan 2009 20:41:11 -0400, "Don White"
wrote:

The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement
from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing I
had my camera purchase and moms books to come re Christmas, I
decided to pay
the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't seem
right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

It was bad enough that they called yesterday looking for the 'late
payment'
and the girl couldn't even confirm that they were still charging me the
$39.00 annual fee.
I looked back and sure enough...it showed up in June.
Anyway..even a mild mannered Canadian can only take so much.
I told her to take the interest off the new purchases or cancel the
card
right away.... she chose to cancel.
Good riddance to Citibank....maybe they'll go teats up after they
squander
their share of the bailout money.
And yes...I adjusted the final payment to reflect interest on the
outstanding balance less that charged on the new purchases.
They'll have to come up here and squeeze the $7.00 out of me.

Note: as confirmed by the 1st clerk...my credit is perfect.........
(or at
least *was* if they follow through on their threat to send the o/s
$7.00 to
the credit bureau)

The best thing that could happen to the economy for the average Joe
would be making his credit card payments on time, or, better yet, pay
the
balance every month.

And, when you make a dumb mistake, don't broadcast it to the world
expecting sympathy.
--
John H


Sympathy from here...hardly! I was just just wondering if others
had similar experiences with credit card companies..


The best thing to do with schitts like Herring: ignore them.

Harry, you need to take your own advice. You mention Herring in just
about every one of your posts.

Note how often I respond to the guy.
--
John H

For a great time, go here first... http://tinyurl.com/d3vxvm

* Definition of a teenager?
God's punishment...for enjoying sex. *

Sleezy credit card companies
 

"John H" wrote in message
...
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57" wrote:


"Don White" wrote in message
. ..
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing
I
had my camera purchase and moms books to come re Christmas, I decided to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.


I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.

Sleezy credit card companies
 

On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57" wrote:


"John H" wrote in message
.. .
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57" wrote:


"Don White" wrote in message
.. .
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date... so...knowing
I
had my camera purchase and moms books to come re Christmas, I decided to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.


I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.



You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H

For a great time, go here first... http://tinyurl.com/d3vxvm

* Definition of a teenager?
God's punishment...for enjoying sex. *

Sleezy credit card companies
 

"John H" wrote in message
...
On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57" wrote:


"John H" wrote in message
. ..
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:


"Don White" wrote in message
. ..
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.


I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.



You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H


Will they issue those cards to Canadians?

Sleezy credit card companies
 

On Thu, 29 Jan 2009 20:33:51 -0400, "Don White"
wrote:


"John H" wrote in message
.. .
On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57" wrote:


"John H" wrote in message
...
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:


"Don White" wrote in message
...
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of $609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.


I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.



You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H


Will they issue those cards to Canadians?


Ask them!
--
John H

For a great time, go here first... http://tinyurl.com/d3vxvm

* Definition of a teenager?
God's punishment...for enjoying sex. *

Sleezy credit card companies
 

wrote in message
...
On Jan 29, 7:33 pm, "Don White" wrote:
"John H" wrote in message

...

On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57"
wrote:

"John H" wrote in message
. ..
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:

"Don White" wrote in message
. ..
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I
decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.

I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card
during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.

You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H

Will they issue those cards to Canadians?- Hide quoted text -

- Show quoted text -

Certainly not one's who don't pay their bills!
--------
Quite true. They treat you a lot better with AAA credit and have net assets
to cover. In fact, they kiss your tail. Poor credit types they don't want.

Sleezy credit card companies
 

wrote in message
...
On Jan 29, 7:33 pm, "Don White" wrote:
"John H" wrote in message

...





On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57"
wrote:

"John H" wrote in message
. ..
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:

"Don White" wrote in message
. ..
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I
decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.

I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card
during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.

You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H

Will they issue those cards to Canadians?- Hide quoted text -

- Show quoted text -

Certainly not one's who don't pay their bills!
************************************************** *

Don't you have a 'winter crop' that needs tending?
I think JustHate is runnin' low on supplies.

Sleezy credit card companies
 

On Jan 30, 1:59*pm, "Don White" wrote:
wrote in message

...
On Jan 29, 7:33 pm, "Don White" wrote:





"John H" wrote in message

.. .

On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57"
wrote:

"John H" wrote in message
. ..
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:

"Don White" wrote in message
. ..
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I
decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.

I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card
during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.

You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H

Will they issue those cards to Canadians?- Hide quoted text -

- Show quoted text -

Certainly not one's who don't pay their bills!
************************************************** *

Don't you have a 'winter crop' that needs tending?
I think JustHate is runnin' low on supplies.- Hide quoted text -

- Show quoted text -

What in hell are you talking about? Oh, I know, just like your lover/
master/clone......
Just making things up as you go along.....
Now isn't your son yelling at you to go get him some more wine?

Sleezy credit card companies
 

On Jan 30, 1:47*pm, "Canuck57" wrote:
"Don White" wrote in message

...







"John H" wrote in message
.. .
On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57" wrote:

"John H" wrote in message
...
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:

"Don White" wrote in message
...
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I decided
to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. *If they
don't
I offer to cancel the card. *When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. *No fee and a 1% annual
kickback.
They need you more than you need them.

I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? *Sounds good.

You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H

Will they issue those cards to Canadians?

Not enough competition in Canada. *TD, BNS, National, RBC would say no.- Hide quoted text -

- Show quoted text -

Same here now. All of our credit card companies got bought out with
the "Bailout". Now they are all owned by three major companies
basically.

Sleezy credit card companies
 

"Canuck57" wrote in message
...

"Don White" wrote in message
...

"John H" wrote in message
...
On Thu, 29 Jan 2009 16:55:38 -0700, "Canuck57"
wrote:


"John H" wrote in message
m...
On Wed, 28 Jan 2009 18:36:56 -0700, "Canuck57"
wrote:


"Don White" wrote in message
t...
The nerve of them...
I had a small new charge of $24.60 show up automatically on my Dec
statement from Consumer Reports re the online service.
I forgot to pay the bill until 3 days after the due date...
so...knowing
I
had my camera purchase and moms books to come re Christmas, I
decided to
pay the entire balance when the updated January bill arrived.
It came today and I noticed a $7.41 interest charge..which just
didn't
seem right on a credit card with a 12.9% annual interest rate.
I called to complain and they informed me that I was being stung for
interest on the original late $22.60 PLUS my new purchases of
$609.48.

Cards like that, I call them up once and ask them to fix it. If they
don't
I offer to cancel the card. When they ask why, I cite this as the
reason.

My cards pay me, not the other way around. No fee and a 1% annual
kickback.
They need you more than you need them.


I love my card.

Earn 2% cash back on supermarket purchases*
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.25% cash back from all purchases** you make with the card
during
each billing cycle

And no annual fee. It gets used even if I'm just buying an onion at
Safeway.
--
John H

So which card is it? Sounds good.



You might not like this....

https://www.penfed.org/productsAndRa...ewardCards.asp

What can I say??
--
John H


Will they issue those cards to Canadians?

Not enough competition in Canada. TD, BNS, National, RBC would say no.

Guess I'll try my own bank...CIBC.
The only reason I got mixed up with that crappy yank bank was way back when
Canada Trust merged with TD and sold off their credit card business to
Citibank.
CIBC has three different types of cards and yes...one does pay back at a
paltry rate of 1%. (no yearly fee)